Civic Intelligence

Marinette County Empls Credit Un

EIN 39-0957393 • 501(c)14

1740 Stephenson St54143
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2014

Liabilities / Revenue

40th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$500k-$1M nonprofits • Source year 2014

Net Margin

19th percentile

-22%

Higher net margin than 19% of similar nonprofits.

$500k-$1M nonprofits • Source year 2014

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

2nd percentile

-100%

Faster asset growth than 2% of similar nonprofits.

$500k-$1M nonprofits • Annualized from 2013 to 2014

Revenue Growth

32nd percentile

-3.1%

Faster revenue growth than 32% of similar nonprofits.

$500k-$1M nonprofits • Annualized from 2013 to 2014

Assets

Down

$0

Down $15,265,042 (-100%) from 2013

Liabilities

Down

$0

Down $13,441,370 (-100%) from 2013

Net Assets

Down

$0

Down $1,823,672 (-100%) from 2013

Revenue

Down

$708,962

Down $22,514 (-3.1%) from 2013

Expenses

Up

$866,703

Up $192,516 (+29%) from 2013

Net Income

Down

-$157,741

Down $215,030 (-375%) from 2013

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $13,528,837Liabilities 2010: $12,083,243Net Assets 2010: $1,445,5942010Assets 2011: $14,450,604Liabilities 2011: $12,983,023Net Assets 2011: $1,467,5812011Assets 2012: $14,151,685Liabilities 2012: $12,646,490Net Assets 2012: $1,505,1952012Assets 2013: $15,265,042Liabilities 2013: $13,441,370Net Assets 2013: $1,823,6722013Assets 2014: $0Liabilities 2014: $0Net Assets 2014: $02014

Highlighted filing

2014

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $782,5252010Expenses 2011: $737,9682011Expenses 2012: $702,1402012Revenue 2013: $731,476Expenses 2013: $674,187Net Income 2013: $57,2892013Revenue 2014: $708,962Expenses 2014: $866,703Net Income 2014: -$157,7412014

Highlighted filing

2014

Revenue$708,962
Expenses$866,703
Net Income-$157,741

Filings

Latest Detailed Filing

The latest 2014 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2012 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Apr 9, 2013
Return Version
2012v2.1
Gross Receipts
$739,754
Mission and Program Overview

Mission

Serve our memmbers with financial services.

Major Activities

Activity 2
The credit union has several types of loan programs available for our members. We funded 534 new loans during 2012. As of 12/31/12 we had 730 loans to our members.
Activity 3
.
Filing and Contact Details

Filer

EIN
39-0957393
Raw XML Appendix353 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccruedExpenses/BOY014068
IRS990/AccountsPayableAccruedExpenses/EOY022212
IRS990/ActivitiesConductedPartnership0false
IRS990/Activity2/Description0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 534 NEW LOANS DURING 2012. AS OF 12/31/12 WE HAD 730 LOANS TO OUR MEMBERS.
IRS990/Activity3/Description0.
IRS990/ActivityOrMissionDescription0SERVE OUR MEMMBERS WITH FINANCILA SERVICES.
IRS990/AddressPrincipalOfficerUS/AddressLine101740 STEPHENSON ST
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IRS990/AddressPrincipalOfficerUS/State0WI
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IRS990/Description0THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 134 NEW DEPOSIT ACCOUNTS IN 2012. AS OF 12/31/12 WE HAD 2045 MEMBERS.
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IRS990/Form990PartVIISectionA/Title0CHAIRPERSON
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IRS990/Form990PartVIISectionA/Title3SECRETARY
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IRS990/Form990PartVIISectionA/Title7PRESIDENT/CE
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IRS990/OtherExpenses/Description1PROVISION FOR LOAN LOSS
IRS990/OtherExpenses/Description2NCUA STBLZTN ASSESSMENTS
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IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation0THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS.
IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier0ESCROW LIABILITY ARRANGEMENT EXPLANATION
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IRS990ScheduleD/OtherLiabilities/Description1ESCROW TO PART X LINE 21
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IRS990ScheduleO/GeneralExplanation/Explanation0THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, YOU MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/GeneralExplanation/Explanation1THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/GeneralExplanation/Explanation2A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/GeneralExplanation/Explanation3MANAGEMENT PROVIDES INDEPENDENT CPA WITH REQUIRED DATA. MANAGEMENT REVIEWS THE PREPARED RETURN, NOTIFIES CPA OF ANY CORRECTIONS NEEDED, AND APPROVES THE FORM FOR FILING. MANAGEMENT SHARES REPORT WITH THE BOARD AT THEIR NEXT REGULAR MEETING.
IRS990ScheduleO/GeneralExplanation/Explanation4THE CEO'S SALARY IS DETERMINED USING DATA FROM THE CUNA SLARY SURVERY. THE SALARY IS APPROVED BY THE BOARD AND DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/GeneralExplanation/Explanation5FINANCIAL STATEMENTS POSTED IN THE LOBBY. OTHER ITEMS PROVIDED UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Identifier0CLASSES OF MEMBERS OR STOCKHOLDERS
IRS990ScheduleO/GeneralExplanation/Identifier1ELECTION OF MEMBERS AND THEIR RIGHTS
IRS990ScheduleO/GeneralExplanation/Identifier2DECISIONS SUBJECT TO APPROVAL OF MEMBERS
IRS990ScheduleO/GeneralExplanation/Identifier3ORGANIZATION'S PROCESS USED TO REVIEW FORM 990
IRS990ScheduleO/GeneralExplanation/Identifier4COMPENSATION PROCESS FOR TOP OFFICIAL
IRS990ScheduleO/GeneralExplanation/Identifier5GOVERNING DOCUMENTS DISCLOSURE EXPLANATION
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IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/UnsecuredNotesLoansPayable/EOY0155583
IRS990/UponRequest0X
IRS990/WebSite0WWW.MARINETTECECU.COM
IRS990/WhistleblowerPolicy0true
IRS990/YearFormation01956
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0390957393
ReturnHeader/Filer/Name/BusinessNameLine10MARINETTE COUNTY EMPLOYEES CREDIT
ReturnHeader/Filer/Name/BusinessNameLine20UNION
ReturnHeader/Filer/NameControl0MARI
ReturnHeader/Filer/Phone07157324051
ReturnHeader/Filer/USAddress/AddressLine101740 STEPHENSON ST
ReturnHeader/Filer/USAddress/City0MARINETTE
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054143
ReturnHeader/Officer/DateSigned02013-04-09
ReturnHeader/Officer/Name0KAY HINKENS
ReturnHeader/Officer/Phone07157324051
ReturnHeader/Officer/Title0PRESIDENT/CEO
ReturnHeader/Preparer/DatePrepared02013-04-10
ReturnHeader/Preparer/Name0BRENT WOOKEY
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-04-10T17:28:38-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $500k-$1M nonprofits