Civic Intelligence

Everman Parkway Credit Union

EIN 75-1059279 • 501(c)14 • Fort Worth, TX

Profile

A cooperative known as a "Credit Union" to build members' worth through systematic savings and providing loans.

1216 Everman ParkwayFort Worth, TX 76140-5002

www.epcreditunion.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

20th percentile

0.64x

Higher debt load relative to assets than 20% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

38th percentile

9.50x

Higher debt load relative to revenue than 38% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Net Margin

55th percentile

2.7%

Higher net margin than 55% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

42nd percentile

-8.6%

Faster asset growth than 42% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2025

Revenue Growth

62nd percentile

5.1%

Faster revenue growth than 62% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets20th percentile

Assets

Down

$3,913,530

Down $136,660 (-3.4%) from 2024

Liabilities

Down

$2,503,661

Down $143,828 (-5.4%) from 2024

Net Assets

Up

$1,409,869

Up $7,168 (+0.5%) from 2024

Operations
Liabilities / Revenue38th percentileNet Margin55th percentile

Revenue

Up

$263,507

Up $28,098 (+12%) from 2024

Expenses

Up

$256,339

Up $23,537 (+10%) from 2024

Net Income

Up

$7,168

Up $4,561 (+175%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth42nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $4,590,900Liabilities 2011: $3,017,610Net Assets 2011: $1,573,2902011Assets 2012: $4,637,628Liabilities 2012: $3,101,061Net Assets 2012: $1,536,5672012Assets 2013: $5,138,696Liabilities 2013: $3,602,619Net Assets 2013: $1,536,0772013Assets 2014: $4,848,165Liabilities 2014: $3,333,664Net Assets 2014: $1,514,5012014Assets 2015: $4,690,631Liabilities 2015: $3,260,276Net Assets 2015: $1,430,3552015Assets 2016: $4,946,655Liabilities 2016: $3,490,221Net Assets 2016: $1,456,4342016Assets 2017: $5,006,656Liabilities 2017: $3,549,190Net Assets 2017: $1,457,4662017Assets 2018: $4,859,331Liabilities 2018: $3,404,417Net Assets 2018: $1,454,9142018Assets 2019: $4,340,874Liabilities 2019: $2,901,205Net Assets 2019: $1,439,6692019Assets 2020: $4,759,444Liabilities 2020: $3,341,772Net Assets 2020: $1,417,6722020Assets 2021: $4,804,040Liabilities 2021: $3,410,853Net Assets 2021: $1,393,1872021Assets 2022: $4,826,750Liabilities 2022: $3,454,637Net Assets 2022: $1,372,1132022Assets 2023: $4,684,679Liabilities 2023: $3,284,585Net Assets 2023: $1,400,0942023Assets 2024: $4,050,190Liabilities 2024: $2,647,489Net Assets 2024: $1,402,7012024Assets 2025: $3,913,530Liabilities 2025: $2,503,661Net Assets 2025: $1,409,8692025

Highlighted filing

2025

Assets$3,913,530
Liabilities$2,503,661
Net Assets$1,409,869
Open 2025 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2011: $203,865Expenses 2011: $239,521Net Income 2011: -$35,6562011Revenue 2012: $198,492Expenses 2012: $235,215Net Income 2012: -$36,7232012Revenue 2013: $206,635Expenses 2013: $207,125Net Income 2013: -$4902013Revenue 2014: $215,974Expenses 2014: $237,550Net Income 2014: -$21,5762014Revenue 2015: $216,945Expenses 2015: $301,091Net Income 2015: -$84,1462015Revenue 2016: $228,844Expenses 2016: $206,270Net Income 2016: $22,5742016Revenue 2017: $241,523Expenses 2017: $238,506Net Income 2017: $3,0172017Revenue 2018: $254,817Expenses 2018: $255,848Net Income 2018: -$1,0312018Revenue 2019: $241,740Expenses 2019: $256,840Net Income 2019: -$15,1002019Revenue 2020: $237,529Expenses 2020: $259,526Net Income 2020: -$21,9972020Revenue 2021: $228,008Expenses 2021: $249,009Net Income 2021: -$21,0012021Revenue 2022: $294,575Expenses 2022: $315,649Net Income 2022: -$21,0742022Revenue 2023: $238,713Expenses 2023: $210,732Net Income 2023: $27,9812023Revenue 2024: $235,409Expenses 2024: $232,802Net Income 2024: $2,6072024Revenue 2025: $263,507Expenses 2025: $256,339Net Income 2025: $7,1682025

Highlighted filing

2025

Revenue$263,507
Expenses$256,339
Net Income$7,168
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,913,530
Liabilities
$2,503,661
Net assets
$1,409,869
Revenue
$263,507
Expenses
$256,339
Net income
$7,168
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.91$2.50$1.41$0.26$0.26$0.01
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.05$2.65$1.40$0.24$0.23$0.00
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.68$3.28$1.40$0.24$0.21$0.03
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.83$3.45$1.37$0.29$0.32$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.80$3.41$1.39$0.23$0.25$0.02
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.76$3.34$1.42$0.24$0.26$0.02
2019Summary only. Only limited summary data is available for this year.$4.34$2.90$1.44$0.24$0.26$0.02
2018Summary only. Only limited summary data is available for this year.$4.86$3.40$1.45$0.25$0.26$0.00
2017Summary only. Only limited summary data is available for this year.$5.01$3.55$1.46$0.24$0.24$0.00
2016Summary only. Only limited summary data is available for this year.$4.95$3.49$1.46$0.23$0.21$0.02
2015Summary only. Only limited summary data is available for this year.$4.69$3.26$1.43$0.22$0.30$0.08
2014Summary only. Only limited summary data is available for this year.$4.85$3.33$1.51$0.22$0.24$0.02
2013Summary only. Only limited summary data is available for this year.$5.14$3.60$1.54$0.21$0.21$0.00
2012Summary only. Only limited summary data is available for this year.$4.64$3.10$1.54$0.20$0.24$0.04
2011Summary only. Only limited summary data is available for this year.$4.59$3.02$1.57$0.20$0.24$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 17, 2026
Return Version
2025v4.0
Gross Receipts
$263,507
Mission and Program Overview

Mission

A cooperative known as a "Credit Union" to build members' worth through systematic savings and providing loans.

Everman Parkway Credit Union is a cooperative thrift organization known as a "Credit Union" providing competitive rates on savings and loan accounts to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$2,382,997$2,128,588▼ $254,409
Rtn Earn Endowment Incm Other Fnds$1,402,701$1,409,869▲ $7,168
Cash and Non-Interest-Bearing Accounts$50,851$78,986▲ $28,135
Land, Buildings, and Equipment, Net$39,443$37,403▼ $2,040
Prepaid Expenses and Deferred Charges$19,775$25,184▲ $5,409
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$4,050,190$3,913,530▼ $136,660
Other Assets Total$1,557,124$1,643,369▲ $86,245
Liabilities
Other Liabilities$2,628,269$2,487,765▼ $140,504
Accounts Payable and Accrued Expenses$19,220$15,896▼ $3,324
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$2,647,489$2,503,661▼ $143,828
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,402,701$1,409,869▲ $7,168
Total Liabilities and Net Assets / Fund Balance$4,050,190$3,913,530▼ $136,660

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$570$94,282$94,852
Buildings$23,033$49,348$72,381
Land$13,800-$13,800
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Other Assets Org$1,672--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Melissa OwingsManagerFT$52,083$11,500$63,583

Board Members and Trustees

NameTitle
Board MemberChairman
Board MemberVice-Chairman
Board MemberDirector
Board MemberSecretary
Board MemberTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$160,432
Investment Income
$68,583
Other Revenue
$34,492
Change in Net Assets
$7,168
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$170,081
Salaries, Compensation, and Employee Benefits$86,258
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$52,083
Fees for Services Other---$41,425
Information Technology---$23,967
Occupancy---$17,570
Office Expenses---$17,197
Other Salaries and Wages---$17,026
Other Expenses---$12,852
Insurance---$9,452
Other Employee Benefits---$8,721
Fees for Services Accounting---$8,653
Interest---$5,456
Payroll Taxes---$5,428
Pension Plan Contributions---$3,000
All Other Expenses---$1,875
Depreciation Depletion---$1,861
Travel---$50
Conferences and Meetings---$-20
Total Functional Expenses$0$0$0$256,339
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members' Shares Deposits$2,123,501
Loan to Catalyst Corporate Federal Credit Union$150,000
Members' Share Drafts$149,490
Members' IRA Deposits$64,774
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The Credit Union is open to certain people employed by General Motors and residents within 10 miles of the Credit Union office. Once they join, they are called "MEMBERS."”

Form 990, Part VI, Section A, Line 7A

“The Credit Union has a designated set of eligible people to join their credit union who are then called "MEMBERS." Annual Meetings are required by law; at the yearly Annual Meeting, membership votes and elects its Board of Directors.”

Form 990, Part VI, Section B, Line 11B

“Since 9090 is required to be filed electronically, the manager reviews the 990 ad submits electronically. The Form 990 is reviewed and discussed at the next Board Meeting.”

Form 990, Part VI, Section B, Line 15

“The Board of Directors review the manager's salary outside her presence. Upon discussion and review, the Board of Directors makes the decisions for all increases. The manager is present when discussing other employees salaries. However, the Board makes the final decision as to what the salary and/or increases will be.”

Form 990, Part VI, Section C, Line 18

“The Credit Union's governing documents are available upon request.”

Form 990, Part VI, Section C, Line 19

“The Credit Unions' financial statements are available upon request. However, the financial statements are required by law to be posted in the Credit Union's office by the twenty-first of the month following month-end.”

Filing and Contact Details

Filer

Filer Name
Everman Parkway Credit Union
EIN
75-1059279
Phone
8172938412
Address
1216 Everman Parkway, Fort Worth, TX 76140-5002

Signing Officer

Name
Melissa Owings
Title
President
Phone
8172938412
Signed
2026-02-17

Organization Details

Principal Officer
Melissa Owings
Formed
1953
Legal Domicile
TX
Voting Board Members
5
Independent Board Members
5
Employees
3
Volunteers
0
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Bank Fees 1,445.21 On-line Banking 3,672.31 Share Drafts Expense 890.44 ACH Expense 3,074.52 ATM/Debit Cards 26,447.07 Federal Reserve 5,895.87”

Raw XML AppendixShowing 400 of 486 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt019220
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt015896
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Everman Parkway Credit Union is a cooperative thrift organization known as a "Credit Union" providing competitive rates on savings and loan accounts to its members.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllOtherExpensesGrp/TotalAmt01875
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Melissa Owings
IRS990/BooksInCareOfDetail/PhoneNum08172938412
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01216 Everman Parkway
IRS990/BooksInCareOfDetail/USAddress/CityNm0Fort Worth
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0761405002
IRS990/BusinessRlnWith35CtrlEntInd00
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IRS990/CashNonInterestBearingGrp/BOYAmt050851
IRS990/CashNonInterestBearingGrp/EOYAmt078986
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IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt052083
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IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt0-20
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
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IRS990/CYTotalExpensesAmt0256339
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IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01861
IRS990/Desc0MEMBER SHARE ACCOUNTS The Credit Union's share accounts offer advantages to members of all ages with competitive dividend rates. There were 557 member-owned accounts as of December 31, 2025. The development of consistent savings' habits is encouraged to each member.
IRS990/DescribedInSection501c3Ind00
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IRS990/EmployeeCnt03
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IRS990/FeesForServicesAccountingGrp/TotalAmt08653
IRS990/FeesForServicesLegalGrp/TotalAmt00
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IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt041425
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IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
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IRS990/Form990PartVIISectionAGrp/PersonNm0Melissa Owings
IRS990/Form990PartVIISectionAGrp/PersonNm1Board Member
IRS990/Form990PartVIISectionAGrp/PersonNm2Board Member
IRS990/Form990PartVIISectionAGrp/PersonNm3Board Member
IRS990/Form990PartVIISectionAGrp/PersonNm4Board Member
IRS990/Form990PartVIISectionAGrp/PersonNm5Board Member
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IRS990/Form990PartVIISectionAGrp/TitleTxt1Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Vice-Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
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IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt068583
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt068583
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt059
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0143630
IRS990/LandBldgEquipBasisNetGrp/BOYAmt039443
IRS990/LandBldgEquipBasisNetGrp/EOYAmt037403
IRS990/LandBldgEquipCostOrOtherBssAmt0181033
IRS990/LegalDomicileStateCd0TX
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0298
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0298
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0A cooperative known as a "Credit Union" to build members' worth through systematic savings and providing loans.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt01402701
IRS990/NetAssetsOrFundBalancesEOYAmt01409869
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt017570
IRS990/OfficeExpensesGrp/TotalAmt017197
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01557124
IRS990/OtherAssetsTotalGrp/EOYAmt01643369
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt08721
IRS990/OtherExpensesGrp/Desc0League & Supervision Fees
IRS990/OtherExpensesGrp/Desc1Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc2Loan Servicing
IRS990/OtherExpensesGrp/TotalAmt02598
IRS990/OtherExpensesGrp/TotalAmt127145
IRS990/OtherExpensesGrp/TotalAmt212852
IRS990/OtherInd0X
IRS990/OtherLiabilitiesGrp/BOYAmt02628269
IRS990/OtherLiabilitiesGrp/EOYAmt02487765
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/BusinessCd2522130
IRS990/OtherRevenueMiscGrp/Desc0ATM/Debit Card Fees
IRS990/OtherRevenueMiscGrp/Desc1Credit Union Fees & Charges
IRS990/OtherRevenueMiscGrp/Desc2GAP Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/ExclusionAmt20
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt06520
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt123967
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt23707
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt06520
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt123967
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt23707
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt20
IRS990/OtherRevenueTotalAmt034492
IRS990/OtherSalariesAndWagesGrp/TotalAmt017026
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02382997
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02128588
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt05428
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt03000
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt019775
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt025184
IRS990/PrincipalOfficerNm0Melissa Owings
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest On Loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0160432
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0160432
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0SHARE DRAFTS (CHECKING ACCOUNTS) The Credit Union offers checking accounts to members as well as debit cards and ATM cards.
IRS990/ProgSrvcAccomActy3Grp/Desc0CONSUMER LOANS The Credit Union has provided personal and vehicle loans from its beginning. The consumer loan product line now includes the following: new and used recreational vehicles; new and used boats; and new and used motorcycles. Disability and Credit Life insurances are offered to be purchased on all loans. In addition to the Disability and Credit Life insurances, vehicle loans also have GAP insurance and Extended Warranties offered to be purchased on them. A Mastercard credit card is also available.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt030648
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0144155
IRS990/PYOtherRevenueAmt030822
IRS990/PYProgramServiceRevenueAmt0173939
IRS990/PYRevenuesLessExpensesAmt02607
IRS990/PYSalariesCompEmpBnftPaidAmt088647
IRS990/PYTotalExpensesAmt0232802
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0235409
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt07168
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01402701
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01409869
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt023033
IRS990ScheduleD/BuildingsGrp/DepreciationAmt049348
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt072381
IRS990ScheduleD/EquipmentGrp/BookValueAmt0570
IRS990ScheduleD/EquipmentGrp/DepreciationAmt094282
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt094852
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt013800
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt013800
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt058666
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt11550000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt26748
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt326283
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt41672
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Catalyst Corporate Federal Credit Union
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Catalyst Corporate Federal Credit Union SimpliCDs
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2Accrued Interest on Loans
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3NCUSIF Deposit
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4Master Card Funding
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0150000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12123501
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt264774
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3149490
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Loan to Catalyst Corporate Federal Credit Union
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Members' Shares Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Members' IRA Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Members' Share Drafts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt037403
IRS990ScheduleD/TotalBookValueOtherAssetsAmt01643369
IRS990ScheduleD/TotalLiabilityAmt02487765
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Credit Union is open to certain people employed by General Motors and residents within 10 miles of the Credit Union office. Once they join, they are called "MEMBERS."
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Credit Union has a designated set of eligible people to join their credit union who are then called "MEMBERS." Annual Meetings are required by law; at the yearly Annual Meeting, membership votes and elects its Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Since 9090 is required to be filed electronically, the manager reviews the 990 ad submits electronically. The Form 990 is reviewed and discussed at the next Board Meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Board of Directors review the manager's salary outside her presence. Upon discussion and review, the Board of Directors makes the decisions for all increases. The manager is present when discussing other employees salaries. However, the Board makes the final decision as to what the salary and/or increases will be.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Credit Union's governing documents are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The Credit Unions' financial statements are available upon request. However, the financial statements are required by law to be posted in the Credit Union's office by the twenty-first of the month following month-end.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Bank Fees 1,445.21 On-line Banking 3,672.31 Share Drafts Expense 890.44 ACH Expense 3,074.52 ATM/Debit Cards 26,447.07 Federal Reserve 5,895.87
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6

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