Civic Intelligence

Northern Michigan Foundation

990PF • Fiscal year 2017 • EIN 38-3136089

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 09, 2018

Organization Profile
2015 Washtenaw AveAnn Arbor, MI 48104

(734) 741-5858

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.80x

Higher debt load relative to assets than 93% of similar nonprofits.

2017 filings • $500k-$1M nonprofits • Source year 2017

Liabilities / Revenue

99th percentile

16.34x

Higher debt load relative to revenue than 99% of similar nonprofits.

2017 filings • $500k-$1M nonprofits • Source year 2017

Net Margin

8th percentile

-56%

Higher net margin than 8% of similar nonprofits.

2017 filings • $500k-$1M nonprofits • Source year 2017

Top Officer Pay

54th percentile

$0

Higher top officer pay than 54% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • $500k-$1M nonprofits • Source year 2017

Asset Growth

54th percentile

3.5%

Faster asset growth than 54% of similar nonprofits.

2017 filings • $500k-$1M nonprofits • Annualized from 2016 to 2017

Revenue Growth

25th percentile

-7.6%

Faster revenue growth than 25% of similar nonprofits.

2017 filings • $500k-$1M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Up

$749,231

Up $25,521 (+3.5%) from 2016

Net Assets

Up

$151,166

Up $85,478 (+130%) from 2016

Liabilities

Down

$598,065

Down $59,957 (-9.1%) from 2016

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin8th percentile

Revenue

Down

$36,607

Down $3,018 (-7.6%) from 2016

Expenses

Down

$57,206

Down $9,868 (-15%) from 2016

Net Income

Up

-$20,599

Up $6,850 (+25%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth54th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0-$500KAssets 2010: $798,906Liabilities 2010: $1,081,995Net Assets 2010: -$283,0892010Assets 2011: $684,918Liabilities 2011: $1,010,3942011Assets 2012: $601,946Liabilities 2012: $999,507Net Assets 2012: -$397,5612012Assets 2013: $544,980Liabilities 2013: $935,182Net Assets 2013: -$390,2022013Assets 2014: $456,662Liabilities 2014: $811,916Net Assets 2014: -$355,2542014Assets 2015: $782,074Liabilities 2015: $725,463Net Assets 2015: $56,6112015Assets 2016: $723,710Liabilities 2016: $658,022Net Assets 2016: $65,6882016Assets 2017: $749,231Liabilities 2017: $598,065Net Assets 2017: $151,1662017

Highlighted filing

2017

Assets$749,231
Liabilities$598,065
Net Assets$151,166
Open 2017 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $127,4012010Revenue 2011: $67,605Expenses 2011: $88,082Net Income 2011: -$20,4772011Expenses 2012: $75,7202012Revenue 2013: $102,181Expenses 2013: $85,107Net Income 2013: $17,0742013Revenue 2014: $54,075Expenses 2014: $56,208Net Income 2014: -$2,1332014Revenue 2015: $468,385Expenses 2015: $55,069Net Income 2015: $413,3162015Revenue 2016: $39,625Expenses 2016: $67,074Net Income 2016: -$27,4492016Revenue 2017: $36,607Expenses 2017: $57,206Net Income 2017: -$20,5992017

Highlighted filing

2017

Revenue$36,607
Expenses$57,206
Net Income-$20,599
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 9, 2018
Return Version
2017v2.3
Compensation and Service Providers
Top Officer Pay54th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
STEPHEN L RANZINIPres.-Treas.-$0--
PAUL H MICHAELDirector-$0--
MARY L TRUCKSDirector-$0--
Filing and Contact Details

Filer

Filer Name
Northern Michigan Foundation
EIN
38-3136089
Phone
7347415858
Address
2015 WASHTENAW AVE, ANN ARBOR, MI 48104

Signing Officer

Name
Stephen L Ranzini
Title
Pres.-treas.
Phone
7347415858
Signed
2018-11-09
Discuss with paid preparer
Yes

Preparer

Firm
Freedman & Goldberg Cpas Pc
Address
31150 NORTHWESTERN HIGHWAY SUITE 2, FARMINGTON HILLS, MI 48334-2573
Preparer
Michael Goldberg
Phone
2486262400
Raw XML Appendix352 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
AccountingFeesSchedule/AccountingFeesDetail/Amt0375
AccountingFeesSchedule/AccountingFeesDetail/Amt110500
AccountingFeesSchedule/AccountingFeesDetail/CategoryTxt0ACCOUNTING FEES
AccountingFeesSchedule/AccountingFeesDetail/CategoryTxt1AUDIT EXPENSE
AccountingFeesSchedule/AccountingFeesDetail/DisbursementsCharitablePrpsAmt0375
AccountingFeesSchedule/AccountingFeesDetail/DisbursementsCharitablePrpsAmt110500
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/BondNm0GNMA PREMIUM/ MKT TO MKT SEC COBINED
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/BondNm1GNMA SECURITIES
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/BondNm2MKT TO MKT SECURITIES
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYBookValueAmt0111
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYBookValueAmt14548
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYFMVAmt0111
InvestmentsCorpBondsSchedule/InvestmentsCorporateBondsGrp/EOYFMVAmt14548
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYBookValueAmt0503230
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt0503230
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm0STOCK - UNIVERSITY BABCORP, INC
IRS990PF/AnalysisIncomeProducingActyGrp/IntOnSavAndTempCashInvstGrp/ExclusionAmt0204
IRS990PF/AnalysisIncomeProducingActyGrp/IntOnSavAndTempCashInvstGrp/ExclusionCd014
IRS990PF/AnalysisIncomeProducingActyGrp/OtherRevenueDescribedGrp/Desc0GAIN(LOSS)-SALE OF SECURITI
IRS990PF/AnalysisIncomeProducingActyGrp/OtherRevenueDescribedGrp/Desc1GAIN(LOSS)-SALE OF SECURITI
IRS990PF/AnalysisIncomeProducingActyGrp/OtherRevenueDescribedGrp/RelatedOrExemptFunctionIncmAmt0-400
IRS990PF/AnalysisIncomeProducingActyGrp/OtherRevenueDescribedGrp/RelatedOrExemptFunctionIncmAmt1-45
IRS990PF/AnalysisIncomeProducingActyGrp/ProgramServiceRevPartVIIGrp/Desc0INTEREST ON LOANS
IRS990PF/AnalysisIncomeProducingActyGrp/ProgramServiceRevPartVIIGrp/Desc1LOAN FEES
IRS990PF/AnalysisIncomeProducingActyGrp/ProgramServiceRevPartVIIGrp/RelatedOrExemptFunctionIncmAmt031196
IRS990PF/AnalysisIncomeProducingActyGrp/ProgramServiceRevPartVIIGrp/RelatedOrExemptFunctionIncmAmt1493
IRS990PF/AnalysisIncomeProducingActyGrp/SubtotalsIncmProducingActyGrp/ExclusionAmt0204
IRS990PF/AnalysisIncomeProducingActyGrp/SubtotalsIncmProducingActyGrp/RelatedOrExemptFunctionIncmAmt031244
IRS990PF/AnalysisIncomeProducingActyGrp/TotalIncomeProducingActyAmt031448
IRS990PF/AnalysisOfRevenueAndExpenses/AccountingFeesChrtblPrpsAmt010875
IRS990PF/AnalysisOfRevenueAndExpenses/AccountingFeesRevAndExpnssAmt010875
IRS990PF/AnalysisOfRevenueAndExpenses/AdjustedNetIncomeAmt031448
IRS990PF/AnalysisOfRevenueAndExpenses/ContriPaidDsbrsChrtblAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/ContriPaidRevAndExpnssAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/ContriRcvdRevAndExpnssAmt05159
IRS990PF/AnalysisOfRevenueAndExpenses/ExcessRevenueOverExpensesAmt0-20599
IRS990PF/AnalysisOfRevenueAndExpenses/InterestDsbrsChrtblAmt011830
IRS990PF/AnalysisOfRevenueAndExpenses/InterestOnSavingsAdjNetIncmAmt0204
IRS990PF/AnalysisOfRevenueAndExpenses/InterestOnSavNetInvstIncmAmt0204
IRS990PF/AnalysisOfRevenueAndExpenses/InterestOnSavRevAndExpnssAmt0204
IRS990PF/AnalysisOfRevenueAndExpenses/InterestRevAndExpnssAmt011830
IRS990PF/AnalysisOfRevenueAndExpenses/LegalFeesDsbrsChrtblAmt01081
IRS990PF/AnalysisOfRevenueAndExpenses/LegalFeesRevAndExpnssAmt01081
IRS990PF/AnalysisOfRevenueAndExpenses/NetInvestmentIncomeAmt0204
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesDsbrsChrtblAmt031609
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesRevAndExpnssAmt031609
IRS990PF/AnalysisOfRevenueAndExpenses/OtherIncomeAdjNetIncmAmt031244
IRS990PF/AnalysisOfRevenueAndExpenses/OtherIncomeRevAndExpnssAmt031244
IRS990PF/AnalysisOfRevenueAndExpenses/ScheduleBNotRequiredInd0X
IRS990PF/AnalysisOfRevenueAndExpenses/TaxesDsbrsChrtblAmt01564
IRS990PF/AnalysisOfRevenueAndExpenses/TaxesRevAndExpnssAmt01564
IRS990PF/AnalysisOfRevenueAndExpenses/TotalAdjNetIncmAmt031448
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesDsbrsChrtblAmt057206
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesNetInvstIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesRevAndExpnssAmt057206
IRS990PF/AnalysisOfRevenueAndExpenses/TotalNetInvstIncmAmt0204
IRS990PF/AnalysisOfRevenueAndExpenses/TotalRevAndExpnssAmt036607
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesDsbrsChrtblAmt057206
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesNetInvstIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesRevAndExpnssAmt057206
IRS990PF/AnalysisOfRevenueAndExpenses/TravConfMeetingDsbrsChrtblAmt0247
IRS990PF/AnalysisOfRevenueAndExpenses/TravConfMeetingRevAndExpnssAmt0247
IRS990PF/ChgInNetAssetsFundBalancesGrp/ExcessRevenueOverExpensesAmt0-20599
IRS990PF/ChgInNetAssetsFundBalancesGrp/OtherIncreasesAmt0106077
IRS990PF/ChgInNetAssetsFundBalancesGrp/SubtotalAmt0151166
IRS990PF/ChgInNetAssetsFundBalancesGrp/TotNetAstOrFundBalancesBOYAmt065688
IRS990PF/ChgInNetAssetsFundBalancesGrp/TotNetAstOrFundBalancesEOYAmt0151166
IRS990PF/DistributableAmountGrp/Sect4942j3j5FndtnAndFrgnOrgInd0X
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/InvestmentIncomeExciseTaxAmt04
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/SubtotalAmt04
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/TaxBasedOnInvestmentIncomeAmt04
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/TaxDueAmt04
IRS990PF/FMVAssetsEOYAmt0749231
IRS990PF/Form990PFBalanceSheetsGrp/AccountsPayableBOYAmt09014
IRS990PF/Form990PFBalanceSheetsGrp/AccountsPayableEOYAmt024708
IRS990PF/Form990PFBalanceSheetsGrp/CashBOYAmt02163
IRS990PF/Form990PFBalanceSheetsGrp/CashEOYAmt011665
IRS990PF/Form990PFBalanceSheetsGrp/CashEOYFMVAmt011665
IRS990PF/Form990PFBalanceSheetsGrp/CorporateBondsBOYAmt06259
IRS990PF/Form990PFBalanceSheetsGrp/CorporateBondsEOYAmt04659
IRS990PF/Form990PFBalanceSheetsGrp/CorporateBondsEOYFMVAmt04659
IRS990PF/Form990PFBalanceSheetsGrp/CorporateStockBOYAmt0412560
IRS990PF/Form990PFBalanceSheetsGrp/CorporateStockEOYAmt0503230
IRS990PF/Form990PFBalanceSheetsGrp/CorporateStockEOYFMVAmt0503230
IRS990PF/Form990PFBalanceSheetsGrp/MortgagesAndNotesPayableBOYAmt0649008
IRS990PF/Form990PFBalanceSheetsGrp/MortgagesAndNotesPayableEOYAmt0573357
IRS990PF/Form990PFBalanceSheetsGrp/OrganizationFollowsSFAS117Ind0X
IRS990PF/Form990PFBalanceSheetsGrp/OtherAssetsBOYAmt011287
IRS990PF/Form990PFBalanceSheetsGrp/OtherAssetsEOYAmt013
IRS990PF/Form990PFBalanceSheetsGrp/OtherAssetsEOYFMVAmt013
IRS990PF/Form990PFBalanceSheetsGrp/OtherNtsAndLoansRcvblAmt0169524
IRS990PF/Form990PFBalanceSheetsGrp/OtherNtsAndLoansRcvblBOYAmt0281319
IRS990PF/Form990PFBalanceSheetsGrp/OtherNtsAndLoansRcvblEOYAmt0139848
IRS990PF/Form990PFBalanceSheetsGrp/OtherNtsAndLoansRcvblEOYFMVAmt0139848
IRS990PF/Form990PFBalanceSheetsGrp/OtherRcvblAllwncDbtflAcctAmt029676
IRS990PF/Form990PFBalanceSheetsGrp/SavAndTempCashInvstBOYAmt010122
IRS990PF/Form990PFBalanceSheetsGrp/SavAndTempCashInvstEOYAmt089816
IRS990PF/Form990PFBalanceSheetsGrp/SavAndTempCashInvstEOYFMVAmt089816
IRS990PF/Form990PFBalanceSheetsGrp/TotalAssetsBOYAmt0723710
IRS990PF/Form990PFBalanceSheetsGrp/TotalAssetsEOYAmt0749231
IRS990PF/Form990PFBalanceSheetsGrp/TotalAssetsEOYFMVAmt0749231
IRS990PF/Form990PFBalanceSheetsGrp/TotalLiabilitiesBOYAmt0658022
IRS990PF/Form990PFBalanceSheetsGrp/TotalLiabilitiesEOYAmt0598065
IRS990PF/Form990PFBalanceSheetsGrp/TotalLiabilitiesNetAstBOYAmt0723710
IRS990PF/Form990PFBalanceSheetsGrp/TotalLiabilitiesNetAstEOYAmt0749231
IRS990PF/Form990PFBalanceSheetsGrp/TotNetAstOrFundBalancesBOYAmt065688
IRS990PF/Form990PFBalanceSheetsGrp/TotNetAstOrFundBalancesEOYAmt0151166
IRS990PF/Form990PFBalanceSheetsGrp/UnrestrictedBOYAmt065688
IRS990PF/Form990PFBalanceSheetsGrp/UnrestrictedEOYAmt0151166
IRS990PF/MethodOfAccountingAccrualInd0X
IRS990PF/MinimumInvestmentReturnGrp/AcquisitionIndebtednessAmt0573357
IRS990PF/MinimumInvestmentReturnGrp/AdjustedTotalFMVOfUnusedAstAmt064916
IRS990PF/MinimumInvestmentReturnGrp/AverageMonthlyCashBalancesAmt0108473
IRS990PF/MinimumInvestmentReturnGrp/AverageMonthlyFMVOfSecAmt0385280
IRS990PF/MinimumInvestmentReturnGrp/CashDeemedCharitableAmt0974
IRS990PF/MinimumInvestmentReturnGrp/FMVAllOtherNoncharitableAstAmt0144520
IRS990PF/MinimumInvestmentReturnGrp/MinimumInvestmentReturnAmt03197
IRS990PF/MinimumInvestmentReturnGrp/NetVlNoncharitableAssetsAmt063942
IRS990PF/MinimumInvestmentReturnGrp/TotalFMVOfUnusedAssetsAmt0638273
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/CompOfHghstPdCntrctOrNONETxt0NONE
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/CompOfHghstPdEmplOrNONETxt0NONE
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/AverageHrsPerWkDevotedToPosRt20.10
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/CompensationAmt00
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/CompensationAmt10
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/CompensationAmt20
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/EmployeeBenefitProgramAmt00
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/EmployeeBenefitProgramAmt10
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/EmployeeBenefitProgramAmt20
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/PersonNm0STEPHEN L RANZINI
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/PersonNm1PAUL H MICHAEL
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/PersonNm2MARY L TRUCKS
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/TitleTxt0PRES.-TREAS.
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/TitleTxt1DIRECTOR
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/TitleTxt2DIRECTOR
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/AddressLine1Txt0101 N MAIN STREET
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/AddressLine1Txt102235 M-60 SOUTH
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/AddressLine1Txt2302 N MAIN ST
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/AddressLine2Txt0UNIT 1004
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/CityNm0ANN ARBOR
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/CityNm1EAST JORDAN
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/CityNm2SCOTTVILLE
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/StateAbbreviationCd0MI
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/StateAbbreviationCd1MI
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/StateAbbreviationCd2MI
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd048104
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd149727
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd249454
IRS990PF/Organization501c3ExemptPFInd0X
IRS990PF/PrivateOperatingFoundationsGrp/LessorAdjNetIncmMinInvstRetGrp/CurrentYearAmt03197
IRS990PF/PrivateOperatingFoundationsGrp/LessorAdjNetIncmMinInvstRetGrp/TotalAmt07598
IRS990PF/PrivateOperatingFoundationsGrp/LessorAdjNetIncmMinInvstRetGrp/Year1Amt04401
IRS990PF/PrivateOperatingFoundationsGrp/Pct85LessorAdjIncmOrMinRetGrp/CurrentYearAmt02717
IRS990PF/PrivateOperatingFoundationsGrp/Pct85LessorAdjIncmOrMinRetGrp/TotalAmt06458
IRS990PF/PrivateOperatingFoundationsGrp/Pct85LessorAdjIncmOrMinRetGrp/Year1Amt03741
IRS990PF/PrivateOperatingFoundationsGrp/QualifyingDistributionsGrp/CurrentYearAmt057206
IRS990PF/PrivateOperatingFoundationsGrp/QualifyingDistributionsGrp/TotalAmt0235557
IRS990PF/PrivateOperatingFoundationsGrp/QualifyingDistributionsGrp/Year1Amt067074
IRS990PF/PrivateOperatingFoundationsGrp/QualifyingDistributionsGrp/Year2Amt055069
IRS990PF/PrivateOperatingFoundationsGrp/QualifyingDistributionsGrp/Year3Amt056208
IRS990PF/PrivateOperatingFoundationsGrp/QualifyingDistriMadeDrtGrp/CurrentYearAmt057206
IRS990PF/PrivateOperatingFoundationsGrp/QualifyingDistriMadeDrtGrp/TotalAmt0235557
IRS990PF/PrivateOperatingFoundationsGrp/QualifyingDistriMadeDrtGrp/Year1Amt067074
IRS990PF/PrivateOperatingFoundationsGrp/QualifyingDistriMadeDrtGrp/Year2Amt055069
IRS990PF/PrivateOperatingFoundationsGrp/QualifyingDistriMadeDrtGrp/Year3Amt056208
IRS990PF/PrivateOperatingFoundationsGrp/Section4942j3Ind0X
IRS990PF/PrivateOperatingFoundationsGrp/TotalAssetsGrp/CurrentYearAmt0749231
IRS990PF/PrivateOperatingFoundationsGrp/TotalAssetsGrp/TotalAmt02711677
IRS990PF/PrivateOperatingFoundationsGrp/TotalAssetsGrp/Year1Amt0723710
IRS990PF/PrivateOperatingFoundationsGrp/TotalAssetsGrp/Year2Amt0782074
IRS990PF/PrivateOperatingFoundationsGrp/TotalAssetsGrp/Year3Amt0456662
IRS990PF/PrivateOperatingFoundationsGrp/TotalAssetsSect4942j3BiGrp/CurrentYearAmt0749231
IRS990PF/PrivateOperatingFoundationsGrp/TotalAssetsSect4942j3BiGrp/TotalAmt02711677
IRS990PF/PrivateOperatingFoundationsGrp/TotalAssetsSect4942j3BiGrp/Year1Amt0723710
IRS990PF/PrivateOperatingFoundationsGrp/TotalAssetsSect4942j3BiGrp/Year2Amt0782074
IRS990PF/PrivateOperatingFoundationsGrp/TotalAssetsSect4942j3BiGrp/Year3Amt0456662
IRS990PF/QlfyUndSect4940eReducedTaxGrp/LiableSection4942TaxInd0true
IRS990PF/QualifyingDistriPartXIIGrp/AdjustedQualifyingDistriAmt057206
IRS990PF/QualifyingDistriPartXIIGrp/ExpensesAndContributionsAmt057206
IRS990PF/QualifyingDistriPartXIIGrp/QualifyingDistributionsAmt057206
IRS990PF/RlnOfActyToAccomOfExmptPrpsGrp/RlnOfActyToAccomOfExmptPrpsGrp/LineNumberTxt01A
IRS990PF/RlnOfActyToAccomOfExmptPrpsGrp/RlnOfActyToAccomOfExmptPrpsGrp/LineNumberTxt11A
IRS990PF/RlnOfActyToAccomOfExmptPrpsGrp/RlnOfActyToAccomOfExmptPrpsGrp/LineNumberTxt21A
IRS990PF/RlnOfActyToAccomOfExmptPrpsGrp/RlnOfActyToAccomOfExmptPrpsGrp/LineNumberTxt31A
IRS990PF/RlnOfActyToAccomOfExmptPrpsGrp/RlnOfActyToAccomOfExmptPrpsGrp/RelationshipStatementTxt0PROVIDED THE FOUNDATION WITH FUNDS TO PROVIDE OTHER
IRS990PF/RlnOfActyToAccomOfExmptPrpsGrp/RlnOfActyToAccomOfExmptPrpsGrp/RelationshipStatementTxt1FINANCING AND TECHNICAL ASSISTANCE TO SMALL BUSINESSES IN
IRS990PF/RlnOfActyToAccomOfExmptPrpsGrp/RlnOfActyToAccomOfExmptPrpsGrp/RelationshipStatementTxt2THE RURAL ECONOMICALLY DEPRESSED COUNTIES OF THE EASTERN
IRS990PF/RlnOfActyToAccomOfExmptPrpsGrp/RlnOfActyToAccomOfExmptPrpsGrp/RelationshipStatementTxt3UPPER AND NORTHERN LOWER PENINSULAS OF MICHIGAN
IRS990PF/StatementsRegardingActy4720Grp/BrrwOrLendDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/BusinessHoldingsInd0false
IRS990PF/StatementsRegardingActy4720Grp/FurnGoodsDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/GrantsToIndividualsInd0false
IRS990PF/StatementsRegardingActy4720Grp/GrantsToOrganizationsInd0false
IRS990PF/StatementsRegardingActy4720Grp/InfluenceElectionInd0false
IRS990PF/StatementsRegardingActy4720Grp/InfluenceLegislationInd0false
IRS990PF/StatementsRegardingActy4720Grp/JeopardyInvestmentsInd0false
IRS990PF/StatementsRegardingActy4720Grp/NoncharitablePurposeInd0false
IRS990PF/StatementsRegardingActy4720Grp/PayCompDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/PaymentToGovernmentOfficialInd0false
IRS990PF/StatementsRegardingActy4720Grp/PayPremiumsPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/ProhibitedTaxShelterTransInd0false
IRS990PF/StatementsRegardingActy4720Grp/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/SaleOrExchDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/TransferAstDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/UncorrectedPYJeopardyInvstInd0false
IRS990PF/StatementsRegardingActy4720Grp/UndistributedIncomePYInd0false
IRS990PF/StatementsRegardingActyGrp/ActivitiesNotPreviouslyRptInd0false
IRS990PF/StatementsRegardingActyGrp/AtLeast5000InAssetsInd0true
IRS990PF/StatementsRegardingActyGrp/ChangesToArticlesOrBylawsInd0false
IRS990PF/StatementsRegardingActyGrp/ComplyWithPublicInspRqrInd0true
IRS990PF/StatementsRegardingActyGrp/DonorAdvisedFundInd0false
IRS990PF/StatementsRegardingActyGrp/ForeignAccountsQuestionInd0false
IRS990PF/StatementsRegardingActyGrp/Form1120POLFiledInd0false
IRS990PF/StatementsRegardingActyGrp/Form990PFFiledWithAttyGenInd0true
IRS990PF/StatementsRegardingActyGrp/IndividualWithBooksNm0STEPHEN LANGE RANZINI
IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd0false
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/AddressLine1Txt0101 N MAIN STREET UNIT 1004
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/CityNm0ANN ARBOR
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/StateAbbreviationCd0MI
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd048104
IRS990PF/StatementsRegardingActyGrp/MoreThan100SpentInd0false
IRS990PF/StatementsRegardingActyGrp/NewSubstantialContributorsInd0false
IRS990PF/StatementsRegardingActyGrp/OrganizationDissolvedEtcInd0false
IRS990PF/StatementsRegardingActyGrp/OwnControlledEntityInd0false
IRS990PF/StatementsRegardingActyGrp/PhoneNum07347611641
IRS990PF/StatementsRegardingActyGrp/PrivateOperatingFoundationInd0true
IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd0true
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd0false
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0N/A
IRS990PF/SummaryOfDirectChrtblActyGrp/Description1Txt0CHARITABLE ACTIVITY OF LOANING FUNDS TO PROVIDE ECONOMIC DEVELOPMENT TO ECONOMICALLY DEPRESSED NORTHERN MICHIGAN COMPANIES. EXPENSES REPORTED ON CASH BASIS.
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses1Amt057206
IRS990PF/SumOfProgramRelatedInvstGrp/Description1Txt0N/A
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/FormAndInfoAndMaterialsTxt0APPLICATIONS MAY BE REQUESTED BY WRITING TO THE ABOVE ADDRESS
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPersonNm0STEPHEN LANGE RANZINI
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPhoneNum07347611641
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/AddressLine1Txt0101 N MAIN STREET UNIT 1004
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/CityNm0ANN ARBOR
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/StateAbbreviationCd0MI
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/ZIPCd048104
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RestrictionsOnAwardsTxt0NORTHERN MICHIGAN FOUNDATION MAKES LOANS TO BUSINESSES IN ECONOMICALLY DEPRESSED COUNTIES IN THE EASTERN UPPER AND NORTHERN LOWER PENINSULAS OF MICHIGAN. OBLIGATION TO BE CONSIDERED FOR LOAN PURPOSES MUST BE DENIED CREDIT BY TRADITIONAL LENDING INSTITUTIONS SUCH AS COMMERCIAL BANKS AND CREDIT UNIONS.
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/SubmissionDeadlinesTxt0N/A
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd0false
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt057206
IRS990PF/UndistributedIncomeGrp/RemainingDistriFromCorpusAmt057206
IRS990PF/UndistributedIncomeGrp/TotalCorpusAmt057206
LegalFeesSchedule/LegalFeesGrp/CategoryTxt0LEGAL FEES
LegalFeesSchedule/LegalFeesGrp/DisbursementsCharitablePrpsAmt01081
LegalFeesSchedule/LegalFeesGrp/LegalFeesAmt01081
MortgagesAndNotesPayableSch/NotePayableGrp/BalanceDueAmt0573357
MortgagesAndNotesPayableSch/NotePayableGrp/InterestRt00.0100
MortgagesAndNotesPayableSch/NotePayableGrp/LenderNameGrp/PersonNm0USDA RURAL DEVELOPMENT ADMINISTRATI
MortgagesAndNotesPayableSch/NotePayableGrp/LoanMaturityDt02026-03
MortgagesAndNotesPayableSch/NotePayableGrp/LoanOriginalAmt01944750
MortgagesAndNotesPayableSch/NotePayableGrp/RepaymentTermsTxt0ANNUAL
MortgagesAndNotesPayableSch/NotePayableGrp/SecurityProvidedBorrowerTxt0LIEN ON ASSETS OF ULTIMATE RECIPIEN
OtherAssetsSchedule/OtherAssetsScheduleGrp/BOYBookValueAmt018
OtherAssetsSchedule/OtherAssetsScheduleGrp/BOYBookValueAmt111269
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc0ACCRUED INTEREST - SECURITIES
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc1ACCRUED INTEREST INCOME-LOANS
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYBookValueAmt013
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYFMVAmt013
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0EXPENSES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc1MANAGEMENT FEES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc2BANK CHARGES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc3DIRECTOR'S FEES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc4OFFICE EXPENSE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc5POSTAGE EXPENSE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc6ORE EXPENSE
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt030000
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt175
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt21200
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt366
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt413
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt5255
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt030000
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt175
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt21200
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt366
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt413
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt5255
OtherIncomeSchedule2/OtherIncomeDetail/AdjustedNetIncomeAmt031196
OtherIncomeSchedule2/OtherIncomeDetail/AdjustedNetIncomeAmt1493
OtherIncomeSchedule2/OtherIncomeDetail/AdjustedNetIncomeAmt2-400
OtherIncomeSchedule2/OtherIncomeDetail/AdjustedNetIncomeAmt3-45
OtherIncomeSchedule2/OtherIncomeDetail/Desc0INTEREST ON LOANS
OtherIncomeSchedule2/OtherIncomeDetail/Desc1LOAN FEES
OtherIncomeSchedule2/OtherIncomeDetail/Desc2GAIN(LOSS)-SALE OF SECURITIES
OtherIncomeSchedule2/OtherIncomeDetail/Desc3GAIN(LOSS)-SALE OF SECURITIES
OtherIncomeSchedule2/OtherIncomeDetail/RevenueAndExpensesPerBooksAmt031196
OtherIncomeSchedule2/OtherIncomeDetail/RevenueAndExpensesPerBooksAmt1493
OtherIncomeSchedule2/OtherIncomeDetail/RevenueAndExpensesPerBooksAmt2-400
OtherIncomeSchedule2/OtherIncomeDetail/RevenueAndExpensesPerBooksAmt3-45
OtherIncreasesSchedule/OtherIncreasesDetail/Amt0105070
OtherIncreasesSchedule/OtherIncreasesDetail/Amt11007
OtherIncreasesSchedule/OtherIncreasesDetail/Desc0UNREALIZED GAIN OR LOSS
OtherIncreasesSchedule/OtherIncreasesDetail/Desc1PROVISION FOR LOAN LOSSES
OtherNotesLoansRcvblShortSch2/OtherNotesLoansRcvblShortGrp/BalanceDueAmt0139848
OtherNotesLoansRcvblShortSch2/OtherNotesLoansRcvblShortGrp/Organization501c3Name/BusinessNameLine1Txt0LOANS - RELENDING
TaxesSchedule/TaxesDetail/Amt01544
TaxesSchedule/TaxesDetail/Amt120
TaxesSchedule/TaxesDetail/CategoryTxt0FEDERAL TAX
TaxesSchedule/TaxesDetail/CategoryTxt1LOCAL TAXES
TaxesSchedule/TaxesDetail/DisbursementsCharitablePrpsAmt01544
TaxesSchedule/TaxesDetail/DisbursementsCharitablePrpsAmt120
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0STEPHEN L RANZINI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRES.-TREAS.
ReturnHeader/BusinessOfficerGrp/PhoneNum07347415858
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-11-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTHERN MICHIGAN FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0383136089
ReturnHeader/Filer/PhoneNum07347415858
ReturnHeader/Filer/USAddress/AddressLine1Txt02015 WASHTENAW AVE
ReturnHeader/Filer/USAddress/CityNm0ANN ARBOR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048104
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId09D2532469DB1CB664F41D47D9253CB77B234F4F8
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId079731312B5FD495DF11E4DC13DA2AB65CEE5DDB4
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.78.100.50
ReturnHeader/FilingSecurityInformation/IPDt02018-11-14
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm007:30:10
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382622626
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FREEDMAN & GOLDBERG CPAS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt031150 NORTHWESTERN HIGHWAY SUITE 2
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0FARMINGTON HILLS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0483342573
ReturnHeader/PreparerPersonGrp/PhoneNum02486262400
ReturnHeader/PreparerPersonGrp/PreparationDt02018-11-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL GOLDBERG
ReturnHeader/ReturnTs02018-11-14T08:30:10-05:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$749,231
Liabilities
$598,065
Net assets
$151,166
Revenue
$36,607
Expenses
$57,206
Net income
-$20,599
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2017Detailed filing. Detailed filing data is available for this year.$0.75$0.60$0.15$0.04$0.06$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.72$0.66$0.07$0.04$0.07$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.78$0.73$0.06$0.47$0.06$0.41
2014Detailed filing. Detailed filing data is available for this year.$0.46$0.81$0.36$0.05$0.06$0.00
2013Detailed filing. Detailed filing data is available for this year.$0.54$0.94$0.39$0.10$0.09$0.02
2012Detailed filing. Detailed filing data is available for this year.$0.60$1.00$0.40$0.08
2011Summary only. Only limited summary data is available for this year.$0.68$1.01$0.07$0.09$0.02
2010Detailed filing. Detailed filing data is available for this year.$0.80$1.08$0.28$0.13