Civic Intelligence

Coop Credit Union

990 • Fiscal year 2011 • EIN 39-0745853

Jan 01, 2011 to Dec 31, 2011 • Filed on Apr 29, 2012

Organization ProfileWWW.COOPCU.COM
100 E Main St54615
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

41st percentile

0.89x

Higher debt load relative to assets than 41% of similar nonprofits.

2011 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

66th percentile

6.2%

Faster asset growth than 66% of similar nonprofits.

2011 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets41st percentile

Assets

Up

$236,797,271

Up $13,800,268 (+6.2%) from 2010

Net Assets

Up

$25,963,315

Up $1,854,517 (+7.7%) from 2010

Liabilities

Up

$210,833,956

Up $11,945,751 (+6.0%) from 2010

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$9,670,827

Down $25,928 (-0.3%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth66th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $222,997,003Liabilities 2010: $198,888,205Net Assets 2010: $24,108,7982010Assets 2011: $236,797,271Liabilities 2011: $210,833,956Net Assets 2011: $25,963,3152011Assets 2012: $252,930,052Liabilities 2012: $224,392,734Net Assets 2012: $28,537,3182012Assets 2013: $258,912,708Liabilities 2013: $227,724,534Net Assets 2013: $31,188,1742013Assets 2014: $274,779,676Liabilities 2014: $241,378,092Net Assets 2014: $33,401,5842014Assets 2015: $289,536,003Liabilities 2015: $253,463,994Net Assets 2015: $36,072,0092015Assets 2016: $305,199,809Liabilities 2016: $267,143,506Net Assets 2016: $38,056,3032016Assets 2017: $320,902,755Liabilities 2017: $281,133,881Net Assets 2017: $39,768,8742017Assets 2018: $337,923,865Liabilities 2018: $296,005,700Net Assets 2018: $41,918,1652018Assets 2019: $369,946,144Liabilities 2019: $325,909,657Net Assets 2019: $44,036,4872019Assets 2020: $419,971,565Liabilities 2020: $373,384,476Net Assets 2020: $46,587,0892020Assets 2021: $471,044,699Liabilities 2021: $420,661,155Net Assets 2021: $50,383,5442021Assets 2022: $497,735,230Liabilities 2022: $444,155,627Net Assets 2022: $53,579,6032022Assets 2023: $533,756,251Liabilities 2023: $475,703,152Net Assets 2023: $58,053,0992023Assets 2024: $571,744,845Liabilities 2024: $508,934,896Net Assets 2024: $62,809,9492024

Highlighted filing

2011

Assets$236,797,271
Liabilities$210,833,956
Net Assets$25,963,315
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $9,696,7552010Expenses 2011: $9,670,8272011Expenses 2012: $9,118,4632012Revenue 2013: $11,746,151Expenses 2013: $9,095,295Net Income 2013: $2,650,8562013Revenue 2014: $11,708,670Expenses 2014: $9,495,260Net Income 2014: $2,213,4102014Revenue 2015: $12,339,912Expenses 2015: $9,994,753Net Income 2015: $2,345,1592015Revenue 2016: $12,916,495Expenses 2016: $10,932,201Net Income 2016: $1,984,2942016Revenue 2017: $13,643,032Expenses 2017: $11,930,461Net Income 2017: $1,712,5712017Revenue 2018: $15,592,993Expenses 2018: $13,443,701Net Income 2018: $2,149,2922018Revenue 2019: $16,512,148Expenses 2019: $14,395,986Net Income 2019: $2,116,1622019Revenue 2020: $17,350,130Expenses 2020: $14,835,720Net Income 2020: $2,514,4102020Revenue 2021: $17,551,199Expenses 2021: $13,613,152Net Income 2021: $3,938,0472021Revenue 2022: $18,627,722Expenses 2022: $14,589,227Net Income 2022: $4,038,4952022Revenue 2023: $22,146,492Expenses 2023: $18,566,876Net Income 2023: $3,579,6162023Revenue 2024: $29,165,673Expenses 2024: $25,703,272Net Income 2024: $3,462,4012024

Highlighted filing

2011

Revenue-
Expenses$9,670,827
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Apr 29, 2012
Return Version
2011v1.2
Gross Receipts
$12,029,674
Mission and Program Overview

Mission

Serving our members, where they are, through all stages of life.

Major Activities

Activity 2
We funded 3066 in loans during 2011 As of 123111 we had 2345 mortgageshome equity lines 4949 consumer loans and 313 member business loans We also had 2022 credit card accounts with our members
Filing and Contact Details

Filer

EIN
39-0745853
Raw XML AppendixShowing 400 of 433 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation1The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation3It is reviewed and approved by the full board at the regular monthly meeting
IRS990ScheduleO/GeneralExplanation/Explanation4The board researched the CEO compensation and approved in executive session Minutes would be kept
IRS990ScheduleO/GeneralExplanation/Explanation5They are available upon request The financials are posted annually in all full branch office lobbies
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IRS990ScheduleO/GeneralExplanation/Identifier304. Form 990 governing body review (Part VI, line 11)
IRS990ScheduleO/GeneralExplanation/Identifier405. CEO, executive director, top management comp (Part VI, line 15a)
IRS990ScheduleO/GeneralExplanation/Identifier506. Governing documents, etc, available to public (Part VI, line 19)
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IRS990/TotalAssetsEOY0236797271
IRS990/TotalCompGT150K0true
IRS990/TotalExpensesCurrentYear09670827
IRS990/TotalExpensesPriorYear09696755
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral00
IRS990/TotalFunctionalExpenses/ProgramServices00
IRS990/TotalFunctionalExpenses/Total09670827
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI06894
IRS990/TotalLiabilities/BOY0198888205
IRS990/TotalLiabilitiesBOY0198888205
IRS990/TotalLiabilities/EOY0210833956
IRS990/TotalLiabilitiesEOY0210833956
IRS990/TotalLiabNetAssetsFundBalances/BOY0222997003
IRS990/TotalLiabNetAssetsFundBalances/EOY0236797271
IRS990/TotalNbrEmployees083
IRS990/TotalNetAssetsFundBalances/BOY024108798
IRS990/TotalNetAssetsFundBalances/EOY025963315
IRS990/TotalOtherCompensation0118159
IRS990/TotalOtherRevenue014880
IRS990/TotalOthProgramServiceRevenue/RelatedOrExemptFunctionIncome013632
IRS990/TotalOthProgramServiceRevenue/TotalRevenueColumn013632
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue010904670
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg0535250
IRS990/TotalRevenueCurrentYear011525344
IRS990/TotalRevenue/ExclusionAmount0605794
IRS990/TotalRevenuePriorYear010600651
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome010912656
IRS990/TotalRevenue/TotalRevenueColumn011525344
IRS990/TotalRevenue/UnrelatedBusinessRevenue06894
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Document Assets

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Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$236,797,271
Liabilities
$210,833,956
Net assets
$25,963,315
Revenue
-
Expenses
$9,670,827
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$572$509$62.8$29.2$25.7$3.46
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$534$476$58.1$22.1$18.6$3.58
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$498$444$53.6$18.6$14.6$4.04
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$471$421$50.4$17.6$13.6$3.94
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$420$373$46.6$17.4$14.8$2.51
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$370$326$44.0$16.5$14.4$2.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$338$296$41.9$15.6$13.4$2.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$321$281$39.8$13.6$11.9$1.71
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$305$267$38.1$12.9$10.9$1.98
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$290$253$36.1$12.3$9.99$2.35
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$275$241$33.4$11.7$9.50$2.21
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$259$228$31.2$11.7$9.10$2.65
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$253$224$28.5$9.12
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$237$211$26.0$9.67
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$223$199$24.1$9.70