Civic Intelligence

Chippewa Health Access Coalition

990 • Fiscal year 2016 • EIN 38-3684954

Jan 01, 2016 to Dec 31, 2016 • Filed on May 05, 2017

143 Arlington StreetSault Ste Marie, MI 49783

(906) 635-7483

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.03x

Higher debt load relative to assets than 69% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

86th percentile

0.18x

Higher debt load relative to revenue than 86% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Net Margin

3rd percentile

-170%

Higher net margin than 3% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

95th percentile

$61,105

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 80.0% of source-year revenue.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Asset Growth

18th percentile

-24%

Faster asset growth than 18% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

12th percentile

-43%

Faster revenue growth than 12% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Down

$413,363

Down $133,040 (-24%) from 2015

Net Assets

Down

$399,719

Down $130,662 (-25%) from 2015

Liabilities

Down

$13,644

Down $2,378 (-15%) from 2015

Revenue

Down

$76,424

Down $57,679 (-43%) from 2015

Expenses

Down

$206,421

Down $8,256 (-3.8%) from 2015

Net Income

Down

-$129,997

Down $49,423 (-61%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2010: $600,085Liabilities 2010: $14,157Net Assets 2010: $585,9282010Assets 2011: $652,165Liabilities 2011: $26,000Net Assets 2011: $626,1652011Assets 2012: $670,782Liabilities 2012: $13,288Net Assets 2012: $657,4942012Assets 2013: $635,907Liabilities 2013: $17,301Net Assets 2013: $618,6062013Assets 2014: $684,784Liabilities 2014: $73,829Net Assets 2014: $610,9552014Assets 2015: $546,403Liabilities 2015: $16,022Net Assets 2015: $530,3812015Assets 2016: $413,363Liabilities 2016: $13,644Net Assets 2016: $399,7192016Assets 2017: $545,409Liabilities 2017: $17,774Net Assets 2017: $527,6352017Assets 2018: $410,354Liabilities 2018: $19,927Net Assets 2018: $390,4272018Assets 2019: $274,529Liabilities 2019: $16,807Net Assets 2019: $257,7222019Assets 2020: $194,724Liabilities 2020: $25,384Net Assets 2020: $169,3402020Assets 2021: $129,006Liabilities 2021: $17,633Net Assets 2021: $111,3732021Assets 2022: $136,397Liabilities 2022: $11,024Net Assets 2022: $125,3732022Assets 2023: $151,690Liabilities 2023: $12,852Net Assets 2023: $138,8382023Assets 2024: $172,866Liabilities 2024: $17,373Net Assets 2024: $155,4932024

Highlighted filing

2016

Assets$413,363
Liabilities$13,644
Net Assets$399,719

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,569,2042010Expenses 2011: $1,652,7802011Expenses 2012: $2,107,2902012Revenue 2013: $1,844,635Expenses 2013: $1,883,523Net Income 2013: -$38,8882013Revenue 2014: $652,845Expenses 2014: $660,496Net Income 2014: -$7,6512014Revenue 2015: $134,103Expenses 2015: $214,677Net Income 2015: -$80,5742015Revenue 2016: $76,424Expenses 2016: $206,421Net Income 2016: -$129,9972016Revenue 2017: $386,977Expenses 2017: $259,061Net Income 2017: $127,9162017Revenue 2018: $109,206Expenses 2018: $246,414Net Income 2018: -$137,2082018Revenue 2019: $259,034Expenses 2019: $391,739Net Income 2019: -$132,7052019Revenue 2020: $56,521Expenses 2020: $144,903Net Income 2020: -$88,3822020Revenue 2021: $85,149Expenses 2021: $143,116Net Income 2021: -$57,9672021Revenue 2022: $142,727Expenses 2022: $128,727Net Income 2022: $14,0002022Revenue 2023: $173,892Expenses 2023: $160,427Net Income 2023: $13,4652023Revenue 2024: $171,346Expenses 2024: $154,691Net Income 2024: $16,6552024

Highlighted filing

2016

Revenue$76,424
Expenses$206,421
Net Income-$129,997
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 5, 2017
Return Version
2016v3.0
Gross Receipts
$76,424
Mission and Program Overview

Mission

The organization was formed for the purpose of providing access to quality health care for uninsured residents of chippewa, luce and mackinac counties of michigan by coordinating health care providers.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$505,881$356,944▼ $148,937
Cash and Non-Interest-Bearing Accounts$28,570$45,397▲ $16,827
Pledges and Grants Receivable-$5,531-
Land, Buildings, and Equipment, Net$7,865$5,216▼ $2,649
Total Assets$546,403$413,363▼ $133,040
Other Assets Total$4,087$275▼ $3,812
Liabilities
Other Liabilities$9,606$7,388▼ $2,218
Accounts Payable and Accrued Expenses$6,416$6,256▼ $160
Total Liabilities$16,022$13,644▼ $2,378
Net Assets / Fund Balance
Unrestricted Net Assets$530,381$399,719▼ $130,662
Total Net Assets Fund Balance$530,381$399,719▼ $130,662
Total Liabilities and Net Assets / Fund Balance$546,403$413,363▼ $133,040

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,064$41,167$42,231
Leasehold Improvements$4,152$7,933$12,085
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Andrea OsbornProgram DireFT$61,105$61,105

Board Members and Trustees

NameTitle
Kevin KalchikPresident
Laura AndersonDirector
Laureen CaleryDirector
Mary LalondeSecretary
Christine LundquistTreasurer
Jennifer DuntonVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$60,049
Program Service Revenue
$0
Investment Income
$2,619
Other Revenue
$13,756
All Other Contributions
$35,049
Change in Net Assets
$-129,997

Audited Revenue Reconciliation

Revenue per Audited Statements
$76,424
Revenue Not Reported on Form 990
$103,802
Total Revenue per Audited Statements
$180,226
Total Revenue per Form 990
$76,424
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$154,129
Other Expenses$52,292
Total Fundraising Expense$20,257
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$67,820--$67,820
Current Officers, Directors, Trustees, and Key Employees$26,002$29,253$5,850$61,105
Other Employee Benefits$4,463$6,342$3,171$13,976
Payroll Taxes$3,585$5,095$2,548$11,228
Occupancy$8,700--$8,700
Insurance$4,637$244-$4,881
Other Expenses$4,668-$8,664$4,668
All Other Expenses$3,708$127-$3,835
Fees for Services Accounting$3,300--$3,300
Travel$1,371$1,371$24$2,766
Advertising$1,667--$1,667
Depreciation Depletion$1,495--$1,495
Conferences and Meetings$15--$15
Total Functional Expenses$143,732$42,432$20,257$206,421

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$310,888
Expenses per Audited Statements$206,421
Total Expenses per Form 990$206,421
Expenses Not Reported on Form 990$104,467
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$13,756
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Compensated Absences$5,560
Due to Hscb Mackinac$1,828
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Program director and board of directors review the 990 prior to submission.

Form 990, Page 6, Part VI, Line 15B

Annual performance evaluations by the board of directors.

Form 990, Page 6, Part VI, Line 19

All documents are made available to the public upon request of the organization.

Filing and Contact Details

Filer

Filer Name
Chippewa Health Access Coalition
EIN
38-3684954
Phone
9066357483
Address
143 ARLINGTON STREET, SAULT STE MARIE, MI 49783

Signing Officer

Name
Andrea Osborn
Title
Program Director
Phone
9066357483
Signed
2017-05-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Andrea Osborn
Formed
2003
Legal Domicile
Mi
Voting Board Members
6
Independent Board Members
6
Employees
4
Volunteers
33

Preparer

Firm
Andersontackman & Company Plc
Address
16978 S RILEY AVE, KINCHELOE, MI 49788
Preparer
Amber Mack CPA
Phone
9064955952
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The organization was formed for the purpose of providing access to quality health care for uninsured residents of chippewa, luce and mackinac counties of michigan by coordinating health care providers.

Form 990, Part XI, Line 9

LOSS ON ASSET SALE -665

Financial Statement Notes

Schedule D, Page 4, Part XII, Line 2D

LOSS ON ASSET SALE 665

Raw XML Appendix386 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98490
IRS990ScheduleA/PublicSupportPY170Pct00.99430
IRS990ScheduleA/PublicSupportTotal170Amt04773532
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt060049
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0120955
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0637176
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt01830889
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt02124463
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt04773532
IRS990ScheduleA/TotalSupportAmt04846626
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt0103802
IRS990ScheduleD/DonatedServicesUseFcltsAmt0103802
IRS990ScheduleD/EquipmentGrp/BookValueAmt01064
IRS990ScheduleD/EquipmentGrp/DepreciationAmt041167
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt042231
IRS990ScheduleD/ExpensesNotReportedAmt0104467
IRS990ScheduleD/ExpensesSubtotalAmt0206421
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt04152
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt07933
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt012085
IRS990ScheduleD/OtherExpensesIncludedAmt0665
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05560
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11828
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0COMPENSATED ABSENCES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DUE TO HSCB MACKINAC
IRS990ScheduleD/RevenueNotReportedAmt0103802
IRS990ScheduleD/RevenueSubtotalAmt076424
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0LOSS ON ASSET SALE 665
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XII, LINE 2D
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05216
IRS990ScheduleD/TotalExpensesPerForm990Amt0206421
IRS990ScheduleD/TotalLiabilityAmt07388
IRS990ScheduleD/TotalRevenuePerForm990Amt076424
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0180226
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0310888
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION WAS FORMED FOR THE PURPOSE OF PROVIDING ACCESS TO QUALITY HEALTH CARE FOR UNINSURED RESIDENTS OF CHIPPEWA, LUCE AND MACKINAC COUNTIES OF MICHIGAN BY COORDINATING HEALTH CARE PROVIDERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PROGRAM DIRECTOR AND BOARD OF DIRECTORS REVIEW THE 990 PRIOR TO SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUAL PERFORMANCE EVALUATIONS BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4LOSS ON ASSET SALE -665
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0MI
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0546403
IRS990/TotalAssetsEOYAmt0413363
IRS990/TotalAssetsGrp/BOYAmt0546403
IRS990/TotalAssetsGrp/EOYAmt0413363
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt060049
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt020257
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt042432
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0143732
IRS990/TotalFunctionalExpensesGrp/TotalAmt0206421
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt016022
IRS990/TotalLiabilitiesEOYAmt013644
IRS990/TotalLiabilitiesGrp/BOYAmt016022
IRS990/TotalLiabilitiesGrp/EOYAmt013644
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0530381
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0399719
IRS990/TotalProgramServiceExpensesAmt0143732
IRS990/TotalReportableCompFromOrgAmt061105
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02619
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt076424
IRS990/TotalVolunteersCnt033
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0546403
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0413363
IRS990/TravelGrp/FundraisingAmt024
IRS990/TravelGrp/ManagementAndGeneralAmt01371
IRS990/TravelGrp/ProgramServicesAmt01371
IRS990/TravelGrp/TotalAmt02766
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0530381
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0399719
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0143 ARLINGTON
IRS990/USAddress/AddressLine2Txt0143 ARLINGTON
IRS990/USAddress/CityNm0SAULT STE MARIE
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd049783
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.UPCHAC.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ANDREA OSBORN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PROGRAM DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum09066357483
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHIPPEWA HEALTH ACCESS COALITION
ReturnHeader/Filer/BusinessNameControlTxt0CHIP
ReturnHeader/Filer/EIN0383684954
ReturnHeader/Filer/PhoneNum09066357483
ReturnHeader/Filer/USAddress/AddressLine1Txt0143 ARLINGTON STREET
ReturnHeader/Filer/USAddress/CityNm0SAULT STE MARIE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049783
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0544B86B77FA7A8F80FF6B88BEC949154FFB7CCBD
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0544B86B77FA7A8F80FF6B88BEC949154FFB7CCBD
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0381977929
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ANDERSONTACKMAN & COMPANY PLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt016978 S RILEY AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0KINCHELOE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049788
ReturnHeader/PreparerPersonGrp/PhoneNum09064955952
ReturnHeader/PreparerPersonGrp/PreparationDt02017-06-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0AMBER MACK CPA
ReturnHeader/ReturnTs02017-06-02T10:19:20-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.02$0.16$0.17$0.15$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.15$0.01$0.14$0.17$0.16$0.01
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.01$0.13$0.14$0.13$0.01
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.13$0.02$0.11$0.09$0.14$0.06
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.19$0.03$0.17$0.06$0.14$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.27$0.02$0.26$0.26$0.39$0.13
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.41$0.02$0.39$0.11$0.25$0.14
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.55$0.02$0.53$0.39$0.26$0.13
2016Detailed filing. Detailed filing data is available for this year.$0.41$0.01$0.40$0.08$0.21$0.13
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.55$0.02$0.53$0.13$0.21$0.08
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.68$0.07$0.61$0.65$0.66$0.01
2013Detailed filing. Detailed filing data is available for this year.$0.64$0.02$0.62$1.84$1.88$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.67$0.01$0.66$2.11
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.03$0.63$1.65
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.60$0.01$0.59$3.57