Civic Intelligence

Camp Sancta Maria Trust

990 • Fiscal year 2023 • EIN 38-6086752

Jan 01, 2023 to Dec 31, 2023 • Filed on Oct 21, 2025

5361 West M-32Gaylord, MI 49735

(231) 546-3878

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

38th percentile

0.00x

Higher debt load relative to assets than 38% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Liabilities / Revenue

38th percentile

0.00x

Higher debt load relative to revenue than 38% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Net Margin

63rd percentile

12%

Higher net margin than 63% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Top Officer Pay

60th percentile

$24,538

Higher top officer pay than 60% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Asset Growth

60th percentile

8.1%

Faster asset growth than 60% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2022 to 2023

Revenue Growth

19th percentile

-17%

Faster revenue growth than 19% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2022 to 2023

Assets

$835,568

No earlier filing loaded for comparison.

Net Assets

$833,354

No earlier filing loaded for comparison.

Liabilities

$2,214

No earlier filing loaded for comparison.

Revenue

$535,538

No earlier filing loaded for comparison.

Expenses

$473,036

No earlier filing loaded for comparison.

Net Income

$62,502

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2010: $0Liabilities 2010: $0Net Assets 2010: $02010Assets 2013: $215,422Liabilities 2013: $123,304Net Assets 2013: $92,1182013Assets 2014: $235,854Liabilities 2014: $103,091Net Assets 2014: $132,7632014Assets 2015: $302,832Liabilities 2015: $105,954Net Assets 2015: $196,8782015Assets 2016: $328,065Liabilities 2016: $114,667Net Assets 2016: $213,3982016Assets 2017: $335,068Liabilities 2017: $102,621Net Assets 2017: $232,4472017Assets 2018: $385,591Liabilities 2018: $22,181Net Assets 2018: $363,4102018Assets 2019: $518,325Liabilities 2019: $31,023Net Assets 2019: $487,3022019Assets 2020: $482,097Liabilities 2020: $61,880Net Assets 2020: $420,2172020Assets 2021: $709,582Liabilities 2021: $132,922Net Assets 2021: $576,6602021Assets 2023: $835,568Liabilities 2023: $2,214Net Assets 2023: $833,3542023Assets 2024: $947,202Liabilities 2024: $1,445Net Assets 2024: $945,7572024

Highlighted filing

2023

Assets$835,568
Liabilities$2,214
Net Assets$833,354

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2010: $360,632Expenses 2010: $370,080Net Income 2010: -$9,4482010Revenue 2013: $297,649Expenses 2013: $276,359Net Income 2013: $21,2902013Revenue 2014: $352,430Expenses 2014: $311,785Net Income 2014: $40,6452014Revenue 2015: $404,164Expenses 2015: $340,049Net Income 2015: $64,1152015Revenue 2016: $368,649Expenses 2016: $352,129Net Income 2016: $16,5202016Revenue 2017: $416,559Expenses 2017: $400,199Net Income 2017: $16,3602017Revenue 2018: $535,386Expenses 2018: $389,966Net Income 2018: $145,4202018Revenue 2019: $559,897Expenses 2019: $435,805Net Income 2019: $124,0922019Revenue 2020: $119,595Expenses 2020: $186,680Net Income 2020: -$67,0852020Revenue 2021: $546,251Expenses 2021: $389,808Net Income 2021: $156,4432021Revenue 2023: $535,538Expenses 2023: $473,036Net Income 2023: $62,5022023Revenue 2024: $608,903Expenses 2024: $496,500Net Income 2024: $112,4032024

Highlighted filing

2023

Revenue$535,538
Expenses$473,036
Net Income$62,502
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Oct 21, 2025
Return Version
2023v6.0
Gross Receipts
$535,538
Mission and Program Overview

Mission

Camp Sancta Maria is a Catholic summer camp for youths age 8 to 16. The primary purpose is to provide wholesome recreation in a religious atmosphere.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$506,626$373,441▼ $133,185
Savings and Temporary Cash Investments$10,000$220,000▲ $210,000
Land, Buildings, and Equipment, Net$169,587$145,103▼ $24,484
Prepaid Expenses and Deferred Charges$86,641$97,024▲ $10,383
Accounts Receivable$0--
Other Notes and Loans Receivable, Net$0--
Pledges and Grants Receivable$0--
Receivable From Disqualified Prsn$0--
Receivables From Officers Etc$0--
Inventories for Sale or Use$0--
Loans From Officers Directors$0--
Total Assets$772,854$835,568▲ $62,714
Liabilities
Accounts Payable and Accrued Expenses$2,002$2,214▲ $212
Grants Payable$0--
Mortgage Notes Payable Secured by Investment Property$0--
Unsecured Notes Loans Payable$0--
Deferred Revenue$0--
Escrow Account Liability$0--
Tax Exempt Bond Liabilities$0--
Total Liabilities$2,002$2,214▲ $212
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$770,852$833,354▲ $62,502
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$770,852$833,354▲ $62,502
Total Liabilities and Net Assets / Fund Balance$772,854$835,568▲ $62,714

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$143,609$566,384$0
Other Land Buildings$1,494$214,541$0
Land$0-$0
Equipment$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
John David KuharExecutive DirectorPT$24,538$24,538

Board Members and Trustees

NameTitle
Rev Robert SpeziaPresident
Fr Tim BirneyBoard Member
Marita EmondBoard member
Mark MastracciBoard Member
Rev Todd LajinessBoard Member
Rick PoppBoard Member
Mary HenigeSecretary
Gordon KraterTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$175,213
Program Service Revenue
$356,463
Investment Income
$46
Other Revenue
$3,816
All Other Contributions
$123,438
Change in Net Assets
$62,502
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$295,783
Salaries, Compensation, and Employee Benefits$177,253
Total Fundraising Expense$24,715
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$206,801$0$0$206,801
Other Salaries and Wages$118,133$13,898$6,949$138,980
Insurance$25,035$2,945$1,473$29,453
Current Officers, Directors, Trustees, and Key Employees$20,857$2,454$1,227$24,538
Depreciation Depletion$20,812$2,449$1,224$24,485
Payroll Taxes$11,675$1,374$686$13,735
Office Expenses$7,457$877$439$8,773
Information Technology$4,856$571$286$5,713
Advertising$4,498$529$265$5,292
Fees for Services Accounting-$2,200-$2,200
Fees for Services Legal-$900-$900
Total Functional Expenses$420,124$28,197$24,715$473,036
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Fund Raising Dinner$30,240$30,240$0$30,240
Golf Outing$21,535$21,535$0$21,535
Total Events$51,775$51,775$12,166$39,609
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0--
Receivables from Disqualified Persons$0--
Receivables from Officers, Directors, Trustees, and Key Employees$0--
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Part VI - Section B. 11(b): Draft of Form 990 and related schedules is provided to all officers via email prior to filing, soliciting review and comments.

Form 990, Part VI, Section B, Line 12C

Form 990, Part VI, Section B, Line 12c - the organization regularly and consistently monitors and enforces compliance with the written conflict of interest policy by monitoring contracts, invoices and personnel, and by requesting information at all board meetings.

Form 990, Part VI, Section C, Line 19

Form 990, Part VI, Section C, Line 19 - Form 990, Part VI, Section C, Line 19 - The organization's Form 990 and other public documents are made available upon request made to the Executive Director. Public Inspection copies are available at 5361 West M32, Gaylord, MI 49735.

Filing and Contact Details

Filer

Filer Name
Camp Sancta Maria Trust
EIN
38-6086752
Phone
2315463878
Address
5361 West M-32, Gaylord, MI 49735

Signing Officer

Name
John David Kuhar
Title
Executive Director
Phone
2488228199
Signed
2025-10-21

Organization Details

Principal Officer
John David Kuhar
Formed
1939
Legal Domicile
Mi
Voting Board Members
8
Independent Board Members
8
Employees
51
Volunteers
51
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PYOtherExpensesAmt0260176
IRS990/PYOtherRevenueAmt0142177
IRS990/PYProgramServiceRevenueAmt0332584
IRS990/PYRevenuesLessExpensesAmt0194192
IRS990/PYSalariesCompEmpBnftPaidAmt0190877
IRS990/PYTotalExpensesAmt0451053
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0645245
IRS990/QuidProQuoContributionsInd01
IRS990/QuidProQuoContriDisclInd01
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReconcilationRevenueExpnssAmt062502
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0356463
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt03816
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt03816
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0220000
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0Admin and Cost Recovery Fees
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Schedule A, Part III, Line 12
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0175213
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0170457
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0211901
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0119595
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0255479
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0932645
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt046
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt010142
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt013616
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt03917
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt04895
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt032616
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0356463
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0332584
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0320734
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0299523
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt01309304
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt046
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt010142
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt013616
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt03917
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt04895
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt032616
IRS990ScheduleA/InvestmentIncomeCYPct00.01355
IRS990ScheduleA/InvestmentIncomePYPct00.02404
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt0132062
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt0132062
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.93157
IRS990ScheduleA/PublicSupportPY509Pct00.92117
IRS990ScheduleA/PublicSupportTotal509Amt02241949
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsPY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0531676
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0503041
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0532635
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0119595
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0555002
IRS990ScheduleA/Total509Grp/TotalAmt02241949
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0531722
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0645245
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0546251
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0123512
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0559897
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt02406627
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0143609
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0566384

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$9.47$0.01$9.46$6.09$4.97$1.12
2023Detailed filing. Detailed filing data is available for this year.$8.36$0.02$8.33$5.36$4.73$0.63
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.10$1.33$5.77$5.46$3.90$1.56
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.82$0.62$4.20$1.20$1.87$0.67
2019Summary only. Only limited summary data is available for this year.$5.18$0.31$4.87$5.60$4.36$1.24
2018Summary only. Only limited summary data is available for this year.$3.86$0.22$3.63$5.35$3.90$1.45
2017Summary only. Only limited summary data is available for this year.$3.35$1.03$2.32$4.17$4.00$0.16
2016Summary only. Only limited summary data is available for this year.$3.28$1.15$2.13$3.69$3.52$0.17
2015Summary only. Only limited summary data is available for this year.$3.03$1.06$1.97$4.04$3.40$0.64
2014Summary only. Only limited summary data is available for this year.$2.36$1.03$1.33$3.52$3.12$0.41
2013Summary only. Only limited summary data is available for this year.$2.15$1.23$0.92$2.98$2.76$0.21
2010Summary only. Only limited summary data is available for this year.$0.00$0.00$0.00$3.61$3.70$0.09