Educational Employees Credit Union

990 • Fiscal year 2012 • EIN 39-0972211

Jan 01, 2012 to Dec 31, 2012

Organization Profile www.wcul.org/eecu.htm

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.87x

Higher debt load relative to assets than 50% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

29.86x

Higher debt load relative to revenue than 99% of similar nonprofits.

2012 filings • $10M-$25M nonprofits • Source year 2012

4.3%

Higher net margin than 54% of similar nonprofits.

2012 filings • $10M-$25M nonprofits • Source year 2012

No value available

This filing does not contain officer compensation rows.

Source year 2012

7.5%

Faster asset growth than 76% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Balance Sheet

Liabilities / Assets50th percentile

Assets

$12,848,121

Up $901,084 (+7.5%) from 2011

Net Assets

$1,663,623

Up $15,932 (+1.0%) from 2011

Liabilities

$11,184,498

Up $885,152 (+8.6%) from 2011

Revenue And Expenses

Liabilities / Revenue99th percentile Net Margin54th percentile

Revenue

$374,556

No earlier filing loaded for comparison.

Expenses

Down

$358,624

Down $15,649 (-4.2%) from 2011

Net Income

$15,932

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth76th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2012

Assets$12,848,121

Liabilities$11,184,498

Net Assets$1,663,623

Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2012

Revenue$374,556

Expenses$358,624

Net Income$15,932

Open 2012 Filing

Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2014)

Jump To

Filing Snapshot

Filing Period: Jan 1, 2012 to Dec 31, 2012

Mission and Program Overview

Mission

Our credit union is a non-for-profit member-owned financial organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union's long term financial stability.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Summary only. Only limited summary data is available for this year.

Open filing

Assets: $12,848,121
Liabilities: $11,184,498
Net assets: $1,663,623
Revenue: $374,556
Expenses: $358,624
Net income: $15,932

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2014Detailed filing. Detailed filing data is available for this year.	$13.6	$12.0	$1.68	$0.35	$0.31	$0.04
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.	$13.1	$11.5	$1.65	$0.35	$0.36	$0.02
2012Summary only. Only limited summary data is available for this year.	$12.8	$11.2	$1.66	$0.37	$0.36	$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.	$11.9	$10.3	$1.65		$0.37
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.	$10.9	$9.27	$1.64		$0.43