Liabilities / Assets
37th percentile
Higher debt load relative to assets than 37% of similar nonprofits.
Credit Unions Chartered in the State of Michigan
990 • Fiscal year 2019 • EIN 38-6064790
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.88x
Liabilities / Revenue
92nd percentile
Higher debt load relative to revenue than 92% of similar nonprofits.
Net Margin
80th percentile
Higher net margin than 80% of similar nonprofits.
Top Officer Pay
7th percentile
Higher top officer pay than 7% of similar nonprofits.
Top officer pay equals 2.0% of source-year revenue.
Asset Growth
88th percentile
Faster asset growth than 88% of similar nonprofits.
Revenue Growth
65th percentile
Faster revenue growth than 65% of similar nonprofits.
Balance Sheet
Assets
Up$157,533,855
Up $14,300,654 (+10.0%) from 2018
Net Assets
Up$19,677,406
Up $2,542,926 (+15%) from 2018
Liabilities
Up$137,856,449
Up $11,757,728 (+9.3%) from 2018
Revenue And Expenses
Revenue
Up$6,034,792
Up $590,088 (+11%) from 2018
Expenses
Up$4,828,298
Up $513,562 (+12%) from 2018
Net Income
Up$1,206,494
Up $76,526 (+6.8%) from 2018
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2019 to Dec 31, 2019
- Signed
- Jul 1, 2020
- Return Version
- 2019v5.1
- Gross Receipts
- $6,034,792
Mission and Program Overview
Mission
Building member-owned, life-long relationships, one member at a time.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $74,984,384 | $77,811,501 | ▲ $2,827,117 |
| Investments in Publicly Traded Securities | $35,545,531 | $42,833,660 | ▲ $7,288,129 |
| Investments Other Securities | $20,411,278 | $24,600,851 | ▲ $4,189,573 |
| Rtn Earn Endowment Incm Other Fnds | $17,134,480 | $19,677,406 | ▲ $2,542,926 |
| Savings and Temporary Cash Investments | $5,463,453 | $5,713,028 | ▲ $249,575 |
| Land, Buildings, and Equipment, Net | $1,841,293 | $1,802,488 | ▼ $38,805 |
| Cash and Non-Interest-Bearing Accounts | $1,810,095 | $1,170,047 | ▼ $640,048 |
| Prepaid Expenses and Deferred Charges | $82,141 | $72,390 | ▼ $9,751 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $143,233,201 | $157,533,855 | ▲ $14,300,654 |
| Other Assets Total | $3,095,026 | $3,529,890 | ▲ $434,864 |
| Liabilities | |||
| Other Liabilities | $123,830,622 | $135,717,265 | ▲ $11,886,643 |
| Accounts Payable and Accrued Expenses | $2,268,099 | $2,139,184 | ▼ $128,915 |
| Total Liabilities | $126,098,721 | $137,856,449 | ▲ $11,757,728 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $17,134,480 | $19,677,406 | ▲ $2,542,926 |
| Total Liabilities and Net Assets / Fund Balance | $143,233,201 | $157,533,855 | ▲ $14,300,654 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,520,657 | $1,013,657 | $2,534,314 |
| Equipment | $137,654 | $400,300 | $537,954 |
| Land | $144,177 | - | $144,177 |
| Other Securities | $23,627,189 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Patty Preuss | CEO | FT | $104,070 | $19,529 | $123,599 |
| Kaci Kamaloski | CFO | FT | $66,850 | $12,849 | $79,699 |
Board Members and Trustees
| Name | Title |
|---|---|
| Gregg King | President |
| Wayne Bernier | Vice President |
| Anthony Gagliardo | Director |
| Connie Watson | Director |
| James Sibley | Director |
| Jean Soltes | Director |
| Richard Tetsworth | Director |
| Thomas Maternowski | Director |
| Bonnie Cote | Secretary/treasurer |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Cu Answers | Core Processor | 6000 28TH STE SE100, Grand Rapids, MI 49546 | $369,500 |
| Jankowski Construction | Contract- Remodeled Branch | 2233 DONTZ RD, Manistee, MI 49660 | $322,697 |
| Vantiv | Credit Card Processing | 300 COLONIAL CENTER PARKWAY SUITE, Roswell, GA 30076 | $316,460 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $3,897,922
- Investment Income
- $1,697,921
- Other Revenue
- $438,949
- Change in Net Assets
- $1,206,494
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $3,385,002 |
| Salaries, Compensation, and Employee Benefits | $1,443,296 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | - | - | $1,281,387 |
| Other Salaries and Wages | - | - | - | $877,238 |
| Information Technology | - | - | - | $265,307 |
| Office Expenses | - | - | - | $263,499 |
| Other Employee Benefits | - | - | - | $208,005 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $203,298 |
| All Other Expenses | - | - | - | $178,939 |
| Other Expenses | - | - | - | $105,854 |
| Depreciation Depletion | - | - | - | $105,261 |
| Fees for Services Other | - | - | - | $100,998 |
| Advertising | - | - | - | $100,568 |
| Occupancy | - | - | - | $89,894 |
| Payroll Taxes | - | - | - | $82,008 |
| Pension Plan Contributions | - | - | - | $72,747 |
| Payments to Affiliates | - | - | - | $12,810 |
| Travel | - | - | - | $10,295 |
| Total Functional Expenses | $0 | $0 | $0 | $4,828,298 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Shares | $135,717,265 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“Each individual who has an account with the credit union is a member of the credit union.”
Form 990, Part VI, Section A, Line 7A
“As a credit union, we have a membership that has the authority to vote for the board of directors on an annual basis. We are required to hold an annual meeting, where the membership can vote for the board of directors up for nomination.”
Form 990, Part VI, Section A, Line 7B
“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”
Form 990, Part VI, Section B, Line 11B
“The credit union hires a third party cpa firm to prepare form 990. The cfo reviews the completed form 990 prior to filing. The organization does not provide a copy of form 990 to all members of the board of directors before filing with the irs. However, form 990 is made available to the board of directors subsequent to filing.”
Form 990, Part VI, Section B, Line 15
“The michigan credit union league salary survey is used in the determination of officers' salaries.”
Form 990, Part VI, Section C, Line 19
“The financial statements are made available to the public upon request. Additionally, the quarterly call report, which includes year to date financial statements, is available for public viewing on ncua.gov. The credit union's governing documents and conflict of interest policy are not made available to the public.”
Filing and Contact Details
Filer
- Filer Name
- Filer Credit Union
- EIN
- 38-6064790
- Phone
- 2317233400
- Address
- PO BOX 375, MANISTEE, MI 49660
Signing Officer
- Name
- Patty Preuss
- Title
- CEO
- Phone
- 2317233400
- Signed
- 2020-07-01
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Patty Preuss
- Formed
- 1951
- Legal Domicile
- Mi
- Voting Board Members
- 9
- Independent Board Members
- 9
- Employees
- 41
- Volunteers
- 15
Preparer
- Firm
- Doeren Mayhew
- Address
- 305 WEST BIG BEAVER ROAD, TROY, MI 48084
- Preparer
- Joseph a Zito CPA
- Phone
- 2482443000
Supplemental Narrative
Additional Explanations
Form 990, Part IX, Line 11G
“Other professional services 100,998.”
Form 990, Part IX, Line 24E
“Maintenance and repairs 84,410. Education and promotion 59,335. Miscellaneous 24,881. Non-operating expenses 10,313.”
Form 990, Part XII, Line 2B
“The credit union obtained an independent audit of the balance sheet only as of june 30, 2019. The third party audit firm did not express an opinion on the results of operations and cashflows for the year ended june 30, 2019. Therefore, schedule d, parts xi and xii, were not completed.”
Form 990, Part XII, Line 2C
“The credit union has a committee that assumes responsibility of the oversight of the audit and selection of the independent auditor.”
Financial Statement Notes
PART X, LINE 2:
“The credit union is exempt, by statute, from federal taxes on income related to the exempt purpose of the credit union. The credit union is a state-chartered credit union described in internal revenue code ("irc") section 501(c)(14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purposes. However, irc section 511 imposes a tax on the unrelated business income (as defined in section 512) derived by state-chartered credit unions. Many states have similar laws. The specific application of section 512 to the various activities conducted by state-chartered credit unions has been an issue for many years. In 2007, the internal revenue service ("irs") issued a series of technical advice memoranda ("tam") to a number of state-chartered credit unions located throughout the country. In these tams, the irs ruled certain products and services to be subject to taxation as unrelated business income. In light of the tams, the credit union has assessed its activities and any potential federal or state income tax liability. In the opinion of management, any liability arising from federal or state taxation of activities deemed to be unrelated to its exempt purpose is not expected to have a material effect on the credit union's financial condition or results of operations.”
Raw XML AppendixShowing 400 of 428 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2268099 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2139184 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | BUILDING MEMBER-OWNED, LIFE-LONG RELATIONSHIPS, ONE MEMBER AT A TIME. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 100568 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 178939 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KACI KAMALOSKI |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2317233400 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1117 28TH STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MANISTEE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 49660 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1810095 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1170047 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 203298 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 369500 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 322697 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 316460 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 6000 28TH STE SE100 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 2233 DONTZ RD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 300 COLONIAL CENTER PARKWAY SUITE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | GRAND RAPIDS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | MANISTEE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | ROSWELL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | GA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 49546 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 49660 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 30076 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | CU ANSWERS |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | JANKOWSKI CONSTRUCTION |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | VANTIV |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CORE PROCESSOR |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | CONTRACT- REMODELED BRANCH |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | CREDIT CARD PROCESSING |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1697921 |
| IRS990/CYOtherExpensesAmt | 0 | 3385002 |
| IRS990/CYOtherRevenueAmt | 0 | 438949 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3897922 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1206494 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1443296 |
| IRS990/CYTotalExpensesAmt | 0 | 4828298 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 6034792 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 105261 |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES, AND OTHER. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 41 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 100998 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 19529 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 12849 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GREGG KING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RICHARD TETSWORTH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BONNIE COTE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | THOMAS MATERNOWSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JAMES SIBLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ANTHONY GAGLIARDO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | WAYNE BERNIER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JEAN SOLTES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | CONNIE WATSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | PATTY PREUSS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | KACI KAMALOSKI |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 104070 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 66850 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CFO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1951 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 6034792 |
| IRS990/GroupExemptionNum | 0 | 1359 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 265307 |
| IRS990/InterestGrp/TotalAmt | 0 | 1281387 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1697921 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1697921 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 20411278 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 24600851 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 35545531 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 42833660 |
| IRS990/IRPDocumentCnt | 0 | 6755 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1413957 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1841293 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1802488 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3216445 |
| IRS990/LegalDomicileStateCd | 0 | MI |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | BUILDING MEMBER-OWNED, LIFE-LONG RELATIONSHIPS, ONE MEMBER AT A TIME. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 17134480 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 19677406 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -3579 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 1336432 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 89894 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 263499 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 3095026 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 3529890 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 208005 |
| IRS990/OtherExpensesGrp/Desc | 0 | ATM FEES |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | VISA EXPENSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 325077 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 283592 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 261521 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 105854 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 123830622 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 135717265 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 438949 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 438949 |
| IRS990/OtherRevenueTotalAmt | 0 | 438949 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 877238 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 74984384 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 77811501 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 12810 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 82008 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 72747 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 82141 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 72390 |
| IRS990/PrincipalOfficerNm | 0 | PATTY PREUSS |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INCOME ON MEMBER LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | NON-MEMBER ATM FEE INC |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3285928 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 602004 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3285928 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 602004 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 9990 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 9990 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE, AND OTHER. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | THE CREDIT UNION PROVIDES A VARIETY OF ONLINE SERVICES FOR MEMBERS TO USE IN MANAGING THEIR FINANCES INCLUDING ONLINE BANKING, BILL PAY, P2P, BUDGETING, ETC. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1259373 |
| IRS990/PYOtherExpensesAmt | 0 | 3058222 |
| IRS990/PYOtherRevenueAmt | 0 | 100367 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 4084964 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1129968 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1256514 |
| IRS990/PYTotalExpensesAmt | 0 | 4314736 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 5444704 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1206494 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 17134480 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 19677406 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5463453 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5713028 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1520657 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1013657 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2534314 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 137654 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 400300 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 537954 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 144177 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 144177 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 135717265 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 426900 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 469800 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 76962 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 23627189 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | ALLOYA PCC |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | FHLB STOCK |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | PASS THRU INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS EXEMPT, BY STATUTE, FROM FEDERAL TAXES ON INCOME RELATED TO THE EXEMPT PURPOSE OF THE CREDIT UNION. THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION DESCRIBED IN INTERNAL REVENUE CODE ("IRC") SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME (AS DEFINED IN SECTION 512) DERIVED BY STATE-CHARTERED CREDIT UNIONS. MANY STATES HAVE SIMILAR LAWS. THE SPECIFIC APPLICATION OF SECTION 512 TO THE VARIOUS ACTIVITIES CONDUCTED BY STATE-CHARTERED CREDIT UNIONS HAS BEEN AN ISSUE FOR MANY YEARS. IN 2007, THE INTERNAL REVENUE SERVICE ("IRS") ISSUED A SERIES OF TECHNICAL ADVICE MEMORANDA ("TAM") TO A NUMBER OF STATE-CHARTERED CREDIT UNIONS LOCATED THROUGHOUT THE COUNTRY. IN THESE TAMS, THE IRS RULED CERTAIN PRODUCTS AND SERVICES TO BE SUBJECT TO TAXATION AS UNRELATED BUSINESS INCOME. IN LIGHT OF THE TAMS, THE CREDIT UNION HAS ASSESSED ITS ACTIVITIES AND ANY POTENTIAL FEDERAL OR STATE INCOME TAX LIABILITY. IN THE OPINION OF MANAGEMENT, ANY LIABILITY ARISING FROM FEDERAL OR STATE TAXATION OF ACTIVITIES DEEMED TO BE UNRELATED TO ITS EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL CONDITION OR RESULTS OF OPERATIONS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1802488 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 24600851 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 135717265 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EACH INDIVIDUAL WHO HAS AN ACCOUNT WITH THE CREDIT UNION IS A MEMBER OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | AS A CREDIT UNION, WE HAVE A MEMBERSHIP THAT HAS THE AUTHORITY TO VOTE FOR THE BOARD OF DIRECTORS ON AN ANNUAL BASIS. WE ARE REQUIRED TO HOLD AN ANNUAL MEETING, WHERE THE MEMBERSHIP CAN VOTE FOR THE BOARD OF DIRECTORS UP FOR NOMINATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION HIRES A THIRD PARTY CPA FIRM TO PREPARE FORM 990. THE CFO REVIEWS THE COMPLETED FORM 990 PRIOR TO FILING. THE ORGANIZATION DOES NOT PROVIDE A COPY OF FORM 990 TO ALL MEMBERS OF THE BOARD OF DIRECTORS BEFORE FILING WITH THE IRS. HOWEVER, FORM 990 IS MADE AVAILABLE TO THE BOARD OF DIRECTORS SUBSEQUENT TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE MICHIGAN CREDIT UNION LEAGUE SALARY SURVEY IS USED IN THE DETERMINATION OF OFFICERS' SALARIES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. ADDITIONALLY, THE QUARTERLY CALL REPORT, WHICH INCLUDES YEAR TO DATE FINANCIAL STATEMENTS, IS AVAILABLE FOR PUBLIC VIEWING ON NCUA.GOV. THE CREDIT UNION'S GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE NOT MADE AVAILABLE TO THE PUBLIC. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | OTHER PROFESSIONAL SERVICES 100,998. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | MAINTENANCE AND REPAIRS 84,410. EDUCATION AND PROMOTION 59,335. MISCELLANEOUS 24,881. NON-OPERATING EXPENSES 10,313. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE CREDIT UNION OBTAINED AN INDEPENDENT AUDIT OF THE BALANCE SHEET ONLY AS OF JUNE 30, 2019. THE THIRD PARTY AUDIT FIRM DID NOT EXPRESS AN OPINION ON THE RESULTS OF OPERATIONS AND CASHFLOWS FOR THE YEAR ENDED JUNE 30, 2019. THEREFORE, SCHEDULE D, PARTS XI AND XII, WERE NOT COMPLETED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | THE CREDIT UNION HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY OF THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 24E |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XII, LINE 2B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XII, LINE 2C |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 143233201 |
| IRS990/TotalAssetsEOYAmt | 0 | 157533855 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 143233201 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 157533855 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 41 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 4828298 |
| IRS990/TotalGrossUBIAmt | 0 | 9990 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 126098721 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 137856449 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 126098721 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 137856449 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 17134480 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 19677406 |
| IRS990/TotalOtherCompensationAmt | 0 | 32378 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3897922 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 170920 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 6024802 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 6034792 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 9990 |
| IRS990/TotalVolunteersCnt | 0 | 15 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 143233201 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 157533855 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 10295 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1117 28TH STREET |
| IRS990/USAddress/CityNm | 0 | MANISTEE |
| IRS990/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/USAddress/ZIPCd | 0 | 49660 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.FILERCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2021-04-22 16:20:28Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | PATTY PREUSS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2317233400 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-07-01 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FILER CREDIT UNION |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $157,533,855
- Liabilities
- $137,856,449
- Net assets
- $19,677,406
- Revenue
- $6,034,792
- Expenses
- $4,828,298
- Net income
- $1,206,494