Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
990 • Fiscal year 2017 • EIN 39-0958562
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
Liabilities / Revenue
46th percentile
Higher debt load relative to revenue than 46% of similar nonprofits.
Net Margin
23rd percentile
Higher net margin than 23% of similar nonprofits.
Top Officer Pay
36th percentile
Higher top officer pay than 36% of similar nonprofits.
Top officer pay equals 5.8% of source-year revenue.
Asset Growth
41st percentile
Faster asset growth than 41% of similar nonprofits.
Revenue Growth
85th percentile
Faster revenue growth than 85% of similar nonprofits.
Assets
Up$32,037,499
Up $395,262 (+1.2%) from 2016
Net Assets
Up$2,836,801
Up $27,515 (+1.0%) from 2016
Liabilities
Up$29,200,698
Up $367,747 (+1.3%) from 2016
Revenue
Up$1,525,270
Up $167,410 (+12%) from 2016
Expenses
Up$1,481,143
Up $12,557 (+0.9%) from 2016
Net Income
Up$44,127
Up $154,853 (+140%) from 2016
The mission of peoples choice credit union is to serve the needs of our members by offering financial services at competitive rates, while maintaining our long term financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $22,002,883 | $25,907,111 | ▲ $3,904,228 |
| Rtn Earn Endowment Incm Other Fnds | $2,809,286 | $2,836,801 | ▲ $27,515 |
| Savings and Temporary Cash Investments | $4,500,252 | $2,294,974 | ▼ $2,205,278 |
| Investments in Publicly Traded Securities | $2,716,295 | $1,711,209 | ▼ $1,005,086 |
| Land, Buildings, and Equipment, Net | $966,772 | $902,929 | ▼ $63,843 |
| Cash and Non-Interest-Bearing Accounts | $591,980 | $451,622 | ▼ $140,358 |
| Investments Program Related | $196,393 | $196,393 | → $0 |
| Prepaid Expenses and Deferred Charges | $61,499 | $87,488 | ▲ $25,989 |
| Total Assets | $31,642,237 | $32,037,499 | ▲ $395,262 |
| Other Assets Total | $606,163 | $485,773 | ▼ $120,390 |
| Liabilities | |||
| Other Liabilities | $28,317,120 | $28,663,152 | ▲ $346,032 |
| Accounts Payable and Accrued Expenses | $495,030 | $501,099 | ▲ $6,069 |
| Escrow Account Liability | $20,801 | $36,447 | ▲ $15,646 |
| Total Liabilities | $28,832,951 | $29,200,698 | ▲ $367,747 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,809,286 | $2,836,801 | ▲ $27,515 |
| Total Liabilities and Net Assets / Fund Balance | $31,642,237 | $32,037,499 | ▲ $395,262 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $614,478 | $274,562 | $889,040 |
| Equipment | $123,701 | $352,830 | $476,531 |
| Land | $155,381 | - | $155,381 |
| Other Land Buildings | $9,369 | $84,166 | $93,535 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Mary Henrichs | CEO | FT | $67,520 | $20,886 | $88,406 |
| Kerry Ellenbecker | Exec VP | FT | $55,558 | $2,481 | $58,039 |
| Brian Wilson | Secretary | - | $2,400 | - | $2,400 |
| David Miller | Vice Chair | - | $2,100 | - | $2,100 |
| Thomas Judnic | Chair | - | $2,000 | - | $2,000 |
| Daniel Kowalczyk | Director | - | $1,800 | - | $1,800 |
| Catherine Leifeld | Treasurer | - | $1,700 | - | $1,700 |
| Allison Ranum | Director | - | $1,650 | - | $1,650 |
| James Stokes | Director | - | $1,550 | - | $1,550 |
| Line Item | Amount |
|---|---|
| Other Expenses | $850,356 |
| Salaries, Compensation, and Employee Benefits | $630,787 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $364,575 |
| Other Salaries and Wages | - | - | - | $345,103 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $136,278 |
| Other Employee Benefits | - | - | - | $98,158 |
| Information Technology | - | - | - | $87,892 |
| Depreciation Depletion | - | - | - | $78,514 |
| Occupancy | - | - | - | $65,820 |
| Advertising | - | - | - | $36,892 |
| Payroll Taxes | - | - | - | $35,336 |
| Other Expenses | - | - | - | $19,794 |
| Conferences and Meetings | - | - | - | $16,705 |
| Fees for Services Other | - | - | - | $16,564 |
| Insurance | - | - | - | $16,171 |
| Pension Plan Contributions | - | - | - | $15,912 |
| Fees for Services Accounting | - | - | - | $4,732 |
| Interest | - | - | - | $3,380 |
| Fees for Services Legal | - | - | - | $765 |
| Total Functional Expenses | $0 | $0 | $0 | $1,481,143 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $28,699,599 |
| Escrow Amounts to Line 21 Bal Sheet | $-36,447 |
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“Management provides necessary data to independent cpa who prepares the return. Management reviews the return for accuracy, and then authorizes the cpa to e-file the approved return. Management reviews the return with the directors at the next board meeting.”
“The board of directors read and sign the oath of office on an annual basis. The outside business activities of board members are reviewed by the president/ceo for conflicts, and if any are present it is reported to the executive committee of the board of directors.”
“The ceo's compensation is determined by the board of directors annually. This is documented in board minutes and employee personnel file.”
“Governing documents and financial statements are available upon request.”
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 495030 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 501099 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF PEOPLES CHOICE CREDIT UNION IS TO SERVE THE NEEDS OF OUR MEMBERS BY OFFERING FINANCIAL SERVICES AT COMPETITIVE RATES, WHILE MAINTAINING OUR LONG TERM FINANCIAL STABILITY. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 36892 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MARY HENRICHS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7157485303 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 567 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MEDFORD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54451 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 591980 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 451622 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 136278 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 16705 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 73677 |
| IRS990/CYOtherExpensesAmt | 0 | 850356 |
| IRS990/CYOtherRevenueAmt | 0 | 4716 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1446877 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 44127 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 630787 |
| IRS990/CYTotalExpensesAmt | 0 | 1481143 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1525270 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 78514 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 928 NEW DEPOSIT ACCOUNTS IN 2017. AS OF 12/31/17 WE HAD 4,189 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 26 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 20801 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 36447 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 4732 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 765 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 16564 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 20886 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 2481 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | THOMAS JUDNIC |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DAVID MILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BRIAN WILSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CATHERINE LEIFELD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JAMES STOKES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ALLISON RANUM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DANIEL KOWALCZYK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MARY HENRICHS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KERRY ELLENBECKER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 2000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 2100 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 2400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 1700 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 1550 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 1650 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 1800 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 67520 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 55558 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | EXEC VP |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1940 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -30 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1525300 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 87892 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 16171 |
| IRS990/InterestGrp/TotalAmt | 0 | 3380 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 73707 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 73707 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 196393 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 196393 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 2716295 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 1711209 |
| IRS990/IRPDocumentCnt | 0 | 1078 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 711558 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 966772 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 902929 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1614487 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 30 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE MISSION OF PEOPLES CHOICE CREDIT UNION IS TO SERVE THE NEEDS OF OUR MEMBERS BY OFFERING FINANCIAL SERVICES AT COMPETITIVE RATES, WHILE MAINTAINING OUR LONG TERM FINANCIAL STABILITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2809286 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2836801 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -30 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -30 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -16612 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 65820 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 364575 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 606163 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 485773 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 98158 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 138552 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 19794 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 28317120 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 28663152 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 345103 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 22002883 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 25907111 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 35336 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 15912 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 61499 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 87488 |
| IRS990/PrincipalOfficerNm | 0 | MARY HENRICHS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER RELATED INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | NON-MEMBER DMV FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1075683 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 317212 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 53522 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1075683 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 317212 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 53522 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 343 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 117 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 343 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 117 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 1,165 NEW LOANS TO OUR MEMBERS DURING 2017. AS OF 12/31/17 WE HAD 1,748 LOANS TO OUR MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 200 |
| IRS990/PYInvestmentIncomeAmt | 0 | 92214 |
| IRS990/PYOtherExpensesAmt | 0 | 866155 |
| IRS990/PYOtherRevenueAmt | 0 | 3081 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1262565 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -110726 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 602231 |
| IRS990/PYTotalExpensesAmt | 0 | 1468586 |
| IRS990/PYTotalRevenueAmt | 0 | 1357860 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 44127 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 4716 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 4716 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2809286 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2836801 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4500252 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2294974 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 614478 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 274562 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 889040 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 123701 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 352830 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 476531 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 155381 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 155381 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 9369 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 84166 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 93535 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 28699599 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | -36447 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ESCROW AMOUNTS TO LINE 21 BAL SHEET |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 902929 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 28663152 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT CPA WHO PREPARES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES THE CPA TO E-FILE THE APPROVED RETURN. MANAGEMENT REVIEWS THE RETURN WITH THE DIRECTORS AT THE NEXT BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS READ AND SIGN THE OATH OF OFFICE ON AN ANNUAL BASIS. THE OUTSIDE BUSINESS ACTIVITIES OF BOARD MEMBERS ARE REVIEWED BY THE PRESIDENT/CEO FOR CONFLICTS, AND IF ANY ARE PRESENT IT IS REPORTED TO THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE CEO'S COMPENSATION IS DETERMINED BY THE BOARD OF DIRECTORS ANNUALLY. THIS IS DOCUMENTED IN BOARD MINUTES AND EMPLOYEE PERSONNEL FILE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 31642237 |
| IRS990/TotalAssetsEOYAmt | 0 | 32037499 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 31642237 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 32037499 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 26 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1481143 |
| IRS990/TotalGrossUBIAmt | 0 | 460 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 28832951 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 29200698 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 28832951 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 29200698 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2809286 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2836801 |
| IRS990/TotalOtherCompensationAmt | 0 | 23367 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1446877 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 136278 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 78423 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1446387 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1525270 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 460 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 31642237 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 32037499 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 567 |
| IRS990/USAddress/CityNm | 0 | MEDFORD |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54451 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.PEOPLESCHOICECU.COOP |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MARY HENRICHS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7157485303 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-04-05 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | PEOPLES CHOICE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PEOP |
| ReturnHeader/Filer/EIN | 0 | 390958562 |
| ReturnHeader/Filer/PhoneNum | 0 | 7157485303 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 567 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MEDFORD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54451 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 9BC338CFDC890234D28751759F3912E6BC56CABB |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 9BC338CFDC890234D28751759F3912E6BC56CABB |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 97.88.144.85 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-04-05 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 15:18:42 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 461605712 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BRENT WOOKEY CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 1512 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LA CROSSE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 546021512 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6087920843 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-04-05 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRENT WOOKEY CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2018-04-05T15:18:42-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.
Similar nonprofits based on the same Siviq industry and scale cohort. 2017 filings • 501(c)14 • $25M-$50M nonprofits
Baltimore, MD
View Organization501(c)14
Revenue vs current organization
48% lowerAssets vs current organization
About the sameMontgomery, AL
View Organization501(c)14
Revenue vs current organization
About the sameAssets vs current organization
About the sameAlexandria, VA
View Organization501(c)14
Revenue vs current organization
22% higherAssets vs current organization
About the sameCedar Rapids, IA
View Organization501(c)14
Revenue vs current organization
15% higherAssets vs current organization
About the same