Kimcentral Credit Union

“Any resident or employee working or living in winnebago, outagamie, calumet, shawano, waupaca or manitowoc counties in the state of wisconsin to include employees of gulfstream aeorspace, kimberly-clark corp,and cognizant technologies is eligible to be a member of kimcentral credit union. All law enforecement personnel and/or firefighters currently employed or retired to include any member of an organization or not for profit group that has a law enforement or firefighter focus throughout the state of wisconsin. Kimcentral has one class of members.”

“All members are voting members for board of directors of the credit union at the annual meeting of members.”

“Special meeting of the members is necessary according to the credit union bylaws for actions such as merger, name change, charter change, etc.”

“Ceo and sr. Vp of finance review the return prior to filing after completed by cpa firm and provide an accurate copy to the board of directors for review prior to filing of the document.”

“Board members review loan and member surveys done by staff members not related to the function on a monthly basis. Kimcentral credit union's policy is to not hire family members of board members nor to hire or retain services of board members in any capacity that could be a conflict of interest in the organization. Board members have signed a "conflict of interest" statement and understand the need to do so. Compensated employees cannot finance business loans at the credit union and loan officers' loans need to be approved by the president and the president's loan requests need approval of the board. Employees do not have access to their accounts of family member accounts. Loans generated are verified by accounting staff each day for verification of origination and are balanced to the general ledger. If a conflict of interest is uncovered, the board will be made aware of the issues and the presient to handle resolutions.”

“The credit union participates in and uses the cues executive and staff compensation surveys and reporting to determine compensation for staff at all levels. This information is updated anually and is provided on both a national and regional basis for comparison. The board determines the ceo's salary and the ceo sets a salary budget for all other staff based on the cues survey. Salary budget is then approved by the board in january of each year.”

“Annual financial statements are posted in the lobby of the main office of the credit union. Bylaws and other governing documents are made available to anyone for review by appointment with an officer of the credit union.”