Civic Intelligence

Gpa Credit Union

EIN 58-0905125 • 501(c)14 • Garden City, GA

Profile

To provide thrift savings and borrowings to members of an owned cooperative

102 Main StreetGarden City, GA 31408

www.gpa-cu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

52nd percentile

0.86x

Higher debt load relative to assets than 52% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Liabilities / Revenue

74th percentile

20.02x

Higher debt load relative to revenue than 74% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Net Margin

1st percentile

-109%

Higher net margin than 1% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Top Officer Pay

93rd percentile

$148,931

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 24.2% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Asset Growth

6th percentile

-12%

Faster asset growth than 6% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2023

Revenue Growth

86th percentile

18%

Faster revenue growth than 86% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets52nd percentile

Assets

Down

$14,327,723

Down $2,015,484 (-12%) from 2022

Liabilities

Down

$12,335,924

Down $1,345,877 (-9.8%) from 2022

Net Assets

Down

$1,991,799

Down $669,607 (-25%) from 2022

Operations
Liabilities / Revenue74th percentileNet Margin1st percentile

Revenue

Up

$616,157

Up $92,667 (+18%) from 2022

Expenses

Up

$1,285,764

Up $732,720 (+132%) from 2022

Net Income

Down

-$669,607

Down $640,053 (-2166%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth6th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $13,065,099Liabilities 2010: $10,734,681Net Assets 2010: $2,330,4182010Assets 2011: $12,960,970Liabilities 2011: $10,614,638Net Assets 2011: $2,346,3322011Assets 2012: $12,927,908Liabilities 2012: $10,548,000Net Assets 2012: $2,379,9082012Assets 2013: $13,003,483Liabilities 2013: $10,624,111Net Assets 2013: $2,379,3722013Assets 2014: $12,775,639Liabilities 2014: $10,363,739Net Assets 2014: $2,411,9002014Assets 2015: $13,110,177Liabilities 2015: $10,641,515Net Assets 2015: $2,468,6622015Assets 2016: $12,861,837Liabilities 2016: $10,363,837Net Assets 2016: $2,498,0002016Assets 2017: $13,173,379Liabilities 2017: $10,631,485Net Assets 2017: $2,541,8942017Assets 2018: $13,890,240Liabilities 2018: $11,283,279Net Assets 2018: $2,606,9612018Assets 2019: $13,965,291Liabilities 2019: $11,267,213Net Assets 2019: $2,698,0782019Assets 2020: $14,748,464Liabilities 2020: $12,020,708Net Assets 2020: $2,727,7562020Assets 2021: $15,869,833Liabilities 2021: $13,178,874Net Assets 2021: $2,690,9592021Assets 2022: $16,343,207Liabilities 2022: $13,681,801Net Assets 2022: $2,661,4062022Assets 2023: $14,327,723Liabilities 2023: $12,335,924Net Assets 2023: $1,991,7992023

Highlighted filing

2023

Assets$14,327,723
Liabilities$12,335,924
Net Assets$1,991,799
Open 2023 Filing

Operations Trend

Revenue Growth86th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500K-$1.0MExpenses 2010: $696,5232010Revenue 2011: $543,825Expenses 2011: $527,911Net Income 2011: $15,9142011Expenses 2012: $485,4632012Revenue 2013: $484,883Expenses 2013: $485,419Net Income 2013: -$5362013Revenue 2014: $486,797Expenses 2014: $454,269Net Income 2014: $32,5282014Revenue 2015: $503,767Expenses 2015: $447,005Net Income 2015: $56,7622015Revenue 2016: $507,350Expenses 2016: $478,012Net Income 2016: $29,3382016Revenue 2017: $513,241Expenses 2017: $469,348Net Income 2017: $43,8932017Revenue 2018: $593,595Expenses 2018: $528,527Net Income 2018: $65,0682018Revenue 2019: $628,491Expenses 2019: $537,374Net Income 2019: $91,1172019Revenue 2020: $559,684Expenses 2020: $530,006Net Income 2020: $29,6782020Revenue 2021: $494,244Expenses 2021: $531,041Net Income 2021: -$36,7972021Revenue 2022: $523,490Expenses 2022: $553,044Net Income 2022: -$29,5542022Revenue 2023: $616,157Expenses 2023: $1,285,764Net Income 2023: -$669,6072023

Highlighted filing

2023

Revenue$616,157
Expenses$1,285,764
Net Income-$669,607
Open 2023 Filing

Filings

Most recent year

2023 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$14,327,723
Liabilities
$12,335,924
Net assets
$1,991,799
Revenue
$616,157
Expenses
$1,285,764
Net income
-$669,607
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.3$12.3$1.99$0.62$1.29$0.67
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.3$13.7$2.66$0.52$0.55$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.9$13.2$2.69$0.49$0.53$0.04
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.7$12.0$2.73$0.56$0.53$0.03
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.0$11.3$2.70$0.63$0.54$0.09
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.9$11.3$2.61$0.59$0.53$0.07
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.2$10.6$2.54$0.51$0.47$0.04
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.9$10.4$2.50$0.51$0.48$0.03
2015Detailed filing. Detailed filing data is available for this year.$13.1$10.6$2.47$0.50$0.45$0.06
2014Detailed filing. Detailed filing data is available for this year.$12.8$10.4$2.41$0.49$0.45$0.03
2013Detailed filing. Detailed filing data is available for this year.$13.0$10.6$2.38$0.48$0.49$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.9$10.5$2.38$0.49
2011Summary only. Only limited summary data is available for this year.$13.0$10.6$2.35$0.54$0.53$0.02
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.1$10.7$2.33$0.70
Latest Detailed Filing

The latest 2023 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2019 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jul 14, 2020
Return Version
2019v5.0
Gross Receipts
$628,491
Mission and Program Overview

Mission

Credit Union - To Provide Thrift Savings and Borrowings to Approximately 1,607 Members in the Form of Loans, Savings, and Other Financial Services.

Credit Union. To provide thrift savings and borrowings to members of an owned cooperative.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$7,752,391$8,250,824▲ $498,433
Other Notes and Loans Receivable, Net$5,525,640$5,066,160▼ $459,480
Rtn Earn Endowment Incm Other Fnds$2,606,961$2,698,078▲ $91,117
Cash and Non-Interest-Bearing Accounts$412,505$430,554▲ $18,049
Prepaid Expenses and Deferred Charges$52,604$55,353▲ $2,749
Accounts Receivable$8,040$8,105▲ $65
Land, Buildings, and Equipment, Net$6,439$4,556▼ $1,883
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$13,890,240$13,965,291▲ $75,051
Other Assets Total$132,621$149,739▲ $17,118
Liabilities
Other Liabilities$11,240,778$10,966,181▼ $274,597
Accounts Payable and Accrued Expenses$42,501$237,032▲ $194,531
Deferred Revenue$0$64,000▲ $64,000
Total Liabilities$11,283,279$11,267,213▼ $16,066
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,606,961$2,698,078▲ $91,117
Total Liabilities and Net Assets / Fund Balance$13,890,240$13,965,291▲ $75,051

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,556$127,366$131,922
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay93rd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Robert J ColePresidentFT$95,487$95,487
Gina BogalisBoard SecretaryFT$66,627$66,627

Board Members and Trustees

NameTitle
Beverly S AskeyAudit Committee Chair/Board Member
Jim A WilliamsChairman
Hugh David PartainCredit Committee Chair/Board Member
Chris A SmithBoard Member
Guy T BuckBoard Member
William Randy HutchesonBoard Member
James R MurrayCredit Committee Member/Board Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$337,188
Investment Income
$187,812
Other Revenue
$103,491
Change in Net Assets
$91,117
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$317,898
Other Expenses$219,476
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$317,898
Information Technology---$96,881
Interest---$45,514
Insurance---$10,980
Payments to Affiliates---$10,363
Fees for Services Other---$10,013
Office Expenses---$8,966
Occupancy---$7,632
Depreciation Depletion---$5,633
Fees for Services Accounting---$4,565
Other Expenses---$3,667
Advertising---$2,112
Conferences and Meetings---$1,433
Fees for Services Legal---$-772
Total Functional Expenses$0$0$0$537,374
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$7,509,992
All Other Shares$2,698,615
Share Drafts$757,574
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Classes of Members or Stockholders. The Credit Union is owned by the Members. All persons eligible for membership as defined by its charter are allowed to join and participate.”

Form 990, Part VI, Section A, Line 7A

“Election of Members and Their Rights. The Board of Directors is elected by the Membership (One Member, One Vote). All duties, powers, and responsibilities are controlled by the Board of Directors. The Members elect the Board of Directors at the Annual Meeting every year.”

Form 990, Part VI, Section A, Line 7B

“Decisions Subject to Approval of Members. Some decisions made by the Board of Directors are affirmed by the Members.”

Form 990, Part VI, Section B, Line 11B

“Organization's Process to Review Form 990. Form completed by Internal Accountant. Reviewed and Approved by Credit Union President/Manager and made available to the Board of Directors.”

Form 990, Part VI, Section B, Line 15

“Compensation Process for Top Official, Other Officers, & Key Employees. Reviewed and Approved by the Credit Union's Sponsor Organization, Georgia Ports Authority.”

Form 990, Part VI, Section C, Line 19

“Governing Documents Disclosure Explanation. Form 990 is published on Guidestar.org. Additional information about the Credit Union can be found on the National Credit Union Administration's (NCUA) website. Also available upon request.”

Filing and Contact Details

Filer

Filer Name
Gpa Credit Union
EIN
58-0905125
Phone
9129635580
Address
102 MAIN STREET, GARDEN CITY, GA 31408

Signing Officer

Name
Robert Cole
Title
President/Manager
Phone
9129635580
Signed
2020-07-14

Organization Details

Principal Officer
Robert J Cole
Formed
1952
Legal Domicile
Ga
Voting Board Members
7
Independent Board Members
7
Employees
4
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 6

“Hours of service are related to duties of the Board of Directors without compensation.”

Form 990, Part V, Line 3B

“Form 990-T Not Filed. The Credit Union does not have any unrelated business income.”

Raw XML AppendixShowing 400 of 407 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt042501
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0237032
IRS990/AccountsReceivableGrp/BOYAmt08040
IRS990/AccountsReceivableGrp/EOYAmt08105
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Credit Union. To provide thrift savings and borrowings to members of an owned cooperative.
IRS990/AdvertisingGrp/TotalAmt02112
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0Robert J Cole
IRS990/BooksInCareOfDetail/PhoneNum09129643995
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0102 MAIN STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0GARDEN CITY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd031408
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0412505
IRS990/CashNonInterestBearingGrp/EOYAmt0430554
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt01433
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0187812
IRS990/CYOtherExpensesAmt0219476
IRS990/CYOtherRevenueAmt0103491
IRS990/CYProgramServiceRevenueAmt0337188
IRS990/CYRevenuesLessExpensesAmt091117
IRS990/CYSalariesCompEmpBnftPaidAmt0317898
IRS990/CYTotalExpensesAmt0537374
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0628491
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt064000
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt05633
IRS990/Desc0The Credit Union provided a variety of Loan services for its members.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt04565
IRS990/FeesForServicesLegalGrp/TotalAmt0-772
IRS990/FeesForServicesOtherGrp/TotalAmt010013
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.0
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0Robert J Cole
IRS990/Form990PartVIISectionAGrp/PersonNm1Gina Bogalis
IRS990/Form990PartVIISectionAGrp/PersonNm2Jim A Williams
IRS990/Form990PartVIISectionAGrp/PersonNm3Chris A Smith
IRS990/Form990PartVIISectionAGrp/PersonNm4Hugh David Partain
IRS990/Form990PartVIISectionAGrp/PersonNm5Guy T Buck
IRS990/Form990PartVIISectionAGrp/PersonNm6Beverly S Askey
IRS990/Form990PartVIISectionAGrp/PersonNm7William Randy Hutcheson
IRS990/Form990PartVIISectionAGrp/PersonNm8James R Murray
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt095487
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt166627
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Credit Committee Chair/Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Audit Committee Chair/Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Credit Committee Member/Board Member
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0628491
IRS990/GroupExemptionNum03804
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InformationTechnologyGrp/TotalAmt096881
IRS990/InsuranceGrp/TotalAmt010980
IRS990/InterestGrp/TotalAmt045514
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0187812
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0187812
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0451
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0127366
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06439
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04556
IRS990/LandBldgEquipCostOrOtherBssAmt0131922
IRS990/LegalDomicileStateCd0GA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Credit Union - To Provide Thrift Savings and Borrowings to Approximately 1,561 Members in the Form of Loans, Savings, and Other Financial Services.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt02606961
IRS990/NetAssetsOrFundBalancesEOYAmt02698078
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt07632
IRS990/OfficeExpensesGrp/TotalAmt08966
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0132621
IRS990/OtherAssetsTotalGrp/EOYAmt0149739
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Loan Servicing Expense
IRS990/OtherExpensesGrp/Desc1GA Dept of Banking Fees
IRS990/OtherExpensesGrp/Desc2Debit Card Losses
IRS990/OtherExpensesGrp/Desc3Misc Oper Expenses
IRS990/OtherExpensesGrp/TotalAmt06645
IRS990/OtherExpensesGrp/TotalAmt15327
IRS990/OtherExpensesGrp/TotalAmt2517
IRS990/OtherExpensesGrp/TotalAmt33667
IRS990/OtherLiabilitiesGrp/BOYAmt011240778
IRS990/OtherLiabilitiesGrp/EOYAmt010966181
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/BusinessCd1525990
IRS990/OtherRevenueMiscGrp/Desc0Fees and Charges
IRS990/OtherRevenueMiscGrp/Desc1Miscellaneous Operating Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt044188
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt159303
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt044188
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt159303
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt0103491
IRS990/OtherSalariesAndWagesGrp/TotalAmt0317898
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt05525640
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05066160
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt010363
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt052604
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt055353
IRS990/PrincipalOfficerNm0Robert J Cole
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0337188
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0337188
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provided a variety of Deposit services for its members.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0142276
IRS990/PYOtherExpensesAmt0223871
IRS990/PYOtherRevenueAmt0117117
IRS990/PYProgramServiceRevenueAmt0334202
IRS990/PYRevenuesLessExpensesAmt065068
IRS990/PYSalariesCompEmpBnftPaidAmt0304656
IRS990/PYTotalExpensesAmt0528527
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0593595
IRS990/ReconcilationRevenueExpnssAmt091117
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02606961
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02698078
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07752391
IRS990/SavingsAndTempCashInvstGrp/EOYAmt08250824
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt04556
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0127366
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0131922
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt07509992
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1757574
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22698615
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Regular Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Share Drafts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2All Other Shares
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04556
IRS990ScheduleD/TotalLiabilityAmt010966181
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Hours of service are related to duties of the Board of Directors without compensation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Form 990-T Not Filed. The Credit Union does not have any unrelated business income.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Classes of Members or Stockholders. The Credit Union is owned by the Members. All persons eligible for membership as defined by its charter are allowed to join and participate.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Election of Members and Their Rights. The Board of Directors is elected by the Membership (One Member, One Vote). All duties, powers, and responsibilities are controlled by the Board of Directors. The Members elect the Board of Directors at the Annual Meeting every year.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Decisions Subject to Approval of Members. Some decisions made by the Board of Directors are affirmed by the Members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Organization's Process to Review Form 990. Form completed by Internal Accountant. Reviewed and Approved by Credit Union President/Manager and made available to the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Compensation Process for Top Official, Other Officers, & Key Employees. Reviewed and Approved by the Credit Union's Sponsor Organization, Georgia Ports Authority.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Governing Documents Disclosure Explanation. Form 990 is published on Guidestar.org. Additional information about the Credit Union can be found on the National Credit Union Administration's (NCUA) website. Also available upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part I, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part V, Line 3b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0GA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt013890240
IRS990/TotalAssetsEOYAmt013965291
IRS990/TotalAssetsGrp/BOYAmt013890240
IRS990/TotalAssetsGrp/EOYAmt013965291
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0537374
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt011283279
IRS990/TotalLiabilitiesEOYAmt011267213
IRS990/TotalLiabilitiesGrp/BOYAmt011283279
IRS990/TotalLiabilitiesGrp/EOYAmt011267213
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02606961
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02698078
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0337188
IRS990/TotalReportableCompFromOrgAmt0162114
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0628491
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0628491
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt013890240
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt013965291
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0102 Main Street
IRS990/USAddress/CityNm0Garden City
IRS990/USAddress/StateAbbreviationCd0GA
IRS990/USAddress/ZIPCd031408
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.gpa-cu.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02022-02-16 14:24:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Robert Cole
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President/Manager
ReturnHeader/BusinessOfficerGrp/PhoneNum09129635580
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-07-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GPA CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0GPAC
ReturnHeader/Filer/EIN0580905125
ReturnHeader/Filer/PhoneNum09129635580
ReturnHeader/Filer/USAddress/AddressLine1Txt0102 MAIN STREET
ReturnHeader/Filer/USAddress/CityNm0GARDEN CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA

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