Civic Intelligence

Blue Water Community Action

990 • Fiscal year 2025 • EIN 38-2284121

Oct 01, 2024 to Sep 30, 2025 • Filed on Mar 25, 2026

Organization ProfileWWW.BWCAA.ORG

View Organization Page

3403 Lapeer RoadPort Huron, MI 48060

(810) 982-8541

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.65x

Higher debt load relative to assets than 89% of similar nonprofits.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

80th percentile

0.46x

Higher debt load relative to revenue than 80% of similar nonprofits.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

24th percentile

-6.2%

Higher net margin than 24% of similar nonprofits.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

68th percentile

$100,970

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

10th percentile

-13%

Faster asset growth than 10% of similar nonprofits.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

73rd percentile

22%

Faster revenue growth than 73% of similar nonprofits.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets89th percentile

Assets

Down

$2,622,812

Down $400,257 (-13%) from 2024

Net Assets

Down

$909,964

Down $231,193 (-20%) from 2024

Liabilities

Down

$1,712,848

Down $169,064 (-9.0%) from 2024

Revenue And Expenses
Liabilities / Revenue80th percentileNet Margin24th percentile

Revenue

Up

$3,717,113

Up $659,220 (+22%) from 2024

Expenses

Up

$3,948,306

Up $689,334 (+21%) from 2024

Net Income

Down

-$231,193

Down $30,114 (-15%) from 2024

Historical Trend

Balance Sheet Trend

Asset Growth10th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $3,179,775Liabilities 2010: $2,455,522Net Assets 2010: $724,2532010Assets 2011: $3,001,876Liabilities 2011: $2,392,511Net Assets 2011: $609,3652011Assets 2012: $2,089,740Liabilities 2012: $1,723,587Net Assets 2012: $366,1532012Assets 2013: $1,773,637Liabilities 2013: $1,398,821Net Assets 2013: $374,8162013Assets 2014: $1,737,759Liabilities 2014: $1,140,998Net Assets 2014: $596,7612014Assets 2015: $1,410,357Liabilities 2015: $883,653Net Assets 2015: $526,7042015Assets 2016: $1,296,670Liabilities 2016: $834,285Net Assets 2016: $462,3852016Assets 2017: $1,412,214Liabilities 2017: $858,703Net Assets 2017: $553,5112017Assets 2018: $1,513,891Liabilities 2018: $878,495Net Assets 2018: $635,3962018Assets 2019: $3,317,894Liabilities 2019: $2,190,546Net Assets 2019: $1,127,3482019Assets 2020: $3,260,700Liabilities 2020: $2,073,472Net Assets 2020: $1,187,2282020Assets 2021: $3,539,859Liabilities 2021: $2,440,632Net Assets 2021: $1,099,2272021Assets 2022: $3,502,339Liabilities 2022: $2,035,151Net Assets 2022: $1,467,1882022Assets 2023: $3,231,615Liabilities 2023: $1,889,379Net Assets 2023: $1,342,2362023Assets 2024: $3,023,069Liabilities 2024: $1,881,912Net Assets 2024: $1,141,1572024Assets 2025: $2,622,812Liabilities 2025: $1,712,848Net Assets 2025: $909,9642025

Highlighted filing

2025

Assets$2,622,812
Liabilities$1,712,848
Net Assets$909,964
Open 2025 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $6,794,9442010Revenue 2011: $7,781,931Expenses 2011: $7,896,819Net Income 2011: -$114,8882011Expenses 2012: $6,398,5822012Revenue 2013: $5,271,917Expenses 2013: $5,263,254Net Income 2013: $8,6632013Revenue 2014: $5,431,799Expenses 2014: $5,209,854Net Income 2014: $221,9452014Revenue 2015: $5,033,794Expenses 2015: $5,103,851Net Income 2015: -$70,0572015Revenue 2016: $5,388,851Expenses 2016: $5,453,170Net Income 2016: -$64,3192016Revenue 2017: $5,631,384Expenses 2017: $5,540,258Net Income 2017: $91,1262017Revenue 2018: $6,284,183Expenses 2018: $6,202,298Net Income 2018: $81,8852018Revenue 2019: $7,502,938Expenses 2019: $6,980,986Net Income 2019: $521,9522019Revenue 2020: $7,389,666Expenses 2020: $7,329,786Net Income 2020: $59,8802020Revenue 2021: $9,991,743Expenses 2021: $10,079,744Net Income 2021: -$88,0012021Revenue 2022: $11,929,588Expenses 2022: $11,561,627Net Income 2022: $367,9612022Revenue 2023: $7,600,887Expenses 2023: $7,725,839Net Income 2023: -$124,9522023Revenue 2024: $3,057,893Expenses 2024: $3,258,972Net Income 2024: -$201,0792024Revenue 2025: $3,717,113Expenses 2025: $3,948,306Net Income 2025: -$231,1932025

Highlighted filing

2025

Revenue$3,717,113
Expenses$3,948,306
Net Income-$231,193
Open 2025 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Mar 25, 2026
Return Version
2024v5.5
Gross Receipts
$3,756,749
Mission and Program Overview

Mission

To plan, establish, coordinate, operate programs and conduct activities which give promise of progress toward eliminating and attacking the cause of poverty in st. Clair county.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,675,771$1,568,074▼ $107,697
Cash and Non-Interest-Bearing Accounts$898,705$555,413▼ $343,292
Pledges and Grants Receivable$349,433$415,424▲ $65,991
Inventories for Sale or Use$68,586$68,586→ $0
Prepaid Expenses and Deferred Charges$30,574$15,315▼ $15,259
Total Assets$3,023,069$2,622,812▼ $400,257
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,352,760$1,315,800▼ $36,960
Escrow Account Liability$221,565$227,212▲ $5,647
Accounts Payable and Accrued Expenses$148,112$108,043▼ $40,069
Deferred Revenue$159,475$61,793▼ $97,682
Total Liabilities$1,881,912$1,712,848▼ $169,064
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,035,053$819,896▼ $215,157
Net Assets With Donor Restrictions$106,104$90,068▼ $16,036
Total Net Assets Fund Balance$1,141,157$909,964▼ $231,193
Total Liabilities and Net Assets / Fund Balance$3,023,069$2,622,812▼ $400,257

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,339,529$250,426$1,589,955
Equipment$78,545$218,219$296,764
Land$150,000-$150,000
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Karen LakeExecutive DirectorFT$88,831$12,139$100,970

Board Members and Trustees

NameTitle
Jorja BaldwinChairperson
Kevin WatkinsVice Chairperson
Barbara PaytonMember
Benita DavisMember
Dave VandenbosscheMember
Sarah LaforgeMember
Shannon MckeeverMember
Bobbie CutcherSecretary
Randy BennettTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Quality HandymanWeatherization4940 HARRIS, Lakeport, MI 48059$198,224
White Heating And CoolingWeatherization5325 POINTE TREMBLE RD, Algonac, MI 48001$123,051
Revenue and Support

Revenue Composition

Contributions and Grants
$3,274,492
Program Service Revenue
$420,381
Investment Income
$199
Other Revenue
$22,041
All Other Contributions
$925,828
Change in Net Assets
$-231,193

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,717,113
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$39,636
Total Revenue per Audited Statements
$3,756,749
Total Revenue per Form 990
$3,717,113
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$1,737,029
Salaries, Compensation, and Employee Benefits$1,392,340
Other Expenses$818,937
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$1,250,534--$1,250,534
Other Salaries and Wages$631,612$297,481-$929,093
Grants to Domestic Orgs$486,495--$486,495
Occupancy$227,223$64,250-$291,473
Other Employee Benefits$155,358$95,681-$251,039
Fees for Services Other$223,503$20,056-$243,559
Current Officers, Directors, Trustees, and Key Employees-$113,199-$113,199
Depreciation Depletion$97,700--$97,700
Payroll Taxes$45,400$33,734-$79,134
Interest$48,480--$48,480
Fees for Services Accounting$3,127$36,109-$39,236
Conferences and Meetings$21,922$321-$22,243
Pension Plan Contributions$11,554$8,321-$19,875
Travel$11,635$222-$11,857
Fees for Services Legal-$10,111-$10,111
Other Expenses$3,873$4,302-$8,175
Total Functional Expenses$3,238,682$709,624$0$3,948,306

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$3,987,942
Expenses per Audited Statements$3,948,306
Total Expenses per Form 990$3,948,306
Expenses Not Reported on Form 990$39,636
Expenses Not Reported on Financial Statements$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Bhk Community ActionHoughton, MI501(c)(3)Weatherization$195,670
Ottawa Community ActionHolland, MI501(c)(3)Weatherization$128,836
Community Action Agency of South Central MichiganBattle Creek, MI501(c)(3)Weatherization$76,620
The HarborMt Clemens, MI501(c)(3)Emergency Shelter Services$37,896
Detroit Rescue MissionDetroit, MI501(c)(3)Emergency Shelter Services$27,498
Human Development CommissionCaro, MI501(c)(3)Weatherization$14,875
Chippewa-luce-mackinaw Community Action AgencySault Ste Marie, MI501(c)(3)Weatherization$5,100
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$39,636
Fundraising Gross Income$12,640
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Walk for Warmth$23,600$12,640$39,636$-26,996
Total Events$23,600$12,640$39,636$-26,996
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 4

“Bylaws were updated in april 2025 to remove open meetings act requirements.”

Form 990, Part VI, Section B, Line 11B

“Organization's process to review form 990: audit firm will prepare 990 with information provided by blue water community action. Fiscal director will review the 990 and compare it to the audited records. The 990 will then go to the executive director who will also compare it to the audited financial records and present the form to the board of directors who will then approve data.”

Form 990, Part VI, Section B, Line 12C

“Enforcement of conflicts policy: individuals are expected to state publicly or to the executive director if there is a conflict. It is a small community so most people know everyone and know if a conflict exists.”

Form 990, Part VI, Section B, Line 15A

“Compensation process for executive director: the executive director's performance is reviewed annually. Hhs cola information/increase is used to help determine salary increases. Additional increases are at the discretion of the board of directors. A wage comparibility survey is completed every three to five years and shared with the board if relevant to the request.”

Form 990, Part VI, Section C, Line 19

“Governing documents disclosure explanation: governing documents are made available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Blue Water Community Action
EIN
38-2284121
Phone
8109828541
Address
3403 LAPEER ROAD, PORT HURON, MI 48060

Signing Officer

Name
Karen Lake
Title
Executive Director
Phone
8109828541
Signed
2026-03-25
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Karen Lake
Formed
1979
Legal Domicile
Mi
Voting Board Members
9
Independent Board Members
9
Employees
37
Volunteers
25

Preparer

Firm
Uhy Advisors Great Lakes Inc
Address
1979 HOLLAND AVE SUITE A, PORT HURON, MI 48060
Preparer
Jessica Walz
Phone
8109843829
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Contracted services: program service expenses 184,847. Management and general expenses 0. Fundraising expenses 0. Total expenses 184,847. Other: program service expenses 38,656. Management and general expenses 20,056. Fundraising expenses 0. Total expenses 58,712.”

Part XII Line 2C

“There were no changes in oversight from the prior year”

Financial Statement Notes

PART IV, LINE 2B:

“Blue water community action holds money for clients who are part of the money management program. Bwca holds client's funds and disburses it in an effort to teach clients how to manage their money responsibly.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Fundraising expenses 39,636.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Fundraising expense 39,636.”

Raw XML AppendixShowing 400 of 593 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd01
IRS990/FundraisingAmt010960
IRS990/FundraisingDirectExpensesAmt039636
IRS990/FundraisingGrossIncomeAmt012640
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GovernmentGrantsAmt02337704
IRS990/GrantAmt01710123
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt01250534
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt01250534
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0486495
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0486495
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03756749
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InterestGrp/ProgramServicesAmt048480
IRS990/InterestGrp/TotalAmt048480
IRS990/InventoriesForSaleOrUseGrp/BOYAmt068586
IRS990/InventoriesForSaleOrUseGrp/EOYAmt068586
IRS990/InvestmentIncomeGrp/ExclusionAmt0199
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0199
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt075
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0468645
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01675771
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01568074
IRS990/LandBldgEquipCostOrOtherBssAmt02036719
IRS990/LegalDomicileStateCd0MI
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PLAN, ESTABLISH, COORDINATE, OPERATE PROGRAMS AND CONDUCT ACTIVITIES WHICH GIVE PROMISE OF PROGRESS TOWARD ELIMINATING AND ATTACKING THE CAUSE OF POVERTY IN ST. CLAIR COUNTY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt01352760
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt01315800
IRS990/NetAssetsOrFundBalancesBOYAmt01141157
IRS990/NetAssetsOrFundBalancesEOYAmt0909964
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt0-26996
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0-26996
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt01035053
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0819896
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt064250
IRS990/OccupancyGrp/ProgramServicesAmt0227223
IRS990/OccupancyGrp/TotalAmt0291473
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt095681
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0155358
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0251039
IRS990/OtherExpensesGrp/Desc0EQUIPMENT
IRS990/OtherExpensesGrp/Desc1COMMUNICATION
IRS990/OtherExpensesGrp/Desc2PROGRAM SUPPLIES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt020790
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt15047
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt24302
IRS990/OtherExpensesGrp/ProgramServicesAmt07690
IRS990/OtherExpensesGrp/ProgramServicesAmt112576
IRS990/OtherExpensesGrp/ProgramServicesAmt23873
IRS990/OtherExpensesGrp/TotalAmt028480
IRS990/OtherExpensesGrp/TotalAmt117623
IRS990/OtherExpensesGrp/TotalAmt28175
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER REVENUE
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt049037
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt049037
IRS990/OtherRevenueTotalAmt049037
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0297481
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0631612
IRS990/OtherSalariesAndWagesGrp/TotalAmt0929093
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt033734
IRS990/PayrollTaxesGrp/ProgramServicesAmt045400
IRS990/PayrollTaxesGrp/TotalAmt079134
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt08321
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt011554
IRS990/PensionPlanContributionsGrp/TotalAmt019875
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0349433
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0415424
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt030574
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt015315
IRS990/PrincipalOfficerNm0KAREN LAKE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0532000
IRS990/ProgramServiceRevenueGrp/BusinessCd1812900
IRS990/ProgramServiceRevenueGrp/BusinessCd2525920
IRS990/ProgramServiceRevenueGrp/Desc0RENTAL INCOME
IRS990/ProgramServiceRevenueGrp/Desc1DEBT MANAGEMENT FEES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0341554
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt176939
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21888
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0341554
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt176939
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21888
IRS990/ProgSrvcAccomActy2Grp/Desc0OTHER SERVICES - DEBT MANAGEMENT AND CORPORATE ACTIVITIES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0443485
IRS990/ProgSrvcAccomActy2Grp/GrantAmt026906
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0459372
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt02705745
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt01322746
IRS990/PYInvestmentIncomeAmt0321
IRS990/PYOtherExpensesAmt0600662
IRS990/PYOtherRevenueAmt0-25272
IRS990/PYProgramServiceRevenueAmt0377099
IRS990/PYRevenuesLessExpensesAmt0-201079
IRS990/PYSalariesCompEmpBnftPaidAmt01335564
IRS990/PYTotalExpensesAmt03258972
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03057893
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-231193
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt010046
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt03287132
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt02705745
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt07374617
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt011699433
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt09760771
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt034827698
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0199
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0321
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0299
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0102
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt02678
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt03599
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt01327568
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt049037
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt03441
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt011615
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt02510
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt03612
IRS990ScheduleA/OtherIncome170Grp/TotalAmt070215
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99790
IRS990ScheduleA/PublicSupportPY170Pct00.99910
IRS990ScheduleA/PublicSupportTotal170Amt034827698
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt03287132
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt02705745
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt07374617
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt011699433
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt09760771
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt034827698
IRS990ScheduleA/TotalSupportAmt034901512
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01339529
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0250426
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01589955
IRS990ScheduleD/EquipmentGrp/BookValueAmt078545
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0218219
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0296764
IRS990ScheduleD/ExpensesNotReportedAmt039636
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03948306
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0150000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0150000
IRS990ScheduleD/OtherExpensesIncludedAmt039636
IRS990ScheduleD/OtherRevenueAmt039636
IRS990ScheduleD/RevenueNotReportedAmt039636
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt03717113
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0BLUE WATER COMMUNITY ACTION HOLDS MONEY FOR CLIENTS WHO ARE PART OF THE MONEY MANAGEMENT PROGRAM. BWCA HOLDS CLIENT'S FUNDS AND DISBURSES IT IN AN EFFORT TO TEACH CLIENTS HOW TO MANAGE THEIR MONEY RESPONSIBLY.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1FUNDRAISING EXPENSES 39,636.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2FUNDRAISING EXPENSE 39,636.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01568074
IRS990ScheduleD/TotalExpensesPerForm990Amt03948306
IRS990ScheduleD/TotalRevenuePerForm990Amt03717113
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03756749
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03987942
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt010960
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt010960
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt039636
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0WALK FOR WARMTH
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt023600
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt023600
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt012640

Document Assets

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Filings

Displayed year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,622,812
Liabilities
$1,712,848
Net assets
$909,964
Revenue
$3,717,113
Expenses
$3,948,306
Net income
-$231,193
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.62$1.71$0.91$3.72$3.95$0.23
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.02$1.88$1.14$3.06$3.26$0.20
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.23$1.89$1.34$7.60$7.73$0.12
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.50$2.04$1.47$11.9$11.6$0.37
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.54$2.44$1.10$9.99$10.1$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.26$2.07$1.19$7.39$7.33$0.06
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.32$2.19$1.13$7.50$6.98$0.52
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.51$0.88$0.64$6.28$6.20$0.08
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.41$0.86$0.55$5.63$5.54$0.09
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.30$0.83$0.46$5.39$5.45$0.06
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.41$0.88$0.53$5.03$5.10$0.07
2014Detailed filing. Detailed filing data is available for this year.$1.74$1.14$0.60$5.43$5.21$0.22
2013Summary only. Only limited summary data is available for this year.$1.77$1.40$0.37$5.27$5.26$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.09$1.72$0.37$6.40
2011Summary only. Only limited summary data is available for this year.$3.00$2.39$0.61$7.78$7.90$0.11
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.18$2.46$0.72$6.79