Civic Intelligence

Gem Resources International

990 • Fiscal year 2013 • EIN 38-3114488

Jan 01, 2013 to Dec 31, 2013 • Filed on Mar 24, 2014

PO Box 61Berrien Sprgs, MI 49103

(269) 470-0882

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

12th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2013

Liabilities / Revenue

14th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2013

Net Margin

58th percentile

5.6%

Higher net margin than 58% of similar nonprofits.

2013 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2013

Top Officer Pay

38th percentile

$0

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2013

Asset Growth

77th percentile

15%

Faster asset growth than 77% of similar nonprofits.

2013 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$443,000

Up $56,797 (+15%) from 2012

Net Assets

Up

$443,000

Up $56,797 (+15%) from 2012

Liabilities

Flat

$0

Flat from 2012

Revenue

$1,010,909

No earlier filing loaded for comparison.

Expenses

Up

$954,112

Up $724,708 (+316%) from 2012

Net Income

$56,797

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $338,579Liabilities 2010: $0Net Assets 2010: $338,5792010Assets 2011: $356,775Liabilities 2011: $0Net Assets 2011: $356,7752011Assets 2012: $386,203Liabilities 2012: $0Net Assets 2012: $386,2032012Assets 2013: $443,000Liabilities 2013: $0Net Assets 2013: $443,0002013Assets 2014: $353,372Liabilities 2014: $0Net Assets 2014: $353,3722014Assets 2015: $390,315Liabilities 2015: $0Net Assets 2015: $390,3152015Assets 2016: $513,778Liabilities 2016: $0Net Assets 2016: $513,7782016Assets 2017: $531,250Liabilities 2017: $0Net Assets 2017: $531,2502017Assets 2018: $371,013Liabilities 2018: $0Net Assets 2018: $371,0132018Assets 2019: $382,666Liabilities 2019: $0Net Assets 2019: $382,6662019Assets 2020: $338,900Liabilities 2020: $0Net Assets 2020: $338,9002020Assets 2021: $337,698Liabilities 2021: $0Net Assets 2021: $337,6982021Assets 2022: $533,830Liabilities 2022: $0Net Assets 2022: $533,8302022Assets 2023: $440,213Liabilities 2023: $0Net Assets 2023: $440,2132023Assets 2024: $481,060Liabilities 2024: $0Net Assets 2024: $481,0602024

Highlighted filing

2013

Assets$443,000
Liabilities$0
Net Assets$443,000

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $257,8212010Expenses 2011: $258,7002011Expenses 2012: $229,4042012Revenue 2013: $1,010,909Expenses 2013: $954,112Net Income 2013: $56,7972013Revenue 2014: $1,025,743Expenses 2014: $1,131,702Net Income 2014: -$105,9592014Revenue 2015: $895,030Expenses 2015: $858,087Net Income 2015: $36,9432015Revenue 2016: $289,324Expenses 2016: $165,861Net Income 2016: $123,4632016Revenue 2017: $831,754Expenses 2017: $814,282Net Income 2017: $17,4722017Revenue 2018: $530,092Expenses 2018: $690,329Net Income 2018: -$160,2372018Revenue 2019: $283,148Expenses 2019: $271,495Net Income 2019: $11,6532019Revenue 2020: $418,560Expenses 2020: $462,326Net Income 2020: -$43,7662020Revenue 2021: $255,728Expenses 2021: $256,930Net Income 2021: -$1,2022021Revenue 2022: $305,701Expenses 2022: $109,569Net Income 2022: $196,1322022Revenue 2023: $225,627Expenses 2023: $319,245Net Income 2023: -$93,6182023Revenue 2024: $235,220Expenses 2024: $194,374Net Income 2024: $40,8462024

Highlighted filing

2013

Revenue$1,010,909
Expenses$954,112
Net Income$56,797
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 24, 2014
Return Version
2013v3.0
Gross Receipts
$1,010,909
Mission and Program Overview

Mission

Funding educational/med projects developing countries

Funding educational and medical projects in developing countries.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$182,000$182,000→ $0
Cash and Non-Interest-Bearing Accounts$101,034$155,890▲ $54,856
Savings and Temporary Cash Investments$103,169$105,110▲ $1,941
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0--
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$386,203$443,000▲ $56,797
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0--
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Unrestricted Net Assets$386,203$443,000▲ $56,797
Permanently Rstr Net Assets$0$0→ $0
Temporarily Rstr Net Assets$0$0→ $0
Total Net Assets Fund Balance$386,203$443,000▲ $56,797
Total Liabilities and Net Assets / Fund Balance$386,203$443,000▲ $56,797
Compensation and Service Providers

Board Members and Trustees

NameTitle
Glenn StClairPresident
David GrellmannBoard member
David SteenBoard member
Revenue and Support

Revenue Composition

Contributions and Grants
$994,708
Program Service Revenue
$0
Investment Income
$16,201
Other Revenue
$0
All Other Contributions
$994,708
Change in Net Assets
$56,797
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$943,563
Salaries, Compensation, and Employee Benefits$7,200
Other Expenses$3,349
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Foreign Grants$943,563--$943,563
Current Officers, Directors, Trustees, and Key Employees$7,200$0$0$7,200
Office Expenses$3,349$0$0$3,349
Total Functional Expenses$954,112$0$0$954,112
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

reviewed at board meeting

Form 990, Part VI, Section C, Line 19

Our financial information is available upon written request

Filing and Contact Details

Filer

EIN
38-3114488
Phone
2694700882

Signing Officer

Name
Glenn Stclair
Title
president
Phone
2694700882
Signed
2014-03-24

Organization Details

Principal Officer
Glenn Stclair
Formed
1993
Legal Domicile
Mi
Voting Board Members
3
Independent Board Members
3
Employees
0
Volunteers
1
Raw XML AppendixShowing 400 of 498 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgSrvcAccomActyOtherGrp/Desc4Miscellaneous projects
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt065379
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt145527
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt259990
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt333764
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt458039
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt10
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt20
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt30
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt40
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt070562
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt127578
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt222025
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt36000
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt472057
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0240671
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0218404
IRS990/PYInvestmentIncomeAmt016201
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt011000
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt027468
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0229404
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0256872
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt056797
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0482295
IRS990/RoyaltiesGrp/FundraisingAmt00
IRS990/RoyaltiesGrp/ManagementAndGeneralAmt00
IRS990/RoyaltiesGrp/ProgramServicesAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0103169
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0105110
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0994708
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0256872
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0243456
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0239554
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0167475
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt01902065
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt016201
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt016201
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt016720
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt015683
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt014310
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt079115
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt016201
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt016201
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt016720
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt015683
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt014310
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt079115
IRS990ScheduleA/InvestmentIncomeCYPct00.03993
IRS990ScheduleA/InvestmentIncomePYPct00.06793
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.96007
IRS990ScheduleA/PublicSupportPY509Pct00.93207
IRS990ScheduleA/PublicSupportTotal509Amt01902065
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0994708
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0256872
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0243456
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0239554
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0167475
IRS990ScheduleA/Total509Grp/TotalAmt01902065
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01010909
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0273073
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0260176
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0255237
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0181785
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01981180
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.48$0.00$0.48$0.24$0.19$0.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.44$0.00$0.44$0.23$0.32$0.09
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.53$0.00$0.53$0.31$0.11$0.20
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.34$0.00$0.34$0.26$0.26$0.00
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.34$0.00$0.34$0.42$0.46$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.38$0.00$0.38$0.28$0.27$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.37$0.00$0.37$0.53$0.69$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.53$0.00$0.53$0.83$0.81$0.02
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$0.51$0.00$0.51$0.29$0.17$0.12
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.39$0.00$0.39$0.90$0.86$0.04
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.35$0.00$0.35$1.03$1.13$0.11
2013Detailed filing. Detailed filing data is available for this year.$0.44$0.00$0.44$1.01$0.95$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.39$0.00$0.39$0.23
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.36$0.00$0.36$0.26
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.34$0.00$0.34$0.26