Liabilities / Assets
80th percentile
Higher debt load relative to assets than 80% of similar nonprofits.
990 • Fiscal year 2018 • EIN 39-0891442
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
80th percentile
Higher debt load relative to assets than 80% of similar nonprofits.
Liabilities / Revenue
78th percentile
Higher debt load relative to revenue than 78% of similar nonprofits.
Net Margin
49th percentile
Higher net margin than 49% of similar nonprofits.
Top Officer Pay
49th percentile
Higher top officer pay than 49% of similar nonprofits.
Top officer pay equals 8.5% of source-year revenue.
Asset Growth
39th percentile
Faster asset growth than 39% of similar nonprofits.
Revenue Growth
1st percentile
Faster revenue growth than 1% of similar nonprofits.
Assets
Down$23,163,174
Down $341,140 (-1.5%) from 2017
Net Assets
Up$2,212,833
Up $92,528 (+4.4%) from 2017
Liabilities
Down$20,950,341
Down $433,668 (-2.0%) from 2017
Revenue
Down$885,741
Down $120,467 (-12%) from 2017
Expenses
Down$793,213
Down $170,942 (-18%) from 2017
Net Income
Up$92,528
Up $50,475 (+120%) from 2017
To provide secure, convenient and quality financial services, in an economically sound manner, to all present and potential members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $17,943,187 | $17,915,750 | ▼ $27,437 |
| Savings and Temporary Cash Investments | $2,506,205 | $2,338,315 | ▼ $167,890 |
| Rtn Earn Endowment Incm Other Fnds | $2,120,305 | $2,212,833 | ▲ $92,528 |
| Investments Program Related | $1,450,927 | $1,353,825 | ▼ $97,102 |
| Land, Buildings, and Equipment, Net | $634,198 | $668,035 | ▲ $33,837 |
| Cash and Non-Interest-Bearing Accounts | $363,985 | $305,196 | ▼ $58,789 |
| Prepaid Expenses and Deferred Charges | $283,505 | $280,678 | ▼ $2,827 |
| Total Assets | $23,504,314 | $23,163,174 | ▼ $341,140 |
| Other Assets Total | $322,307 | $301,375 | ▼ $20,932 |
| Liabilities | |||
| Other Liabilities | $21,325,278 | $20,871,426 | ▼ $453,852 |
| Accounts Payable and Accrued Expenses | $54,816 | $69,741 | ▲ $14,925 |
| Escrow Account Liability | $3,915 | $9,174 | ▲ $5,259 |
| Total Liabilities | $21,384,009 | $20,950,341 | ▼ $433,668 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,120,305 | $2,212,833 | ▲ $92,528 |
| Total Liabilities and Net Assets / Fund Balance | $23,504,314 | $23,163,174 | ▼ $341,140 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $392,296 | $662,115 | $1,054,411 |
| Equipment | $45,254 | $329,781 | $375,035 |
| Land | $230,485 | - | $230,485 |
| Investment Program Related Org | $20 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Richard Delfs | President | FT | $74,000 | $1,230 | $75,230 |
| Ryan Anderson | Secretary/tr | - | $26,400 | - | $26,400 |
| Name | Title |
|---|---|
| Jeffery Passarelli | Chairman |
| Mark Lee | Vice Chair |
| Steven Wyma | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $480,154 |
| Salaries, Compensation, and Employee Benefits | $313,059 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $209,501 |
| Office Expenses | - | - | - | $167,385 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $74,000 |
| Information Technology | - | - | - | $55,396 |
| Depreciation Depletion | - | - | - | $54,222 |
| Occupancy | - | - | - | $44,631 |
| Other Expenses | - | - | - | $33,825 |
| Payroll Taxes | - | - | - | $22,759 |
| Insurance | - | - | - | $11,850 |
| Fees for Services Other | - | - | - | $7,404 |
| Other Employee Benefits | - | - | - | $6,799 |
| Advertising | - | - | - | $2,641 |
| Conferences and Meetings | - | - | - | $1,180 |
| Interest | - | - | - | $227 |
| Total Functional Expenses | $0 | $0 | $0 | $793,213 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $20,852,911 |
| 457 Def Comp Liability | $27,689 |
| Escrow Amnts to Line 21 Bal Sheet | $-9,174 |
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“The president provides necessary data to an independent cpa who completes the return. The president reviews the return for accuracy, and then authorizes the cpa to e-file the approved return. The president reviews the return with the rest of the directors at the next board meeting.”
“The board of directors determine the compensation for the president. This determination is noted in the board meeting minutes.”
“Bylaws are available on request. Consolidated balance sheet is posted in the credit union lobby.”
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 54816 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 69741 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE SECURE, CONVENIENT AND QUALITY FINANCIAL SERVICES, IN AN ECONOMICALLY SOUND MANNER, TO ALL PRESENT AND POTENTIAL MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2641 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | RICHARD DELFS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2626346691 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1462 S GREEN BAY RD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | RACINE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53406 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 363985 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 305196 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 74000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1180 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 88511 |
| IRS990/CYOtherExpensesAmt | 0 | 480154 |
| IRS990/CYOtherRevenueAmt | 0 | 25488 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 771742 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 92528 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 313059 |
| IRS990/CYTotalExpensesAmt | 0 | 793213 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 885741 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 54222 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 319 NEW DEPOSIT ACCOUNTS IN 2018. AS OF 12/31/18 WE HAD 3,451 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 10 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 3915 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 9174 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 7404 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 1230 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JEFFERY PASSARELLI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MARK LEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | RYAN ANDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | STEVEN WYMA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RICHARD DELFS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 26400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 74000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1939 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 885741 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 4 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 55396 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 11850 |
| IRS990/InterestGrp/TotalAmt | 0 | 227 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 88511 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 88511 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1450927 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1353825 |
| IRS990/IRPDocumentCnt | 0 | 338 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 991896 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 634198 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 668035 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1659931 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE SECURE, CONVENIENT AND QUALITY FINANCIAL SERVICES, IN AN ECONOMICALLY SOUND MANNER, TO ALL PRESENT AND POTENTIAL MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2120305 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2212833 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 44631 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 167385 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 322307 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 301375 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 6799 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | DIVIDENDS EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 66476 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 34917 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 33825 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 21325278 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 20871426 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522130 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | DISTRIBUTION/RESTITUTION CSMC |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 6335 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 6335 |
| IRS990/OtherRevenueTotalAmt | 0 | 6335 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 209501 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 17943187 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 17915750 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 22759 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 283505 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 280678 |
| IRS990/PrincipalOfficerNm | 0 | RICHARD DELFS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER RELATED INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 621526 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 128403 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 20375 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 621526 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 128403 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 20375 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1438 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1438 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 422 NEW LOANS TO OUR MEMBERS DURING 2018. AS OF 12/31/18 WE HAD 1,858 LOANS TO OUR MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 48474 |
| IRS990/PYOtherExpensesAmt | 0 | 671437 |
| IRS990/PYOtherRevenueAmt | 0 | 20386 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 937348 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 42053 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 292718 |
| IRS990/PYTotalExpensesAmt | 0 | 964155 |
| IRS990/PYTotalRevenueAmt | 0 | 1006208 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 92528 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 19153 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 19153 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2120305 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2212833 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2506205 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2338315 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 392296 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 662115 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1054411 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 45254 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 329781 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 375035 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 1000000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 322607 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 21198 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 10000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 4 | 20 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INVESTMENTS W/ MATURITY > 1 YR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CAPITAL ACCTS CORPORATE CREDIT UNION |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | PSCU PATRONAGE EQUITY |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | INVESTMENT SHARED SERV CTR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 4 | WISCUB STOCK |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 230485 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 230485 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 20852911 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 27689 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | -9174 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | 457 DEF COMP LIABILITY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | ESCROW AMNTS TO LINE 21 BAL SHEET |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 668035 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 1353825 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 20871426 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRESIDENT PROVIDES NECESSARY DATA TO AN INDEPENDENT CPA WHO COMPLETES THE RETURN. THE PRESIDENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES THE CPA TO E-FILE THE APPROVED RETURN. THE PRESIDENT REVIEWS THE RETURN WITH THE REST OF THE DIRECTORS AT THE NEXT BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS DETERMINE THE COMPENSATION FOR THE PRESIDENT. THIS DETERMINATION IS NOTED IN THE BOARD MEETING MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | BYLAWS ARE AVAILABLE ON REQUEST. CONSOLIDATED BALANCE SHEET IS POSTED IN THE CREDIT UNION LOBBY. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 23504314 |
| IRS990/TotalAssetsEOYAmt | 0 | 23163174 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 23504314 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 23163174 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 10 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 793213 |
| IRS990/TotalGrossUBIAmt | 0 | 1438 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 21384009 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 20950341 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 21384009 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 20950341 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2120305 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2212833 |
| IRS990/TotalOtherCompensationAmt | 0 | 1230 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 771742 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 100400 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 107664 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 776639 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 885741 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1438 |
| IRS990/TotalVolunteersCnt | 0 | 4 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 23504314 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 23163174 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1462 S GREEN BAY RD |
| IRS990/USAddress/CityNm | 0 | RACINE |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 53406 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 4 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MCUCREDITUNION.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2020-01-14 16:20:31Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | RICHARD DELFS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2626346691 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-04-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MCU FINANCIAL CENTER CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MCUF |
| ReturnHeader/Filer/EIN | 0 | 390891442 |
| ReturnHeader/Filer/PhoneNum | 0 | 2626346691 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1462 S GREEN BAY RD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | RACINE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 53406 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 5FA08F3168DAA0B72D4E7F0D679A1E851BDE6807 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 5FA08F3168DAA0B72D4E7F0D679A1E851BDE6807 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 97.88.144.85 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2019-04-15 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 16:18:51 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 461605712 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BRENT WOOKEY CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 1512 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LA CROSSE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 546021512 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6087920843 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2019-04-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRENT WOOKEY CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2019-04-15T16:18:51-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-12-31 |
| ReturnHeader/TaxYr | 0 | 2018 |
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Displayed year
2018 • Form 990Detailed filing. Detailed filing data is available for this year.