Civic Intelligence

Unknown Organization

990EZ • Fiscal year 2012 • EIN 38-6091644

Dec 01, 2011 to Nov 30, 2012 • Filed on Sep 24, 2013

Organization Profile

View Organization Page

9341 Courtland Drive49351
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

0.98x

Higher debt load relative to assets than 95% of similar nonprofits.

2012 filings • <$500k nonprofits • Source year 2012

Liabilities / Revenue

97th percentile

1.63x

Higher debt load relative to revenue than 97% of similar nonprofits.

2012 filings • <$500k nonprofits • Source year 2012

Net Margin

1st percentile

-2084%

Higher net margin than 1% of similar nonprofits.

2012 filings • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

2nd percentile

-92%

Faster asset growth than 2% of similar nonprofits.

2012 filings • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

2nd percentile

-87%

Faster revenue growth than 2% of similar nonprofits.

2012 filings • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets95th percentile

Assets

Down

$16,195

Down $186,359 (-92%) from 2011

Net Assets

Down

$246

Down $202,308 (-100%) from 2011

Liabilities

$15,949

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin1st percentile

Revenue

Down

$9,780

Down $65,067 (-87%) from 2011

Expenses

Up

$213,630

Up $83,631 (+64%) from 2011

Net Income

Down

-$203,850

Down $148,698 (-270%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth2nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2010: $260,368Net Assets 2010: $260,3682010Assets 2011: $202,554Net Assets 2011: $202,5542011Assets 2012: $16,195Liabilities 2012: $15,949Net Assets 2012: $2462012Assets 2013: $0Net Assets 2013: $02013

Highlighted filing

2012

Assets$16,195
Liabilities$15,949
Net Assets$246
Open 2012 Filing

Operations Trend

Revenue Growth2nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200K-$400KRevenue 2010: $76,005Expenses 2010: $94,150Net Income 2010: -$18,1452010Revenue 2011: $74,847Expenses 2011: $129,999Net Income 2011: -$55,1522011Revenue 2012: $9,780Expenses 2012: $213,630Net Income 2012: -$203,8502012Expenses 2013: $2462013

Highlighted filing

2012

Revenue$9,780
Expenses$213,630
Net Income-$203,850
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Dec 1, 2011 to Nov 30, 2012
Signed
Sep 24, 2013
Return Version
2011v1.5
Filing and Contact Details

Filer

EIN
38-6091644
Raw XML Appendix160 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/Compensation/PersonName0SUE SIMCOE
CompensationExplanation/Compensation/PersonName1KAREN INMAN
CompensationExplanation/Compensation/PersonName2NANCY ZUFELT
CompensationExplanation/Compensation/PersonName3ELLEN BENGRY
CompensationExplanation/Compensation/PersonName4JANET WILBURN
CompensationExplanation/Compensation/PersonName5CARLA WEST
CompensationExplanation/Compensation/PersonName6SHEILA VANDER ZYL
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/BenefitsPaidToOrForMembers034200
IRS990EZ/CashSavingsAndInvestments/BOY0202554
IRS990EZ/CashSavingsAndInvestments/EOY016195
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear0-203850
IRS990EZ/FeesAndOthPymtToIndContractors031158
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/GrossReceipts09780
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/InvestmentIncome02580
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MembershipDues07200
IRS990EZ/MethodOfAccountingAccrual0X
IRS990EZ/NetAssetsOrFundBalances/BOY0202554
IRS990EZ/NetAssetsOrFundBalancesBOY0202554
IRS990EZ/NetAssetsOrFundBalances/EOY0246
IRS990EZ/NetAssetsOrFundBalancesEOY0246
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine109341 COURTLAND DRIVE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine119341 COURLTAND DRIVE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine129341 COURLTAND DRIVE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine139341 COURLTAND DRIVE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine149341 COURLTAND DRIVE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine159341 COURTLAND DRIVE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine169341 COURTLAND DRIVE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City0ROCKFORD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City1ROCKFORD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City2ROCKFORD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City3ROCKFORD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City4ROCKFORD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City5ROCKFORD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City6ROCKFORD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State0MI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State1MI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State2MI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State3MI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State4MI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State5MI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State6MI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode049351
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode149351
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode249351
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode349351
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode449351
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode549351
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode649351
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition01.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition16.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition23.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition31.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition41.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition51.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition61.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation15354
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation21573
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation50
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation60
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0SUE SIMCOE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1KAREN INMAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2NANCY ZUFELT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3ELLEN BENGRY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4JANET WILBURN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName5CARLA WEST
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName6SHEILA VANDER ZYL
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0PRES/DIRECT.
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1SEC/TREAS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2ASSIST S/T
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4VP/DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title6DIRECTOR
IRS990EZ/Organization501c0X
IRS990EZ/OrganizationDissolvedEtc0true
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherChangesInNetAssets01542
IRS990EZ/OtherExpensesTotal0140453
IRS990EZ/PrimaryExemptPurpose0PROVIDE PARTIAL COMPENSATION FOR LOST WAGES DUE TO ILLNESS
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0BENEFIT PAYMENTS SICKNESS AND ACCIDENT TOTAL MEMBERSHIP AS OF 11-30-09 WAS 571
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses034200
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/SalariesOtherCompEmplBenefits07819
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/SumOfTotalLiabilities/EOY015949
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine109341 COURTLAND DRIVE
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0ROCKFORD
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0MI
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode0493510001
IRS990EZ/TheBooksAreInCareOf/NamePerson0KAREN INMAN
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber06168665500
IRS990EZ/TotalAssets/BOY0202554
IRS990EZ/TotalAssets/EOY016195
IRS990EZ/TotalExpenses0213630
IRS990EZ/TotalProgramServiceExpenses034200
IRS990EZ/TotalRevenue09780
IRS990EZ/WebSite0N/A
IRS990ScheduleN/DirectorOfSuccessor20false
IRS990ScheduleN/DispositionTable/DateOfDistribution02012-11-01
IRS990ScheduleN/DispositionTable/DescriptionOfAsset0CASH
IRS990ScheduleN/DispositionTable/FMVOfAsset0137218
IRS990ScheduleN/DispositionTable/MethodOfFMVDetermination0CASH
IRS990ScheduleN/DispositionTable/NamePerson0ALL MEMBERS
IRS990ScheduleN/EmployeeOfSuccessor20false
IRS990ScheduleN/OwnerOfSuccessor20false
IRS990ScheduleN/ReceiveCompensation20false
IRS990ScheduleO/GeneralExplanation/Explanation0EXPENSES BANK FEES 3,235 TERMINATION PAYOUT 137,218 TOTAL 140,453
IRS990ScheduleO/GeneralExplanation/Explanation1NET APPRECIATION IN FAIR VALUE OF MUTUAL FUNDS 1,542
IRS990ScheduleO/GeneralExplanation/Explanation2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 0 15,949
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER CHANGES IN NET ASSETS OR FUND BALANCES
IRS990ScheduleO/GeneralExplanation/Identifier2OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0386091644
ReturnHeader/Filer/Name/BusinessNameLine10WOLVERINE MUTUAL BENEFIT
ReturnHeader/Filer/Name/BusinessNameLine20ASSOCIATION
ReturnHeader/Filer/NameControl0WOLV
ReturnHeader/Filer/Phone06168665500
ReturnHeader/Filer/USAddress/AddressLine109341 COURTLAND DRIVE
ReturnHeader/Filer/USAddress/City0ROCKFORD
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode049351
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-09-24
ReturnHeader/Officer/Name0KAREN INMAN
ReturnHeader/Officer/Phone06168665500
ReturnHeader/Officer/Title0SECRETARY/TREASURER
ReturnHeader/Preparer/DatePrepared02013-09-24
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10ANDREWS HOOPER PAVLIK PLC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine103333 DEPOSIT DR NE STE 310
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0GRAND RAPIDS
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode049546
ReturnHeader/Preparer/Name0MICHELLE L DERIDDER
ReturnHeader/Preparer/Phone06169426440
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02011-12-01
ReturnHeader/TaxPeriodEndDate02012-11-30
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02013-10-08T12:29:27-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$16,195
Liabilities
$15,949
Net assets
$246
Revenue
$9,780
Expenses
$213,630
Net income
-$203,850
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.16$0.16$0.00$0.10$2.14$2.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.03$2.03$0.75$1.30$0.55
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.60$2.60$0.76$0.94$0.18