Liabilities / Assets
56th percentile
Higher debt load relative to assets than 56% of similar nonprofits.
990 • Fiscal year 2013 • EIN 39-0837827
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
56th percentile
Higher debt load relative to assets than 56% of similar nonprofits.
Liabilities / Revenue
30th percentile
Higher debt load relative to revenue than 30% of similar nonprofits.
Net Margin
33rd percentile
Higher net margin than 33% of similar nonprofits.
Top Officer Pay
61st percentile
Higher top officer pay than 61% of similar nonprofits.
Top officer pay equals 3.3% of source-year revenue.
Asset Growth
49th percentile
Faster asset growth than 49% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$113,616,814
Up $2,760,673 (+2.5%) from 2012
Net Assets
Up$11,171,705
Up $477,592 (+4.5%) from 2012
Liabilities
Up$102,445,109
Up $2,283,081 (+2.3%) from 2012
Revenue
$6,524,814
No earlier filing loaded for comparison.
Expenses
Up$6,066,558
Up $31,605 (+0.5%) from 2012
Net Income
$458,256
No earlier filing loaded for comparison.
A credit union that provides financial services and puts members at the center of all decisions.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $82,083,898 | $83,821,581 | ▲ $1,737,683 |
| Investments Other Securities | $17,022,540 | $19,270,226 | ▲ $2,247,686 |
| Cap Stk Tr Prin Current Funds | $5,745,900 | $5,745,900 | → $0 |
| Rtn Earn Endowment Incm Other Fnds | $4,948,213 | $5,425,805 | ▲ $477,592 |
| Land, Buildings, and Equipment, Net | $4,663,591 | $4,960,511 | ▲ $296,920 |
| Cash and Non-Interest-Bearing Accounts | $2,313,013 | $1,725,779 | ▼ $587,234 |
| Accounts Receivable | $668,456 | $167,974 | ▼ $500,482 |
| Prepaid Expenses and Deferred Charges | $405,831 | $157,193 | ▼ $248,638 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Total Assets | $110,856,141 | $113,616,814 | ▲ $2,760,673 |
| Other Assets Total | $3,698,812 | $3,513,550 | ▼ $185,262 |
| Liabilities | |||
| Other Liabilities | $99,207,206 | $101,916,270 | ▲ $2,709,064 |
| Accounts Payable and Accrued Expenses | $912,322 | $488,319 | ▼ $424,003 |
| Deferred Revenue | $36,009 | $27,122 | ▼ $8,887 |
| Escrow Account Liability | $6,491 | $13,398 | ▲ $6,907 |
| Total Liabilities | $100,162,028 | $102,445,109 | ▲ $2,283,081 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $10,694,113 | $11,171,705 | ▲ $477,592 |
| Total Liabilities and Net Assets / Fund Balance | $110,856,141 | $113,616,814 | ▲ $2,760,673 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,430,492 | $1,074,911 | $4,505,403 |
| Equipment | $437,798 | $1,160,459 | $1,598,257 |
| Land | $1,040,702 | - | $1,040,702 |
| Leasehold Improvements | $51,519 | $104,451 | $155,970 |
| Other Land Buildings | $0 | $12,238 | $12,238 |
| Other Securities | $19,270,226 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Chris Butler | CEO/president | FT | $147,262 | $66,482 | $213,744 |
| Angie Douglas | VP Finance | FT | $68,168 | $13,343 | $81,511 |
| Name | Title |
|---|---|
| William Colcough | Chairperson |
| Edward Jaekel | Vice-chairperson |
| Deb Hoeth | Director |
| Heidi Eglash | Director |
| Kirk Stoa | Director |
| James Crothers | Secretary |
| Adam Mueller | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Cuanswers | Data Processing | - | $445,162 |
| La Macchia Group LLC | Consulting, Architectual Design And Cons | - | $312,469 |
| Health Traditions | Health Insurance Services | - | $306,341 |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,898,089 |
| Salaries, Compensation, and Employee Benefits | $2,663,110 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,896,667 |
| Office Expenses | - | - | - | $635,712 |
| Benefits to Members | - | - | - | $505,359 |
| Information Technology | - | - | - | $312,908 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $295,255 |
| Other Employee Benefits | - | - | - | $230,227 |
| Occupancy | - | - | - | $210,230 |
| Depreciation Depletion | - | - | - | $207,249 |
| Advertising | - | - | - | $184,879 |
| Payroll Taxes | - | - | - | $183,895 |
| Other Expenses | - | - | - | $76,725 |
| All Other Expenses | - | - | - | $73,417 |
| Pension Plan Contributions | - | - | - | $57,066 |
| Fees for Services Accounting | - | - | - | $43,842 |
| Insurance | - | - | - | $33,821 |
| Fees for Services Management | - | - | - | $22,663 |
| Conferences and Meetings | - | - | - | $18,352 |
| Travel | - | - | - | $13,297 |
| Fees for Services Legal | - | - | - | $6,000 |
| Total Functional Expenses | $0 | $0 | $0 | $6,066,558 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Total Share Accounts | $101,916,270 |
“The credit union's members have rights to elect the members of the governing body. The credit union's members also receive a share of the organization's profits in the form of cash dividends.”
“Members of the credit union have the right to elect one or more members of the organization's governing body, whether periodically, as vacancies arise, or otherwise.”
“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”
“The president and strategic team will review form 990 prior to filing.”
“New employees are required to complete a conflict of interest form when they start and annually each employee updates theirs with any changes.”
“Human resources will conduct a bi-annual report for each position in the credit union, including key employees. Three different salary surveys are compared, including cuna, wcul, and a regional/local survey as well.”
“We hand out a condensed financial statement to our members at our annual meeting and also post this information on our website. Ncua provides online access to cu call reports.”
“We are now required to hold escrows for property taxes and insurance for loans that are considered high priced mortgages under the home ownership and equity protection act, reg z.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 912322 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 488319 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 668456 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 167974 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | A CREDIT UNION THAT PROVIDES FINANCIAL SERVICES AND PUTS MEMBERS AT THE CENTER OF ALL DECISIONS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 184879 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 73417 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 505359 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1 | 0 | ANGIE DOUGLAS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6087792400 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 311 MAIN STREET |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | LA CROSSE |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 54601 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 5745900 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 5745900 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2313013 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1725779 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 295255 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 18352 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 445162 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 312469 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 306341 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1 | 0 | 6000 28TH ST SE STE 100 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1 | 1 | 157 N MILWAUKEE STREET |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1 | 2 | NW 7349 PO BOX 1450 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City | 0 | GRAND RAPIDS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City | 1 | MILWAUKEE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City | 2 | MINNEAPOLIS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State | 0 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State | 1 | WI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State | 2 | MN |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode | 0 | 49546 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode | 1 | 53202 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode | 2 | 55485 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1 | 0 | CUANSWERS |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1 | 1 | LA MACCHIA GROUP LLC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1 | 2 | HEALTH TRADITIONS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DATA PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | CONSULTING, ARCHITECTUAL DESIGN AND CONS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | HEALTH INSURANCE SERVICES |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 505359 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | -126501 |
| IRS990/CYOtherExpensesAmt | 0 | 2898089 |
| IRS990/CYOtherRevenueAmt | 0 | 709434 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5941881 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 458256 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2663110 |
| IRS990/CYTotalExpensesAmt | 0 | 6066558 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 6524814 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 36009 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 27122 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 207249 |
| IRS990/Desc | 0 | COMMUNITY CREDIT UNION PROVIDES FINANCIAL SERVICES TO MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 68 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 6491 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 13398 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 43842 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 6000 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 22663 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 40094 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 13343 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | HEIDI EGLASH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JAMES CROTHERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | WILLIAM COLCOUGH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ADAM MUELLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | EDWARD JAEKEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KIRK STOA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DEB HOETH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | CHRIS BUTLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | ANGIE DOUGLAS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 173650 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 68168 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VICE-CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO/PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VP FINANCE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1931 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -229785 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 6780656 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 2987 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 312908 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 33821 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 103284 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 103284 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 17022540 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 19270226 |
| IRS990/IRPDocumentCnt | 0 | 12562 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2352059 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 4663591 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4960511 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 7312570 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 229785 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 26057 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | A CREDIT UNION THAT PROVIDES FINANCIAL SERVICES AND PUTS MEMBERS AT THE CENTER OF ALL DECISIONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 10694113 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 11171705 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -229785 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -229785 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | -23070 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | -23070 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -439 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 19336 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 210230 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 635712 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 3698812 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 3513550 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 230227 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 3 | OREO/OPO EXPENSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 791579 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 174169 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 93246 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 76725 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 99207206 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 101916270 |
| IRS990/OtherOrganizationDsc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 732504 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 732504 |
| IRS990/OtherRevenueTotalAmt | 0 | 732504 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1896667 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 82083898 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 83821581 |
| IRS990/OwnWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | 0 |
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| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
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| IRS990/PoliticalCampaignActyInd | 0 | 0 |
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| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 157193 |
| IRS990/PrincipalOfficerNm | 0 | ANGIE DOUGLAS |
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| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
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| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | WE ARE NOW REQUIRED TO HOLD ESCROWS FOR PROPERTY TAXES AND INSURANCE FOR LOANS THAT ARE CONSIDERED HIGH PRICED MORTGAGES UNDER THE HOME OWNERSHIP AND EQUITY PROTECTION ACT, REG Z. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART IV, LINE 2B: |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION'S MEMBERS HAVE RIGHTS TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, AS VACANCIES ARISE, OR OTHERWISE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRESIDENT AND STRATEGIC TEAM WILL REVIEW FORM 990 PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | NEW EMPLOYEES ARE REQUIRED TO COMPLETE A CONFLICT OF INTEREST FORM WHEN THEY START AND ANNUALLY EACH EMPLOYEE UPDATES THEIRS WITH ANY CHANGES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | HUMAN RESOURCES WILL CONDUCT A BI-ANNUAL REPORT FOR EACH POSITION IN THE CREDIT UNION, INCLUDING KEY EMPLOYEES. THREE DIFFERENT SALARY SURVEYS ARE COMPARED, INCLUDING CUNA, WCUL, AND A REGIONAL/LOCAL SURVEY AS WELL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | WE HAND OUT A CONDENSED FINANCIAL STATEMENT TO OUR MEMBERS AT OUR ANNUAL MEETING AND ALSO POST THIS INFORMATION ON OUR WEBSITE. NCUA PROVIDES ONLINE ACCESS TO CU CALL REPORTS. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990/TaxExemptBondsInd | 0 | 0 |
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| IRS990/TotalVolunteersCnt | 0 | 7 |
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| IRS990/TravelGrp/TotalAmt | 0 | 13297 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
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| IRS990/USAddress/AddressLine1 | 0 | 311 MAIN STREET |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.