Civic Intelligence

Service Credit Union

990 • Fiscal year 2018 • EIN 39-0607767

Jan 01, 2018 to Dec 31, 2018 • Filed on Mar 15, 2019

Organization ProfileWWW.SERVICE-CU.COM
600 N Adams StGreen Bay, WI 53401

(920) 433-1784

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

21st percentile

0.79x

Higher debt load relative to assets than 21% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Liabilities / Revenue

86th percentile

25.75x

Higher debt load relative to revenue than 86% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Net Margin

58th percentile

13%

Higher net margin than 58% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Top Officer Pay

61st percentile

$82,830

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 23.1% of source-year revenue.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Asset Growth

8th percentile

-7.1%

Faster asset growth than 8% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Revenue Growth

53rd percentile

9.2%

Faster revenue growth than 53% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets21st percentile

Assets

Down

$11,725,089

Down $898,382 (-7.1%) from 2017

Net Assets

Up

$2,497,311

Up $45,839 (+1.9%) from 2017

Liabilities

Down

$9,227,778

Down $944,221 (-9.3%) from 2017

Revenue And Expenses
Liabilities / Revenue86th percentileNet Margin58th percentile

Revenue

Up

$358,375

Up $30,217 (+9.2%) from 2017

Expenses

Down

$312,536

Down $984 (-0.3%) from 2017

Net Income

Up

$45,839

Up $31,201 (+213%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth8th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $14,070,682Liabilities 2010: $11,643,111Net Assets 2010: $2,427,5712010Assets 2011: $14,324,356Liabilities 2011: $11,887,611Net Assets 2011: $2,436,7452011Assets 2012: $14,690,922Liabilities 2012: $12,253,062Net Assets 2012: $2,437,8602012Assets 2013: $14,599,914Liabilities 2013: $12,183,047Net Assets 2013: $2,416,8672013Assets 2014: $14,622,153Liabilities 2014: $12,216,018Net Assets 2014: $2,406,1352014Assets 2015: $15,275,461Liabilities 2015: $12,853,600Net Assets 2015: $2,421,8612015Assets 2016: $13,509,568Liabilities 2016: $11,072,734Net Assets 2016: $2,436,8342016Assets 2017: $12,623,471Liabilities 2017: $10,171,999Net Assets 2017: $2,451,4722017Assets 2018: $11,725,089Liabilities 2018: $9,227,778Net Assets 2018: $2,497,3112018Assets 2019: $12,569,412Liabilities 2019: $10,000,711Net Assets 2019: $2,568,7012019Assets 2020: $14,058,986Liabilities 2020: $11,381,303Net Assets 2020: $2,677,6832020Assets 2021: $14,164,841Liabilities 2021: $11,448,745Net Assets 2021: $2,716,0962021Assets 2022: $14,580,125Liabilities 2022: $11,843,483Net Assets 2022: $2,736,6422022

Highlighted filing

2018

Assets$11,725,089
Liabilities$9,227,778
Net Assets$2,497,311
Open 2018 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $421,1932010Expenses 2011: $377,0222011Expenses 2012: $329,6602012Revenue 2013: $277,868Expenses 2013: $298,861Net Income 2013: -$20,9932013Revenue 2014: $281,331Expenses 2014: $292,063Net Income 2014: -$10,7322014Revenue 2015: $308,508Expenses 2015: $292,782Net Income 2015: $15,7262015Revenue 2016: $317,883Expenses 2016: $302,910Net Income 2016: $14,9732016Revenue 2017: $328,158Expenses 2017: $313,520Net Income 2017: $14,6382017Revenue 2018: $358,375Expenses 2018: $312,536Net Income 2018: $45,8392018Revenue 2019: $400,816Expenses 2019: $329,426Net Income 2019: $71,3902019Revenue 2020: $425,422Expenses 2020: $316,440Net Income 2020: $108,9822020Revenue 2021: $356,800Expenses 2021: $318,387Net Income 2021: $38,4132021Revenue 2022: $336,083Expenses 2022: $315,537Net Income 2022: $20,5462022

Highlighted filing

2018

Revenue$358,375
Expenses$312,536
Net Income$45,839
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Mar 15, 2019
Return Version
2018v3.1
Gross Receipts
$358,375
Mission and Program Overview

Mission

Provide members with competitive, high quality financial services in a professional and friendly manner while maintaining a position of safety, soundness and strength.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$6,599,384$7,965,595▲ $1,366,211
Rtn Earn Endowment Incm Other Fnds$2,451,472$2,497,311▲ $45,839
Savings and Temporary Cash Investments$5,613,601$2,395,507▼ $3,218,094
Investments Program Related$223,848$1,211,563▲ $987,715
Cash and Non-Interest-Bearing Accounts$150,542$17,943▼ $132,599
Prepaid Expenses and Deferred Charges$15,784$15,159▼ $625
Land, Buildings, and Equipment, Net$4,123$3,433▼ $690
Total Assets$12,623,471$11,725,089▼ $898,382
Other Assets Total$16,189$115,889▲ $99,700
Liabilities
Other Liabilities$10,162,626$9,217,936▼ $944,690
Accounts Payable and Accrued Expenses$9,373$9,842▲ $469
Total Liabilities$10,171,999$9,227,778▼ $944,221
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,451,472$2,497,311▲ $45,839
Total Liabilities and Net Assets / Fund Balance$12,623,471$11,725,089▼ $898,382

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$3,433$43,773$47,206
Investment Program Related Org$114,563--
Compensation and Service Providers
Top Officer Pay61st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Patrick CampshurePres (thru NFT$74,133$8,697$82,830
Nicole FawcettPresidentFT$62,042-$62,042
Andrew SummersSecretary-$360-$360

Board Members and Trustees

NameTitle
Kristy KayeChair
Sarah MeadVice Chair
Brandon GerlikowskiDirector
Holly NeratDirector
Marcia ThompsonDirector
Bradley CoenenTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$260,371
Investment Income
$98,004
Other Revenue
$0
Change in Net Assets
$45,839
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$190,655
Other Expenses$121,881
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$136,535
Office Expenses---$54,842
Information Technology---$39,980
Other Salaries and Wages---$30,231
Payroll Taxes---$12,263
Pension Plan Contributions---$8,335
Insurance---$5,469
Fees for Services Other---$4,614
Other Employee Benefits---$3,291
Depreciation Depletion---$2,726
Other Expenses---$2,177
Travel---$192
Conferences and Meetings---$182
Interest---$2
Total Functional Expenses$0$0$0$312,536
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$9,217,936
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member one must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“Data is compiled by president and provided to an independent preparer. The president reviews for accuracy and authorizes preparer to e-file the return. The completed return is reviewed with board of directors at their next meeting.”

Form 990, Page 6, Part VI, Line 12C

“Officers, directors and employees are required to review our vendor list each year and indicate any conflicts of interest. A code of ethics is signed as part of this process.”

Form 990, Page 6, Part VI, Line 15A

“Compensation for president is determined by the compensation committee of the board of directors. Salary surveys are utilized. The board approves the compensation and the committee meeting minutes are included in board meeting minutes.”

Form 990, Page 6, Part VI, Line 15B

“Compensation for assistant manager is determined by the compensation committee of the board of directors. Salary surveys are utilized. The board approves the compensation and the committee meeting minutes are included in board meeting minutes.”

Form 990, Page 6, Part VI, Line 19

“Governing documents and conflict of interest policy available upon request. Year-end financial statements are posted in the lobby and provided at the annual member meeting.”

Filing and Contact Details

Filer

Filer Name
Service Credit Union
EIN
39-0607767
Phone
9204331784
Address
600 N ADAMS ST, GREEN BAY, WI 53401

Signing Officer

Name
Nicole Fawcett
Title
President
Phone
9204331784
Signed
2019-03-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nicole Fawcett
Formed
1934
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
3
Volunteers
6

Preparer

Firm
Audit Threesixty
Address
1202 JOHNSON ST, ONALASKA, WI 54650-2008
Preparer
Peter Rasmussen
Phone
6083173765
Raw XML Appendix349 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt09373
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt09842
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0PROVIDE MEMBERS WITH COMPETITIVE, HIGH QUALITY FINANCIAL SERVICES IN A PROFESSIONAL AND FRIENDLY MANNER WHILE MAINTAINING A POSITION OF SAFETY, SOUNDNESS AND STRENGTH.
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0NICOLE FAWCETT
IRS990/BooksInCareOfDetail/PhoneNum09204331784
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0600 N ADAMS ST
IRS990/BooksInCareOfDetail/USAddress/CityNm0GREEN BAY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054301
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0150542
IRS990/CashNonInterestBearingGrp/EOYAmt017943
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0136535
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt0182
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt098004
IRS990/CYOtherExpensesAmt0121881
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0260371
IRS990/CYRevenuesLessExpensesAmt045839
IRS990/CYSalariesCompEmpBnftPaidAmt0190655
IRS990/CYTotalExpensesAmt0312536
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0358375
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt02726
IRS990/Desc0THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 86 NEW DEPOSIT ACCOUNTS IN 2018. AS OF 12/31/18 WE HAD 1,189 MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesOtherGrp/TotalAmt04614
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.75
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt88697
IRS990/Form990PartVIISectionAGrp/PersonNm0KRISTY KAYE
IRS990/Form990PartVIISectionAGrp/PersonNm1SARAH MEAD
IRS990/Form990PartVIISectionAGrp/PersonNm2BRADLEY COENEN
IRS990/Form990PartVIISectionAGrp/PersonNm3ANDREW SUMMERS
IRS990/Form990PartVIISectionAGrp/PersonNm4MARCIA THOMPSON
IRS990/Form990PartVIISectionAGrp/PersonNm5HOLLY NERAT
IRS990/Form990PartVIISectionAGrp/PersonNm6BRANDON GERLIKOWSKI
IRS990/Form990PartVIISectionAGrp/PersonNm7NICOLE FAWCETT
IRS990/Form990PartVIISectionAGrp/PersonNm8PATRICK CAMPSHURE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3360
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt762042
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt874133
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRES (THRU N
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01934
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0358375
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt039980
IRS990/InsuranceGrp/TotalAmt05469
IRS990/InterestGrp/TotalAmt02
IRS990/InvestmentIncomeGrp/ExclusionAmt098004
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt098004
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0223848
IRS990/InvestmentsProgramRelatedGrp/EOYAmt01211563
IRS990/IRPDocumentCnt0275
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt043773
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04123
IRS990/LandBldgEquipBasisNetGrp/EOYAmt03433
IRS990/LandBldgEquipCostOrOtherBssAmt047206
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0PROVIDE MEMBERS WITH COMPETITIVE, HIGH QUALITY FINANCIAL SERVICES IN A PROFESSIONAL AND FRIENDLY MANNER WHILE MAINTAINING A POSITION OF SAFETY, SOUNDNESS AND STRENGTH.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt02451472
IRS990/NetAssetsOrFundBalancesEOYAmt02497311
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/TotalAmt054842
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt016189
IRS990/OtherAssetsTotalGrp/EOYAmt0115889
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03291
IRS990/OtherExpensesGrp/Desc0DIVIDENDS PAID ON SHARES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt011697
IRS990/OtherExpensesGrp/TotalAmt12177
IRS990/OtherLiabilitiesGrp/BOYAmt010162626
IRS990/OtherLiabilitiesGrp/EOYAmt09217936
IRS990/OtherSalariesAndWagesGrp/TotalAmt030231
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt06599384
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt07965595
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt012263
IRS990/PensionPlanContributionsGrp/TotalAmt08335
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt015784
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt015159
IRS990/PrincipalOfficerNm0NICOLE FAWCETT
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER MEMBER RELATED REVENUE
IRS990/ProgramServiceRevenueGrp/Desc2MEMBER FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0240810
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt115773
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt23788
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0240810
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt115773
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23788
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 217 NEW LOANS TO OUR MEMBERS DURING 2018. AS OF 12/31/18 WE HAD 486 LOANS TO OUR MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0109682
IRS990/PYOtherExpensesAmt0125822
IRS990/PYProgramServiceRevenueAmt0218476
IRS990/PYRevenuesLessExpensesAmt014638
IRS990/PYSalariesCompEmpBnftPaidAmt0187698
IRS990/PYTotalExpensesAmt0313520
IRS990/PYTotalRevenueAmt0328158
IRS990/ReconcilationRevenueExpnssAmt045839
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02451472
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02497311
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05613601
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02395507
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt03433
IRS990ScheduleD/EquipmentGrp/DepreciationAmt043773
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt047206
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt01097000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1114563
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INVESTMENTS WITH MATURITY > 1 YEAR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1CORPORATE CREDIT UNION CAPITAL ACCTS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt09217936
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03433
IRS990ScheduleD/TotalBookValueProgramRltdAmt01211563
IRS990ScheduleD/TotalLiabilityAmt09217936
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DATA IS COMPILED BY PRESIDENT AND PROVIDED TO AN INDEPENDENT PREPARER. THE PRESIDENT REVIEWS FOR ACCURACY AND AUTHORIZES PREPARER TO E-FILE THE RETURN. THE COMPLETED RETURN IS REVIEWED WITH BOARD OF DIRECTORS AT THEIR NEXT MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4OFFICERS, DIRECTORS AND EMPLOYEES ARE REQUIRED TO REVIEW OUR VENDOR LIST EACH YEAR AND INDICATE ANY CONFLICTS OF INTEREST. A CODE OF ETHICS IS SIGNED AS PART OF THIS PROCESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION FOR PRESIDENT IS DETERMINED BY THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS. SALARY SURVEYS ARE UTILIZED. THE BOARD APPROVES THE COMPENSATION AND THE COMMITTEE MEETING MINUTES ARE INCLUDED IN BOARD MEETING MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COMPENSATION FOR ASSISTANT MANAGER IS DETERMINED BY THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS. SALARY SURVEYS ARE UTILIZED. THE BOARD APPROVES THE COMPENSATION AND THE COMMITTEE MEETING MINUTES ARE INCLUDED IN BOARD MEETING MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY AVAILABLE UPON REQUEST. YEAR-END FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND PROVIDED AT THE ANNUAL MEMBER MEETING.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt012623471
IRS990/TotalAssetsEOYAmt011725089
IRS990/TotalAssetsGrp/BOYAmt012623471
IRS990/TotalAssetsGrp/EOYAmt011725089
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0312536
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt010171999
IRS990/TotalLiabilitiesEOYAmt09227778
IRS990/TotalLiabilitiesGrp/BOYAmt010171999
IRS990/TotalLiabilitiesGrp/EOYAmt09227778
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02451472
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02497311
IRS990/TotalOtherCompensationAmt08697
IRS990/TotalProgramServiceRevenueAmt0260371
IRS990/TotalReportableCompFromOrgAmt0136535
IRS990/TotalRevenueGrp/ExclusionAmt098004
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0260371
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0358375
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt012623471
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt011725089
IRS990/TravelGrp/TotalAmt0192
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0600 N ADAMS ST
IRS990/USAddress/CityNm0GREEN BAY
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054301
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.SERVICE-CU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0NICOLE FAWCETT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09204331784
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-03-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SERVICE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SERV
ReturnHeader/Filer/EIN0390607767
ReturnHeader/Filer/PhoneNum09204331784
ReturnHeader/Filer/USAddress/AddressLine1Txt0600 N ADAMS ST
ReturnHeader/Filer/USAddress/CityNm0GREEN BAY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd053401
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId05FA08F3168DAA0B72D4E7F0D679A1E851BDE6807
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId05FA08F3168DAA0B72D4E7F0D679A1E851BDE6807
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.88.144.85
ReturnHeader/FilingSecurityInformation/IPDt02019-03-21
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm014:05:40
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0811697509
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0AUDIT THREESIXTY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01202 JOHNSON ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ONALASKA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0546502008
ReturnHeader/PreparerPersonGrp/PhoneNum06083173765
ReturnHeader/PreparerPersonGrp/PreparationDt02019-03-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PETER RASMUSSEN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02019-03-21T14:05:40-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$11,725,089
Liabilities
$9,227,778
Net assets
$2,497,311
Revenue
$358,375
Expenses
$312,536
Net income
$45,839
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.6$11.8$2.74$0.34$0.32$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.2$11.4$2.72$0.36$0.32$0.04
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$14.1$11.4$2.68$0.43$0.32$0.11
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.6$10.0$2.57$0.40$0.33$0.07
2018Detailed filing. Detailed filing data is available for this year.$11.7$9.23$2.50$0.36$0.31$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.6$10.2$2.45$0.33$0.31$0.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.5$11.1$2.44$0.32$0.30$0.01
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.3$12.9$2.42$0.31$0.29$0.02
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.6$12.2$2.41$0.28$0.29$0.01
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$14.6$12.2$2.42$0.28$0.30$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.7$12.3$2.44$0.33
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.3$11.9$2.44$0.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.1$11.6$2.43$0.42