Civic Intelligence

Evergreen Credit Union

990 • Fiscal year 2017 • EIN 39-0957477

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 12, 2018

1500 W American DriveNeenah, WI 54956

(920) 729-2999

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.87x

Higher debt load relative to assets than 46% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Liabilities / Revenue

33rd percentile

17.62x

Higher debt load relative to revenue than 33% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Net Margin

91st percentile

22%

Higher net margin than 91% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Top Officer Pay

64th percentile

$111,330

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 6.1% of source-year revenue.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Asset Growth

87th percentile

7.9%

Faster asset growth than 87% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Revenue Growth

55th percentile

6.2%

Faster revenue growth than 55% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Assets

Up

$37,133,172

Up $2,731,883 (+7.9%) from 2016

Net Assets

Up

$4,716,642

Up $404,745 (+9.4%) from 2016

Liabilities

Up

$32,416,530

Up $2,327,138 (+7.7%) from 2016

Revenue

Up

$1,839,327

Up $106,945 (+6.2%) from 2016

Expenses

Up

$1,434,582

Up $13,578 (+1.0%) from 2016

Net Income

Up

$404,745

Up $93,367 (+30%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $24,542,334Liabilities 2010: $21,637,842Net Assets 2010: $2,904,4922010Assets 2011: $25,012,335Liabilities 2011: $22,007,752Net Assets 2011: $3,004,5832011Assets 2012: $28,501,656Liabilities 2012: $25,263,639Net Assets 2012: $3,238,0172012Assets 2013: $30,370,637Liabilities 2013: $26,946,815Net Assets 2013: $3,423,8222013Assets 2014: $30,470,099Liabilities 2014: $26,800,354Net Assets 2014: $3,669,7452014Assets 2015: $33,652,911Liabilities 2015: $29,652,392Net Assets 2015: $4,000,5192015Assets 2016: $34,401,289Liabilities 2016: $30,089,392Net Assets 2016: $4,311,8972016Assets 2017: $37,133,172Liabilities 2017: $32,416,530Net Assets 2017: $4,716,6422017Assets 2018: $37,779,430Liabilities 2018: $32,667,256Net Assets 2018: $5,112,1742018Assets 2019: $40,545,071Liabilities 2019: $34,862,067Net Assets 2019: $5,683,0042019Assets 2020: $49,192,815Liabilities 2020: $43,002,005Net Assets 2020: $6,190,8102020Assets 2021: $54,664,886Liabilities 2021: $48,287,449Net Assets 2021: $6,377,4372021Assets 2022: $55,985,176Liabilities 2022: $49,221,290Net Assets 2022: $6,763,8862022Assets 2023: $57,912,465Liabilities 2023: $50,706,783Net Assets 2023: $7,205,6822023Assets 2024: $57,611,711Liabilities 2024: $49,505,780Net Assets 2024: $8,105,9312024

Highlighted filing

2017

Assets$37,133,172
Liabilities$32,416,530
Net Assets$4,716,642

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $1,436,4182010Expenses 2011: $1,294,9942011Expenses 2012: $1,195,5832012Revenue 2013: $1,444,216Expenses 2013: $1,258,411Net Income 2013: $185,8052013Revenue 2014: $1,508,316Expenses 2014: $1,262,393Net Income 2014: $245,9232014Revenue 2015: $1,614,716Expenses 2015: $1,283,942Net Income 2015: $330,7742015Revenue 2016: $1,732,382Expenses 2016: $1,421,004Net Income 2016: $311,3782016Revenue 2017: $1,839,327Expenses 2017: $1,434,582Net Income 2017: $404,7452017Revenue 2018: $1,986,333Expenses 2018: $1,590,800Net Income 2018: $395,5332018Revenue 2019: $2,133,483Expenses 2019: $1,562,650Net Income 2019: $570,8332019Revenue 2020: $2,076,712Expenses 2020: $1,568,906Net Income 2020: $507,8062020Revenue 2021: $2,047,337Expenses 2021: $1,860,704Net Income 2021: $186,6332021Revenue 2022: $2,272,655Expenses 2022: $1,886,206Net Income 2022: $386,4492022Revenue 2023: $2,837,100Expenses 2023: $2,395,304Net Income 2023: $441,7962023Revenue 2024: $3,287,528Expenses 2024: $2,387,281Net Income 2024: $900,2472024

Highlighted filing

2017

Revenue$1,839,327
Expenses$1,434,582
Net Income$404,745
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 12, 2018
Return Version
2017v2.2
Gross Receipts
$1,839,327
Mission and Program Overview

Mission

Inspiring our members to achieve their dreams by delivering innovative and sustainable financial solutions with amazing service.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$27,936,746$30,193,557▲ $2,256,811
Savings and Temporary Cash Investments$4,368,192$4,939,932▲ $571,740
Rtn Earn Endowment Incm Other Fnds$4,311,897$4,716,642▲ $404,745
Land, Buildings, and Equipment, Net$1,246,698$1,209,052▼ $37,646
Investments Program Related$579,363$587,077▲ $7,714
Cash and Non-Interest-Bearing Accounts$152,808$50,288▼ $102,520
Prepaid Expenses and Deferred Charges$17,316$45,164▲ $27,848
Total Assets$34,401,289$37,133,172▲ $2,731,883
Other Assets Total$100,166$108,102▲ $7,936
Liabilities
Other Liabilities$29,873,086$32,147,777▲ $2,274,691
Accounts Payable and Accrued Expenses$216,306$268,753▲ $52,447
Total Liabilities$30,089,392$32,416,530▲ $2,327,138
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,311,897$4,716,642▲ $404,745
Total Liabilities and Net Assets / Fund Balance$34,401,289$37,133,172▲ $2,731,883

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$823,169$381,256$1,204,425
Equipment$39,253$343,307$382,560
Land$344,169-$344,169
Other Land Buildings$2,461$76,581$79,042
Investment Program Related Org$258,030--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael BrandtPresidentDirectorFT$99,542$11,788$111,330

Board Members and Trustees

NameTitle
Lyle MaderChairman
Kurt CarpenterVice Chairman
Andrew FenwickDirector
Keith FischerDirector
Barbara HartfielSecretary
Jeffrey GehrkeTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,742,535
Investment Income
$92,302
Other Revenue
$4,490
Change in Net Assets
$404,745
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$738,539
Salaries, Compensation, and Employee Benefits$696,043
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$468,863
Advertising---$122,592
Information Technology---$114,691
Current Officers, Directors, Trustees, and Key Employees---$99,542
Office Expenses---$71,454
Depreciation Depletion---$51,936
Other Employee Benefits---$49,715
Occupancy---$45,195
Payroll Taxes---$44,791
Fees for Services Other---$43,419
Other Expenses-$37,812-$37,812
Pension Plan Contributions---$33,132
Insurance---$19,204
Payments to Affiliates---$18,446
Fees for Services Accounting---$16,643
All Other Expenses---$13,205
Conferences and Meetings---$9,369
Fees for Service Investment Mgmnt Fees---$6,377
Interest---$1,839
Fees for Services Legal---$80
Total Functional Expenses$0$0$0$1,434,582
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$32,147,742
Accrued Dividends$35
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).

Member election for additional members Part VI line 7A

The Board of Directors is elected by the membership utilizing their one vote per member

Governing body decisions Part VI line 7B

Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).

Form 990 governing body review Part VI line 11

Management reviews the 990 and a copy of the filed form is submitted to the Board for review.

Conflict of interest policy compliance Part VI line 12C

Board members and Officers are required to self-report any potential conflicts as they may occur.

CEO executive director top management comp Part VI line 15A

The Board of Directors reviews various salary surveys and approves the CEOs salary. Their final decision is recorded in the minutes.

Governing documents etc available to public Part VI line 19

We post our financial statements on the member bulletin board in our credit unions entrance on a monthly basis.

Filing and Contact Details

Filer

Filer Name
Evergreen Credit Union
EIN
39-0957477
Address
1500 W American Drive, Neenah, WI 54956

Signing Officer

Name
Kathy Jankowski
Title
PresidentCEO
Phone
9207292999
Signed
2018-11-12
Discuss with paid preparer
No

Organization Details

Principal Officer
Kathy Jankowski
Formed
1958
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
6
Employees
0
Volunteers
6

Preparer

Firm
WCUL Services Corp
Address
1 E Main Street Suite 101, Madison, WI 53703
Preparer
Cari Thompson
Phone
6086404040
Supplemental Narrative

Additional Explanations

Unrelated business income explanation Part V line 3B

We will file extension.

Raw XML Appendix380 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0216306
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0268753
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Inspiring our members to achieve their dreams by delivering innovative and sustainable financial solutions with amazing service.
IRS990/AdvertisingGrp/TotalAmt0122592
IRS990/AllOtherExpensesGrp/TotalAmt013205
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0Joan Ziegler
IRS990/BooksInCareOfDetail/PhoneNum09207292999
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01500 W American Drive
IRS990/BooksInCareOfDetail/USAddress/CityNm0Neenah
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054956
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0152808
IRS990/CashNonInterestBearingGrp/EOYAmt050288
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt099542
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt09369
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt092302
IRS990/CYOtherExpensesAmt0738539
IRS990/CYOtherRevenueAmt04490
IRS990/CYProgramServiceRevenueAmt01742535
IRS990/CYRevenuesLessExpensesAmt0404745
IRS990/CYSalariesCompEmpBnftPaidAmt0696043
IRS990/CYTotalExpensesAmt01434582
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01839327
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt051936
IRS990/Desc0We funded 640 loans during 2017. As of 12/31/17, we had 84 mortgages/home equity, 556 consumer loans, and 644 credit card accounts with our members
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt00
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt016643
IRS990/FeesForServicesLegalGrp/TotalAmt080
IRS990/FeesForServicesOtherGrp/TotalAmt043419
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt06377
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt511788
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0Barbara Hartfiel
IRS990/Form990PartVIISectionAGrp/PersonNm1Kurt Carpenter
IRS990/Form990PartVIISectionAGrp/PersonNm2Keith Fischer
IRS990/Form990PartVIISectionAGrp/PersonNm3Jeffrey Gehrke
IRS990/Form990PartVIISectionAGrp/PersonNm4Lyle Mader
IRS990/Form990PartVIISectionAGrp/PersonNm5Michael Brandt
IRS990/Form990PartVIISectionAGrp/PersonNm6Andrew Fenwick
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt599542
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt5PresidentDirector
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0false
IRS990/FormationYr01958
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01839327
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InformationTechnologyGrp/TotalAmt0114691
IRS990/InsuranceGrp/TotalAmt019204
IRS990/InterestGrp/TotalAmt01839
IRS990/InvestmentIncomeGrp/ExclusionAmt092302
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt092302
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0579363
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0587077
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0801144
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01246698
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01209052
IRS990/LandBldgEquipCostOrOtherBssAmt02010196
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Inspiring our members to achieve their dreams by delivering innovative and sustainable financial solutions with amazing service.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04311897
IRS990/NetAssetsOrFundBalancesEOYAmt04716642
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt045195
IRS990/OfficeExpensesGrp/TotalAmt071454
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0100166
IRS990/OtherAssetsTotalGrp/EOYAmt0108102
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt049715
IRS990/OtherExpensesGrp/Desc0Dividends on Shares
IRS990/OtherExpensesGrp/Desc1Loan Servicing
IRS990/OtherExpensesGrp/Desc2Member AccountCard Costs
IRS990/OtherExpensesGrp/Desc3Loan Loss
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt099558
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt157235
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt29484
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt337812
IRS990/OtherExpensesGrp/TotalAmt099558
IRS990/OtherExpensesGrp/TotalAmt157235
IRS990/OtherExpensesGrp/TotalAmt29484
IRS990/OtherExpensesGrp/TotalAmt337812
IRS990/OtherLiabilitiesGrp/BOYAmt029873086
IRS990/OtherLiabilitiesGrp/EOYAmt032147777
IRS990/OtherSalariesAndWagesGrp/TotalAmt0468863
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt027936746
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt030193557
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt018446
IRS990/PayrollTaxesGrp/TotalAmt044791
IRS990/PensionPlanContributionsGrp/TotalAmt033132
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt017316
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt045164
IRS990/PrincipalOfficerNm0Kathy Jankowski
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2519100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member Fees & Charges
IRS990/ProgramServiceRevenueGrp/Desc2Non-Member ATM Fees
IRS990/ProgramServiceRevenueGrp/Desc3Insurance Sales
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01363974
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1300575
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt276143
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01363974
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1300575
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21843
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt376143
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt01843
IRS990/ProgSrvcAccomActy2Grp/Desc0We have deposit, transaction, and investment accounts with 3412 members at 12/31/17. During 2017, we opened 414 new deposit, transaction and investment accounts.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt078846
IRS990/PYOtherExpensesAmt0690594
IRS990/PYOtherRevenueAmt04373
IRS990/PYProgramServiceRevenueAmt01649163
IRS990/PYRevenuesLessExpensesAmt0311378
IRS990/PYSalariesCompEmpBnftPaidAmt0730410
IRS990/PYTotalExpensesAmt01421004
IRS990/PYTotalRevenueAmt01732382
IRS990/ReconcilationRevenueExpnssAmt0404745
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt04490
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt04490
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04311897
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04716642
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04368192
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04939932
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0823169
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0381256
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01204425
IRS990ScheduleD/EquipmentGrp/BookValueAmt039253
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0343307
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0382560
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0293747
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1100
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt235200
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3258030
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA Capitalizaiton
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1WISCUB
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2WESCO CUSO
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3CCCU MCS & PIC
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/LandGrp/BookValueAmt0344169
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0344169
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt02461
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt076581
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt079042
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt032147742
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt135
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Accrued Dividends
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01209052
IRS990ScheduleD/TotalBookValueProgramRltdAmt0587077
IRS990ScheduleD/TotalLiabilityAmt032147777
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0We will file extension.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Management reviews the 990 and a copy of the filed form is submitted to the Board for review.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Board members and Officers are required to self-report any potential conflicts as they may occur.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The Board of Directors reviews various salary surveys and approves the CEOs salary. Their final decision is recorded in the minutes.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7We post our financial statements on the member bulletin board in our credit unions entrance on a monthly basis.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Unrelated business income explanation Part V line 3b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt034401289
IRS990/TotalAssetsEOYAmt037133172
IRS990/TotalAssetsGrp/BOYAmt034401289
IRS990/TotalAssetsGrp/EOYAmt037133172
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01434582
IRS990/TotalGrossUBIAmt01843
IRS990/TotalLiabilitiesBOYAmt030089392
IRS990/TotalLiabilitiesEOYAmt032416530
IRS990/TotalLiabilitiesGrp/BOYAmt030089392
IRS990/TotalLiabilitiesGrp/EOYAmt032416530
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04311897
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04716642
IRS990/TotalOtherCompensationAmt011788
IRS990/TotalProgramServiceRevenueAmt01742535
IRS990/TotalReportableCompFromOrgAmt099542
IRS990/TotalRevenueGrp/ExclusionAmt096792
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01740692
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01839327
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt01843
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt034401289
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt037133172
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0www.evergreencu.com
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Kathy Jankowski
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PresidentCEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09207292999
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-11-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Evergreen Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0EVER
ReturnHeader/Filer/EIN0390957477
ReturnHeader/Filer/USAddress/AddressLine1Txt01500 W American Drive
ReturnHeader/Filer/USAddress/CityNm0Neenah
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054956
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0110D63440C42215569A41D88634943DBED7962F4
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0110D63440C42215569A41D88634943DBED7962F4
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId03922392018317es1czss
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02018-11-13
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt065.30.128.241
ReturnHeader/FilingSecurityInformation/IPDt02018-11-13
ReturnHeader/FilingSecurityInformation/IPTm022:41:18
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391127312
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WCUL Services Corp
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01 E Main Street Suite 101
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Madison
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd053703
ReturnHeader/PreparerPersonGrp/PhoneNum06086404040
ReturnHeader/PreparerPersonGrp/PreparationDt02018-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cari Thompson
ReturnHeader/ReturnTs02018-11-13T20:40:44-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.6$49.5$8.11$3.29$2.39$0.90
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$57.9$50.7$7.21$2.84$2.40$0.44
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.0$49.2$6.76$2.27$1.89$0.39
2021Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$54.7$48.3$6.38$2.05$1.86$0.19
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$49.2$43.0$6.19$2.08$1.57$0.51
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.5$34.9$5.68$2.13$1.56$0.57
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.8$32.7$5.11$1.99$1.59$0.40
2017Detailed filing. Detailed filing data is available for this year.$37.1$32.4$4.72$1.84$1.43$0.40
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.4$30.1$4.31$1.73$1.42$0.31
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.7$29.7$4.00$1.61$1.28$0.33
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.5$26.8$3.67$1.51$1.26$0.25
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$30.4$26.9$3.42$1.44$1.26$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.5$25.3$3.24$1.20
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.0$22.0$3.00$1.29
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.5$21.6$2.90$1.44