Civic Intelligence

Credit Union Chartered in the State of Community Alliance Credit Union

EIN 38-6140970 • 501(c)14 • Livonia, MI

Profile

The purpose of community alliance credit union is to provide competitive deposit and loan products to their membership according to the michigan credit union act.

39209 Six Mile Road 160Livonia, MI 48152

www.communityalliancecu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2022

Liabilities / Revenue

3rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • $25M-$50M nonprofits • Source year 2022

Net Margin

1st percentile

-164%

Higher net margin than 1% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2022

Top Officer Pay

97th percentile

$509,166

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 20.3% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2022

Asset Growth

3rd percentile

-100%

Faster asset growth than 3% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2021 to 2022

Revenue Growth

1st percentile

-53%

Faster revenue growth than 1% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2021 to 2022

Assets

Down

$0

Down $111,639,090 (-100%) from 2021

Liabilities

Down

$0

Down $102,704,092 (-100%) from 2021

Net Assets

Down

$0

Down $8,934,998 (-100%) from 2021

Revenue

Down

$2,507,603

Down $2,856,488 (-53%) from 2021

Expenses

Up

$6,612,158

Up $1,560,486 (+31%) from 2021

Net Income

Down

-$4,104,555

Down $4,416,974 (-1414%) from 2021

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $71,069,426Liabilities 2010: $64,142,630Net Assets 2010: $6,926,7962010Assets 2011: $73,790,683Liabilities 2011: $66,749,695Net Assets 2011: $7,040,9882011Assets 2012: $73,170,693Liabilities 2012: $65,676,959Net Assets 2012: $7,493,7342012Assets 2013: $82,644,650Liabilities 2013: $74,747,474Net Assets 2013: $7,897,1762013Assets 2014: $95,814,700Liabilities 2014: $87,081,880Net Assets 2014: $8,732,8202014Assets 2015: $104,512,776Liabilities 2015: $95,624,724Net Assets 2015: $8,888,0522015Assets 2016: $104,957,517Liabilities 2016: $96,320,872Net Assets 2016: $8,636,6452016Assets 2017: $103,974,292Liabilities 2017: $95,179,370Net Assets 2017: $8,794,9222017Assets 2018: $97,827,941Liabilities 2018: $89,117,127Net Assets 2018: $8,710,8142018Assets 2019: $93,618,161Liabilities 2019: $84,726,878Net Assets 2019: $8,891,2832019Assets 2020: $105,197,644Liabilities 2020: $96,178,160Net Assets 2020: $9,019,4842020Assets 2021: $111,639,090Liabilities 2021: $102,704,092Net Assets 2021: $8,934,9982021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2022

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $5,068,1882010Expenses 2011: $5,083,5002011Expenses 2012: $4,995,5212012Revenue 2013: $5,780,051Expenses 2013: $5,338,626Net Income 2013: $441,4252013Revenue 2014: $6,501,355Expenses 2014: $5,655,771Net Income 2014: $845,5842014Revenue 2015: $7,392,974Expenses 2015: $7,237,290Net Income 2015: $155,6842015Revenue 2016: $7,499,683Expenses 2016: $7,752,753Net Income 2016: -$253,0702016Revenue 2017: $7,343,984Expenses 2017: $7,184,363Net Income 2017: $159,6212017Revenue 2018: $7,507,838Expenses 2018: $7,591,946Net Income 2018: -$84,1082018Revenue 2019: $7,200,404Expenses 2019: $7,024,626Net Income 2019: $175,7782019Revenue 2020: $5,906,807Expenses 2020: $5,965,519Net Income 2020: -$58,7122020Revenue 2021: $5,364,091Expenses 2021: $5,051,672Net Income 2021: $312,4192021Revenue 2022: $2,507,603Expenses 2022: $6,612,158Net Income 2022: -$4,104,5552022

Highlighted filing

2022

Revenue$2,507,603
Expenses$6,612,158
Net Income-$4,104,555

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$2.51$6.61$4.10
2021Detailed filing. Detailed filing data is available for this year.$112$103$8.93$5.36$5.05$0.31
2020Detailed filing. Detailed filing data is available for this year.$105$96.2$9.02$5.91$5.97$0.06
2019Detailed filing. Detailed filing data is available for this year.$93.6$84.7$8.89$7.20$7.02$0.18
2018Detailed filing. Detailed filing data is available for this year.$97.8$89.1$8.71$7.51$7.59$0.08
2017Detailed filing. Detailed filing data is available for this year.$104$95.2$8.79$7.34$7.18$0.16
2016Detailed filing. Detailed filing data is available for this year.$105$96.3$8.64$7.50$7.75$0.25
2015Detailed filing. Detailed filing data is available for this year.$105$95.6$8.89$7.39$7.24$0.16
2014Detailed filing. Detailed filing data is available for this year.$95.8$87.1$8.73$6.50$5.66$0.85
2013Detailed filing. Detailed filing data is available for this year.$82.6$74.7$7.90$5.78$5.34$0.44
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$73.2$65.7$7.49$5.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$73.8$66.7$7.04$5.08
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.1$64.1$6.93$5.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 6, 2023
Return Version
2022v5.0
Gross Receipts
$42,832,200
Mission and Program Overview

Mission

The purpose of community alliance credit union is to provide competitive deposit and loan products to their membership according to the michigan credit union act.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$50,883,778$0▼ $50,883,778
Investments in Publicly Traded Securities$32,748,915$0▼ $32,748,915
Savings and Temporary Cash Investments$15,046,369$0▼ $15,046,369
Rtn Earn Endowment Incm Other Fnds$8,934,998$0▼ $8,934,998
Investments Other Securities$7,333,200$0▼ $7,333,200
Land, Buildings, and Equipment, Net$3,500,074$0▼ $3,500,074
Cash and Non-Interest-Bearing Accounts$432,820$0▼ $432,820
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$111,639,090$0▼ $111,639,090
Other Assets Total$1,693,934$0▼ $1,693,934
Liabilities
Other Liabilities$101,966,126$0▼ $101,966,126
Accounts Payable and Accrued Expenses$737,966--
Total Liabilities$102,704,092$0▼ $102,704,092
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,934,998$0▼ $8,934,998
Total Liabilities and Net Assets / Fund Balance$111,639,090$0▼ $111,639,090
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michele WollardCEOFT$197,848$311,318$509,166
Stephen SchmittCXOFT$151,236$37,930$189,166
Andrea BadicsCFOFT$136,050$50,613$186,663
Tara ClineAvp Member ExperienceFT$106,238$20,037$126,275

Board Members and Trustees

Highest Paid Contractors

ContractorServicesLocationCompensation
Member Driven TechnologiesCore Processing30230 ORCHARD LAKE ROAD, Farmington Hills, MI 48334$287,234
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,762,724
Investment Income
$-2,293,016
Other Revenue
$37,895
Change in Net Assets
$-4,104,555

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,507,603
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$2,507,603
Total Revenue per Form 990
$2,507,603
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,928,726
Salaries, Compensation, and Employee Benefits$2,683,432
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,078,279
Current Officers, Directors, Trustees, and Key Employees---$884,995
Office Expenses---$430,136
Information Technology---$424,943
Other Employee Benefits---$261,174
Payroll Taxes---$244,604
Pension Plan Contributions---$214,380
Fees for Services Other---$203,019
Depreciation Depletion---$166,588
Interest---$164,292
Occupancy---$153,913
Advertising---$113,708
Other Expenses---$79,809
Fees for Services Accounting---$56,734
All Other Expenses---$50,620
Fees for Services Legal---$25,249
Travel---$24,388
Conferences and Meetings---$19,589
Payments to Affiliates---$8,435
Total Functional Expenses$0$0$0$6,612,158

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$6,612,158
Total Expenses per Audited Statements$6,612,158
Total Expenses per Form 990$6,612,158
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 4

Community alliance credit union merged into people driven credit union effective upon the close of business on december 31, 2022. Services will continue for the members of community alliance credit union under people driven credit union effective january 1, 2023. Members of community alliance credit union voted in favor of the merger. This change has also been endorsed by both community alliance credit union's and people driven credit union's boards of directors and was adopted in a charter bylaw change.

Form 990, Part VI, Section A, Line 6

Every individual who has an account with the credit union is considered a member.

Form 990, Part VI, Section A, Line 7A

Every member is allowed to vote for the governing body at the annual meeting.

Form 990, Part VI, Section A, Line 7B

Certain strategic decisions decided by the board are approved by members (merger, charter change, etc.). Day to day operational decisions delegated to management are not subject to approval.

Form 990, Part VI, Section B, Line 11B

The supervisory committee and cfo will review the form 990 before filing.

Form 990, Part VI, Section B, Line 12C

Employees are asked annually to update their accounts which they have access to, to make sure the core processor has the information to block those transactions.

Form 990, Part VI, Section B, Line 15

The credit union uses a third party software program to compare local salaries and increases.

Form 990, Part VI, Section C, Line 19

The credit union's governing documents are not made available to the public. The credit union's conflict of interest policy is not made available to the public. The financial statements are made available to the public upon request and via the quarterly call report on ncua.gov.

Filing and Contact Details

Filer

Filer Name
Credit Union Chartered in the State of M
EIN
38-6140970
Phone
8002870046
Address
39209 SIX MILE ROAD 160, LIVONIA, MI 48152
Doing Business As
Community Alliance Credit Union

Signing Officer

Name
Andrea Badics
Title
CFO
Phone
8002870046
Signed
2023-11-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michele Wollard
Formed
1966
Legal Domicile
Mi
Voting Board Members
8
Independent Board Members
8
Employees
28
Volunteers
8

Preparer

Firm
Doeren Mayhew
Address
305 WEST BIG BEAVER ROAD, TROY, MI 48084
Preparer
Jack C Tracy
Phone
2482443000
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 3

At the close of business on december 31, 2022, community alliance credit union merged into people driven credit union. While service to the membership will continue, effective january 1, 2023, community alliance credit union will operate under the legal entity of people driven credit union.

Form 990, Part IX, Line 24E

Repairs and maintenance 50,620.

FORM 990, PART XI, LINE 9:

Merger with people driven credit union -4,830,443.

Form 990, Part XII, Line 2C

The process of which the organization's committee oversees the audit of its financial statements has not changed since the prior year. The last opinion audit performed on the financial statements was as of and for the year ended june 30, 2022. Beginning january 1, 2023, the financial statements of the credit union will audited as part of people driven credit union, the entity community alliance credit union merged into effective january 1, 2023.

Financial Statement Notes

PART X, LINE 2:

The credit union is exempt, by statute, from federal income taxes and state income tax.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt014115
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt037313025
IRS990/GrossReceiptsAmt042832200
IRS990/GroupExemptionNum01359
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0424943
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0164292
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0704441
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0704441
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt07333200
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt032748915
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt01467
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03500074
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt00
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt040324597
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PURPOSE OF COMMUNITY ALLIANCE CREDIT UNION IS TO PROVIDE COMPETITIVE DEPOSIT AND LOAN PRODUCTS TO THEIR MEMBERSHIP ACCORDING TO THE MICHIGAN CREDIT UNION ACT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt08934998
IRS990/NetAssetsOrFundBalancesEOYAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-2997457
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-2997457
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0153913
IRS990/OfficeExpensesGrp/TotalAmt0430136
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01693934
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherChangesInNetAssetsAmt0-4830443
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0261174
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1ATM/CREDIT CARD/DEBIT E
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXPENSE
IRS990/OtherExpensesGrp/TotalAmt0974606
IRS990/OtherExpensesGrp/TotalAmt1661298
IRS990/OtherExpensesGrp/TotalAmt2371399
IRS990/OtherExpensesGrp/TotalAmt379809
IRS990/OtherLiabilitiesGrp/BOYAmt0101966126
IRS990/OtherLiabilitiesGrp/EOYAmt00
IRS990/OtherRevenueMiscGrp/BusinessCd0520000
IRS990/OtherRevenueMiscGrp/Desc0FINANCE & INSURANCE
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt037895
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt037895
IRS990/OtherRevenueTotalAmt037895
IRS990/OtherSalariesAndWagesGrp/TotalAmt01078279
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt050883778
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt08435
IRS990/PayrollTaxesGrp/TotalAmt0244604
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0214380
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0MICHELE WOLLARD
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOANS RECEIVABLE
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03210926
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11551798
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03210926
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11551798
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0463214
IRS990/PYOtherExpensesAmt02688482
IRS990/PYOtherRevenueAmt039143
IRS990/PYProgramServiceRevenueAmt04861734
IRS990/PYRevenuesLessExpensesAmt0312419
IRS990/PYSalariesCompEmpBnftPaidAmt02363190
IRS990/PYTotalExpensesAmt05051672
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05364091
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-4104555
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08934998
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt015046369
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt06612158
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02507603
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT, BY STATUTE, FROM FEDERAL INCOME TAXES AND STATE INCOME TAX.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt06612158
IRS990ScheduleD/TotalRevenuePerForm990Amt02507603
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02507603
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt06612158
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0197848
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1151236
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2136050
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount020220
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount116991
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount217246
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt0272158
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt114610
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt214559
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt018940
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt16329
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt218808
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MICHELE WOLLARD
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1STEPHEN SCHMITT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2ANDREA BADICS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CXO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0509166
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1189166
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2186663
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt20
IRS990ScheduleJ/SeverancePaymentInd01
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION'S BOARD OF DIRECTORS APPROVED A $250,000 BENEFIT FOR MICHELLE WOLLARD. THIS WAS RECOGNIZED IN EXPENSES FOR THE YEAR ENDED DECEMBER 31, 2022, BY COMMUNITY ALLIANCE CREDIT UNION; HOWEVER, IT WAS NOT PAID UNTIL JANUARY 2023. THIS BENEFIT IS REPORTED AS A DEFERRED COMPENSATION BENEFIT WITHIN PART II OF SCHEDULE J.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 4A
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleN/AssetsDistributedInd00
IRS990ScheduleN/AttorneyGeneralNotifiedInd00
IRS990ScheduleN/BondsOutstandingInd00
IRS990ScheduleN/DirectorOfSuccessorInd01
IRS990ScheduleN/EmployeeOfSuccessorInd01
IRS990ScheduleN/LiabilitiesPaidInd00
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0CASH AND CASH EQUIVALENTS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc1INVESTMENTS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc2LOANS TO MEMBERS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc3PROPERTY & EQUIPMENT
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc4OTHER ASSETS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt0PEOPLE DRIVEN CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt1PEOPLE DRIVEN CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt2PEOPLE DRIVEN CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt3PEOPLE DRIVEN CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt4PEOPLE DRIVEN CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02022-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt12022-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt22022-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt32022-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt42022-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0380478780
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN1380478780

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