Civic Intelligence

Nekoosa Credit Union

990 • Fiscal year 2019 • EIN 39-0763330

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 09, 2020

Organization Profilenekoosacu.com

View Organization Page

115 Prospect AvenueNekoosa, WI 54457

(715) 886-3661

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

14th percentile

0.75x

Higher debt load relative to assets than 14% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Liabilities / Revenue

81st percentile

22.96x

Higher debt load relative to revenue than 81% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Net Margin

87th percentile

23%

Higher net margin than 87% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Top Officer Pay

97th percentile

$144,317

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 19.8% of source-year revenue.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Asset Growth

35th percentile

-0.6%

Faster asset growth than 35% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Revenue Growth

52nd percentile

6.1%

Faster revenue growth than 52% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets14th percentile

Assets

Down

$22,482,853

Down $140,971 (-0.6%) from 2018

Net Assets

Up

$5,724,430

Up $166,052 (+3.0%) from 2018

Liabilities

Down

$16,758,423

Down $307,023 (-1.8%) from 2018

Revenue And Expenses
Liabilities / Revenue81st percentileNet Margin87th percentile

Revenue

Up

$729,906

Up $41,729 (+6.1%) from 2018

Expenses

Up

$563,854

Up $9,067 (+1.6%) from 2018

Net Income

Up

$166,052

Up $32,662 (+24%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth35th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $17,965,911Liabilities 2010: $13,000,274Net Assets 2010: $4,965,6372010Assets 2011: $18,177,302Liabilities 2011: $13,145,347Net Assets 2011: $5,031,9552011Assets 2012: $18,486,225Liabilities 2012: $13,405,591Net Assets 2012: $5,080,6342012Assets 2013: $18,929,784Liabilities 2013: $13,793,618Net Assets 2013: $5,136,1662013Assets 2014: $20,077,315Liabilities 2014: $14,886,531Net Assets 2014: $5,190,7842014Assets 2016: $21,486,131Liabilities 2016: $16,153,850Net Assets 2016: $5,332,2812016Assets 2017: $22,379,259Liabilities 2017: $16,954,271Net Assets 2017: $5,424,9882017Assets 2018: $22,623,824Liabilities 2018: $17,065,446Net Assets 2018: $5,558,3782018Assets 2019: $22,482,853Liabilities 2019: $16,758,423Net Assets 2019: $5,724,4302019Assets 2021: $26,749,064Liabilities 2021: $23,372,731Net Assets 2021: $3,376,3332021Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2019

Assets$22,482,853
Liabilities$16,758,423
Net Assets$5,724,430
Open 2019 Filing

Operations Trend

Revenue Growth52nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $664,3922010Expenses 2011: $643,1352011Revenue 2012: $640,696Expenses 2012: $592,017Net Income 2012: $48,6792012Revenue 2013: $598,751Expenses 2013: $543,219Net Income 2013: $55,5322013Revenue 2014: $618,263Expenses 2014: $563,645Net Income 2014: $54,6182014Revenue 2016: $618,794Expenses 2016: $538,427Net Income 2016: $80,3672016Revenue 2017: $622,221Expenses 2017: $529,514Net Income 2017: $92,7072017Revenue 2018: $688,177Expenses 2018: $554,787Net Income 2018: $133,3902018Revenue 2019: $729,906Expenses 2019: $563,854Net Income 2019: $166,0522019Revenue 2021: $381,036Expenses 2021: $469,309Net Income 2021: -$88,2732021Revenue 2024: $1,328,918Expenses 2024: $1,353,448Net Income 2024: -$24,5302024

Highlighted filing

2019

Revenue$729,906
Expenses$563,854
Net Income$166,052
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 9, 2020
Return Version
2019v5.0
Gross Receipts
$729,906
Mission and Program Overview

Mission

Provides financial related services to it's membership.

Financial services cooperative.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$12,971,500$13,148,122▲ $176,622
Other Notes and Loans Receivable, Net$9,103,115$8,812,494▼ $290,621
Pd in Cap Srpls Land Bldg Eqp Fund$3,558,378$3,724,430▲ $166,052
Rtn Earn Endowment Incm Other Fnds$2,000,000$2,000,000→ $0
Land, Buildings, and Equipment, Net$329,039$322,336▼ $6,703
Cash and Non-Interest-Bearing Accounts$186,912$156,175▼ $30,737
Prepaid Expenses and Deferred Charges$1,158$17,157▲ $15,999
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$22,623,824$22,482,853▼ $140,971
Other Assets Total$32,100$26,569▼ $5,531
Liabilities
Other Liabilities$17,102,975$16,798,108▼ $304,867
Accounts Payable and Accrued Expenses$-37,529$-39,685▼ $2,156
Total Liabilities$17,065,446$16,758,423▼ $307,023
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,558,378$5,724,430▲ $166,052
Total Liabilities and Net Assets / Fund Balance$22,623,824$22,482,853▼ $140,971

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$198,096$414,583$0
Other Land Buildings$0$0$0
Land$73,284-$0
Equipment$50,956$96,650$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay97th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael W DiercksPresident/TreasurerFT$124,995$19,322$144,317
Courtney RodriquezSecretary-$2,014-$2,014
Steve BredlChairman-$1,985-$1,985
Gordon FreemanVice Chairman-$1,637-$1,637
George Carlson JrBoard Member-$1,428-$1,428
Gerald CordesBoard Member-$1,008-$1,008
Joshua ManclBoard Member-$672-$672
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$414,576
Investment Income
$315,330
Other Revenue
$0
Change in Net Assets
$166,052
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$305,338
Other Expenses$258,516
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$133,308
Current Officers, Directors, Trustees, and Key Employees---$124,995
Office Expenses---$60,180
Occupancy---$49,065
Payroll Taxes---$19,860
Pension Plan Contributions---$14,198
Other Employee Benefits---$12,977
Other Expenses---$11,877
Travel---$9,257
Advertising---$4,047
Total Functional Expenses$0$0$0$563,854
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$16,798,108
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Chairman and Secretary are related.”

Form 990, Part VI, Section A, Line 6

“Member owned.”

Form 990, Part VI, Section A, Line 7A

“Members elect the directors at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Members can vote on related issues pertaining to the credit union.”

Form 990, Part VI, Section B, Line 11B

“The document is reviewed by the President and is available for the Board of Directors review.”

Form 990, Part VI, Section B, Line 12C

“Directors and employees are aware of the policy. Additionally, an annual supervisory committee examination coupled with a state regulatory examination are conducted that scope out conflicts of interest.”

Form 990, Part VI, Section B, Line 15

“The President's compensation is recommended by the personnel committee to the Board of Directors. The President has the authority to set subordinate salaries within the confines of the annual budget effective on the 1st day of the new calendar year.”

Form 990, Part VI, Section C, Line 19

“Reports are made available during regular business hours.”

Filing and Contact Details

Filer

Filer Name
Nekoosa Credit Union
EIN
39-0763330
Phone
7158863661
Address
115 Prospect Avenue, Nekoosa, WI 54457

Signing Officer

Name
Michael Diercks
Title
President
Phone
7158863661
Signed
2020-11-09

Organization Details

Principal Officer
Michael W Diercks
Formed
1935
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
6
Employees
8
Volunteers
7
Raw XML Appendix374 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0-37529
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0-39685
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Financial services cooperative.
IRS990/AdvertisingGrp/TotalAmt04047
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0Michael W Diercks
IRS990/BooksInCareOfDetail/PhoneNum07158863661
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0115 Prospect Avenue
IRS990/BooksInCareOfDetail/USAddress/CityNm0Nekoosa
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054457
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0186912
IRS990/CashNonInterestBearingGrp/EOYAmt0156175
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0124995
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0315330
IRS990/CYOtherExpensesAmt0258516
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0414576
IRS990/CYRevenuesLessExpensesAmt0166052
IRS990/CYSalariesCompEmpBnftPaidAmt0305338
IRS990/CYTotalExpensesAmt0563854
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0729906
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0Low cost loans.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt08
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt019322
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0Michael W Diercks
IRS990/Form990PartVIISectionAGrp/PersonNm1Courtney Rodriquez
IRS990/Form990PartVIISectionAGrp/PersonNm2Steve Bredl
IRS990/Form990PartVIISectionAGrp/PersonNm3Gordon Freeman
IRS990/Form990PartVIISectionAGrp/PersonNm4George Carlson Jr
IRS990/Form990PartVIISectionAGrp/PersonNm5Gerald Cordes
IRS990/Form990PartVIISectionAGrp/PersonNm6Joshua Mancl
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0124995
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12014
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21985
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt31637
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt41428
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt51008
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6672
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0President/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01935
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0729906
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0315330
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0315330
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt08
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0511233
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0329039
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0322336
IRS990/LandBldgEquipCostOrOtherBssAmt0833569
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Provides financial related services to it's membership.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt05558378
IRS990/NetAssetsOrFundBalancesEOYAmt05724430
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt049065
IRS990/OfficeExpensesGrp/TotalAmt060180
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt032100
IRS990/OtherAssetsTotalGrp/EOYAmt026569
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt012977
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Professional & Outside Services
IRS990/OtherExpensesGrp/Desc2Operating Fees
IRS990/OtherExpensesGrp/Desc3Miscellaneous & Dividends
IRS990/OtherExpensesGrp/TotalAmt027361
IRS990/OtherExpensesGrp/TotalAmt190887
IRS990/OtherExpensesGrp/TotalAmt25842
IRS990/OtherExpensesGrp/TotalAmt311877
IRS990/OtherLiabilitiesGrp/BOYAmt017102975
IRS990/OtherLiabilitiesGrp/EOYAmt016798108
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0133308
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09103115
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08812494
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt019860
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt03558378
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt03724430
IRS990/PensionPlanContributionsGrp/TotalAmt014198
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01158
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt017157
IRS990/PrincipalOfficerNm0Michael W Diercks
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Loan Income
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Other Operating Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0356500
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt123347
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt234729
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0356500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt123347
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt234729
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0Low cost and no fee related services.
IRS990/ProgSrvcAccomActy3Grp/Desc0Support local charities and maintain a scholarship program.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0246771
IRS990/PYOtherExpensesAmt0257821
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0441406
IRS990/PYRevenuesLessExpensesAmt0133390
IRS990/PYSalariesCompEmpBnftPaidAmt0296966
IRS990/PYTotalExpensesAmt0554787
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0688177
IRS990/ReconcilationRevenueExpnssAmt0166052
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02000000
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02000000
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012971500
IRS990/SavingsAndTempCashInvstGrp/EOYAmt013148122
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0198096
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0414583
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0612679
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt050956
IRS990ScheduleD/EquipmentGrp/DepreciationAmt096650
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0147606
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt073284
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt073284
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt016798108
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposits
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0322336
IRS990ScheduleD/TotalLiabilityAmt016798108
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Chairman and Secretary are related.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Member owned.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Members elect the directors at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Members can vote on related issues pertaining to the credit union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The document is reviewed by the President and is available for the Board of Directors review.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Directors and employees are aware of the policy. Additionally, an annual supervisory committee examination coupled with a state regulatory examination are conducted that scope out conflicts of interest.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The President's compensation is recommended by the personnel committee to the Board of Directors. The President has the authority to set subordinate salaries within the confines of the annual budget effective on the 1st day of the new calendar year.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Reports are made available during regular business hours.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt022623824
IRS990/TotalAssetsEOYAmt022482853
IRS990/TotalAssetsGrp/BOYAmt022623824
IRS990/TotalAssetsGrp/EOYAmt022482853
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0563854
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt017065446
IRS990/TotalLiabilitiesEOYAmt016758423
IRS990/TotalLiabilitiesGrp/BOYAmt017065446
IRS990/TotalLiabilitiesGrp/EOYAmt016758423
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05558378
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05724430
IRS990/TotalOtherCompensationAmt019322
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0414576
IRS990/TotalReportableCompFromOrgAmt0133739
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0729906
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0729906
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt022623824
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt022482853
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt09257
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0115 Prospect Avenue
IRS990/USAddress/CityNm0Nekoosa
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054457
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0nekoosacu.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02021-04-22 16:20:28Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Michael Diercks
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07158863661
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-11-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NEKOOSA CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0NEKO
ReturnHeader/Filer/EIN0390763330
ReturnHeader/Filer/PhoneNum07158863661
ReturnHeader/Filer/USAddress/AddressLine1Txt0115 Prospect Avenue
ReturnHeader/Filer/USAddress/CityNm0Nekoosa
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054457
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0206.176.192.170
ReturnHeader/ReturnTs02020-11-09T09:34:00-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$22,482,853
Liabilities
$16,758,423
Net assets
$5,724,430
Revenue
$729,906
Expenses
$563,854
Net income
$166,052
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00$1.33$1.35$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.7$23.4$3.38$0.38$0.47$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2019Detailed filing. Detailed filing data is available for this year.$22.5$16.8$5.72$0.73$0.56$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.6$17.1$5.56$0.69$0.55$0.13
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.4$17.0$5.42$0.62$0.53$0.09
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.5$16.2$5.33$0.62$0.54$0.08
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$20.1$14.9$5.19$0.62$0.56$0.05
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$18.9$13.8$5.14$0.60$0.54$0.06
2012Summary only. Only limited summary data is available for this year.$18.5$13.4$5.08$0.64$0.59$0.05
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.2$13.1$5.03$0.64
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.0$13.0$4.97$0.66