Liabilities / Assets
10th percentile
Higher debt load relative to assets than 10% of similar nonprofits.
Centralalliance Credit Union
990 • Fiscal year 2013 • EIN 39-0445714
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.80x
Liabilities / Revenue
85th percentile
Higher debt load relative to revenue than 85% of similar nonprofits.
Net Margin
37th percentile
Higher net margin than 37% of similar nonprofits.
Top Officer Pay
94th percentile
Higher top officer pay than 94% of similar nonprofits.
Top officer pay equals 10.1% of source-year revenue.
Asset Growth
18th percentile
Faster asset growth than 18% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
Down$66,354,377
Down $1,000,374 (-1.5%) from 2012
Net Assets
Down$13,270,375
Down $1,120,155 (-7.8%) from 2012
Liabilities
Up$53,084,002
Up $119,781 (+0.2%) from 2012
Revenue And Expenses
Revenue
$2,172,820
No earlier filing loaded for comparison.
Expenses
Down$2,043,275
Down $172,953 (-7.8%) from 2012
Net Income
$129,545
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2013 to Dec 31, 2013
- Signed
- Nov 17, 2014
- Return Version
- 2013v3.0
- Gross Receipts
- $3,324,753
Mission and Program Overview
Mission
The mission of centralalliance credit union is to improve the financial well-being of our members by providing valued financial products and services.
Kimcentral credit union exists to provide financial products and services to members of specific select employee groups and geographical locations as follows: employees and their families who are employed by kimberly-clark corp, gulf stream aerospace, and cognizant technology solutions to include individuals who work or reside in calumet, outagamie, manitowoc, waupaca, shawano, and winnebago counties and all law enforecement personnel and/or firefighters currently employed or retired to include any member of an organization or not for profit group that has a law enforcement or firefighter focus throught the state of wisconsin.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $26,688,227 | $27,277,905 | ▲ $589,678 |
| Other Notes and Loans Receivable, Net | $23,772,336 | $24,482,682 | ▲ $710,346 |
| Rtn Earn Endowment Incm Other Fnds | $14,390,530 | $13,270,375 | ▼ $1,120,155 |
| Cash and Non-Interest-Bearing Accounts | $11,378,537 | $10,460,431 | ▼ $918,106 |
| Land, Buildings, and Equipment, Net | $1,729,840 | $1,655,452 | ▼ $74,388 |
| Investments Program Related | $473,171 | $505,161 | ▲ $31,990 |
| Savings and Temporary Cash Investments | $996,000 | $245,000 | ▼ $751,000 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $67,354,751 | $66,354,377 | ▼ $1,000,374 |
| Other Assets Total | $2,316,640 | $1,727,746 | ▼ $588,894 |
| Liabilities | |||
| Other Liabilities | $51,517,870 | $51,755,572 | ▲ $237,702 |
| Accounts Payable and Accrued Expenses | $1,446,351 | $1,328,430 | ▼ $117,921 |
| Total Liabilities | $52,964,221 | $53,084,002 | ▲ $119,781 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $14,390,530 | $13,270,375 | ▼ $1,120,155 |
| Total Liabilities and Net Assets / Fund Balance | $67,354,751 | $66,354,377 | ▼ $1,000,374 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,010,139 | $606,802 | $1,616,941 |
| Equipment | $69,632 | $602,681 | $672,313 |
| Land | $531,457 | - | $531,457 |
| Leasehold Improvements | $44,224 | $24,861 | $69,085 |
| Other Securities | $3,341,208 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Karen Riske | Senior Vice President | FT | $105,898 | $113,595 | $219,493 |
| Tonni Larson | President/CEO | FT | $140,062 | $38,192 | $178,254 |
| Brenda Dewall | Asst Vice President Lendin | FT | $68,022 | $9,039 | $77,061 |
Board Members and Trustees
| Name | Title |
|---|---|
| William Abba | Chairman |
| Timothy Short | Vice-chair |
| Matt Fitton | Director |
| Peter Dulcamara | Director |
| Thomas Ring | Director |
| Carrie Bonnell | Secretary/treasurer |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv | Data Processing | - | $184,443 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $1,676,113
- Investment Income
- $496,707
- Other Revenue
- $0
- Change in Net Assets
- $129,545
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,017,133 |
| Other Expenses | $891,475 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $474,808 |
| Other Salaries and Wages | - | - | - | $446,869 |
| Office Expenses | - | - | - | $217,251 |
| Fees for Services Other | - | - | - | $194,793 |
| Benefits to Members | - | - | - | $134,667 |
| Occupancy | - | - | - | $93,503 |
| Depreciation Depletion | - | - | - | $68,363 |
| Payroll Taxes | - | - | - | $52,714 |
| Insurance | - | - | - | $42,106 |
| Travel | - | - | - | $38,516 |
| Other Employee Benefits | - | - | - | $26,691 |
| Pension Plan Contributions | - | - | - | $16,051 |
| Other Expenses | - | - | - | $13,500 |
| All Other Expenses | - | - | - | $10,561 |
| Fees for Services Accounting | - | - | - | $1,616 |
| Total Functional Expenses | $0 | $0 | $0 | $2,043,275 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Regular Shares | $20,507,361 |
| Share Drafts | $12,232,678 |
| Money Market Shares | $12,208,566 |
| Share Certificates | $4,948,462 |
| Ira/keogh Accounts | $1,858,505 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“Any resident or employee working or living in winnebago, outagamie, calumet, shawano, waupaca or manitowoc counties in the state of wisconsin to include employees of gulfstream aeorspace, kimberly-clark corp,and cognizant technologies is eligible to be a member of kimcentral credit union. All law enforecement personnel and/or firefighters currently employed or retired to include any member of an organization or not for profit group that has a law enforement or firefighter focus throughout the state of wisconsin. Kimcentral has one class of members.”
Form 990, Part VI, Section A, Line 7A
“All members are voting members for board of directors of the credit union at the annual meeting of members.”
Form 990, Part VI, Section A, Line 7B
“Special meeting of the members is necessary according to the credit union bylaws for actions such as merger, name change, charter change, etc.”
Form 990, Part VI, Section B, Line 11
“Ceo and sr. Vp of finance review the return prior to filing after completed by cpa firm and provide an accurate copy to the board of directors for review prior to filing of the document.”
Form 990, Part VI, Section B, Line 12C
“Board members review loan and member surveys done by staff members not related to the function on a monthly basis. Kimcentral credit union's policy is to not hire family members of board members nor to hire or retain services of board members in any capacity that could be a conflict of interest in the organization. Board members have signed a "conflict of interest" statement and understand the need to do so. Compensated employees cannot finance business loans at the credit union and loan officers' loans need to be approved by the president and the president's loan requests need approval of the board. Employees do not have access to their accounts or family member accounts. Loans generated are verified by accounting staff each day for verification of origination and are balanced to the general ledger. If a conflict of interest is uncovered, the board will be made aware of the issues and the president to handle resolution.”
Form 990, Part VI, Section B, Line 15
“The credit union participates in and uses the cues executive and staff compensation surveys and reporting to determine compensation for staff at all levels. This information is updated annually and is provided on both a national and regional basis for comparison. The board determines the ceo's salary and the ceo sets a salary budget for all other staff based on the cues survey. Salary budget is then approved by the board in january of each year.”
Form 990, Part VI, Section C, Line 19
“Annual financial statements are posted in the lobby of the main office of the credit union. Bylaws and other governing documents are made available to anyone for review by appointment with an officer of the credit union.”
Filing and Contact Details
Filer
- EIN
- 39-0445714
- Phone
- 9207202572
Signing Officer
- Name
- Tonni Larson
- Title
- President/CEO
- Phone
- 9207202572
- Signed
- 2014-11-17
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Tonni Larson
- Formed
- 1934
- Legal Domicile
- Wi
- Voting Board Members
- 7
- Independent Board Members
- 6
- Employees
- 26
- Volunteers
- 6
Preparer
- Preparer
- Tanya Medgaarden
- Phone
- 5074347000
Raw XML AppendixShowing 400 of 439 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1446351 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1328430 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | KIMCENTRAL CREDIT UNION EXISTS TO PROVIDE FINANCIAL PRODUCTS AND SERVICES TO MEMBERS OF SPECIFIC SELECT EMPLOYEE GROUPS AND GEOGRAPHICAL LOCATIONS AS FOLLOWS: EMPLOYEES AND THEIR FAMILIES WHO ARE EMPLOYED BY KIMBERLY-CLARK CORP, GULF STREAM AEROSPACE, AND COGNIZANT TECHNOLOGY SOLUTIONS TO INCLUDE INDIVIDUALS WHO WORK OR RESIDE IN CALUMET, OUTAGAMIE, MANITOWOC, WAUPACA, SHAWANO, AND WINNEBAGO COUNTIES AND ALL LAW ENFORECEMENT PERSONNEL AND/OR FIREFIGHTERS CURRENTLY EMPLOYED OR RETIRED TO INCLUDE ANY MEMBER OF AN ORGANIZATION OR NOT FOR PROFIT GROUP THAT HAS A LAW ENFORCEMENT OR FIREFIGHTER FOCUS THROUGHT THE STATE OF WISCONSIN. |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 10561 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 134667 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KAREN RISKE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9207202572 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 625 DEERWOOD AVE |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | NEENAH |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 54956 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 11378537 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 10460431 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 474808 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 184443 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1 | 0 | 75 REMITTANCE DRIVE STE 6944 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City | 0 | CHICAGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State | 0 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode | 0 | 606756944 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1 | 0 | FISERV |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DATA PROCESSING |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 134667 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 496707 |
| IRS990/CYOtherExpensesAmt | 0 | 891475 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1676113 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 129545 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1017133 |
| IRS990/CYTotalExpensesAmt | 0 | 2043275 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2172820 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 68363 |
| IRS990/Desc | 0 | KIMCENTRAL PAID MEMBERS 8% OF THE YEAR-TO-DATE INTEREST THEY PAID TO THE CREDIT UNION IN 2013 ON BORROWED MONEY FROM JAN - NOV. MEMBERS RECEIVED DEPOSITS TO THEIR SAVINGS ACCOUNTS IN DECEMBER. TOTAL INTEREST REFUND PAID BACK TO MEMBERS - $32,132. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 26 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 1616 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 194793 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 10702 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | TONNI LARSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CARRIE BONNELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TIMOTHY SHORT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | WILLIAM ABBA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | PETER DULCAMARA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | THOMAS RING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MATT FITTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KAREN RISKE |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | SENIOR VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | ASST VICE PRESIDENT LENDIN |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1934 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -66620 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 1407 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
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| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 985040 |
| IRS990/GrossReceiptsAmt | 0 | 3324753 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 42106 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 561920 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 561920 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
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| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 27277905 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 473171 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 505161 |
| IRS990/IRPDocumentCnt | 0 | 1229 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1234344 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1729840 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1655452 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2889796 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 168300 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 983633 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | KIMCENTRAL CREDIT UNION EXISTS TO PROVIDE FINANCIAL PRODUCTS AND SERVICES TO MEMBERS OF SPECIFIC SELECT EMPLOYEE GROUPS AND GEOGRAPHICAL LOCATIONS AS FOLLOWS: EMPLOYEES AND THEIR FAMILIES WHO ARE EMPLOYED BY KIMBERLY-CLARK CORP, GULF STREAM AEROSPACE, AND COGNIZANT TECHNOLOGY SOLUTIONS TO INCLUDE INDIVIDUALS WHO WORK OR RESIDE IN CALUMET, OUTAGAMIE, MANITOWOC, WAUPACA, SHAWANO, AND WINNEBAGO COUNTIES AND ALL LAW ENFORECEMENT PERSONNEL AND/OR FIREFIGHTERS CURRENTLY EMPLOYED OR RETIRED TO INCLUDE ANY MEMBER OF AN ORGANIZATION OR NOT FOR PROFIT GROUP THAT HAS A LAW ENFORCEMENT OR FIREFIGHTER FOCUS THROUGHT THE STATE OF WISCONSIN. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 14390530 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 13270375 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -65213 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -65213 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -24553 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -1249700 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 93503 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 217251 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2316640 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1727746 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 26691 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | EDUCATIONAL AND PROMOTI |
| IRS990/OtherExpensesGrp/Desc | 2 | OREO IMPAIRMENT |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN AND |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 88674 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 74097 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 48495 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 13500 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 51517870 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 51755572 |
| IRS990/OtherOrganizationDsc | 0 | CU |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 446869 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 23772336 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 24482682 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 52714 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 16051 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | TONNI LARSON |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1229667 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 333625 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 108995 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1229667 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 333625 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 112821 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 3826 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | KIMCENTRAL OPERATES TWO CREDIT UNION OFFICES INSIDE LOCAL HIGH SCHOOLS. STUDENTS RUN THE CREDIT UNION OFFICES TO EDUCATE YOUTH GOOD FINANCIAL MANAGEMENT SKILLS. STAFF ALSO SPENS TIME IN CLASS ROOMS SPEAKING TO ACCOUNTING, BUSINESS AND MARKETING CLASSES. KCCU ALSO SPONSORS FINANCIAL LITERACY EVENTS SUCH AS SOCIAL SECURITY AND TAX SEMINARS, FINANCIAL AND ESTATE PLANNING SEMINARS. IN ADDITON THE CREDIT UNION HELD A VIDEO CONTEST WITH SCHOOLS IN COMMUNITIES AND ONE SCHOOL WAS AWARDED WITH A CHECK FOR $5000 AS THE WINNER. KCCU PARTNERED WITH WINNEBAGO COUNTY WIDE CCRIME STOPPERS AND A NOT FOR PROFIT ORGANIZATION ON THIS PROJECT. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | KIMCENTRAL PROVIDED LOANS TO 384 MEMBERS IN 2013 AND PAID $32,132 BACK TO MEMBERS IN LOAN INTEREST REFUNDS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 158356 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 584639 |
| IRS990/PYOtherExpensesAmt | 0 | 1005361 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1985121 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 353532 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1052511 |
| IRS990/PYTotalExpensesAmt | 0 | 2216228 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2569760 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 129545 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 14390530 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 13270375 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 996000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 245000 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1010139 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 606802 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1616941 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 69632 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 602681 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 672313 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 531457 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 531457 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 44224 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 24861 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 69085 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 12232678 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 20507361 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 12208566 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 4948462 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 1858505 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | MONEY MARKET SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | SHARE CERTIFICATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | IRA/KEOGH ACCOUNTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 23916778 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 19919 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 3341208 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | SECURITIES - AFS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | SECURITIES - HELD TO MATURITY |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | LIFE INSURANCE INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1655452 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 27277905 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 51755572 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/ClubDuesOrFeesInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 140062 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 105898 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 27490 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 15464 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 8393 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 6037 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 2309 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 2321 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 89773 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | TONNI LARSON |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | KAREN RISKE |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | SENIOR VICE PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 178254 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 219493 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SubstantiationRequiredInd | 0 | 1 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | KAREN RISKE RECEIVED A YMCA MEMBERSHIP OF $684. |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 1 | KAREN RISKE RECEIVED A DISTRIBUTION FROM A 457(F) PLAN OF $89,773.18 TONNI LARSON AND KAREN RISKE PARTICIPATE IN A 457(F)PLAN |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 1A |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART I, LINE 4B |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 1 |
| IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd | 0 | 1 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ANY RESIDENT OR EMPLOYEE WORKING OR LIVING IN WINNEBAGO, OUTAGAMIE, CALUMET, SHAWANO, WAUPACA OR MANITOWOC COUNTIES IN THE STATE OF WISCONSIN TO INCLUDE EMPLOYEES OF GULFSTREAM AEORSPACE, KIMBERLY-CLARK CORP,AND COGNIZANT TECHNOLOGIES IS ELIGIBLE TO BE A MEMBER OF KIMCENTRAL CREDIT UNION. ALL LAW ENFORECEMENT PERSONNEL AND/OR FIREFIGHTERS CURRENTLY EMPLOYED OR RETIRED TO INCLUDE ANY MEMBER OF AN ORGANIZATION OR NOT FOR PROFIT GROUP THAT HAS A LAW ENFOREMENT OR FIREFIGHTER FOCUS THROUGHOUT THE STATE OF WISCONSIN. KIMCENTRAL HAS ONE CLASS OF MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ALL MEMBERS ARE VOTING MEMBERS FOR BOARD OF DIRECTORS OF THE CREDIT UNION AT THE ANNUAL MEETING OF MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | SPECIAL MEETING OF THE MEMBERS IS NECESSARY ACCORDING TO THE CREDIT UNION BYLAWS FOR ACTIONS SUCH AS MERGER, NAME CHANGE, CHARTER CHANGE, ETC. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | CEO AND SR. VP OF FINANCE REVIEW THE RETURN PRIOR TO FILING AFTER COMPLETED BY CPA FIRM AND PROVIDE AN ACCURATE COPY TO THE BOARD OF DIRECTORS FOR REVIEW PRIOR TO FILING OF THE DOCUMENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BOARD MEMBERS REVIEW LOAN AND MEMBER SURVEYS DONE BY STAFF MEMBERS NOT RELATED TO THE FUNCTION ON A MONTHLY BASIS. KIMCENTRAL CREDIT UNION'S POLICY IS TO NOT HIRE FAMILY MEMBERS OF BOARD MEMBERS NOR TO HIRE OR RETAIN SERVICES OF BOARD MEMBERS IN ANY CAPACITY THAT COULD BE A CONFLICT OF INTEREST IN THE ORGANIZATION. BOARD MEMBERS HAVE SIGNED A "CONFLICT OF INTEREST" STATEMENT AND UNDERSTAND THE NEED TO DO SO. COMPENSATED EMPLOYEES CANNOT FINANCE BUSINESS LOANS AT THE CREDIT UNION AND LOAN OFFICERS' LOANS NEED TO BE APPROVED BY THE PRESIDENT AND THE PRESIDENT'S LOAN REQUESTS NEED APPROVAL OF THE BOARD. EMPLOYEES DO NOT HAVE ACCESS TO THEIR ACCOUNTS OR FAMILY MEMBER ACCOUNTS. LOANS GENERATED ARE VERIFIED BY ACCOUNTING STAFF EACH DAY FOR VERIFICATION OF ORIGINATION AND ARE BALANCED TO THE GENERAL LEDGER. IF A CONFLICT OF INTEREST IS UNCOVERED, THE BOARD WILL BE MADE AWARE OF THE ISSUES AND THE PRESIDENT TO HANDLE RESOLUTION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE CREDIT UNION PARTICIPATES IN AND USES THE CUES EXECUTIVE AND STAFF COMPENSATION SURVEYS AND REPORTING TO DETERMINE COMPENSATION FOR STAFF AT ALL LEVELS. THIS INFORMATION IS UPDATED ANNUALLY AND IS PROVIDED ON BOTH A NATIONAL AND REGIONAL BASIS FOR COMPARISON. THE BOARD DETERMINES THE CEO'S SALARY AND THE CEO SETS A SALARY BUDGET FOR ALL OTHER STAFF BASED ON THE CUES SURVEY. SALARY BUDGET IS THEN APPROVED BY THE BOARD IN JANUARY OF EACH YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | ANNUAL FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF THE MAIN OFFICE OF THE CREDIT UNION. BYLAWS AND OTHER GOVERNING DOCUMENTS ARE MADE AVAILABLE TO ANYONE FOR REVIEW BY APPOINTMENT WITH AN OFFICER OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 67354751 |
| IRS990/TotalAssetsEOYAmt | 0 | 66354377 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 67354751 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 66354377 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 26 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2043275 |
| IRS990/TotalGrossUBIAmt | 0 | 3826 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 52964221 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 53084002 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 52964221 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 53084002 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 14390530 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 13270375 |
| IRS990/TotalOtherCompensationAmt | 0 | 28099 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1676113 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 446709 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 496707 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1672287 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2172820 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 3826 |
| IRS990/TotalVolunteersCnt | 0 | 6 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 67354751 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 66354377 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $66,354,377
- Liabilities
- $53,084,002
- Net assets
- $13,270,375
- Revenue
- $2,172,820
- Expenses
- $2,043,275
- Net income
- $129,545