Liabilities / Assets
44th percentile
Higher debt load relative to assets than 44% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
44th percentile
Higher debt load relative to assets than 44% of similar nonprofits.
Liabilities / Revenue
62nd percentile
Higher debt load relative to revenue than 62% of similar nonprofits.
Net Margin
79th percentile
Higher net margin than 79% of similar nonprofits.
Top Officer Pay
52nd percentile
Higher top officer pay than 52% of similar nonprofits.
Top officer pay equals 3.1% of source-year revenue.
Asset Growth
41st percentile
Faster asset growth than 41% of similar nonprofits.
Revenue Growth
24th percentile
Faster revenue growth than 24% of similar nonprofits.
Assets
Up$145,134,105
Up $5,018,041 (+3.6%) from 2015
Net Assets
Up$15,951,492
Up $1,066,351 (+7.2%) from 2015
Liabilities
Up$129,182,613
Up $3,951,690 (+3.2%) from 2015
Revenue
Up$6,656,123
Up $97,603 (+1.5%) from 2015
Expenses
Down$5,545,635
Down $159,986 (-2.8%) from 2015
Net Income
Up$1,110,488
Up $257,589 (+30%) from 2015
A nonprofit member-owned thrift institution organized to provide financial services to individuals. Operations are primarily related to holding deposit for and making loans to members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $95,085,764 | $96,358,317 | ▲ $1,272,553 |
| Savings and Temporary Cash Investments | $23,462,000 | $23,892,000 | ▲ $430,000 |
| Rtn Earn Endowment Incm Other Fnds | $10,924,453 | $11,990,804 | ▲ $1,066,351 |
| Cash and Non-Interest-Bearing Accounts | $8,208,107 | $8,578,096 | ▲ $369,989 |
| Investments in Publicly Traded Securities | $4,545,271 | $7,284,030 | ▲ $2,738,759 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $3,960,688 | $3,960,688 | → $0 |
| Land, Buildings, and Equipment, Net | $3,502,918 | $3,569,107 | ▲ $66,189 |
| Investments Other Securities | $1,398,272 | $1,445,383 | ▲ $47,111 |
| Investments Program Related | $1,127,183 | $1,178,258 | ▲ $51,075 |
| Prepaid Expenses and Deferred Charges | $225,559 | $328,948 | ▲ $103,389 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $140,116,064 | $145,134,105 | ▲ $5,018,041 |
| Other Assets Total | $2,560,990 | $2,499,966 | ▼ $61,024 |
| Liabilities | |||
| Other Liabilities | $124,305,744 | $127,800,477 | ▲ $3,494,733 |
| Accounts Payable and Accrued Expenses | $925,179 | $1,382,136 | ▲ $456,957 |
| Total Liabilities | $125,230,923 | $129,182,613 | ▲ $3,951,690 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $14,885,141 | $15,951,492 | ▲ $1,066,351 |
| Total Liabilities and Net Assets / Fund Balance | $140,116,064 | $145,134,105 | ▲ $5,018,041 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,948,050 | $2,200,662 | $4,148,712 |
| Equipment | $334,811 | $2,235,510 | $2,570,321 |
| Land | $1,046,073 | - | $1,046,073 |
| Other Land Buildings | $240,173 | $45,676 | $285,849 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Dave a Stark | President | FT | $142,000 | $64,169 | $206,169 |
| John P Henkelmann | Chair | - | $5,063 | - | $5,063 |
| Randy Roberson | Treasurer | - | $3,609 | - | $3,609 |
| Alita R Lobner | Secretary | - | $3,248 | - | $3,248 |
| Lee Lindgren | Vice Chair | - | $3,205 | - | $3,205 |
| Karl Klingforth | Director | - | $2,640 | - | $2,640 |
| Ralph L Lau | Director | - | $2,525 | - | $2,525 |
| Carl P Laska | Director | - | $2,257 | - | $2,257 |
| Joann Grode | Director | - | $2,240 | - | $2,240 |
| Josh Winter | Director | - | $1,690 | - | $1,690 |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,892,664 |
| Salaries, Compensation, and Employee Benefits | $2,652,971 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,740,315 |
| All Other Expenses | - | - | - | $584,451 |
| Occupancy | - | - | - | $481,904 |
| Other Employee Benefits | - | - | - | $480,294 |
| Depreciation Depletion | - | - | - | $252,426 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $196,738 |
| Payroll Taxes | - | - | - | $142,340 |
| Other Expenses | - | - | - | $111,963 |
| Pension Plan Contributions | - | - | - | $93,284 |
| Advertising | - | - | - | $89,328 |
| Insurance | - | - | - | $66,548 |
| Travel | - | - | - | $58,466 |
| Fees for Services Accounting | - | - | - | $48,205 |
| Office Expenses | - | - | - | $32,575 |
| Fees for Services Legal | - | - | - | $21,720 |
| Interest | - | - | - | $1 |
| Total Functional Expenses | $0 | $0 | $0 | $5,545,635 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $5,545,635 |
| Total Expenses per Audited Statements | $5,545,635 |
| Total Expenses per Form 990 | $5,545,635 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Share Accounts | $127,792,733 |
| Deferred Compensation | $7,744 |
“Members are individuals living or working in the counties of adam, juneau, portage, waushara, and wood that have deposits with the credit union.”
“Board of directors is elected by members”
“Per by-laws, certain decisions require membership approval.”
“Reviewed by president and accounting manager”
“Discussion in board minutes”
“COMPARABILITY DATA USED”
“UPON REQUEST”
“Other expenses 96,927. Member statement expense 89,804. Telephone 86,870. Loan origination and servicing 77,598. Service charges 69,851. Utilities 59,807. Dues 48,387. Education and training 31,520. Postage 18,893. Supplies expense 4,714. Teller 80.”
“Gaap requires management to evaluate tax positions taken by the credit union and recognize a tax liability (or asset) if the credit union has taken an uncertain position that more likely than not would be sustained upon examination by a taxing authority. Management has analyzed the tax positions taken by the credit union and has concluded that as of december 31, 2016, 2015, and 2014, there are no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The credit union is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The credit union will recognize future accrued interest and penalties related to unrecognized tax benefits in income tax expense if incurred.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 925179 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1382136 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | A NONPROFIT MEMBER-OWNED THRIFT INSTITUTION ORGANIZED TO PROVIDE FINANCIAL SERVICES TO INDIVIDUALS. OPERATIONS ARE PRIMARILY RELATED TO HOLDING DEPOSIT FOR AND MAKING LOANS TO MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 89328 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 584451 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | KEITH GEIGER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7154232650 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 241 4TH AVENUE NORTH |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WISCONSIN RAPIDS |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 544951087 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 8208107 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 8578096 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 196738 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 445240 |
| IRS990/CYOtherExpensesAmt | 0 | 2892664 |
| IRS990/CYOtherRevenueAmt | 0 | 60460 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 6150423 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1110488 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2652971 |
| IRS990/CYTotalExpensesAmt | 0 | 5545635 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 6656123 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 252426 |
| IRS990/Desc | 0 | HOLDING DEPOSITS FOR AND MAKING LOANS TO MEMBERS |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 73 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 48205 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 21720 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 35908 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CARL P LASKA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RALPH L LAU |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOHN P HENKELMANN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | RANDY ROBERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ALITA R LOBNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LEE LINDGREN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KARL KLINGFORTH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JOANN GRODE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JOSH WINTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DAVE A STARK |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 2257 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 2525 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 5063 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 3609 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 3248 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 3205 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 2640 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 2240 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 1690 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 170261 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1932 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -27712 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 6683835 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 1200 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 66548 |
| IRS990/InterestGrp/TotalAmt | 0 | 1 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 472952 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 472952 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 1398272 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 1445383 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1127183 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1178258 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 4545271 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 7284030 |
| IRS990/IRPDocumentCnt | 0 | 1722 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 4481848 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3502918 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3569107 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 8050955 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 27712 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | A NONPROFIT MEMBER-OWNED THRIFT INSTITUTION ORGANIZED TO PROVIDE FINANCIAL SERVICES TO INDIVIDUALS. OPERATIONS ARE PRIMARILY RELATED TO HOLDING DEPOSIT FOR AND MAKING LOANS TO MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 14885141 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 15951492 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -27712 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -27712 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 1200 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 1200 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -656 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -44137 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 481904 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 32575 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2560990 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2499966 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 480294 |
| IRS990/OtherExpensesGrp/Desc | 0 | DEBIT/CREDIT CARD |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR BAD DEBT |
| IRS990/OtherExpensesGrp/Desc | 2 | DIVIDENDS ON SHARES |
| IRS990/OtherExpensesGrp/Desc | 3 | TAXES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 567321 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 371053 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 206703 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 111963 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 124305744 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 127800477 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISC. REVENUE-RELATED- |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 59260 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 59260 |
| IRS990/OtherRevenueTotalAmt | 0 | 59260 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1740315 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 95085764 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 96358317 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 142340 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 3960688 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 3960688 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 93284 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 225559 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 328948 |
| IRS990/PrincipalOfficerNm | 0 | DAVID STARK |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | PROG.SERV.REVENUE-RELA |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | UBIT |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 6137687 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 6137687 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 12736 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 12736 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 406364 |
| IRS990/PYOtherExpensesAmt | 0 | 3015579 |
| IRS990/PYOtherRevenueAmt | 0 | 7208 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 6144948 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 852899 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2690042 |
| IRS990/PYTotalExpensesAmt | 0 | 5705621 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 6558520 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1110488 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 1200 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 10924453 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 11990804 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 23462000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 23892000 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1948050 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2200662 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 4148712 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 334811 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 2235510 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 2570321 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 5545635 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1046073 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1046073 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 240173 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 45676 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 285849 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 127792733 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 7744 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARE ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | DEFERRED COMPENSATION |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 6656123 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | GAAP REQUIRES MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE CREDIT UNION AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE CREDIT UNION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD BE SUSTAINED UPON EXAMINATION BY A TAXING AUTHORITY. MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY THE CREDIT UNION AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2016, 2015, AND 2014, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE CREDIT UNION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE CREDIT UNION WILL RECOGNIZE FUTURE ACCRUED INTEREST AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS IN INCOME TAX EXPENSE IF INCURRED. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 3569107 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 5545635 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 127800477 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 6656123 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 6656123 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 5545635 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 142000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 28261 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 13621 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 22287 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | DAVE A STARK |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 206169 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERS ARE INDIVIDUALS LIVING OR WORKING IN THE COUNTIES OF ADAM, JUNEAU, PORTAGE, WAUSHARA, AND WOOD THAT HAVE DEPOSITS WITH THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BOARD OF DIRECTORS IS ELECTED BY MEMBERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | PER BY-LAWS, CERTAIN DECISIONS REQUIRE MEMBERSHIP APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | REVIEWED BY PRESIDENT AND ACCOUNTING MANAGER |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | DISCUSSION IN BOARD MINUTES |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMPARABILITY DATA USED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | UPON REQUEST |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | OTHER EXPENSES 96,927. MEMBER STATEMENT EXPENSE 89,804. TELEPHONE 86,870. LOAN ORIGINATION AND SERVICING 77,598. SERVICE CHARGES 69,851. UTILITIES 59,807. DUES 48,387. EDUCATION AND TRAINING 31,520. POSTAGE 18,893. SUPPLIES EXPENSE 4,714. TELLER 80. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 24E |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 140116064 |
| IRS990/TotalAssetsEOYAmt | 0 | 145134105 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 140116064 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 145134105 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 73 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 5545635 |
| IRS990/TotalGrossUBIAmt | 0 | 12736 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 125230923 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 129182613 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 125230923 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 129182613 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 14885141 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 15951492 |
| IRS990/TotalOtherCompensationAmt | 0 | 35908 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 6150423 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 196738 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 1200 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 6642187 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 6656123 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 12736 |
| IRS990/TotalVolunteersCnt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 140116064 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 145134105 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 58466 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 241 4TH AVENUE NORTH |
| IRS990/USAddress/CityNm | 0 | WISCONSIN RAPIDS |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54495 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.BECU.NET |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DAVID STARK |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9204246455 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-04-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BULL'S EYE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BULL |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.