Civic Intelligence

Opportunity Resource Fund

990 • Fiscal year 2019 • EIN 38-2784136

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 12, 2020

Organization Profilewww.oppfund.org

View Organization Page

330 Marshall Street No 105Lansing, MI 48912

(517) 372-6001

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.79x

Higher debt load relative to assets than 86% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Liabilities / Revenue

96th percentile

8.91x

Higher debt load relative to revenue than 96% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Net Margin

16th percentile

-10%

Higher net margin than 16% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Top Officer Pay

45th percentile

$162,951

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 9.1% of source-year revenue.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Asset Growth

62nd percentile

7.4%

Faster asset growth than 62% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Revenue Growth

21st percentile

-9.0%

Faster revenue growth than 21% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets86th percentile

Assets

Up

$20,358,806

Up $1,398,988 (+7.4%) from 2018

Net Assets

Down

$4,348,519

Down $173,000 (-3.8%) from 2018

Liabilities

Up

$16,010,287

Up $1,571,988 (+11%) from 2018

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin16th percentile

Revenue

Down

$1,797,364

Down $177,415 (-9.0%) from 2018

Expenses

Up

$1,982,312

Up $99,352 (+5.3%) from 2018

Net Income

Down

-$184,948

Down $276,767 (-301%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth62nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $9,014,992Liabilities 2010: $6,547,816Net Assets 2010: $2,467,1762010Assets 2011: $9,849,640Liabilities 2011: $7,112,197Net Assets 2011: $2,737,4432011Assets 2012: $10,287,918Liabilities 2012: $8,041,457Net Assets 2012: $2,246,4612012Assets 2013: $11,860,223Liabilities 2013: $9,007,689Net Assets 2013: $2,852,5342013Assets 2014: $11,050,169Liabilities 2014: $8,423,888Net Assets 2014: $2,626,2812014Assets 2015: $12,234,851Liabilities 2015: $9,343,666Net Assets 2015: $2,891,1852015Assets 2016: $19,391,402Liabilities 2016: $12,548,415Net Assets 2016: $6,842,9872016Assets 2017: $16,572,504Liabilities 2017: $12,135,240Net Assets 2017: $4,437,2642017Assets 2018: $18,959,818Liabilities 2018: $14,438,299Net Assets 2018: $4,521,5192018Assets 2019: $20,358,806Liabilities 2019: $16,010,287Net Assets 2019: $4,348,5192019Assets 2020: $23,453,108Liabilities 2020: $19,809,621Net Assets 2020: $3,643,4872020Assets 2021: $31,795,394Liabilities 2021: $26,044,681Net Assets 2021: $5,750,7132021Assets 2022: $26,919,241Liabilities 2022: $18,731,773Net Assets 2022: $8,187,4682022Assets 2023: $27,951,331Liabilities 2023: $18,717,214Net Assets 2023: $9,234,1172023Assets 2024: $30,573,077Liabilities 2024: $21,190,481Net Assets 2024: $9,382,5962024

Highlighted filing

2019

Assets$20,358,806
Liabilities$16,010,287
Net Assets$4,348,519
Open 2019 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0M-$4.0MRevenue 2010: $2,935,527Expenses 2010: $1,591,746Net Income 2010: $1,343,7812010Expenses 2011: $1,349,2972011Expenses 2012: $1,305,9072012Revenue 2013: $2,159,177Expenses 2013: $1,553,104Net Income 2013: $606,0732013Revenue 2014: $1,326,782Expenses 2014: $1,553,035Net Income 2014: -$226,2532014Revenue 2015: $1,811,674Expenses 2015: $1,541,139Net Income 2015: $270,5352015Revenue 2016: $5,518,333Expenses 2016: $1,568,228Net Income 2016: $3,950,1052016Revenue 2017: $1,036,877Expenses 2017: $3,450,603Net Income 2017: -$2,413,7262017Revenue 2018: $1,974,779Expenses 2018: $1,882,960Net Income 2018: $91,8192018Revenue 2019: $1,797,364Expenses 2019: $1,982,312Net Income 2019: -$184,9482019Revenue 2020: $1,350,057Expenses 2020: $2,058,695Net Income 2020: -$708,6382020Revenue 2021: $4,238,589Expenses 2021: $2,155,004Net Income 2021: $2,083,5852021Revenue 2022: $4,959,860Expenses 2022: $2,498,380Net Income 2022: $2,461,4802022Revenue 2023: $3,996,660Expenses 2023: $2,957,387Net Income 2023: $1,039,2732023Revenue 2024: $3,254,579Expenses 2024: $3,111,936Net Income 2024: $142,6432024

Highlighted filing

2019

Revenue$1,797,364
Expenses$1,982,312
Net Income-$184,948
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 12, 2020
Return Version
2019v5.1
Gross Receipts
$1,797,364
Mission and Program Overview

Mission

Opportunity Resource Fund (OppFund) promotes affordable housing, small business ownership, single family mortgages, strong communities, and fosters social and economic justice by providing loans and development services throughout the state of Michigan. By making funds available to those denied access to traditional capital, OppFund is breaking the cycle of poverty and assisting in the revitalization of Michigan neighborhoods and communities. Pre and post loan closing development services are a provision of services offered to individuals, nonprofits, and business owners.OppFund is a certified community development financial institution and functions as a revolving loan fund. It accepts socially motivated investments from individuals, not for profit organizations and banks with interest rates ranging generally from zero to three percent. These investment dollars are pooled to provide loans at affordable rates for real estate development, small business and homeownership loans.

Promotes affordable home and small business ownership to benefit and strengthen MI Communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$13,007,836$13,458,670▲ $450,834
Cash and Non-Interest-Bearing Accounts$1,580,241$2,966,090▲ $1,385,849
Savings and Temporary Cash Investments$3,099,121$2,691,303▼ $407,818
Pledges and Grants Receivable$926,887$938,877▲ $11,990
Accounts Receivable$187,455$129,282▼ $58,173
Prepaid Expenses and Deferred Charges$52,631$57,811▲ $5,180
Land, Buildings, and Equipment, Net$27,260$26,438▼ $822
Loans From Officers Directors$9,000$6,000▼ $3,000
Total Assets$18,959,818$20,358,806▲ $1,398,988
Other Assets Total$78,387$90,335▲ $11,948
Liabilities
Mortgage Notes Payable Secured by Investment Property$13,350,561$14,886,024▲ $1,535,463
Escrow Account Liability$350,505$398,559▲ $48,054
Deferred Revenue$366,191$379,989▲ $13,798
Other Liabilities$274,020$274,020→ $0
Accounts Payable and Accrued Expenses$88,022$65,695▼ $22,327
Total Liabilities$14,438,299$16,010,287▲ $1,571,988
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,736,336$3,450,234▲ $713,898
Net Assets With Donor Restrictions$1,785,183$898,285▼ $886,898
Total Net Assets Fund Balance$4,521,519$4,348,519▼ $173,000
Total Liabilities and Net Assets / Fund Balance$18,959,818$20,358,806▲ $1,398,988

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$26,438$97,040$123,478
Other Land Buildings$0$62,052$62,052

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2019$10,500---$10,500
2018$10,500---$10,500
2017$10,500-▲ $984$984$10,500
2016$10,500-▲ $229$229$10,500
2015$10,500-▲ $836$836$10,500
Compensation and Service Providers
Top Officer Pay45th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christine Coady NarayananPresident/CEOFT$161,951$1,000$162,951
Timothy StraszVP of LendingFT$131,016$9,896$140,912
Kevin FitzgeraldVP of Finance/CFOFT$130,520$1,000$131,520

Board Members and Trustees

NameTitle
Robert K HuntBoard Chair
Amy HoveyVice Chair
Anthony SpokojnyTrustee
Curtis SmithTrustee
Edwin R Harlin ended 053119Trustee
Marc CraigTrustee
Sarah Lucas ended 051319Trustee
Tarik BazzyTrustee
Thomas H SeabronTrustee
Sheilah P ClaySecretary
Sister Margaret Alandt IHMTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$902,253
Program Service Revenue
$893,335
Investment Income
$1,776
Other Revenue
$0
All Other Contributions
$902,253
Change in Net Assets
$-184,948

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,797,364
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$11,948
Total Revenue per Audited Statements
$1,809,312
Total Revenue per Form 990
$1,797,364
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,348,399
Other Expenses$633,913
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$569,306$210,565-$779,871
Current Officers, Directors, Trustees, and Key Employees$214,964$79,507-$294,471
Interest$248,968--$248,968
Other Employee Benefits$124,634$46,097-$170,731
Payroll Taxes$66,724$24,679-$91,403
Occupancy$65,580$24,270-$89,850
Information Technology$48,928$18,096-$67,024
Office Expenses$34,513$21,602-$56,115
Fees for Services Legal$30,798$18,109-$48,907
Conferences and Meetings$41,215$7,567-$48,782
Fees for Services Other$25,506$14,996-$40,502
Fees for Services Accounting$18,741$11,019-$29,760
Travel$18,708$3,435-$22,143
Pension Plan Contributions$8,704$3,219-$11,923
Insurance$6,202$3,908-$10,110
Depreciation Depletion$2,587$5,323-$7,910
Advertising$1,038--$1,038
Other Expenses$-38,593$86-$-38,593
Total Functional Expenses$1,489,834$492,478$0$1,982,312

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,982,312
Total Expenses per Audited Statements$1,982,312
Total Expenses per Form 990$1,982,312
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$9,000$6,000▼ $3,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Department of Community Health$274,020
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

“Opportunity Resource Fund's (OppFund) policy is for the Board of Trustees to receive and review the IRS Form 990 filed each year on behalf of OppFund before it is filed with the IRS. The means of delivery may be via hard copy or email, to each board member's mailing address or email address, or via electronic portal. Upon a vote and acceptance by the Board of Trustees, the IRS Form 990 is filed with the IRS.”

Form 990, Part VI, Section B, line 12C

“Board of Trustees, officers, and staff members are required to disclose conflicts as they arise. After disclosure of the financial interest and all material facts, and any discussion with the interested person, the interested person will leave the governing board or committee meeting while the determination of a conflict of interest is discussed and voted upon. The remaining board or committee members decide if a conflict of interest exists. If a conflict of interest is determined to exist, the governing board or committee will determine the appropriate actions to be taken.”

Form 990, Part VI, Section B, line 15

“The compensation of the person is reviewed and approved by independent members of OppFund's Board of Trustees, provided persons with conflicts of interest with respect to the compensation arrangement at issue are not involved in the review and approval. The review and approval of the person's compensation is made using compensation data for similarly qualified persons in functionally comparable positions at similarly situated organizations. The review and approval process is documented by the Board of Trustees via documentation and recordkeeping with respect to the deliberations and decisions regarding the compensation arrangement.”

Form 990, Part VI, Section C, line 19

“All information is available upon request. Form 990 is also posted annually on Guidestar's website. OppFund is registered to solicit in the State of Michigan and provides Form 990 and audited financial statements to the Michigan Attorney General's Office where it is public information.”

Filing and Contact Details

Filer

Filer Name
Opportunity Resource Fund
EIN
38-2784136
Phone
5173726001
Address
330 Marshall Street No 105, Lansing, MI 48912

Signing Officer

Name
Kevin Fitzgerald
Title
CFO/VP of Finance
Phone
5173726001
Signed
2020-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kevin Fitzgerald
Formed
1985
Legal Domicile
Mi
Voting Board Members
9
Independent Board Members
9
Employees
18
Volunteers
11

Preparer

Firm
Maner Costerisan PC
Address
2425 E Grand River Suite 1, Lansing, MI 48912-3291
Preparer
Dennis D Theis CPA
Phone
5173237500
Supplemental Narrative

Financial Statement Notes

Part IV, Line 2B:

“Opportunity Resource Fund escrows funds for the payment of property taxes and insurance premiums for mortgages held by OppFund.”

Part V, Line 4:

“This fund consists of permanently restricted capital invested to provide general operating monies from the investment income.”

Part X, Line 2:

“In the preparation of tax returns, tax positions are taken based on interpretation of federal, state and local income tax laws. Management periodically reviews and evaluates the status of uncertain tax positions and makes estimates of amounts, including interest and penalties, ultimately due or owed. No amounts have been identified, or recorded, as uncertain tax positions. Federal, state, and local tax returns generally remain open for examination by the various taxing authorities for a period of three to four years.”

Raw XML AppendixShowing 400 of 653 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt088022
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt065695
IRS990/AccountsReceivableGrp/BOYAmt0187455
IRS990/AccountsReceivableGrp/EOYAmt0129282
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Promotes affordable home and small business ownership to benefit and strengthen MI Communities.
IRS990/AdvertisingGrp/ProgramServicesAmt01038
IRS990/AdvertisingGrp/TotalAmt01038
IRS990/AllOtherContributionsAmt0902253
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0Kevin Fitzgerald
IRS990/BooksInCareOfDetail/PhoneNum05174892416
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0330 Marshall Street Suite 105
IRS990/BooksInCareOfDetail/USAddress/CityNm0Lansing
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd048912
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt01580241
IRS990/CashNonInterestBearingGrp/EOYAmt02966090
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt079507
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0214964
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0294471
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt07567
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt041215
IRS990/ConferencesMeetingsGrp/TotalAmt048782
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0902253
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01776
IRS990/CYOtherExpensesAmt0633913
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0893335
IRS990/CYRevenuesLessExpensesAmt0-184948
IRS990/CYSalariesCompEmpBnftPaidAmt01348399
IRS990/CYTotalExpensesAmt01982312
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01797364
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0366191
IRS990/DeferredRevenueGrp/EOYAmt0379989
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt05323
IRS990/DepreciationDepletionGrp/ProgramServicesAmt02587
IRS990/DepreciationDepletionGrp/TotalAmt07910
IRS990/Desc0OppFund's history of successful lending spans more than 35 years. Commitment and diligence has earned OppFund a reputation as a solid, dependable, and flexible lender and development services provider throughout the state of Michigan. As a recognized Michigan lender, OppFund seeks collaboration opportunities and has strong relationships and positive partnerships with key concerns in Michigan's economic community. Since 1985, OppFund has loaned more than $50.7 million providing 406 real estate development, 104 small business, 11 consumer, and 341 homeownership loans. These loans have leveraged more than $187 million from public and private investments helping to create or maintain 2,896 units of affordable housing, 1,011 jobs, 406 new or safer housing for predominantly low and moderate-income families, and ensuring at least 125 children are safer in organized daycare facilities. In addition, almost 589,270 square feet of primarily commercial space has been developed. OppFund loans empower people throughout the state of Michigan.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt01785183
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt0898285
IRS990/DonorRstrOrQuasiEndowmentsInd01
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt018
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/EscrowAccountLiabilityGrp/BOYAmt0350505
IRS990/EscrowAccountLiabilityGrp/EOYAmt0398559
IRS990/ExpenseAmt01489834
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt011019
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt018741
IRS990/FeesForServicesAccountingGrp/TotalAmt029760
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt018109
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt030798
IRS990/FeesForServicesLegalGrp/TotalAmt048907
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt014996
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt025506
IRS990/FeesForServicesOtherGrp/TotalAmt040502
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt111000
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt121000
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt139896
IRS990/Form990PartVIISectionAGrp/PersonNm0Edwin R Harlin ended 053119
IRS990/Form990PartVIISectionAGrp/PersonNm1Thomas H Seabron
IRS990/Form990PartVIISectionAGrp/PersonNm2Tarik Bazzy
IRS990/Form990PartVIISectionAGrp/PersonNm3Anthony Spokojny
IRS990/Form990PartVIISectionAGrp/PersonNm4Sarah Lucas ended 051319
IRS990/Form990PartVIISectionAGrp/PersonNm5Curtis Smith
IRS990/Form990PartVIISectionAGrp/PersonNm6Marc Craig
IRS990/Form990PartVIISectionAGrp/PersonNm7Sister Margaret Alandt IHM
IRS990/Form990PartVIISectionAGrp/PersonNm8Sheilah P Clay
IRS990/Form990PartVIISectionAGrp/PersonNm9Amy Hovey
IRS990/Form990PartVIISectionAGrp/PersonNm10Robert K Hunt
IRS990/Form990PartVIISectionAGrp/PersonNm11Christine Coady Narayanan
IRS990/Form990PartVIISectionAGrp/PersonNm12Kevin Fitzgerald
IRS990/Form990PartVIISectionAGrp/PersonNm13Timothy Strasz
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11161951
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12130520
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13131016
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt1Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt2Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt3Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt4Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt5Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt6Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt7Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt8Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt9Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt11President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP of Finance/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP of Lending
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01985
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01797364
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt018096
IRS990/InformationTechnologyGrp/ProgramServicesAmt048928
IRS990/InformationTechnologyGrp/TotalAmt067024
IRS990/InsuranceGrp/ManagementAndGeneralAmt03908
IRS990/InsuranceGrp/ProgramServicesAmt06202
IRS990/InsuranceGrp/TotalAmt010110
IRS990/InterestGrp/ProgramServicesAmt0248968
IRS990/InterestGrp/TotalAmt0248968
IRS990/InvestmentIncomeGrp/ExclusionAmt01776
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01776
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0159
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0159092
IRS990/LandBldgEquipBasisNetGrp/BOYAmt027260
IRS990/LandBldgEquipBasisNetGrp/EOYAmt026438
IRS990/LandBldgEquipCostOrOtherBssAmt0185530
IRS990/LegalDomicileStateCd0MI
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt09000
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt06000
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Opportunity Resource Fund (OppFund) promotes affordable housing, small business ownership, single family mortgages, strong communities, and fosters social and economic justice by providing loans and development services throughout the state of Michigan. By making funds available to those denied access to traditional capital, OppFund is breaking the cycle of poverty and assisting in the revitalization of Michigan neighborhoods and communities. Pre and post loan closing development services are a provision of services offered to individuals, nonprofits, and business owners.OppFund is a certified community development financial institution and functions as a revolving loan fund. It accepts socially motivated investments from individuals, not for profit organizations and banks with interest rates ranging generally from zero to three percent. These investment dollars are pooled to provide loans at affordable rates for real estate development, small business and homeownership loans.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt013350561
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt014886024
IRS990/NetAssetsOrFundBalancesBOYAmt04521519
IRS990/NetAssetsOrFundBalancesEOYAmt04348519
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt011948
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt02736336
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt03450234
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt024270
IRS990/OccupancyGrp/ProgramServicesAmt065580
IRS990/OccupancyGrp/TotalAmt089850
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt021602
IRS990/OfficeExpensesGrp/ProgramServicesAmt034513
IRS990/OfficeExpensesGrp/TotalAmt056115
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt078387
IRS990/OtherAssetsTotalGrp/EOYAmt090335
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt046097
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0124634
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0170731
IRS990/OtherExpensesGrp/Desc0Miscellaneous
IRS990/OtherExpensesGrp/Desc1Loan Loss Provision
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt086
IRS990/OtherExpensesGrp/ProgramServicesAmt01311
IRS990/OtherExpensesGrp/ProgramServicesAmt1-38593
IRS990/OtherExpensesGrp/TotalAmt01397
IRS990/OtherExpensesGrp/TotalAmt1-38593
IRS990/OtherLiabilitiesGrp/BOYAmt0274020
IRS990/OtherLiabilitiesGrp/EOYAmt0274020
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0210565
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0569306
IRS990/OtherSalariesAndWagesGrp/TotalAmt0779871
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt013007836
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt013458670
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt024679
IRS990/PayrollTaxesGrp/ProgramServicesAmt066724
IRS990/PayrollTaxesGrp/TotalAmt091403
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt03219
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt08704
IRS990/PensionPlanContributionsGrp/TotalAmt011923
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0926887
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0938877
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt052631
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt057811
IRS990/PrincipalOfficerNm0Kevin Fitzgerald
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/Desc0Interest Income - Loan
IRS990/ProgramServiceRevenueGrp/Desc1Contractual Services
IRS990/ProgramServiceRevenueGrp/Desc2Loan Origination Fees
IRS990/ProgramServiceRevenueGrp/Desc3Other Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0614185
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1148910
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2111717
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt318523
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0614185
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1148910
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2111717
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt318523
IRS990/ProgSrvcAccomActy2Grp/Desc0OppFund relies upon its Board-approved Strategic Plan in its continuing quest to act as a catalyst for change to benefit and strengthen Michigan communities. The Strategic Plan includes lending goals to increase financing for the creation, renovation, and/or preservation of affordable housing, assist individual homeowners, and help to fuel Michigan's economy with the creation of jobs. Further, in response to the growing need to reverse racial discrimination, OppFund will concentrate our efforts in 2021 on reaching individuals and communities consistently failed by mainstream finance.
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt018523
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01067590
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt021931
IRS990/PYInvestmentIncomeAmt02530
IRS990/PYOtherExpensesAmt0705113
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0904659
IRS990/PYRevenuesLessExpensesAmt091819
IRS990/PYSalariesCompEmpBnftPaidAmt01155916
IRS990/PYTotalExpensesAmt01882960
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01974779
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-184948
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0874812
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03099121
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02691303
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt05000
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt025000
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt015000
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt045000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0902253
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt01067590
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0155243
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt02660086
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt01106782
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt05891954
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt01776
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt02530
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt04038
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt02496
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt05559
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt016399
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0893335
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0904659
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0877596
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0899242
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0726545
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt04301377
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt01776
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt02530
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt04038
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt02496
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt05559
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt016399
IRS990ScheduleA/InvestmentIncomeCYPct00.00160
IRS990ScheduleA/InvestmentIncomePYPct00.00290
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.57260
IRS990ScheduleA/PublicSupportPY509Pct00.48600
IRS990ScheduleA/PublicSupportTotal509Amt05845897
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt0810504
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt05000
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt02542097
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt0989833
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt04347434
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt0810504
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt02517097
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt0974833
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt04302434
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01795588
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01972249
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01032839
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt03559328
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01833327
IRS990ScheduleA/Total509Grp/TotalAmt010193331
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01797364
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt01974779
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01036877
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt03561824
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01838886

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$20,358,806
Liabilities
$16,010,287
Net assets
$4,348,519
Revenue
$1,797,364
Expenses
$1,982,312
Net income
-$184,948
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.6$21.2$9.38$3.25$3.11$0.14
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.0$18.7$9.23$4.00$2.96$1.04
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.9$18.7$8.19$4.96$2.50$2.46
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.8$26.0$5.75$4.24$2.16$2.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.5$19.8$3.64$1.35$2.06$0.71
2019Detailed filing. Detailed filing data is available for this year.$20.4$16.0$4.35$1.80$1.98$0.18
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.0$14.4$4.52$1.97$1.88$0.09
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.6$12.1$4.44$1.04$3.45$2.41
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.4$12.5$6.84$5.52$1.57$3.95
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.2$9.34$2.89$1.81$1.54$0.27
2014Detailed filing. Detailed filing data is available for this year.$11.1$8.42$2.63$1.33$1.55$0.23
2013Detailed filing. Detailed filing data is available for this year.$11.9$9.01$2.85$2.16$1.55$0.61
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.3$8.04$2.25$1.31
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.85$7.11$2.74$1.35
2010Summary only. Only limited summary data is available for this year.$9.01$6.55$2.47$2.94$1.59$1.34