Civic Intelligence

Holy Rosary Credit Union

EIN 44-0532281 • 501(c)14 • Kansas City, MO

Profile

Hrcu's mission is creating and protecting ownership and economic opportunity for all. The credit union does this by providing responsible financial services and education, lending to individuals, small businesses and nonprofits, developing real estate, and providing fair financial practices.

533 Campbell StreetKansas City, MO 64106-1274

www.holyrosarycu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

86th percentile

0.91x

Higher debt load relative to assets than 86% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

12th percentile

7.76x

Higher debt load relative to revenue than 12% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

27th percentile

2.1%

Higher net margin than 27% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

80th percentile

$169,411

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 3.4% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

68th percentile

3.2%

Faster asset growth than 68% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

76th percentile

17%

Faster revenue growth than 76% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Assets

Up

$42,986,309

Up $1,345,021 (+3.2%) from 2023

Liabilities

Up

$39,181,341

Up $1,235,441 (+3.3%) from 2023

Net Assets

Up

$3,804,968

Up $109,580 (+3.0%) from 2023

Revenue

Up

$5,049,421

Up $733,346 (+17%) from 2023

Expenses

Up

$4,943,666

Up $1,291,282 (+35%) from 2023

Net Income

Down

$105,755

Down $557,936 (-84%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $9,230,480Liabilities 2010: $7,760,042Net Assets 2010: $1,470,4382010Assets 2011: $10,821,574Liabilities 2011: $9,420,599Net Assets 2011: $1,400,9752011Assets 2012: $17,288,990Liabilities 2012: $15,809,243Net Assets 2012: $1,479,7472012Assets 2013: $17,748,664Liabilities 2013: $16,248,595Net Assets 2013: $1,500,0692013Assets 2014: $18,220,320Liabilities 2014: $16,704,941Net Assets 2014: $1,515,3792014Assets 2015: $18,790,268Liabilities 2015: $17,342,359Net Assets 2015: $1,447,9092015Assets 2016: $21,550,977Liabilities 2016: $20,080,589Net Assets 2016: $1,470,3882016Assets 2017: $21,475,613Liabilities 2017: $19,954,076Net Assets 2017: $1,521,5372017Assets 2018: $22,415,376Liabilities 2018: $20,807,103Net Assets 2018: $1,608,2732018Assets 2019: $22,961,779Liabilities 2019: $21,058,807Net Assets 2019: $1,902,9722019Assets 2020: $28,051,424Liabilities 2020: $26,006,518Net Assets 2020: $2,044,9062020Assets 2021: $35,459,400Liabilities 2021: $32,790,104Net Assets 2021: $2,669,2962021Assets 2022: $38,979,468Liabilities 2022: $35,925,128Net Assets 2022: $3,054,3402022Assets 2023: $41,641,288Liabilities 2023: $37,945,900Net Assets 2023: $3,695,3882023Assets 2024: $42,986,309Liabilities 2024: $39,181,341Net Assets 2024: $3,804,9682024

Highlighted filing

2024

Assets$42,986,309
Liabilities$39,181,341
Net Assets$3,804,968

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $479,7932010Expenses 2011: $598,6072011Expenses 2012: $772,4292012Revenue 2013: $906,049Expenses 2013: $886,115Net Income 2013: $19,9342013Revenue 2014: $904,638Expenses 2014: $889,328Net Income 2014: $15,3102014Revenue 2015: $907,064Expenses 2015: $975,976Net Income 2015: -$68,9122015Revenue 2016: $980,524Expenses 2016: $960,416Net Income 2016: $20,1082016Revenue 2017: $1,161,891Expenses 2017: $1,112,654Net Income 2017: $49,2372017Revenue 2018: $1,359,248Expenses 2018: $1,275,587Net Income 2018: $83,6612018Revenue 2019: $1,600,773Expenses 2019: $1,308,749Net Income 2019: $292,0242019Revenue 2020: $1,682,680Expenses 2020: $1,543,276Net Income 2020: $139,4042020Revenue 2021: $2,531,436Expenses 2021: $1,910,256Net Income 2021: $621,1802021Revenue 2022: $3,010,457Expenses 2022: $2,629,138Net Income 2022: $381,3192022Revenue 2023: $4,316,075Expenses 2023: $3,652,384Net Income 2023: $663,6912023Revenue 2024: $5,049,421Expenses 2024: $4,943,666Net Income 2024: $105,7552024

Highlighted filing

2024

Revenue$5,049,421
Expenses$4,943,666
Net Income$105,755

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$43.0$39.2$3.80$5.05$4.94$0.11
2023Detailed filing. Detailed filing data is available for this year.$41.6$37.9$3.70$4.32$3.65$0.66
2022Detailed filing. Detailed filing data is available for this year.$39.0$35.9$3.05$3.01$2.63$0.38
2021Detailed filing. Detailed filing data is available for this year.$35.5$32.8$2.67$2.53$1.91$0.62
2020Detailed filing. Detailed filing data is available for this year.$28.1$26.0$2.04$1.68$1.54$0.14
2019Detailed filing. Detailed filing data is available for this year.$23.0$21.1$1.90$1.60$1.31$0.29
2018Detailed filing. Detailed filing data is available for this year.$22.4$20.8$1.61$1.36$1.28$0.08
2017Detailed filing. Detailed filing data is available for this year.$21.5$20.0$1.52$1.16$1.11$0.05
2016Detailed filing. Detailed filing data is available for this year.$21.6$20.1$1.47$0.98$0.96$0.02
2015Detailed filing. Detailed filing data is available for this year.$18.8$17.3$1.45$0.91$0.98$0.07
2014Detailed filing. Detailed filing data is available for this year.$18.2$16.7$1.52$0.90$0.89$0.02
2013Detailed filing. Detailed filing data is available for this year.$17.7$16.2$1.50$0.91$0.89$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.3$15.8$1.48$0.77
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.8$9.42$1.40$0.60
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.23$7.76$1.47$0.48
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 8, 2025
Return Version
2024v5.2
Gross Receipts
$5,049,421
Mission and Program Overview

Mission

Hrcu's mission is creating and protecting ownership and economic opportunity for all. The credit union does this by providing responsible financial services and education, lending to individuals, small businesses and nonprofits, developing real estate and promoting fair financial services.

Creating and protecting ownership and economic opportunity for all

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$33,065,867$32,362,395▼ $703,472
Savings and Temporary Cash Investments$6,546,223$8,214,926▲ $1,668,703
Rtn Earn Endowment Incm Other Fnds$3,695,388$3,804,968▲ $109,580
Cash and Non-Interest-Bearing Accounts$970,235$1,189,239▲ $219,004
Land, Buildings, and Equipment, Net$352,530$448,162▲ $95,632
Prepaid Expenses and Deferred Charges$89,693$115,322▲ $25,629
Investments Other Securities$23,400$25,000▲ $1,600
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$41,641,288$42,986,309▲ $1,345,021
Other Assets Total$593,340$631,265▲ $37,925
Liabilities
Other Liabilities$31,475,283$32,964,329▲ $1,489,046
Deferred Revenue$5,724,541$5,584,730▼ $139,811
Accounts Payable and Accrued Expenses$746,076$632,282▼ $113,794
Total Liabilities$37,945,900$39,181,341▲ $1,235,441
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,695,388$3,804,968▲ $109,580
Total Liabilities and Net Assets / Fund Balance$41,641,288$42,986,309▲ $1,345,021

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$138,865$456,083$594,948
Buildings$292,815$14,634$307,449
Leasehold Improvements$6,482$235,923$242,405
Land$10,000-$10,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Anna-maria ConsorChief Information OfficerFT$164,780$4,631$169,411
Carole WightPresidentFT$121,577$5,629$127,206

Board Members and Trustees

NameTitle
Donald CohenourChairman
Robert GivensVice Chairman
James LysingerDirector
Jesus HuertaDirector
Michael CarmonaDirector
T J JollyDirector
Ty BuiDirector
Wim Van KlinkenDirector
Yolanda NeroDirector
Salvatore ValentiSecretary
Marquita Miller-joshuaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,235,494
Program Service Revenue
$3,496,054
Investment Income
$313,931
Other Revenue
$3,942
All Other Contributions
$189,992
Change in Net Assets
$105,755
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,208,020
Salaries, Compensation, and Employee Benefits$1,735,646
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,377,122
Office Expenses---$503,040
Fees for Services Other---$453,306
Information Technology---$195,579
Current Officers, Directors, Trustees, and Key Employees---$127,206
Payroll Taxes---$115,298
Fees for Services Accounting---$87,822
Conferences and Meetings---$80,368
Depreciation Depletion---$67,504
Other Employee Benefits---$64,154
Occupancy---$54,409
Pension Plan Contributions---$51,866
Other Expenses---$38,893
Insurance---$34,384
Advertising---$29,312
Interest---$13,926
Travel---$6,040
Fees for Services Legal---$5,348
All Other Expenses---$2,155
Total Functional Expenses$0$0$0$4,943,666
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$31,864,329
Uninsured Secondary Capital$1,100,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union is mutually owned by members.

Form 990, Part VI, Section A, Line 7A

The board of directors are elected by the credit union members.

Form 990, Part VI, Section A, Line 7B

Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.

Form 990, Part VI, Section B, Line 11B

The credit union president approves the 990 for filing and presents it at a board meeting for review by the board of directors.

Form 990, Part VI, Section B, Line 12C

On an annual basis, the officers, directors and key employees are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts and submit a signed statement to that effect. These statements are maintained on file at the credit union.

Form 990, Part VI, Section B, Line 15

The human resources consultant completes a salary review in comparison to cuna's small credit union salary survey. The board of directors approves compensation as part of the budget process.

Form 990, Part VI, Section C, Line 19

Financial statements are posted in the credit union, presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. All other documents, policies and procedures are available upon request.

Filing and Contact Details

Filer

Filer Name
Holy Rosary Credit Union
EIN
44-0532281
Phone
8162212734
Address
533 CAMPBELL STREET, KANSAS CITY, MO 64106-1274

Signing Officer

Name
Carole Wight
Title
President
Phone
8162212734
Signed
2025-11-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Carole Wight
Formed
1943
Legal Domicile
Mo
Voting Board Members
13
Independent Board Members
13
Employees
36
Volunteers
20

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Membership fees 3,825. Cecl transition adjustment

Financial Statement Notes

PART IV, LINE 2B:

The credit union provides members "credit check plus" counseling, "solid foundations" housing counseling, referrals to greenpath, credit score analysis and a credit score product.

Raw XML AppendixShowing 400 of 475 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/InsuranceGrp/TotalAmt034384
IRS990/InterestGrp/TotalAmt013926
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0313931
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0313931
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt023400
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt025000
IRS990/IRPDocumentCnt0780
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0706640
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0352530
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0448162
IRS990/LandBldgEquipCostOrOtherBssAmt01154802
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0HRCU'S MISSION IS CREATING AND PROTECTING OWNERSHIP AND ECONOMIC OPPORTUNITY FOR ALL. THE CREDIT UNION DOES THIS BY PROVIDING RESPONSIBLE FINANCIAL SERVICES AND EDUCATION, LENDING TO INDIVIDUALS, SMALL BUSINESSES AND NONPROFITS, DEVELOPING REAL ESTATE, AND PROVIDING FAIR FINANCIAL PRACTICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt03695388
IRS990/NetAssetsOrFundBalancesEOYAmt03804968
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt054409
IRS990/OfficeExpensesGrp/TotalAmt0503040
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0593340
IRS990/OtherAssetsTotalGrp/EOYAmt0631265
IRS990/OtherChangesInNetAssetsAmt03825
IRS990/OtherEmployeeBenefitsGrp/TotalAmt064154
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt01338119
IRS990/OtherExpensesGrp/TotalAmt1168109
IRS990/OtherExpensesGrp/TotalAmt2129706
IRS990/OtherExpensesGrp/TotalAmt338893
IRS990/OtherLiabilitiesGrp/BOYAmt031475283
IRS990/OtherLiabilitiesGrp/EOYAmt032964329
IRS990/OtherSalariesAndWagesGrp/TotalAmt01377122
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt033065867
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt032362395
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0115298
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt051866
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt089693
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0115322
IRS990/PrincipalOfficerNm0CAROLE WIGHT
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY & OTHER INS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02931616
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1561928
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02931616
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1561928
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22510
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt02510
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 7,742 MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, THERE WERE 3,419 LOANS OUTSTANDING TOTALING $33,679,493.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01027965
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0343692
IRS990/PYOtherExpensesAmt02230152
IRS990/PYOtherRevenueAmt04373
IRS990/PYProgramServiceRevenueAmt02940045
IRS990/PYRevenuesLessExpensesAmt0663691
IRS990/PYSalariesCompEmpBnftPaidAmt01422232
IRS990/PYTotalExpensesAmt03652384
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04316075
IRS990/ReconcilationRevenueExpnssAmt0105755
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt03942
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt03942
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03695388
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03804968
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06546223
IRS990/SavingsAndTempCashInvstGrp/EOYAmt08214926
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0292815
IRS990ScheduleD/BuildingsGrp/DepreciationAmt014634
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0307449
IRS990ScheduleD/EquipmentGrp/BookValueAmt0138865
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0456083
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0594948
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt010000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt010000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt06482
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0235923
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0242405
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt031864329
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11100000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1UNINSURED SECONDARY CAPITAL
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION PROVIDES MEMBERS "CREDIT CHECK PLUS" COUNSELING, "SOLID FOUNDATIONS" HOUSING COUNSELING, REFERRALS TO GREENPATH, CREDIT SCORE ANALYSIS AND A CREDIT SCORE PRODUCT.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0448162
IRS990ScheduleD/TotalLiabilityAmt032964329
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0164780
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt04631
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ANNA-MARIA CONSOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CHIEF INFORMATION OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0169411
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION PRESIDENT APPROVES THE 990 FOR FILING AND PRESENTS IT AT A BOARD MEETING FOR REVIEW BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, THE OFFICERS, DIRECTORS AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE HUMAN RESOURCES CONSULTANT COMPLETES A SALARY REVIEW IN COMPARISON TO CUNA'S SMALL CREDIT UNION SALARY SURVEY. THE BOARD OF DIRECTORS APPROVES COMPENSATION AS PART OF THE BUDGET PROCESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. ALL OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MEMBERSHIP FEES 3,825. CECL TRANSITION ADJUSTMENT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd01
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt0HOLY ROSARY CREDIT UNION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0THE MAGIS FOUNDATION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0813710052
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MO
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0CHARITABLE FINANCIAL EDUCATION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0PF
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0533 CAMPBELL STREET
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0KANSAS CITY
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0MO
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd064106
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd01
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd01
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0ACTUAL
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt1ESTIMATE
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0THE MAGIS FOUNDATION
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt1THE MAGIS FOUNDATION
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0D
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt1N
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00

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