Civic Intelligence

Pcm Credit Union

990 • Fiscal year 2014 • EIN 39-0974444

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 06, 2015

Organization Profilewww.pcmcu.org

View Organization Page

PO Box 28500Green Bay, WI 54324

(920) 499-2831

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

14th percentile

0.85x

Higher debt load relative to assets than 14% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

51st percentile

18.32x

Higher debt load relative to revenue than 51% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

95th percentile

27%

Higher net margin than 95% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

46th percentile

$185,505

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

35th percentile

2.3%

Faster asset growth than 35% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

61st percentile

3.7%

Faster revenue growth than 61% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets14th percentile

Assets

Up

$167,124,762

Up $3,812,386 (+2.3%) from 2013

Net Assets

Up

$25,272,613

Up $2,100,277 (+9.1%) from 2013

Liabilities

Up

$141,852,149

Up $1,712,109 (+1.2%) from 2013

Revenue And Expenses
Liabilities / Revenue51st percentileNet Margin95th percentile

Revenue

Up

$7,741,726

Up $275,583 (+3.7%) from 2013

Expenses

Up

$5,641,449

Up $70,652 (+1.3%) from 2013

Net Income

Up

$2,100,277

Up $204,931 (+11%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth35th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $136,437,657Liabilities 2010: $118,534,003Net Assets 2010: $17,903,6542010Assets 2011: $146,961,280Liabilities 2011: $127,457,031Net Assets 2011: $19,504,2492011Assets 2012: $159,306,623Liabilities 2012: $138,029,633Net Assets 2012: $21,276,9902012Assets 2013: $163,312,376Liabilities 2013: $140,140,040Net Assets 2013: $23,172,3362013Assets 2014: $167,124,762Liabilities 2014: $141,852,149Net Assets 2014: $25,272,6132014Assets 2015: $194,514,783Liabilities 2015: $165,235,643Net Assets 2015: $29,279,1402015Assets 2016: $215,765,195Liabilities 2016: $184,390,462Net Assets 2016: $31,374,7332016Assets 2017: $243,670,703Liabilities 2017: $209,887,619Net Assets 2017: $33,783,0842017Assets 2018: $258,982,107Liabilities 2018: $223,202,083Net Assets 2018: $35,780,0242018Assets 2019: $269,206,275Liabilities 2019: $230,930,369Net Assets 2019: $38,275,9062019Assets 2020: $320,189,637Liabilities 2020: $279,283,373Net Assets 2020: $40,906,2642020Assets 2021: $358,033,017Liabilities 2021: $315,677,282Net Assets 2021: $42,355,7352021Assets 2022: $393,134,166Liabilities 2022: $352,518,355Net Assets 2022: $40,615,8112022Assets 2023: $450,113,411Liabilities 2023: $407,445,244Net Assets 2023: $42,668,1672023Assets 2024: $468,092,393Liabilities 2024: $423,327,743Net Assets 2024: $44,764,6502024

Highlighted filing

2014

Assets$167,124,762
Liabilities$141,852,149
Net Assets$25,272,613
Open 2014 Filing

Operations Trend

Revenue Growth61st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $5,415,8272010Expenses 2011: $5,448,2082011Revenue 2012: $7,367,273Expenses 2012: $5,594,532Net Income 2012: $1,772,7412012Revenue 2013: $7,466,143Expenses 2013: $5,570,797Net Income 2013: $1,895,3462013Revenue 2014: $7,741,726Expenses 2014: $5,641,449Net Income 2014: $2,100,2772014Revenue 2015: $8,398,068Expenses 2015: $6,102,204Net Income 2015: $2,295,8642015Revenue 2016: $8,831,402Expenses 2016: $6,764,614Net Income 2016: $2,066,7882016Revenue 2017: $9,909,976Expenses 2017: $7,396,295Net Income 2017: $2,513,6812017Revenue 2018: $10,832,370Expenses 2018: $8,658,461Net Income 2018: $2,173,9092018Revenue 2019: $12,306,774Expenses 2019: $10,183,911Net Income 2019: $2,122,8632019Revenue 2020: $12,456,695Expenses 2020: $10,252,529Net Income 2020: $2,204,1662020Revenue 2021: $12,583,727Expenses 2021: $9,832,619Net Income 2021: $2,751,1082021Revenue 2022: $13,994,856Expenses 2022: $10,936,812Net Income 2022: $3,058,0442022Revenue 2023: $18,921,575Expenses 2023: $17,920,582Net Income 2023: $1,000,9932023Revenue 2024: $23,271,400Expenses 2024: $21,679,687Net Income 2024: $1,591,7132024

Highlighted filing

2014

Revenue$7,741,726
Expenses$5,641,449
Net Income$2,100,277
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 6, 2015
Return Version
2014v5.0
Gross Receipts
$7,806,254
Mission and Program Overview

Mission

PCM Credit Union is a strong financial cooperative that goes above and beyond by providing member-owners benefits and advantages over other financial institutions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$127,134,021$134,913,919▲ $7,779,898
Rtn Earn Endowment Incm Other Fnds$23,172,336$25,272,613▲ $2,100,277
Savings and Temporary Cash Investments$21,834,282$19,229,469▼ $2,604,813
Investments Other Securities$6,131,445$6,452,565▲ $321,120
Land, Buildings, and Equipment, Net$4,580,604$4,407,807▼ $172,797
Investments Program Related$2,188,305$888,490▼ $1,299,815
Cash and Non-Interest-Bearing Accounts$635,849$758,604▲ $122,755
Prepaid Expenses and Deferred Charges$181,728$175,083▼ $6,645
Accounts Receivable$47,496$-1,641▼ $49,137
Total Assets$163,312,376$167,124,762▲ $3,812,386
Other Assets Total$578,646$300,466▼ $278,180
Liabilities
Other Liabilities$140,018,992$141,672,564▲ $1,653,572
Accounts Payable and Accrued Expenses$121,048$179,585▲ $58,537
Total Liabilities$140,140,040$141,852,149▲ $1,712,109
Net Assets / Fund Balance
Total Net Assets Fund Balance$23,172,336$25,272,613▲ $2,100,277
Total Liabilities and Net Assets / Fund Balance$163,312,376$167,124,762▲ $3,812,386

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,320,706$309,865$3,630,571
Land$811,958-$811,958
Equipment$132,034$319,589$451,623
Other Land Buildings$143,109$234,060$377,169
Investment Program Related Org$888,490--
Other Securities$6,452,565--
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Danny L WollinPresidentCEOFT$166,164$19,341$185,505
Cathy BecksExecutive Vice PresidentFT$134,981$19,410$154,391

Board Members and Trustees

NameTitle
Jerry KuschelChair
Jim ZittlowVice-Chair
Arlene KarchinskiDirector
Mike KwaterskiDirector
Rhonda RichardsDirector
Marlis KlimekSecretary
Larry FrazierTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,129,410
Investment Income
$525,677
Other Revenue
$86,639
Change in Net Assets
$2,100,277
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,378,699
Salaries, Compensation, and Employee Benefits$2,262,750
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,352,940
Other Expenses-$618,561-$618,561
Current Officers, Directors, Trustees, and Key Employees---$339,896
Other Employee Benefits---$327,895
Depreciation Depletion---$226,594
Information Technology---$165,955
Office Expenses---$163,389
Occupancy---$149,780
Advertising---$131,696
Payroll Taxes---$124,154
Pension Plan Contributions---$117,865
Fees for Services Other---$84,074
Insurance---$75,074
Conferences and Meetings---$73,388
All Other Expenses---$59,525
Payments to Affiliates---$40,467
Fees for Services Accounting---$19,539
Travel---$16,667
Total Functional Expenses$0$0$0$5,641,449
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share & Deposits$141,672,564
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”

Member election for additional members Part VI line 7A

“The Board of Directors is elected by the membership utilizing their one vote per member.”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“Reviewed by executive management.”

CEO executive director top management comp Part VI line 15A

“Reviewed by an independent auditor”

Other officer or key employee compensation Part VI line 15B

“Reviewed by an independent auditor”

Governing documents etc available to public Part VI line 19

“Financial Statements available to all members at Annual Meeting in the Annual Report Booklet and are also posted in the credit union lobby. All others would be considered upon request.”

Filing and Contact Details

Filer

Filer Name
PCM Credit Union
EIN
39-0974444
Address
PO BOX 28500, Green Bay, WI 54324

Signing Officer

Name
Danny L Wollin
Title
PresidentCEO
Phone
9204992831
Signed
2015-11-06
Discuss with paid preparer
No

Organization Details

Principal Officer
Danny L Wollin
Formed
1958
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
34
Volunteers
7

Preparer

Firm
WCUL Services Corp
Address
N25W23131 Paul Rd Suite 500, Pewaukee, WI 53072
Preparer
Cari Thompson
Phone
2625490200
Supplemental Narrative

Additional Explanations

Unrelated business income explanation Part V line 3B

“An extension was filed for the 990-T, however it was determined that we had no UBI for 2014, so a 990-T will not be filed.”

Raw XML AppendixShowing 400 of 405 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0121048
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0179585
IRS990/AccountsReceivableGrp/BOYAmt047496
IRS990/AccountsReceivableGrp/EOYAmt0-1641
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0PCM Credit Union is a strong financial cooperative that goes above and beyond by providing member-owners benefits and advantages over other financial institutions.
IRS990/AdvertisingGrp/TotalAmt0131696
IRS990/AllOtherExpensesGrp/TotalAmt059525
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0Danny L Wollin
IRS990/BooksInCareOfDetail/PhoneNum09204992831
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 28500
IRS990/BooksInCareOfDetail/USAddress/CityNm0Green Bay
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054324
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0635849
IRS990/CashNonInterestBearingGrp/EOYAmt0758604
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0339896
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt073388
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0525677
IRS990/CYOtherExpensesAmt03378699
IRS990/CYOtherRevenueAmt086639
IRS990/CYProgramServiceRevenueAmt07129410
IRS990/CYRevenuesLessExpensesAmt02100277
IRS990/CYSalariesCompEmpBnftPaidAmt02262750
IRS990/CYTotalExpensesAmt05641449
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt07741726
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0226594
IRS990/Desc0We funded 1876 loans during 2014. As of 12/31/14, we had 1509 mortgages/home equity lines, 2583 consumer loans and 41 member business loans. We also had 2173 credit card accounts with our members at 12/31.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt034
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt019539
IRS990/FeesForServicesOtherGrp/TotalAmt084074
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0Larry Frazier
IRS990/Form990PartVIISectionAGrp/PersonNm1Rhonda Richards
IRS990/Form990PartVIISectionAGrp/PersonNm2Jerry Kuschel
IRS990/Form990PartVIISectionAGrp/PersonNm3Arlene Karchinski
IRS990/Form990PartVIISectionAGrp/PersonNm4Jim Zittlow
IRS990/Form990PartVIISectionAGrp/PersonNm5Marlis Klimek
IRS990/Form990PartVIISectionAGrp/PersonNm6Mike Kwaterski
IRS990/Form990PartVIISectionAGrp/PersonNm7Cathy Becks
IRS990/Form990PartVIISectionAGrp/PersonNm8Danny L Wollin
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7154391
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8185505
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice-Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt8PresidentCEO
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01958
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt0-57487
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt07041
IRS990/GrossReceiptsAmt07806254
IRS990/GrossRentsGrp/RealAmt010800
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0165955
IRS990/InsuranceGrp/TotalAmt075074
IRS990/InvestmentIncomeGrp/ExclusionAmt0583164
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0583164
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt06131445
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt06452565
IRS990/InvestmentsProgramRelatedGrp/BOYAmt02188305
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0888490
IRS990/IRPDocumentCnt04093
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0863514
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04580604
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04407807
IRS990/LandBldgEquipCostOrOtherBssAmt05271321
IRS990/LegalDomicileStateCd0WI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt064528
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0PCM Credit Union is a strong financial cooperative that goes above and beyond by providing member-owners benefits and advantages over other financial institutions.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt023172336
IRS990/NetAssetsOrFundBalancesEOYAmt025272613
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-57487
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-57487
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt010800
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt010800
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0149780
IRS990/OfficeExpensesGrp/TotalAmt0163389
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0578646
IRS990/OtherAssetsTotalGrp/EOYAmt0300466
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0327895
IRS990/OtherExpensesGrp/Desc0Dividends on Shares
IRS990/OtherExpensesGrp/Desc1Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc2Member AcctCard Fees
IRS990/OtherExpensesGrp/Desc3Loan Servicing Exp
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01125195
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1174000
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2254795
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3618561
IRS990/OtherExpensesGrp/TotalAmt01125195
IRS990/OtherExpensesGrp/TotalAmt1174000
IRS990/OtherExpensesGrp/TotalAmt2254795
IRS990/OtherExpensesGrp/TotalAmt3618561
IRS990/OtherLiabilitiesGrp/BOYAmt0140018992
IRS990/OtherLiabilitiesGrp/EOYAmt0141672564
IRS990/OtherRevenueMiscGrp/BusinessCd0531390
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0ATC - Easement Access
IRS990/OtherRevenueMiscGrp/Desc1990 Refund Interest
IRS990/OtherRevenueMiscGrp/ExclusionAmt075000
IRS990/OtherRevenueMiscGrp/ExclusionAmt1839
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt075000
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1839
IRS990/OtherRevenueTotalAmt075839
IRS990/OtherSalariesAndWagesGrp/TotalAmt01352940
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0127134021
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0134913919
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt040467
IRS990/PayrollTaxesGrp/TotalAmt0124154
IRS990/PensionPlanContributionsGrp/TotalAmt0117865
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0181728
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0175083
IRS990/PrincipalOfficerNm0Danny L Wollin
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Other Member Fee Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06178076
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1951334
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06178076
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1951334
IRS990/ProgSrvcAccomActy2Grp/Desc0We have deposit, transaction, and investment accounts with 9008 members at 12/31/14. During 2014, we opened 820 new deposit, transaction and investment accounts.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0840851
IRS990/PYOtherExpensesAmt03411795
IRS990/PYOtherRevenueAmt010800
IRS990/PYProgramServiceRevenueAmt06614492
IRS990/PYRevenuesLessExpensesAmt01895346
IRS990/PYSalariesCompEmpBnftPaidAmt02159002
IRS990/PYTotalExpensesAmt05570797
IRS990/PYTotalRevenueAmt07466143
IRS990/ReconcilationRevenueExpnssAmt02100277
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt010800
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt023172336
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt025272613
IRS990/SavingsAndTempCashInvstGrp/BOYAmt021834282
IRS990/SavingsAndTempCashInvstGrp/EOYAmt019229469
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt03320706
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0309865
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03630571
IRS990ScheduleD/EquipmentGrp/BookValueAmt0132034
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0319589
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0451623
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0888490
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CCCU MCS & PCC
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt0811958
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0811958
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0143109
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0234060
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0377169
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0141672564
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Share & Deposits
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt06452565
IRS990ScheduleD/OtherSecuritiesGrp/Desc0New York Life
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04407807
IRS990ScheduleD/TotalBookValueProgramRltdAmt0888490
IRS990ScheduleD/TotalBookValueSecuritiesAmt06452565
IRS990ScheduleD/TotalLiabilityAmt0141672564
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0134981
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1166164
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount019410
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount119341
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Cathy Becks
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1Danny L Wollin
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0Executive Vice President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1PresidentCEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0154391
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1185505
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SubstantiationRequiredInd0true
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleJ/TravelForCompanionsInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd0true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0An extension was filed for the 990-T, however it was determined that we had no UBI for 2014, so a 990-T will not be filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Board of Directors is elected by the membership utilizing their one vote per member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Reviewed by executive management.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Reviewed by an independent auditor
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Reviewed by an independent auditor
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Financial Statements available to all members at Annual Meeting in the Annual Report Booklet and are also posted in the credit union lobby. All others would be considered upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Unrelated business income explanation Part V line 3b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0163312376
IRS990/TotalAssetsEOYAmt0167124762
IRS990/TotalAssetsGrp/BOYAmt0163312376
IRS990/TotalAssetsGrp/EOYAmt0167124762
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt034
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt05641449
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0140140040
IRS990/TotalLiabilitiesEOYAmt0141852149
IRS990/TotalLiabilitiesGrp/BOYAmt0140140040
IRS990/TotalLiabilitiesGrp/EOYAmt0141852149
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt023172336
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt025272613
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt07129410
IRS990/TotalReportableCompFromOrgAmt0339896
IRS990/TotalRevenueGrp/ExclusionAmt0669803
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07071923
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt07741726
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0163312376
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0167124762
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt016667
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.pcmcu.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Danny L Wollin
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PresidentCEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09204992831
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PCM Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0PCMC
ReturnHeader/Filer/EIN0390974444
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 28500
ReturnHeader/Filer/USAddress/CityNm0Green Bay
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054324
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391127312
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WCUL Services Corp
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Pewaukee
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd053072
ReturnHeader/PreparerPersonGrp/PhoneNum02625490200
ReturnHeader/PreparerPersonGrp/PreparationDt02015-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cari Thompson

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$167,124,762
Liabilities
$141,852,149
Net assets
$25,272,613
Revenue
$7,741,726
Expenses
$5,641,449
Net income
$2,100,277
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$468$423$44.8$23.3$21.7$1.59
2023Detailed filing. Detailed filing data is available for this year.$450$407$42.7$18.9$17.9$1.00
2022Detailed filing. Detailed filing data is available for this year.$393$353$40.6$14.0$10.9$3.06
2021Detailed filing. Detailed filing data is available for this year.$358$316$42.4$12.6$9.83$2.75
2020Detailed filing. Detailed filing data is available for this year.$320$279$40.9$12.5$10.3$2.20
2019Detailed filing. Detailed filing data is available for this year.$269$231$38.3$12.3$10.2$2.12
2018Detailed filing. Detailed filing data is available for this year.$259$223$35.8$10.8$8.66$2.17
2017Detailed filing. Detailed filing data is available for this year.$244$210$33.8$9.91$7.40$2.51
2016Detailed filing. Detailed filing data is available for this year.$216$184$31.4$8.83$6.76$2.07
2015Detailed filing. Detailed filing data is available for this year.$195$165$29.3$8.40$6.10$2.30
2014Detailed filing. Detailed filing data is available for this year.$167$142$25.3$7.74$5.64$2.10
2013Detailed filing. Detailed filing data is available for this year.$163$140$23.2$7.47$5.57$1.90
2012Summary only. Only limited summary data is available for this year.$159$138$21.3$7.37$5.59$1.77
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$147$127$19.5$5.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$136$119$17.9$5.42