Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2012 • EIN 38-6064790

Jan 01, 2012 to Dec 31, 2012 • Filed on May 14, 2013

Organization Profilewww.filercu.com
PO Box 37549660
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

32nd percentile

0.88x

Higher debt load relative to assets than 32% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

68th percentile

7.2%

Faster asset growth than 68% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets32nd percentile

Assets

Up

$107,754,873

Up $7,244,743 (+7.2%) from 2011

Net Assets

Up

$13,081,311

Up $1,053,530 (+8.8%) from 2011

Liabilities

Up

$94,673,562

Up $6,191,213 (+7.0%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$3,776,006

Up $36,958 (+1.0%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth68th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $90,412,008Liabilities 2010: $80,956,638Net Assets 2010: $9,455,3702010Assets 2011: $100,510,130Liabilities 2011: $88,482,349Net Assets 2011: $12,027,7812011Assets 2012: $107,754,873Liabilities 2012: $94,673,562Net Assets 2012: $13,081,3112012Assets 2013: $107,064,104Liabilities 2013: $96,231,423Net Assets 2013: $10,832,6812013Assets 2014: $115,153,767Liabilities 2014: $101,919,555Net Assets 2014: $13,234,2122014Assets 2015: $123,773,397Liabilities 2015: $109,403,497Net Assets 2015: $14,369,9002015Assets 2016: $130,901,766Liabilities 2016: $115,651,569Net Assets 2016: $15,250,1972016Assets 2017: $139,550,078Liabilities 2017: $123,097,188Net Assets 2017: $16,452,8902017Assets 2018: $143,233,201Liabilities 2018: $126,098,721Net Assets 2018: $17,134,4802018Assets 2019: $157,533,855Liabilities 2019: $137,856,449Net Assets 2019: $19,677,4062019Assets 2020: $192,173,387Liabilities 2020: $170,207,747Net Assets 2020: $21,965,6402020Assets 2021: $216,138,619Liabilities 2021: $193,361,964Net Assets 2021: $22,776,6552021Assets 2022: $221,697,993Liabilities 2022: $204,428,462Net Assets 2022: $17,269,5312022Assets 2023: $232,907,925Liabilities 2023: $213,461,800Net Assets 2023: $19,446,1252023Assets 2024: $236,137,876Liabilities 2024: $214,083,484Net Assets 2024: $22,054,3922024

Highlighted filing

2012

Assets$107,754,873
Liabilities$94,673,562
Net Assets$13,081,311
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $3,916,5142010Expenses 2011: $3,739,0482011Expenses 2012: $3,776,0062012Revenue 2013: $4,283,843Expenses 2013: $3,295,031Net Income 2013: $988,8122013Revenue 2014: $4,048,120Expenses 2014: $3,293,090Net Income 2014: $755,0302014Revenue 2015: $4,328,123Expenses 2015: $3,414,130Net Income 2015: $913,9932015Revenue 2016: $4,481,639Expenses 2016: $3,641,350Net Income 2016: $840,2892016Revenue 2017: $4,911,412Expenses 2017: $3,900,331Net Income 2017: $1,011,0812017Revenue 2018: $5,444,704Expenses 2018: $4,314,736Net Income 2018: $1,129,9682018Revenue 2019: $6,034,792Expenses 2019: $4,828,298Net Income 2019: $1,206,4942019Revenue 2020: $6,225,169Expenses 2020: $4,764,422Net Income 2020: $1,460,7472020Revenue 2021: $6,778,543Expenses 2021: $4,561,553Net Income 2021: $2,216,9902021Revenue 2022: $7,809,519Expenses 2022: $5,147,655Net Income 2022: $2,661,8642022Revenue 2023: $10,019,493Expenses 2023: $8,228,592Net Income 2023: $1,790,9012023Revenue 2024: $12,009,346Expenses 2024: $10,127,719Net Income 2024: $1,881,6272024

Highlighted filing

2012

Revenue-
Expenses$3,776,006
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 14, 2013
Return Version
2012v2.1
Gross Receipts
$34,208,748
Mission and Program Overview

Mission

Building Member-Owned, Life-long relationships, one member at a time.

Major Activities

Activity 2
Auto loans - loaning money to members for the purchase or refinance of a vehicle.
Activity 3
Unsecured loans - loans provided to members without secured collateral.
Filing and Contact Details

Filer

EIN
38-6064790
Raw XML Appendix362 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsPayableAccruedExpenses/BOY0538208
IRS990/AccountsPayableAccruedExpenses/EOY0595309
IRS990/ActivitiesConductedPartnership00
IRS990/Activity2/Description0AUTO LOANS - LOANING MONEY TO MEMBERS FOR THE PURCHASE OR REFINANCE OF A VEHICLE.
IRS990/Activity3/Description0UNSECURED LOANS - LOANS PROVIDED TO MEMBERS WITHOUT SECURED COLLATERAL.
IRS990/ActivityOrMissionDescription0LOANS TO CREDIT UNION MEMBERS
IRS990/AddressPrincipalOfficerUS/AddressLine101117 28TH STREET
IRS990/AddressPrincipalOfficerUS/City0MANISTEE
IRS990/AddressPrincipalOfficerUS/State0MI
IRS990/AddressPrincipalOfficerUS/ZIPCode049660
IRS990/Advertising/Total084713
IRS990/AllOtherExpenses/Total0206417
IRS990/AnnualDisclosureCoveredPersons01
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear00
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
IRS990/CompCurrentOfficersDirectors/Total0138720
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO01
IRS990/CompensationProcessOther00
IRS990/ComplianceWithBackupWitholding01
IRS990/ConflictOfInterestPolicy01
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval00
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties00
IRS990/DescribedIn501C300
IRS990/Description0MORTGAGE LOANS - PROVIDING CLOSING SERVICES AND LOANING MONEY TO MEMBERS FOR THEIR PRIMARY RESIDENCES.
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
IRS990/DonorAdvisedFunds00
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers01
IRS990/EmploymentTaxReturnsFiled01
IRS990/FamilyOrBusinessRelationship00
IRS990/FederalGrantAuditRequired00
IRS990/FeesForServicesAccounting/Total081417
IRS990/FeesForServicesLegal/Total060018
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek71.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek81.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek940.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1040.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/NamePerson0ROBERT LINDEMAN
IRS990/Form990PartVIISectionA/NamePerson1GREGG KING
IRS990/Form990PartVIISectionA/NamePerson2CHARLES CLOUTIER
IRS990/Form990PartVIISectionA/NamePerson3THOMAS BATZER
IRS990/Form990PartVIISectionA/NamePerson4BONNIE COTE
IRS990/Form990PartVIISectionA/NamePerson5TOM MATERNOWSKI
IRS990/Form990PartVIISectionA/NamePerson6JAMES SIBLEY
IRS990/Form990PartVIISectionA/NamePerson7ANTHONY GAGLIARDO
IRS990/Form990PartVIISectionA/NamePerson8WAYNE BRENIER
IRS990/Form990PartVIISectionA/NamePerson9PATTY PREUSS
IRS990/Form990PartVIISectionA/NamePerson10KACI KAMALOSKI
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/OtherCompensation914146
IRS990/Form990PartVIISectionA/OtherCompensation1012199
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization970536
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization1041839
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/Title0PRESIDENT
IRS990/Form990PartVIISectionA/Title1VICE PRESIDENT
IRS990/Form990PartVIISectionA/Title2SECRETARY/TREASURER
IRS990/Form990PartVIISectionA/Title3DIRECTOR
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5DIRECTOR
IRS990/Form990PartVIISectionA/Title6DIRECTOR
IRS990/Form990PartVIISectionA/Title7DIRECTOR
IRS990/Form990PartVIISectionA/Title8DIRECTOR
IRS990/Form990PartVIISectionA/Title9CEO
IRS990/Form990PartVIISectionA/Title10CFO
IRS990/Form990ProvidedToGoverningBody00
IRS990/FormersListed00
IRS990/FSAudited00
IRS990/FundraisingActivities00
IRS990/GainOrLoss/Other0-107164
IRS990/GainOrLoss/Securities0552423
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossAmountSalesAssets/Other0300400
IRS990/GrossAmountSalesAssets/Securities029690267
IRS990/GrossReceipts034208748
IRS990/GroupExemptionNumber01359
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/Insurance/Total032226
IRS990/InvestmentIncomeCurrentYear01607341
IRS990/InvestmentIncome/ExclusionAmount01162082
IRS990/InvestmentIncomePriorYear01393197
IRS990/InvestmentIncome/TotalRevenueColumn01162082
IRS990/InvestmentInJointVenture00
IRS990/InvestmentsPubTradedSecurities/BOY038745972
IRS990/InvestmentsPubTradedSecurities/EOY036875911
IRS990/LandBldgEquipmentAccumDeprec0968917
IRS990/LandBuildingsEquipmentBasis02826842
IRS990/LandBuildingsEquipmentBasisNet/BOY01879469
IRS990/LandBuildingsEquipmentBasisNet/EOY01857925
IRS990/LessCostOthBasisSalesExpenses/Other0407564
IRS990/LessCostOthBasisSalesExpenses/Securities029137844
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters00
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0BUILDING MEMBER-OWNED, LIFE-LONG RELATIONSHIPS, ONE MEMBER AT A TIME.
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0PATTY PREUSS
IRS990/NbrIndependentVotingMembers09
IRS990/NbrVotingGoverningBodyMembers09
IRS990/NbrVotingMembersGoverningBody09
IRS990/NetAssetsOrFundBalancesBOY012027781
IRS990/NetAssetsOrFundBalancesEOY013081311
IRS990/NetGainOrLossInvestments/ExclusionAmount0445259
IRS990/NetGainOrLossInvestments/TotalRevenueColumn0445259
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith109604819
IRS990/NumberIndependentVotingMembers09
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees031
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0170448
IRS990/OfficeExpenses/Total0520497
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY02741980
IRS990/OtherAssetsTotal/EOY02275375
IRS990/OtherEmployeeBenefits/Total083740
IRS990/OtherExpensePriorYear02803671
IRS990/OtherExpensesCurrentYear02860597
IRS990/OtherExpenses/Description0DIVIDENDS AND INTEREST
IRS990/OtherExpenses/Description1PROVISION FOR LOAN LOSS
IRS990/OtherExpenses/Description2OREO IMPAIRMENT
IRS990/OtherExpenses/Description3LOAN SERVICING EXPENSE
IRS990/OtherExpenses/Total0945524
IRS990/OtherExpenses/Total1434988
IRS990/OtherExpenses/Total2165281
IRS990/OtherExpenses/Total3152563
IRS990/OtherLiabilities/BOY087944141
IRS990/OtherLiabilities/EOY094078253
IRS990/OtherNotesLoansReceivableNet/BOY042815189
IRS990/OtherNotesLoansReceivableNet/EOY043579804
IRS990/OtherRevenueCurrentYear00
IRS990/OtherRevenuePriorYear00
IRS990/OtherSalariesAndWages/Total0579976
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation00
IRS990/PayrollTaxes/Total070960
IRS990/PensionPlanContributions/Total042013
IRS990/PoliticalActivities00
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenueCY03055999
IRS990/ProgramServiceRevenue/Description0INCOME ON MEMBER LOANS
IRS990/ProgramServiceRevenue/Description1FEES AND CHARGES
IRS990/ProgramServiceRevenuePriorYear03189114
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome02466377
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome1589622
IRS990/ProgramServiceRevenue/TotalRevenueColumn02466377
IRS990/ProgramServiceRevenue/TotalRevenueColumn1589622
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses0887334
IRS990/ReconciliationUnrealizedInvest0166196
IRS990/RegularMonitoringEnforcement00
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities00
IRS990/ReportLandBldgEquip01
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities01
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY012027781
IRS990/RetainedEarningsEndowmentEtc/EOY013081311
IRS990/RevenuesLessExpensesCY0887334
IRS990/RevenuesLessExpensesPriorYear0843263
IRS990/SalariesEtcCurrentYear0915409
IRS990/SalariesEtcPriorYear0935377
IRS990/SavingsAndTempCashInvestments/BOY014327520
IRS990/SavingsAndTempCashInvestments/EOY023165858
IRS990/ScheduleBRequired00
IRS990ScheduleD/Buildings/BookValue01584172
IRS990ScheduleD/Buildings/Depreciation0671390
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis02255562
IRS990ScheduleD/Equipment/BookValue0141633
IRS990ScheduleD/Equipment/Depreciation0297527
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis0439160
IRS990ScheduleD/Land/BookValue0132120
IRS990ScheduleD/Land/OtherCostOrOtherBasis0132120
IRS990ScheduleD/OtherLiabilities/Amount094078253
IRS990ScheduleD/OtherLiabilities/Description0MEMBERS SHARES AND SAVINGS ACCOUNTS
IRS990ScheduleD/TotalOfAmounts094078253
IRS990ScheduleD/TotalOfBookValueLandBuildings01857925
IRS990/ScheduleJRequired00
IRS990ScheduleO/GeneralExplanation/Explanation0EACH INDIVIDUAL THAT HAS AN ACCOUNT WITH THE CREDIT UNION IS A MEMBER OF THE CREDIT UNION.
IRS990ScheduleO/GeneralExplanation/Explanation1AS A CREDIT UNION, WE HAVE A MEMBERSHIP THAT HAS THE AUTHORITY TO VOTE FOR THE BOARD OF DIRECTORS ON AN ANNUAL BASIS. WE ARE REQUIRED TO HOLD AN ANNUAL MEETING, WHERE THE MEMBERSHIP CAN VOTE FOR THE BOARD OF DIRECTORS UP FOR NOMINATION.
IRS990ScheduleO/GeneralExplanation/Explanation2THE ORGANIZATION WILL NOT PROVIDE A COPY OF FORM 990 TO ALL MEMBERS OF ITS GOVERNING BODY BEFORE FILING THE FORM.
IRS990ScheduleO/GeneralExplanation/Explanation3COMPARABILITY DATA FROM THE MICHIGAN CREDIT UNION LEAGUE.
IRS990ScheduleO/GeneralExplanation/Explanation4THE FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST ONLY.
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION C, LINE 19
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0MI
IRS990/SubjectToProxyTax00
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
IRS990/Terminated00
IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine101117 28TH STREET
IRS990/TheBooksAreInCareOf/AddressUS/City0MANISTEE
IRS990/TheBooksAreInCareOf/AddressUS/State0MI
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode049660
IRS990/TheBooksAreInCareOf/NamePerson0KACI KAMALOSKI
IRS990/TheBooksAreInCareOf/TelephoneNumber02317233400
IRS990/TotalAssets/BOY0100510130
IRS990/TotalAssetsBOY0100510130
IRS990/TotalAssets/EOY0107754873
IRS990/TotalAssetsEOY0107754873
IRS990/TotalCompGT150K00
IRS990/TotalExpensesCurrentYear03776006
IRS990/TotalExpensesPriorYear03739048
IRS990/TotalFunctionalExpenses/Total03776006
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY088482349
IRS990/TotalLiabilitiesBOY088482349
IRS990/TotalLiabilities/EOY094673562
IRS990/TotalLiabilitiesEOY094673562
IRS990/TotalLiabNetAssetsFundBalances/BOY0100510130
IRS990/TotalLiabNetAssetsFundBalances/EOY0107754873
IRS990/TotalNbrEmployees031
IRS990/TotalNbrVolunteers015
IRS990/TotalNetAssetsFundBalances/BOY012027781
IRS990/TotalNetAssetsFundBalances/EOY013081311
IRS990/TotalOtherCompensation026345
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceRevenue03055999
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg0112375
IRS990/TotalRevenueCurrentYear04663340
IRS990/TotalRevenue/ExclusionAmount01607341
IRS990/TotalRevenuePriorYear04582311
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome03055999
IRS990/TotalRevenue/TotalRevenueColumn04663340
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/Travel/Total06505
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome00
IRS990/UponRequest0X
IRS990/WebSite0WWW.FILERCU.COM
IRS990/WhistleblowerPolicy00
IRS990/YearFormation01951
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0386064790
ReturnHeader/Filer/Name/BusinessNameLine10FILER CREDIT UNION
ReturnHeader/Filer/NameControl0FILE
ReturnHeader/Filer/Phone02317233400
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 375
ReturnHeader/Filer/USAddress/City0MANISTEE
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode049660
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02013-05-14
ReturnHeader/Officer/Name0PATTY PREUSS
ReturnHeader/Officer/Phone02317233400
ReturnHeader/Officer/Title0CEO
ReturnHeader/PreparerFirm/EIN0382492570
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10DOEREN MAYHEW
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10305 WEST BIG BEAVER ROAD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0TROY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode048084
ReturnHeader/Preparer/Name0JOSEPH A ZITO CPA
ReturnHeader/Preparer/Phone02482443000
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-05-14T13:23:17-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$107,754,873
Liabilities
$94,673,562
Net assets
$13,081,311
Revenue
-
Expenses
$3,776,006
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$236$214$22.1$12.0$10.1$1.88
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$233$213$19.4$10.0$8.23$1.79
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$222$204$17.3$7.81$5.15$2.66
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$216$193$22.8$6.78$4.56$2.22
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$192$170$22.0$6.23$4.76$1.46
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$158$138$19.7$6.03$4.83$1.21
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$143$126$17.1$5.44$4.31$1.13
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$140$123$16.5$4.91$3.90$1.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$131$116$15.3$4.48$3.64$0.84
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$124$109$14.4$4.33$3.41$0.91
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$115$102$13.2$4.05$3.29$0.76
2013Detailed filing. Detailed filing data is available for this year.$107$96.2$10.8$4.28$3.30$0.99
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$108$94.7$13.1$3.78
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$88.5$12.0$3.74
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$90.4$81.0$9.46$3.92