Civic Intelligence

Finance for People Ffs Inc.

990EZ • Fiscal year 2019 • EIN 38-3790022

Jan 01, 2019 to Dec 31, 2019 • Filed on Mar 24, 2020

Organization Profile
PO Box 907Redwood Valley, CA 95470

(707) 485-8173

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

72nd percentile

0.04x

Higher debt load relative to assets than 72% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

67th percentile

0.01x

Higher debt load relative to revenue than 67% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Net Margin

45th percentile

1.4%

Higher net margin than 45% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

95th percentile

$63,800

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 61.7% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

61st percentile

9.0%

Faster asset growth than 61% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

34th percentile

-9.9%

Faster revenue growth than 34% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Up

$34,499

Up $2,839 (+9.0%) from 2018

Net Assets

Up

$33,146

Up $1,486 (+4.7%) from 2018

Liabilities

Up

$1,353

Up $1,353 from 2018

Revenue And Expenses
Liabilities / Revenue67th percentileNet Margin45th percentile

Revenue

Down

$103,376

Down $11,386 (-9.9%) from 2018

Expenses

Down

$101,891

Down $11,175 (-9.9%) from 2018

Net Income

Down

$1,485

Down $211 (-12%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth61st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2011: $2,566Liabilities 2011: $1,131Net Assets 2011: $1,4352011Assets 2012: $8,684Liabilities 2012: $1,184Net Assets 2012: $7,5002012Assets 2013: $16,865Liabilities 2013: $1,427Net Assets 2013: $15,4382013Assets 2014: $23,870Liabilities 2014: $02014Assets 2015: $27,277Liabilities 2015: $1,057Net Assets 2015: $26,2202015Assets 2016: $30,007Liabilities 2016: $1,165Net Assets 2016: $28,8422016Assets 2017: $29,964Liabilities 2017: $0Net Assets 2017: $29,9642017Assets 2018: $31,660Liabilities 2018: $0Net Assets 2018: $31,6602018Assets 2019: $34,499Liabilities 2019: $1,353Net Assets 2019: $33,1462019Assets 2020: $36,310Liabilities 2020: $1,987Net Assets 2020: $34,3232020Assets 2021: $36,665Liabilities 2021: $1,627Net Assets 2021: $35,0382021Assets 2022: $42,002Liabilities 2022: $0Net Assets 2022: $42,0022022Assets 2023: $44,329Liabilities 2023: $02023Assets 2024: $46,097Liabilities 2024: $0Net Assets 2024: $46,0972024

Highlighted filing

2019

Assets$34,499
Liabilities$1,353
Net Assets$33,146
Open 2019 Filing

Operations Trend

Revenue Growth34th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0Revenue 2011: $78,040Expenses 2011: $77,277Net Income 2011: $7632011Revenue 2012: $82,328Expenses 2012: $76,263Net Income 2012: $6,0652012Revenue 2013: $84,809Expenses 2013: $76,871Net Income 2013: $7,9382013Revenue 2014: $108,000Expenses 2014: $99,568Net Income 2014: $8,4322014Revenue 2015: $122,521Expenses 2015: $120,171Net Income 2015: $2,3502015Revenue 2016: $116,846Expenses 2016: $114,224Net Income 2016: $2,6222016Revenue 2017: $113,025Expenses 2017: $111,903Net Income 2017: $1,1222017Revenue 2018: $114,762Expenses 2018: $113,066Net Income 2018: $1,6962018Revenue 2019: $103,376Expenses 2019: $101,891Net Income 2019: $1,4852019Revenue 2020: $97,042Expenses 2020: $95,865Net Income 2020: $1,1772020Revenue 2021: $101,013Expenses 2021: $100,298Net Income 2021: $7152021Revenue 2022: $107,932Expenses 2022: $100,968Net Income 2022: $6,9642022Revenue 2023: $107,971Expenses 2023: $105,644Net Income 2023: $2,3272023Revenue 2024: $109,019Expenses 2024: $107,251Net Income 2024: $1,7682024

Highlighted filing

2019

Revenue$103,376
Expenses$101,891
Net Income$1,485
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Mar 24, 2020
Return Version
2019v5.1
Gross Receipts
$103,376
Mission and Program Overview

Mission

Provide finance and bill paying support

Program Services

DescriptionGrantsExpenses
PROVIDE FINANCE AND BILL PAYING SUPPORT TO INDIVIDUALS IN NEED.-$101,891
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SANDI STUDERExecutive DirectorFT$58,000$5,800$63,800
STEPHANIE ROHLOFFSecretary TreasurerPT$11,000$1,100$12,100
SALLY KIECKHEFERPresident Of The Board-$0--
JEN ARAGONDirector-$0--
VALERIE JOHNSONDirector-$0--
PAUL POULTONDirector-$0--
Filing and Contact Details

Filer

Filer Name
Finance for People Ffs Inc
EIN
38-3790022
Address
PO BOX 907, REDWOOD VALLEY, CA 95470

Signing Officer

Name
Sandi Studer
Title
Executive Direc
Phone
7074858173
Signed
2020-03-24
Discuss with paid preparer
No

Preparer

Firm
Rick Bowers CPA
Address
730 S Dora St, Ukiah, CA 95482
Preparer
Rick Bowers
Phone
7074689210
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description amountbank fees 2,395business license 35computer and internet 775insurance and bond 2,793office expense 1,792outside services 468payroll tax expense 5,573telephone and fax 1,873travel 121workmens comp insurance 901”

Description of total liabilities Part II line 26

“Category beginning of year end of yearpayroll liabilities 0 1,353”

Raw XML Appendix158 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0SANDI STUDER
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt0SANDI IS EXECUTIVE DIRECTOR AND NON VOTING MEMBER.
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SANDI STUDER
IRS990EZ/BooksInCareOfDetail/PhoneNum07074858173
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 907
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0REDWOOD VALLEY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd095470
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt031661
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt034499
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt01485
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0710
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt031661
IRS990EZ/Form990TotalAssetsGrp/EOYAmt034499
IRS990EZ/GrossReceiptsAmt0103376
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt031661
IRS990EZ/NetAssetsOrFundBalancesEOYAmt033146
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt031661
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt033146
IRS990EZ/OccupancyRentUtltsAndMaintAmt04612
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt140.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt420.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt158000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt411000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt15800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt41100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SALLY KIECKHEFER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SANDI STUDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JEN ARAGON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3VALERIE JOHNSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4STEPHANIE ROHLOFF
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5PAUL POULTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT OF THE BOARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1EXECUTIVE DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt016726
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE FINANCE AND BILL PAYING SUPPORT
IRS990EZ/PrintingPublicationsPostageAmt03943
IRS990EZ/ProgramServiceRevenueAmt0103376
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE FINANCE AND BILL PAYING SUPPORT TO INDIVIDUALS IN NEED.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0101891
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt075900
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01353
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0101891
IRS990EZ/TotalProgramServiceExpensesAmt0101891
IRS990EZ/TotalRevenueAmt0103376
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0103376
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0114762
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0113025
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0116846
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0122521
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0570530
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0570530
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0103376
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0114762
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0113025
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0116846
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0122521
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0570530
IRS990ScheduleA/TotalSupportAmt0570530
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTBANK FEES 2,395BUSINESS LICENSE 35COMPUTER AND INTERNET 775INSURANCE AND BOND 2,793OFFICE EXPENSE 1,792OUTSIDE SERVICES 468PAYROLL TAX EXPENSE 5,573TELEPHONE AND FAX 1,873TRAVEL 121WORKMENS COMP INSURANCE 901
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CATEGORY BEGINNING OF YEAR END OF YEARPAYROLL LIABILITIES 0 1,353
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of total liabilities Part II line 26
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0SANDI STUDER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIREC
ReturnHeader/BusinessOfficerGrp/PhoneNum07074858173
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-03-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FINANCE FOR PEOPLE FFS INC
ReturnHeader/Filer/BusinessNameControlTxt0FINA
ReturnHeader/Filer/EIN0383790022
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 907
ReturnHeader/Filer/USAddress/CityNm0REDWOOD VALLEY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd095470
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId003A47AD4AE2BB35A4E143530B6098ABD4A81976E
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId003A47AD4AE2BB35A4E143530B6098ABD4A81976E
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId06843962020093sl4vsqy
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02020-04-02
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt050.1.55.208
ReturnHeader/FilingSecurityInformation/IPDt02020-04-02
ReturnHeader/FilingSecurityInformation/IPTm011:54:42
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0205522373
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Rick Bowers CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0730 S Dora St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Ukiah
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd095482
ReturnHeader/PreparerPersonGrp/PhoneNum07074689210
ReturnHeader/PreparerPersonGrp/PreparationDt02020-04-01
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Rick Bowers
ReturnHeader/ReturnTs02020-04-01T23:24:46-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$34,499
Liabilities
$1,353
Net assets
$33,146
Revenue
$103,376
Expenses
$101,891
Net income
$1,485
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.46$0.00$0.46$1.09$1.07$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.44$0.00$1.08$1.06$0.02
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.42$0.00$0.42$1.08$1.01$0.07
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.37$0.02$0.35$1.01$1.00$0.01
2020Detailed filing. Detailed filing data is available for this year.$0.36$0.02$0.34$0.97$0.96$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.34$0.01$0.33$1.03$1.02$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.32$0.00$0.32$1.15$1.13$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.30$0.00$0.30$1.13$1.12$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.30$0.01$0.29$1.17$1.14$0.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.27$0.01$0.26$1.23$1.20$0.02
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.24$0.00$1.08$1.00$0.08
2013Detailed filing. Detailed filing data is available for this year.$0.17$0.01$0.15$0.85$0.77$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.09$0.01$0.08$0.82$0.76$0.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.03$0.01$0.01$0.78$0.77$0.01