Civic Intelligence

Book Industry Charitable Foundation

990 • Fiscal year 2019 • EIN 38-3279018

Jan 01, 2019 to Dec 31, 2019 • Filed on Apr 30, 2020

Organization ProfileWWW.BINCFOUNDATION.ORG

View Organization Page

3135 S State Street Suite 203Ann Arbor, MI 48108

(734) 477-4789

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

35th percentile

0.02x

Higher debt load relative to assets than 35% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

46th percentile

0.07x

Higher debt load relative to revenue than 46% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Net Margin

11th percentile

-25%

Higher net margin than 11% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

76th percentile

$119,382

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 19.1% of source-year revenue.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Asset Growth

50th percentile

2.9%

Faster asset growth than 50% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Revenue Growth

76th percentile

22%

Faster revenue growth than 76% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets35th percentile

Assets

Up

$1,801,473

Up $50,910 (+2.9%) from 2018

Net Assets

Up

$1,758,092

Up $44,716 (+2.6%) from 2018

Liabilities

Up

$43,381

Up $6,194 (+17%) from 2018

Revenue And Expenses
Liabilities / Revenue46th percentileNet Margin11th percentile

Revenue

Up

$626,199

Up $114,177 (+22%) from 2018

Expenses

Up

$784,424

Up $21,202 (+2.8%) from 2018

Net Income

Up

-$158,225

Up $92,975 (+37%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth50th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2010: $4,732,462Liabilities 2010: $10,357Net Assets 2010: $4,722,1052010Assets 2011: $4,140,527Liabilities 2011: $4,074Net Assets 2011: $4,136,4532011Assets 2012: $3,789,968Liabilities 2012: $7,713Net Assets 2012: $3,782,2552012Assets 2013: $3,479,953Liabilities 2013: $8,936Net Assets 2013: $3,471,0172013Assets 2014: $3,010,756Liabilities 2014: $9,827Net Assets 2014: $3,000,9292014Assets 2015: $2,475,193Liabilities 2015: $28,886Net Assets 2015: $2,446,3072015Assets 2016: $2,191,299Liabilities 2016: $31,619Net Assets 2016: $2,159,6802016Assets 2017: $2,181,044Liabilities 2017: $49,380Net Assets 2017: $2,131,6642017Assets 2018: $1,750,563Liabilities 2018: $37,187Net Assets 2018: $1,713,3762018Assets 2019: $1,801,473Liabilities 2019: $43,381Net Assets 2019: $1,758,0922019Assets 2020: $3,467,147Liabilities 2020: $56,117Net Assets 2020: $3,411,0302020Assets 2021: $3,616,056Liabilities 2021: $26,315Net Assets 2021: $3,589,7412021Assets 2022: $2,966,872Liabilities 2022: $83,036Net Assets 2022: $2,883,8362022Assets 2023: $2,795,603Liabilities 2023: $69,228Net Assets 2023: $2,726,3752023Assets 2024: $2,999,745Liabilities 2024: $46,537Net Assets 2024: $2,953,2082024

Highlighted filing

2019

Assets$1,801,473
Liabilities$43,381
Net Assets$1,758,092
Open 2019 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $664,7912010Expenses 2011: $680,5312011Revenue 2012: $70,297Expenses 2012: $455,925Net Income 2012: -$385,6282012Revenue 2013: $73,131Expenses 2013: $434,235Net Income 2013: -$361,1042013Revenue 2014: $75,421Expenses 2014: $557,713Net Income 2014: -$482,2922014Revenue 2015: $195,617Expenses 2015: $562,388Net Income 2015: -$366,7712015Revenue 2016: $146,685Expenses 2016: $599,207Net Income 2016: -$452,5222016Revenue 2017: $627,571Expenses 2017: $791,242Net Income 2017: -$163,6712017Revenue 2018: $512,022Expenses 2018: $763,222Net Income 2018: -$251,2002018Revenue 2019: $626,199Expenses 2019: $784,424Net Income 2019: -$158,2252019Revenue 2020: $5,178,953Expenses 2020: $3,592,125Net Income 2020: $1,586,8282020Revenue 2021: $2,208,751Expenses 2021: $2,265,342Net Income 2021: -$56,5912021Revenue 2022: $956,355Expenses 2022: $1,132,141Net Income 2022: -$175,7862022Revenue 2023: $923,509Expenses 2023: $1,353,420Net Income 2023: -$429,9112023Revenue 2024: $1,715,694Expenses 2024: $1,690,112Net Income 2024: $25,5822024

Highlighted filing

2019

Revenue$626,199
Expenses$784,424
Net Income-$158,225
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Apr 30, 2020
Return Version
2019v5.0
Gross Receipts
$1,251,060
Mission and Program Overview

Mission

To strengthen the bookselling community through charitable programs that support employees and their families.

The centerpiece program provides short-term financial assistance to book industry employees, including bookstore owners/operators, booksellers, book buyers, and former borders employees and their immediate families who have demonstrated financial need arising from severe hardship and/or emergency circumstances, including but not limited to, disaster relief, domestic violence, serious medical condition, or loss of household income such as divorce or separation, death of an employee or immediate family member. Additionally, the book industry charitable foundation made available other tools to help affected employees deal with ongoing financial challenges. These tools include health care resources directories, budget planning guides and financial management tools.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$1,468,554$1,439,444▼ $29,110
Savings and Temporary Cash Investments$203,150$300,088▲ $96,938
Pledges and Grants Receivable$57,354$31,056▼ $26,298
Cash and Non-Interest-Bearing Accounts$17,075$26,276▲ $9,201
Prepaid Expenses and Deferred Charges$2,041$2,394▲ $353
Accounts Receivable$829$655▼ $174
Total Assets$1,750,563$1,801,473▲ $50,910
Other Assets Total$1,560$1,560→ $0
Liabilities
Accounts Payable and Accrued Expenses$26,738$43,381▲ $16,643
Other Liabilities$10,449--
Total Liabilities$37,187$43,381▲ $6,194
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,305,015$1,483,228▲ $178,213
Net Assets With Donor Restrictions$408,361$274,864▼ $133,497
Total Net Assets Fund Balance$1,713,376$1,758,092▲ $44,716
Total Liabilities and Net Assets / Fund Balance$1,750,563$1,801,473▲ $50,910
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Pamela FrenchExecutive DiFT$119,382$119,382

Board Members and Trustees

NameTitle
Lori Tucker-sullivanPresident
Annie PhilbrickDirector
Calvin CrosbyDirector
Chuck RobinsonDirector
Eileen DenglerDirector
Jen ReynoldsDirector
Julia CowlishawDirector
Kate MccuneDirector
Ken WhiteDirector
Rockelle HendersonDirector
Sarah BagbyDirector
Christie RoehlSecretary
Mary RichardsTreasurer
Matthew GildeaVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$537,427
Program Service Revenue
$0
Investment Income
$71,432
Other Revenue
$17,340
All Other Contributions
$537,427
Change in Net Assets
$-158,225

Audited Revenue Reconciliation

Revenue per Audited Statements
$626,199
Revenue Not Reported on Form 990
$315,307
Total Revenue per Audited Statements
$941,506
Total Revenue per Form 990
$626,199
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$342,815
Grants and Similar Amounts Paid$300,364
Total Fundraising Expense$202,086
Other Expenses$141,245
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$300,364--$300,364
Other Salaries and Wages$69,048$36,126$83,062$188,236
Current Officers, Directors, Trustees, and Key Employees$16,623$38,788$55,411$110,822
Travel$14,381$7,816$9,067$31,264
Occupancy$5,097$6,862$7,646$19,605
Other Employee Benefits$5,508$4,816$8,901$19,225
Payroll Taxes$5,489$4,799$8,870$19,158
Conferences and Meetings$17$14,234$18$14,269
Fees for Services Other-$10,224-$10,224
Information Technology$1,360$6,399$2,301$10,060
All Other Expenses$951$430$4,134$5,515
Pension Plan Contributions$1,540$1,346$2,488$5,374
Office Expenses$1,297$1,525$1,804$4,626
Other Expenses$1,848$4,018$1,526$4,018
Insurance$767$1,105$1,197$3,069
Fees for Services Legal-$2,926-$2,926
Total Functional Expenses$424,290$158,048$202,086$784,424

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$896,790
Expenses per Audited Statements$784,424
Total Expenses per Form 990$784,424
Expenses Not Reported on Form 990$112,366
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$19,840
Fundraising Direct Expenses$2,500
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Heads or Tails$19,840$19,840$2,500$17,340
Total Events$19,840$19,840$2,500$17,340
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The executive committee (president, vice president, secretary, and treasurer) will review the full and complete 990 prior to filing, and the full and complete 990 will be issued electronically to all board members prior to filing for their feedback. In addition, the 990 will be reviewed at the first board meeting after the 990 has been filed.”

Form 990, Page 6, Part VI, Line 12C

“The policy is reviewed each year when new bod members are added. All bod members are requred to sign and return the conflict of interest statement when they join the board. In addition, the board member role description includes a conflict of interest statement and the statement is reviewed at the first bod meeting of every fiscal year.”

Form 990, Page 6, Part VI, Line 15A

“A salary review and title review were conducted by the president of the board and shared with the other executive committee members (all independent persons.) included collecting bench mark data on salary, title and responsibilities. The survey was conducted through the borders compensation department (independent persons) in the fall of 2008. The entire board of directors discussed and approved the decision to hire prior to the job offering being made.”

Form 990, Page 6, Part VI, Line 17

“Minnesota, mississippi, new hampshire, new jersey, new mexico, new york, north dakota, ohio, oklahoma, oregon, pennsylvania, rhode island, west virginia, north carolina, south carolina, tennessee, utah, virginia, washington”

Form 990, Page 6, Part VI, Line 19

“The foundation makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Book Industry Charitable Foundation
EIN
38-3279018
Phone
7344774789
Address
3135 S STATE STREET SUITE 203, ANN ARBOR, MI 48108

Signing Officer

Name
Christie Roehl
Title
Secretary
Phone
7344774789
Signed
2020-04-30

Organization Details

Principal Officer
Christie Roehl
Formed
1996
Legal Domicile
Mi
Voting Board Members
14
Independent Board Members
14
Employees
5
Volunteers
48

Preparer

Firm
Altruic Advisors Cpas
Address
4088 WASHTENAW AVE, ANN ARBOR, MI 48108
Preparer
Ryan N Hagan CPA
Phone
7344763720
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Item B

“The 2019 form 990 return is being amended to correct the listing of board of directors as presented in part vii.”

Raw XML AppendixShowing 400 of 548 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt026738
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt043381
IRS990/AccountsReceivableGrp/BOYAmt0829
IRS990/AccountsReceivableGrp/EOYAmt0655
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE CENTERPIECE PROGRAM PROVIDES SHORT-TERM FINANCIAL ASSISTANCE TO BOOK INDUSTRY EMPLOYEES, INCLUDING BOOKSTORE OWNERS/OPERATORS, BOOKSELLERS, BOOK BUYERS, AND FORMER BORDERS EMPLOYEES AND THEIR IMMEDIATE FAMILIES WHO HAVE DEMONSTRATED FINANCIAL NEED ARISING FROM SEVERE HARDSHIP AND/OR EMERGENCY CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO, DISASTER RELIEF, DOMESTIC VIOLENCE, SERIOUS MEDICAL CONDITION, OR LOSS OF HOUSEHOLD INCOME SUCH AS DIVORCE OR SEPARATION, DEATH OF AN EMPLOYEE OR IMMEDIATE FAMILY MEMBER. ADDITIONALLY, THE BOOK INDUSTRY CHARITABLE FOUNDATION MADE AVAILABLE OTHER TOOLS TO HELP AFFECTED EMPLOYEES DEAL WITH ONGOING FINANCIAL CHALLENGES. THESE TOOLS INCLUDE HEALTH CARE RESOURCES DIRECTORIES, BUDGET PLANNING GUIDES AND FINANCIAL MANAGEMENT TOOLS.
IRS990/AllOtherContributionsAmt0537427
IRS990/AllOtherExpensesGrp/FundraisingAmt04134
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0430
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0951
IRS990/AllOtherExpensesGrp/TotalAmt05515
IRS990/AmendedReturnInd0X
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BooksInCareOfDetail/PersonNm0MARY BAKER
IRS990/BooksInCareOfDetail/PhoneNum07344710202
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03135 S STATE STREET SUITE 203
IRS990/BooksInCareOfDetail/USAddress/CityNm0ANN ARBOR
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd048108
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt017075
IRS990/CashNonInterestBearingGrp/EOYAmt026276
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt055411
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt038788
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt016623
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0110822
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/FundraisingAmt018
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt014234
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt017
IRS990/ConferencesMeetingsGrp/TotalAmt014269
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0537427
IRS990/CYGrantsAndSimilarPaidAmt0300364
IRS990/CYInvestmentIncomeAmt071432
IRS990/CYOtherExpensesAmt0141245
IRS990/CYOtherRevenueAmt017340
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-158225
IRS990/CYSalariesCompEmpBnftPaidAmt0342815
IRS990/CYTotalExpensesAmt0784424
IRS990/CYTotalFundraisingExpenseAmt0202086
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0626199
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0FINANCIAL ASSISTANCE PROGRAM - PROVIDES ASSISTANCE TO EMPLOYEES AND FORMER EMPLOYEES. THIS CENTERPIECE PROGRAM PROVIDES SHORT-TERM FINANCIAL ASSISTANCE TO BOOK INDUSTRY EMPLOYEES AND FORMER BORDERS EMPLOYEES AND THEIR IMMEDIATE FAMILIES WHO HAVE DEMONSTRATED FINANCIAL NEED ARISING FROM SEVERE HARDSHIP AND/OR EMERGENCY CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO, DISASTER RELIEF, SERIOUS MEDICAL CONDITION, LOSS OF HOUSEHOLD INCOME DUE TO DEATH OF EMPLOYEE OR IMMEDIATE FAMILY MEMBER, DIVORCE OR SEPARATION OR PARTNER'S/SPOUSE'S JOB LOSS. ADDITIONALLY, THE BOOK INDUSTRY CHARITABLE FOUNDATION MADE AVAILABLE OTHER TOOLS TO HELP AFFECTED EMPLOYEES DEAL WITH ONGOING FINANCIAL CHALLENGES. THESE TOOLS INCLUDE RESOURCE DIRECTORIES, BUDGET PLANNING GUIDES AND FINANCIAL MANAGEMENT TOOLS.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt0408361
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt0274864
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0276796
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt02926
IRS990/FeesForServicesLegalGrp/TotalAmt02926
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt010224
IRS990/FeesForServicesOtherGrp/TotalAmt010224
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.50
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/PersonNm0PAMELA FRENCH
IRS990/Form990PartVIISectionAGrp/PersonNm1SARAH BAGBY
IRS990/Form990PartVIISectionAGrp/PersonNm2JULIA COWLISHAW
IRS990/Form990PartVIISectionAGrp/PersonNm3CALVIN CROSBY
IRS990/Form990PartVIISectionAGrp/PersonNm4EILEEN DENGLER
IRS990/Form990PartVIISectionAGrp/PersonNm5MATTHEW GILDEA
IRS990/Form990PartVIISectionAGrp/PersonNm6ROCKELLE HENDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm7KATE MCCUNE
IRS990/Form990PartVIISectionAGrp/PersonNm8ANNIE PHILBRICK
IRS990/Form990PartVIISectionAGrp/PersonNm9JEN REYNOLDS
IRS990/Form990PartVIISectionAGrp/PersonNm10MARY RICHARDS
IRS990/Form990PartVIISectionAGrp/PersonNm11CHUCK ROBINSON
IRS990/Form990PartVIISectionAGrp/PersonNm12CHRISTIE ROEHL
IRS990/Form990PartVIISectionAGrp/PersonNm13LORI TUCKER-SULLIVAN
IRS990/Form990PartVIISectionAGrp/PersonNm14KEN WHITE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0119382
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt13PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01996
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0true
IRS990/FundraisingDirectExpensesAmt02500
IRS990/FundraisingGrossIncomeAmt019840
IRS990/GainOrLossGrp/SecuritiesAmt012035
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt014
IRS990/GrantAmt0168204
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt0300364
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt0300364
IRS990/GrantsToIndividualsInd0true
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0634396
IRS990/GrossReceiptsAmt01251060
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt014
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt02301
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt06399
IRS990/InformationTechnologyGrp/ProgramServicesAmt01360
IRS990/InformationTechnologyGrp/TotalAmt010060
IRS990/InsuranceGrp/FundraisingAmt01197
IRS990/InsuranceGrp/ManagementAndGeneralAmt01105
IRS990/InsuranceGrp/ProgramServicesAmt0767
IRS990/InsuranceGrp/TotalAmt03069
IRS990/InvestmentIncomeGrp/ExclusionAmt059397
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt059397
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01468554
IRS990/InvestmentsPubTradedSecGrp/EOYAmt01439444
IRS990/IRPDocumentCnt07
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0622361
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO STRENGTHEN THE BOOKSELLING COMMUNITY THROUGH CHARITABLE PROGRAMS THAT SUPPORT EMPLOYEES AND THEIR FAMILIES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01713376
IRS990/NetAssetsOrFundBalancesEOYAmt01758092
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt012035
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt012035
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt017340
IRS990/NetUnrlzdGainsLossesInvstAmt0202941
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt01305015
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt01483228
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt07646
IRS990/OccupancyGrp/ManagementAndGeneralAmt06862
IRS990/OccupancyGrp/ProgramServicesAmt05097
IRS990/OccupancyGrp/TotalAmt019605
IRS990/OfficeExpensesGrp/FundraisingAmt01804
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01525
IRS990/OfficeExpensesGrp/ProgramServicesAmt01297
IRS990/OfficeExpensesGrp/TotalAmt04626
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01560
IRS990/OtherAssetsTotalGrp/EOYAmt01560
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt08901
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt04816
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt05508
IRS990/OtherEmployeeBenefitsGrp/TotalAmt019225
IRS990/OtherExpensesGrp/Desc0BANK AND CREDIT CARD FEES
IRS990/OtherExpensesGrp/Desc1DEVELOPMENT COSTS
IRS990/OtherExpensesGrp/Desc2MARKETING
IRS990/OtherExpensesGrp/Desc3SUPPLIES
IRS990/OtherExpensesGrp/FundraisingAmt05500
IRS990/OtherExpensesGrp/FundraisingAmt110161
IRS990/OtherExpensesGrp/FundraisingAmt21526
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt015386
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11248
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt24018
IRS990/OtherExpensesGrp/ProgramServicesAmt01848
IRS990/OtherExpensesGrp/TotalAmt020886
IRS990/OtherExpensesGrp/TotalAmt110161
IRS990/OtherExpensesGrp/TotalAmt24622
IRS990/OtherExpensesGrp/TotalAmt34018
IRS990/OtherLiabilitiesGrp/BOYAmt010449
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt083062
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt036126
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt069048
IRS990/OtherSalariesAndWagesGrp/TotalAmt0188236
IRS990/OtherWebsiteInd0X
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt08870
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04799
IRS990/PayrollTaxesGrp/ProgramServicesAmt05489
IRS990/PayrollTaxesGrp/TotalAmt019158
IRS990/PensionPlanContributionsGrp/FundraisingAmt02488
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01346
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt01540
IRS990/PensionPlanContributionsGrp/TotalAmt05374
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt057354
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt031056
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02041
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02394
IRS990/PrincipalOfficerNm0CHRISTIE ROEHL
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActy2Grp/Desc0POST SECONDARY SCHOLARSHIPS - A MERIT AND NEEDS BASED SCHOLARSHIP PROGRAM TO ASSIST FORMER BORDERS EMPLOYEES AND THE DEPENDENTS OF EMPLOYEES WITH THE COSTS OF HIGHER EDUCATION, INCLUDING UNDERGRADUATE, GRADUATE, VOCATIONAL, AND TECHNICAL STUDIES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0106448
IRS990/ProgSrvcAccomActy2Grp/GrantAmt0102124
IRS990/ProgSrvcAccomActy3Grp/Desc0DISASTER RELIEF PROGRAM - DESIGNED TO ASSIST BOOK STORE OWNERS IF THEIR BOOKSTORE WAS IMPACTED BY A NATURAL DISASTER. ANY ASSISTANCE GIVEN IS OUTSIDE OF WHAT IS COVERED BY INSURANCE AND DOES NOT INCLUDE ANY PAYMENTS TO MERCHANDISE VENDORS. THE STORE MUST DEMONSTRATE A FINANCIAL CRISIS BROUGHT ABOUT BY A NATURAL DISASTER INCLUDING LOSS OF INCOME DUE TO DISRUPTION OF BUSINESS. THE FOUNDATION IS ABLE TO HELP BY PAYING NEEDED RENT AND/OR UTILITIES.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt041046
IRS990/ProgSrvcAccomActy3Grp/GrantAmt030036
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0380527
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt0293630
IRS990/PYInvestmentIncomeAmt083672
IRS990/PYOtherExpensesAmt0146342
IRS990/PYOtherRevenueAmt047823
IRS990/PYRevenuesLessExpensesAmt0-251200
IRS990/PYSalariesCompEmpBnftPaidAmt0323250
IRS990/PYTotalExpensesAmt0763222
IRS990/PYTotalRevenueAmt0512022
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-158225
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0203150
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0300088
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0537427
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0380527
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0558720
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0126475
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt069393
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01672542
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt058890
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt069052
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt069585
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt066762
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt052564
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0316853
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt076852
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.67960
IRS990ScheduleA/PublicSupportPY170Pct00.67170
IRS990ScheduleA/PublicSupportTotal170Amt01351947
IRS990ScheduleA/SubstantialContributorsTotAmt0320595
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0537427
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0380527
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0558720
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0126475
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt069393
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01672542
IRS990ScheduleA/TotalSupportAmt01989395
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt0112366
IRS990ScheduleD/DonatedServicesUseFcltsAmt0112366
IRS990ScheduleD/ExpensesNotReportedAmt0112366
IRS990ScheduleD/ExpensesSubtotalAmt0784424
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0202941
IRS990ScheduleD/RevenueNotReportedAmt0315307
IRS990ScheduleD/RevenueSubtotalAmt0626199
IRS990ScheduleD/TotalExpensesPerForm990Amt0784424
IRS990ScheduleD/TotalRevenuePerForm990Amt0626199
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0941506
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0896790
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt02500
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0HEADS OR TAILS
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt019840
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt019840
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt019840
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt019840
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt017340
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt02500
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt02500
IRS990ScheduleI/GrantRecordsMaintainedInd0true

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,801,473
Liabilities
$43,381
Net assets
$1,758,092
Revenue
$626,199
Expenses
$784,424
Net income
-$158,225
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.00$0.05$2.95$1.72$1.69$0.03
2023Detailed filing. Detailed filing data is available for this year.$2.80$0.07$2.73$0.92$1.35$0.43
2022Detailed filing. Detailed filing data is available for this year.$2.97$0.08$2.88$0.96$1.13$0.18
2021Detailed filing. Detailed filing data is available for this year.$3.62$0.03$3.59$2.21$2.27$0.06
2020Detailed filing. Detailed filing data is available for this year.$3.47$0.06$3.41$5.18$3.59$1.59
2019Detailed filing. Detailed filing data is available for this year.$1.80$0.04$1.76$0.63$0.78$0.16
2018Detailed filing. Detailed filing data is available for this year.$1.75$0.04$1.71$0.51$0.76$0.25
2017Detailed filing. Detailed filing data is available for this year.$2.18$0.05$2.13$0.63$0.79$0.16
2016Detailed filing. Detailed filing data is available for this year.$2.19$0.03$2.16$0.15$0.60$0.45
2015Detailed filing. Detailed filing data is available for this year.$2.48$0.03$2.45$0.20$0.56$0.37
2014Detailed filing. Detailed filing data is available for this year.$3.01$0.01$3.00$0.08$0.56$0.48
2013Detailed filing. Detailed filing data is available for this year.$3.48$0.01$3.47$0.07$0.43$0.36
2012Summary only. Only limited summary data is available for this year.$3.79$0.01$3.78$0.07$0.46$0.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.14$0.00$4.14$0.68
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.73$0.01$4.72$0.66