Civic Intelligence

National Mutual Benefit

990 • Fiscal year 2020 • EIN 39-0494090

Jan 01, 2020 to Dec 31, 2020 • Filed on May 11, 2021

6522 Grand Teton PlazaMadison, WI 53719-2912

(608) 833-1936

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2020

Liabilities / Revenue

14th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • $25M-$50M nonprofits • Source year 2020

Net Margin

27th percentile

-4.7%

Higher net margin than 27% of similar nonprofits.

2020 filings • $25M-$50M nonprofits • Source year 2020

Top Officer Pay

86th percentile

$481,349

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2020 filings • $25M-$50M nonprofits • Source year 2020

Asset Growth

1st percentile

-100%

Faster asset growth than 1% of similar nonprofits.

2020 filings • $25M-$50M nonprofits • Annualized from 2019 to 2020

Revenue Growth

51st percentile

1.5%

Faster revenue growth than 51% of similar nonprofits.

2020 filings • $25M-$50M nonprofits • Annualized from 2019 to 2020

Assets

Down

$0

Down $344,960,028 (-100%) from 2019

Net Assets

Down

$0

Down $37,472,832 (-100%) from 2019

Liabilities

Down

$0

Down $307,487,196 (-100%) from 2019

Revenue

Up

$36,708,977

Up $536,470 (+1.5%) from 2019

Expenses

Up

$38,443,654

Up $2,709,971 (+7.6%) from 2019

Net Income

Down

-$1,734,677

Down $2,173,501 (-495%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $277,768,734Liabilities 2010: $251,515,104Net Assets 2010: $26,253,6302010Assets 2011: $295,369,899Liabilities 2011: $268,349,604Net Assets 2011: $27,020,2952011Assets 2012: $308,378,728Liabilities 2012: $280,373,579Net Assets 2012: $28,005,1492012Assets 2013: $318,746,371Liabilities 2013: $286,444,065Net Assets 2013: $32,302,3062013Assets 2014: $326,851,278Liabilities 2014: $292,695,226Net Assets 2014: $34,156,0522014Assets 2015: $332,156,687Liabilities 2015: $297,654,351Net Assets 2015: $34,502,3362015Assets 2016: $337,933,080Liabilities 2016: $302,101,646Net Assets 2016: $35,831,4342016Assets 2017: $343,641,412Liabilities 2017: $308,278,348Net Assets 2017: $35,363,0642017Assets 2018: $342,336,050Liabilities 2018: $307,303,255Net Assets 2018: $35,032,7952018Assets 2019: $344,960,028Liabilities 2019: $307,487,196Net Assets 2019: $37,472,8322019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2020

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $44,051,1432010Expenses 2011: $47,065,7522011Expenses 2012: $41,032,5552012Revenue 2013: $38,634,202Expenses 2013: $35,819,040Net Income 2013: $2,815,1622013Revenue 2014: $38,557,706Expenses 2014: $36,975,543Net Income 2014: $1,582,1632014Revenue 2015: $37,032,573Expenses 2015: $35,004,924Net Income 2015: $2,027,6492015Revenue 2016: $37,086,570Expenses 2016: $36,800,560Net Income 2016: $286,0102016Revenue 2017: $37,441,954Expenses 2017: $39,224,535Net Income 2017: -$1,782,5812017Revenue 2018: $37,820,673Expenses 2018: $36,028,952Net Income 2018: $1,791,7212018Revenue 2019: $36,172,507Expenses 2019: $35,733,683Net Income 2019: $438,8242019Revenue 2020: $36,708,977Expenses 2020: $38,443,654Net Income 2020: -$1,734,6772020

Highlighted filing

2020

Revenue$36,708,977
Expenses$38,443,654
Net Income-$1,734,677
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 11, 2021
Return Version
2020v4.0
Gross Receipts
$36,708,977
Mission and Program Overview

Mission

Fraternal Benefit Society - As a fraternal benefit insurance society, our mission is to provide meaningful fraternal programs and benefits for our members as well as high quality insurance products and services. We strengthen our members fraternally through charitable, educational and volunteer programs that encourage family values, help improve communities, support patriotism for our country and help others in need.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$339,524,298$0▼ $339,524,298
Rtn Earn Endowment Incm Other Fnds$37,472,832$0▼ $37,472,832
Land, Buildings, and Equipment, Net$706,362$0▼ $706,362
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Cash and Non-Interest-Bearing Accounts$-253,444$0▲ $253,444
Total Assets$344,960,028$0▼ $344,960,028
Other Assets Total$4,982,812$0▼ $4,982,812
Liabilities
Other Liabilities$306,814,999$0▼ $306,814,999
Accounts Payable and Accrued Expenses$637,712$0▼ $637,712
Escrow Account Liability$18,066$0▼ $18,066
Deferred Revenue$16,419$0▼ $16,419
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$307,487,196$0▼ $307,487,196
Net Assets / Fund Balance
Total Net Assets Fund Balance$37,472,832$0▼ $37,472,832
Total Liabilities and Net Assets / Fund Balance$344,960,028$0▼ $344,960,028
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Daniel L ShinnickPresident/CEOFT$333,706$151,255$484,961
Steven G ReindlSVP-Finance/Secretary/TreasurerFT$202,641$117,059$319,700
Jared M BruleySVP-Member AcquisitionFT$153,602$70,069$223,671
Anne D RogersVice President - FraternalFT$130,572$82,504$213,076
Eric D GarlandGM-Independent AgenciesFT$129,483$36,694$166,177
Jenna M DunkerSVP-Market DevelopmentFT$114,291$23,375$137,666
Brian M PassehlSales DirectorFT$111,993$8,959$120,952
Michelle M MaffetVP-Member ServicesFT$101,008$11,332$112,340
George F YannaFormer Director-$33,743$74,867$108,610
Nicolas O McCullickVP-Change ChampionsFT$95,532$8,576$104,108
John T McHugh JrIndependent Director-$49,453$43,940$93,393
Ellie H RoekleVP-Human ResourcesFT$44,978$12,597$57,575
Maureen A O'Hern HahnIndependent Director-$48,928-$48,928
Nancy Nelson HeykesIndependent Director-$48,403-$48,403
Thomas R JohnsonIndependent Director-$48,140-$48,140
John E RashkeFormer Director-$34,625$34,625$34,625
Angel L ThomasSVP-Member ExperienceFT$20,985$1,679$22,664
Susan SachatelloVP-Member EngagementFT$1,923-$1,923

Highest Paid Contractors

ContractorServicesLocationCompensation
SLC ManagementBond Investment Managers22635 NE Marketplace Dr, Ste 160, Redmond, WA 98053$496,884
Griffith Ballard & CompanyActuarial Consultants100 1st Ave NE, Ste 117, Cedar Rapids, IA 52401$183,373
MVP Advisory Group LLCTechnology Consultants830 West Main St, Ste 46, Lake Zurich, IL 60047$158,050
InsuranceMined LLCDirect Distribution Consultant3391 Ponderosa Rd, Ste 100, Shingle Springs, CA 95682$131,237
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$36,708,977
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-1,734,677

Audited Revenue Reconciliation

Revenue per Audited Statements
$35,824,320
Revenue Not Reported on Financial Statements
$884,657
Revenue Not Reported on Form 990
$219,747
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$36,044,067
Total Revenue per Form 990
$36,708,977
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,421,853
Salaries, Compensation, and Employee Benefits$5,658,744
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$24,363,057
Other Salaries and Wages---$2,649,352
Depreciation Depletion---$2,225,220
Current Officers, Directors, Trustees, and Key Employees---$1,920,164
Office Expenses---$1,174,692
Information Technology---$1,132,126
Fees for Service Investment Mgmnt Fees---$567,969
Other Employee Benefits---$508,540
Occupancy---$350,004
Payroll Taxes---$334,283
Fees for Services Accounting---$277,060
Pension Plan Contributions---$246,405
Other Expenses---$234,147
Advertising---$117,219
Fees for Services Other---$97,920
Travel---$88,149
Insurance---$84,901
All Other Expenses---$78,108
Fees for Services Legal---$58,372
Conferences and Meetings---$39,704
Total Functional Expenses$0$0$0$38,443,654

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$38,443,654
Expenses per Audited Statements$37,558,997
Total Expenses per Audited Statements$37,558,997
Expenses Not Reported on Financial Statements$884,657
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

National Mutual Benefit is a mutual fraternal benefit insurance society and is therefore owned by its policyholder members.

Form 990, Part VI, Section A, Line 7A

National Mutual Benefit's members elect the four independent directors every four years.

Form 990, Part VI, Section A, Line 9

Nancy Nelson Heykes PO Box 6, Hazelhurst, WI 54531; Thomas R Johnson 2800 Marledge St, Madison, WI 53711; John T McHugh Jr. 5702 State Hwy 71, Sparta, WI 54656; Maureen O'Hern Hahn 4 Meadowbrook Lane, Appleton, WI 54914; Susan Sachatello 3092 Edenberry St, Fitchburg, WI 53711.

Form 990, Part VI, Section B, Line 11B

The accounting department completed the Form 990 and gave a copy to the SVP-Finance/Secretary/Treasurer to review. Following the SVP-Finance/Secretary/Treasurer review, the President/CEO and SVP-Market Development were given copies to review. The completed 990 was then emailed to the four independent directors for their review.

Form 990, Part VI, Section B, Line 12C

Conflict of interest questionnaires are required from all officers, directors and key employees annually stating any conflict they may have. If there are any stated, the governing body determines any needed action.

Form 990, Part VI, Section B, Line 15

A board-appointed compensation committee annually reviews the compensation of the CEO along with the other officers of the organization. Outside salary surveys of similar fraternal benefit societies, data concerning similar positions in the area, the performance and financial status of the society, general cost of living/inflation increases, and general economic conditions are taken into consideration. The recommendations of the compensation committee are then considered by the full board of directors and are either approved or modified. Information regarding the positions to which this process applies and the latest review periods follow: President/CEO - 6/2020, Secretary/SVP-Finance/Treasurer - 6/2020, SVP-Market Development - 6/2020, VP-Fraternal - 6/2020, SVP-Member Acquisition - 6/2020, VP-Change Champions - 6/2020, VP-Member Services - 6/2020, VP-Human Resources - 7/2020, VP-Member Engagement - 5/2020, VP-Member Experience - 11/2020.

Form 990, Part VI, Section C, Line 19

The governing documents are filed with our state of domicile (Wisconsin) when any changes are made, published periodically in our official publication "The Benefit News" and available upon request. The financial statements are published annually in "The Benefit News" and are filed quarterly with the NAIC and with the states that require them. The conflict of interest policy is available upon request.

Filing and Contact Details

Filer

Filer Name
National Mutual Benefit
EIN
39-0494090
Phone
6088331936
Address
6522 Grand Teton Plaza, Madison, WI 53719-2912

Signing Officer

Name
Steven Reindl
Title
Secretary/VP-Operations
Phone
6088331936
Signed
2021-05-11

Organization Details

Principal Officer
Daniel L Shinnick
Formed
1916
Legal Domicile
Wi
Voting Board Members
5
Independent Board Members
4
Employees
105
Volunteers
3,548
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

The organization merged with another 501(c)(8) effective January 1, 2021. All assets and liabilities, and thus net assets, were transferred to the successor organization. The total net assets involved in this transfer were $35,957,902.

Financial Statement Notes

Schedule D, Part IV, Line 2B

Branch funds obtained by closing unused branch bank accounts are held by the Society until new branches are established in those areas and the funds can be deposited into new bank accounts.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0Fraternal Benefit Society - As a fraternal benefit insurance society, our mission is to provide meaningful fraternal programs and benefits for our members as well as high quality insurance products and services. We strengthen our members fraternally through charitable, educational and volunteer programs that encourage family values, help improve communities, support patriotism for our country and help others in need.
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IRS990/Desc0FRATERNAL ACTVITIES AND PROGRAMS - The following is a report of expenditures, activities and programs of National Mutual Benefit and its branches completed in 2020 in fulfillment of the Society's fraternal character: 1. National Office Branch Support: Subsidies are sent to fraternal branches on a quarterly basis, based on the number of members in a geographic area. Payments range from $100 - $600 per quarter for 40 branches. Incentive cash awards for volunteer activity are presented in addition to quarterly payments. Total amount of payments: $49,800 2. The Community Benefit program offers additional grants to branches for service projects organized by NMB members to help people with basic needs. NMB members are actively involved in organizing activities that impact: scholarship programs, blood donation drives, fire and police departments, city and county parks, crime prevention programs, food pantries, schools, homeless shelters, senior citizens, and children, essay, photo and coloring contests, book and school supply drives, after-school activities, i.e. post-prom parties, and service projects. The Society also makes annual donations to community organizations that assist youth and families. Local branch activities provide financial resources for local libraries, school literacy programs, and safety programs. Events: 183, Volunteer Hours: 6,598, Total amount of payments: $57,520, Local Scholarships: $2,750 3. The Fundraiser and Matching Funds program offers grants to branches when sponsoring a fundraiser benefit for a member or non-member in dire financial need due to illness, accident or disaster. Funds raised locally by branches are then matched up to $2,500 per recipient by the Society. Each branch can apply for up to $5,000 per year. Hours and events for Matching Funds Benefit fundraisers are included here. Events: 7, Volunteer Hours: 2,074, Branches raised: $52,100, NMB matched: $36,225, Total Disbursed: $88,325 4. Family activities that create positive family life and strengthen families by bringing them together for free or subsidized events, i.e. movies, dinners, bowling, bike rides, sporting events, water park outings, etc. These activities include members and nonmembers alike. Events: 13, Volunteer Hours: 110, Payments: $1,832 5. Educational leadership opportunities: Regional fraternal leadership seminars are held for training and motivating member volunteers and representatives to organize successful outreach programs for fellow members and their communities. Events: 1 Regional, Hours: 3,120, Payments: $52,535 6. Patriotic programs and activities are encouraged nationally and through the branches, such as organizing annual Flag Day observances, American flag donations to local schools and support of programs to improve quality of life for active troops and veterans. Events: 8, Volunteer Hours: 47, Payments: $1,572 7. Fraternal support includes activity by members that maintains the branch as a unit; includes events that assist in the development of the branch such as business meetings, committee work, record keeping, and the organization of activities for members and their families, along with printing and mailing of flyers & posters to membership for fundraisers, service projects, family & patriotic events. Events: 86, Hours: 477, Payments: $11,916 8. Fraternal Services support includes other activity and resources to implement and oversee its national fraternal mission. Payments: $11,602 9. Stony Hill School, Fredonia, Wisconsin. National Mutual Benefit has adopted this one-room schoolhouse recognized on the National Register of Historic Places as the birthplace of National Flag Day. The Society underwrites upkeep of Stony Hill School and its educational programs. However, related events were cancelled due to COVID in 2020. Events: 0, Volunteer Hours: 0, Payments: $0 10. FRATERNAL BENEFIT PROGRAM: Members are eligible for these non-contractual fraternal benefits, at no additional cost, over and above their insur
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IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd9X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt091262
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160208
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt245097
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt376710
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt426650
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt523375
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt68959
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt711332
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt812236
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt98576
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1043940
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1112597
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt161679
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/PersonNm0Daniel L Shinnick
IRS990/Form990PartVIISectionAGrp/PersonNm1Steven G Reindl
IRS990/Form990PartVIISectionAGrp/PersonNm2Jared M Bruley
IRS990/Form990PartVIISectionAGrp/PersonNm3Anne D Rogers
IRS990/Form990PartVIISectionAGrp/PersonNm4Eric D Garland
IRS990/Form990PartVIISectionAGrp/PersonNm5Jenna M Dunker
IRS990/Form990PartVIISectionAGrp/PersonNm6Brian M Passehl
IRS990/Form990PartVIISectionAGrp/PersonNm7Michelle M Maffet
IRS990/Form990PartVIISectionAGrp/PersonNm8George F Yanna
IRS990/Form990PartVIISectionAGrp/PersonNm9Nicolas O McCullick
IRS990/Form990PartVIISectionAGrp/PersonNm10John T McHugh Jr
IRS990/Form990PartVIISectionAGrp/PersonNm11Ellie H Roekle
IRS990/Form990PartVIISectionAGrp/PersonNm12Maureen A O'Hern Hahn
IRS990/Form990PartVIISectionAGrp/PersonNm13Nancy Nelson Heykes
IRS990/Form990PartVIISectionAGrp/PersonNm14Thomas R Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm15John E Rashke
IRS990/Form990PartVIISectionAGrp/PersonNm16Angel L Thomas
IRS990/Form990PartVIISectionAGrp/PersonNm17Susan Sachatello
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0390087
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1257491
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2176904
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3135267
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4138211
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1SVP-Finance/Secretary/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt2SVP-Member Acquisition
IRS990/Form990PartVIISectionAGrp/TitleTxt3Vice President - Fraternal
IRS990/Form990PartVIISectionAGrp/TitleTxt4GM-Independent Agencies
IRS990/Form990PartVIISectionAGrp/TitleTxt5SVP-Market Development
IRS990/Form990PartVIISectionAGrp/TitleTxt6Sales Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7VP-Member Services
IRS990/Form990PartVIISectionAGrp/TitleTxt8Former Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP-Change Champions
IRS990/Form990PartVIISectionAGrp/TitleTxt10Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP-Human Resources
IRS990/Form990PartVIISectionAGrp/TitleTxt12Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Former Director
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP-Member Experience
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP-Member Engagement
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IRS990/MissionDesc0Fraternal Benefit Society - As a fraternal benefit insurance society, our mission is to provide meaningful fraternal programs and benefits for our members as well as high quality insurance products and services. We strengthen our members fraternally through charitable, educational and volunteer programs that encourage family values, help improve communities, support patriotism for our country and help others in need.
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IRS990/OtherExpensesGrp/Desc0Commissions/Fieldworkers Expense
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IRS990/PrincipalOfficerNm0Daniel L Shinnick
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IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
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