Civic Intelligence

Ripco Credit Union

990 • Fiscal year 2013 • EIN 39-0571035

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 17, 2014

Organization ProfileWWW.RIPCO.ORG

View Organization Page

121 Sutliff AvenueRhinelander, WI 54501

(715) 365-4800

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

67th percentile

0.91x

Higher debt load relative to assets than 67% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

68th percentile

20.12x

Higher debt load relative to revenue than 68% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

29th percentile

5.8%

Higher net margin than 29% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

17th percentile

$136,944

Higher top officer pay than 17% of similar nonprofits.

Top officer pay equals 2.6% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

69th percentile

4.5%

Faster asset growth than 69% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets67th percentile

Assets

Up

$114,594,099

Up $4,966,630 (+4.5%) from 2012

Net Assets

Up

$10,433,993

Up $1,145 (+0.0%) from 2012

Liabilities

Up

$104,160,106

Up $4,965,485 (+5.0%) from 2012

Revenue And Expenses
Liabilities / Revenue68th percentileNet Margin29th percentile

Revenue

$5,176,278

No earlier filing loaded for comparison.

Expenses

Down

$4,877,241

Down $103,427 (-2.1%) from 2012

Net Income

$299,037

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth69th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $74,285,487Liabilities 2010: $66,679,107Net Assets 2010: $7,606,3802010Assets 2011: $100,712,054Liabilities 2011: $90,617,254Net Assets 2011: $10,094,8002011Assets 2012: $109,627,469Liabilities 2012: $99,194,621Net Assets 2012: $10,432,8482012Assets 2013: $114,594,099Liabilities 2013: $104,160,106Net Assets 2013: $10,433,9932013Assets 2014: $113,592,457Liabilities 2014: $102,595,859Net Assets 2014: $10,996,5982014Assets 2015: $115,244,945Liabilities 2015: $103,733,505Net Assets 2015: $11,511,4402015Assets 2016: $120,905,162Liabilities 2016: $109,086,550Net Assets 2016: $11,818,6122016Assets 2017: $126,669,752Liabilities 2017: $114,030,664Net Assets 2017: $12,639,0882017Assets 2018: $129,944,445Liabilities 2018: $116,404,785Net Assets 2018: $13,539,6602018Assets 2019: $136,462,185Liabilities 2019: $121,557,642Net Assets 2019: $14,904,5432019Assets 2020: $163,667,640Liabilities 2020: $147,638,473Net Assets 2020: $16,029,1672020Assets 2021: $186,942,299Liabilities 2021: $170,345,357Net Assets 2021: $16,596,9422021Assets 2022: $188,341,075Liabilities 2022: $173,580,303Net Assets 2022: $14,760,7722022Assets 2023: $180,873,404Liabilities 2023: $165,132,882Net Assets 2023: $15,740,5222023Assets 2024: $176,948,780Liabilities 2024: $160,101,948Net Assets 2024: $16,846,8322024

Highlighted filing

2013

Assets$114,594,099
Liabilities$104,160,106
Net Assets$10,433,993
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $3,961,1672010Expenses 2011: $4,165,0542011Expenses 2012: $4,980,6682012Revenue 2013: $5,176,278Expenses 2013: $4,877,241Net Income 2013: $299,0372013Revenue 2014: $5,155,944Expenses 2014: $4,755,670Net Income 2014: $400,2742014Revenue 2015: $5,079,053Expenses 2015: $4,470,392Net Income 2015: $608,6612015Revenue 2016: $5,213,298Expenses 2016: $4,746,087Net Income 2016: $467,2112016Revenue 2017: $5,679,842Expenses 2017: $4,875,018Net Income 2017: $804,8242017Revenue 2018: $6,551,186Expenses 2018: $5,503,594Net Income 2018: $1,047,5922018Revenue 2019: $7,202,724Expenses 2019: $6,209,579Net Income 2019: $993,1452019Revenue 2020: $7,282,377Expenses 2020: $6,408,078Net Income 2020: $874,2992020Revenue 2021: $7,425,527Expenses 2021: $6,480,367Net Income 2021: $945,1602021Revenue 2022: $7,543,781Expenses 2022: $7,024,233Net Income 2022: $519,5482022Revenue 2023: $9,591,257Expenses 2023: $8,804,298Net Income 2023: $786,9592023Revenue 2024: $11,166,658Expenses 2024: $10,863,840Net Income 2024: $302,8182024

Highlighted filing

2013

Revenue$5,176,278
Expenses$4,877,241
Net Income$299,037
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 17, 2014
Return Version
2013v3.0
Gross Receipts
$6,612,579
Mission and Program Overview

Mission

Through our "attitude of excellence" ripco credit union delivers exceptional financial services while building lifelong relationships - one member at a time.

To encourage thrift among members and provide the necessary financial products at competitive prices to enable each member to improve his or her respective social and economic well-being, while not losing sight of the ultimate goal of ripco credit union as an efficient and sound financial institution.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$53,812,835$50,101,274▼ $3,711,561
Savings and Temporary Cash Investments$36,302,032$36,606,043▲ $304,011
Investments in Publicly Traded Securities$10,839,639$11,721,040▲ $881,401
Rtn Earn Endowment Incm Other Fnds$10,432,848$10,433,993▲ $1,145
Investments Other Securities-$9,430,304-
Land, Buildings, and Equipment, Net$3,112,583$2,969,997▼ $142,586
Cash and Non-Interest-Bearing Accounts$3,960,426$2,505,272▼ $1,455,154
Prepaid Expenses and Deferred Charges$157,526$143,003▼ $14,523
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$109,627,469$114,594,099▲ $4,966,630
Other Assets Total$1,442,428$1,117,166▼ $325,262
Liabilities
Other Liabilities$98,965,406$103,934,106▲ $4,968,700
Accounts Payable and Accrued Expenses$229,215$226,000▼ $3,215
Total Liabilities$99,194,621$104,160,106▲ $4,965,485
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,432,848$10,433,993▲ $1,145
Total Liabilities and Net Assets / Fund Balance$109,627,469$114,594,099▲ $4,966,630

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,351,861$1,970,419$4,322,280
Equipment$366,592$1,124,974$1,491,566
Other Land Buildings$58,936$150,352$209,288
Land$192,608-$192,608
Other Securities$2,627,287--
Compensation and Service Providers
Top Officer Pay17th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Liza EdingerPresidentFT$117,107$19,837$136,944
Steven FerchChairman-$2,400-$2,400
David LehmanTreasurer-$1,125-$1,125
Doug JoslinVice Chairman-$600-$600
Eileen PersikeDirector-$600-$600

Board Members and Trustees

NameTitle
Bill VancosDirector
Heather SchallockDirector
Rod OlsonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,441,226
Investment Income
$469,298
Other Revenue
$265,754
Change in Net Assets
$299,037
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,928,827
Salaries, Compensation, and Employee Benefits$1,948,389
Grants and Similar Amounts Paid$25
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,285,127
Office Expenses---$440,718
Other Employee Benefits---$307,997
Depreciation Depletion---$285,704
Occupancy---$201,637
Fees for Services Other---$194,600
Insurance---$167,758
Other Expenses---$152,407
Advertising---$148,311
Current Officers, Directors, Trustees, and Key Employees---$141,669
Payroll Taxes---$119,715
Information Technology---$110,476
Pension Plan Contributions---$93,881
All Other Expenses---$75,485
Conferences and Meetings---$49,848
Fees for Services Legal---$36,451
Fees for Services Accounting---$12,009
Grants to Domestic Orgs---$25
Total Functional Expenses$0$0$0$4,877,241
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$103,853,804
Accrued Dividiends to Members$56,343
Other Liabilities$23,959
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“A member is any qualified person or business that has a $5.00 deposit in a savings account at ripco credit union. A member is qualified to vote if they are a member in good standing, are 18 years or older and have been a member for at least one year. Qualifying members have equal rights to vote to elect the governing body of ripco credit union.”

Form 990, Part VI, Section A, Line 7A

“Members vote for directors at the annual meeting. Terms for directors are 3 years.”

Form 990, Part VI, Section A, Line 7B

“Any person that qualifies to be a member of ripco credit union has voting rights to elect the governing body (board of directors) each year we hold an annual meeting of members and any directors that are up for reelection are voted in by the members.”

Form 990, Part VI, Section B, Line 11

“The form 990 is reviewed by the vice president of operations.”

Form 990, Part VI, Section B, Line 15

“Ceo compensation requires board review and approval. All other compensation requires ceo review and approval.”

Form 990, Part VI, Section C, Line 19

“Governing documents and policies are available to the public upon request.”

Filing and Contact Details

Filer

EIN
39-0571035
Phone
7153654800

Signing Officer

Name
Liza Edinger
Title
President
Phone
7153654800
Signed
2014-11-17
Discuss with paid preparer
Yes

Organization Details

Formed
1932
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
47
Volunteers
7

Preparer

Preparer
Michael R Vesel CPA
Phone
7158453111
Raw XML Appendix396 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt093881
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0157526
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0143003
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3SALE OF INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03322406
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11016900
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt268953
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt327529
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03322406
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11022338
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt268953
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt327529
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt05438
IRS990/ProgSrvcAccomActy2Grp/Desc0RIPCO ACTIVELY PROMOTES THRIFT TO YOUNG PEOPLE IN THE COMMUNITIES WE SERVE. THE MOOLA MOOLA CLUB IS AN EXCLUSIVE SAVINGS CLUB FOR KIDS AGE 10 AND UNDER. CHILDREN ARE ENCOURAGED TO BRING THEIR OWN TRANSACTIONS TO THE CREDIT UNION AND RECEIVE A PRIZE FOR EACH DEPOSIT. MEMBERS OF THE CLUB ALSO RECEIVE PERSONAL INVITATIONS TO MOOLA MOOLA PROGRAMS, PARTIES AND EVENTS THROUGHOUT THE YEAR.RIPCO ALSO OPENED A LIMITED SERVICE BRANCH AT THE LOCAL HIGH SCHOOL TO PROMOTE SAVING AMONGST LOCAL YOUTH.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0127856
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0466149
IRS990/PYOtherExpensesAmt02991568
IRS990/PYOtherRevenueAmt0350038
IRS990/PYProgramServiceRevenueAmt04563906
IRS990/PYRevenuesLessExpensesAmt0399425
IRS990/PYSalariesCompEmpBnftPaidAmt01861244
IRS990/PYTotalExpensesAmt04980668
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05380093
IRS990/ReconcilationRevenueExpnssAmt0299037
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt045249
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010432848
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt010433993
IRS990/SavingsAndTempCashInvstGrp/BOYAmt036302032
IRS990/SavingsAndTempCashInvstGrp/EOYAmt036606043
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02351861
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01970419
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04322280
IRS990ScheduleD/EquipmentGrp/BookValueAmt0366592
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01124974
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01491566
IRS990ScheduleD/LandGrp/BookValueAmt0192608
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0192608
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt058936
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0150352
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0209288
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt056343
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1103853804
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt223959
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED DIVIDIENDS TO MEMBERS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBERS SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2OTHER LIABILITIES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt05298495
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt11504522
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt22627287
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CORPORATE CENTRAL CREDIT UNION
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CMO'S
IRS990ScheduleD/OtherSecuritiesGrp/Desc2OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02969997
IRS990ScheduleD/TotalBookValueSecuritiesAmt09430304
IRS990ScheduleD/TotalLiabilityAmt0103934106
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A MEMBER IS ANY QUALIFIED PERSON OR BUSINESS THAT HAS A $5.00 DEPOSIT IN A SAVINGS ACCOUNT AT RIPCO CREDIT UNION. A MEMBER IS QUALIFIED TO VOTE IF THEY ARE A MEMBER IN GOOD STANDING, ARE 18 YEARS OR OLDER AND HAVE BEEN A MEMBER FOR AT LEAST ONE YEAR. QUALIFYING MEMBERS HAVE EQUAL RIGHTS TO VOTE TO ELECT THE GOVERNING BODY OF RIPCO CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS VOTE FOR DIRECTORS AT THE ANNUAL MEETING. TERMS FOR DIRECTORS ARE 3 YEARS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANY PERSON THAT QUALIFIES TO BE A MEMBER OF RIPCO CREDIT UNION HAS VOTING RIGHTS TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS) EACH YEAR WE HOLD AN ANNUAL MEETING OF MEMBERS AND ANY DIRECTORS THAT ARE UP FOR REELECTION ARE VOTED IN BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED BY THE VICE PRESIDENT OF OPERATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CEO COMPENSATION REQUIRES BOARD REVIEW AND APPROVAL. ALL OTHER COMPENSATION REQUIRES CEO REVIEW AND APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS AND POLICIES ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0109627469
IRS990/TotalAssetsEOYAmt0114594099
IRS990/TotalAssetsGrp/BOYAmt0109627469
IRS990/TotalAssetsGrp/EOYAmt0114594099
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt047
IRS990/TotalFunctionalExpensesGrp/TotalAmt04877241
IRS990/TotalGrossUBIAmt05438
IRS990/TotalLiabilitiesBOYAmt099194621
IRS990/TotalLiabilitiesEOYAmt0104160106
IRS990/TotalLiabilitiesGrp/BOYAmt099194621
IRS990/TotalLiabilitiesGrp/EOYAmt0104160106
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt010432848
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt010433993
IRS990/TotalOtherCompensationAmt019837
IRS990/TotalProgramServiceRevenueAmt04441226
IRS990/TotalReportableCompFromOrgAmt0121832
IRS990/TotalRevenueGrp/ExclusionAmt0514547
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04656293
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05176278
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt05438
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0109627469
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0114594099
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10121 SUTLIFF AVENUE
IRS990/USAddress/City0RHINELANDER
IRS990/USAddress/State0WI
IRS990/USAddress/ZIPCode054501
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.RIPCO.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0LIZA EDINGER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07153654800
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine10RIPCO CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0RIPC
ReturnHeader/Filer/EIN0390571035
ReturnHeader/Filer/PhoneNum07153654800
ReturnHeader/Filer/USAddress/AddressLine10121 SUTLIFF AVENUE
ReturnHeader/Filer/USAddress/City0RHINELANDER
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054501
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0390758449
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10WIPFLI LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10PO BOX 8010
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0WAUSAU
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0544028010
ReturnHeader/PreparerPersonGrp/PhoneNum07158453111
ReturnHeader/PreparerPersonGrp/PreparationDt02014-11-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL R VESEL CPA
ReturnHeader/ReturnTs02014-11-17T10:57:16-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$114,594,099
Liabilities
$104,160,106
Net assets
$10,433,993
Revenue
$5,176,278
Expenses
$4,877,241
Net income
$299,037
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$177$160$16.8$11.2$10.9$0.30
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$181$165$15.7$9.59$8.80$0.79
2022Detailed filing. Detailed filing data is available for this year.$188$174$14.8$7.54$7.02$0.52
2021Detailed filing. Detailed filing data is available for this year.$187$170$16.6$7.43$6.48$0.95
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$164$148$16.0$7.28$6.41$0.87
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$136$122$14.9$7.20$6.21$0.99
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$116$13.5$6.55$5.50$1.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$127$114$12.6$5.68$4.88$0.80
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$121$109$11.8$5.21$4.75$0.47
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$115$104$11.5$5.08$4.47$0.61
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$114$103$11.0$5.16$4.76$0.40
2013Detailed filing. Detailed filing data is available for this year.$115$104$10.4$5.18$4.88$0.30
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$110$99.2$10.4$4.98
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$90.6$10.1$4.17
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$74.3$66.7$7.61$3.96