Civic Intelligence

MID Michigan Community Action

EIN 38-2056236 • 501(c)3 • Farwell, MI

View Organization Page

Profile

Mid michigan community action agency supports families and individuals by providing access to resources and opportunities. The purpose of the organization is to plan, establish, collaborate, coordinate and operate programs including, to provide affordable housing for persons of low and moderate income, to provide an avenue for rural community action committees in northern michigan to work closely with their local power structures and in fact become designated by local public units of government as the official planning agency for social and economic development, and to apply for, receive, administer and disburse funds for educational and social work consistent with the organization's purpose.

1574 East Washington RoadFarwell, MI 48622

www.mmcaa.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.43x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

48th percentile

0.20x

Higher debt load relative to revenue than 48% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

31st percentile

-1.8%

Higher net margin than 31% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

42nd percentile

$163,560

Higher top officer pay than 42% of similar nonprofits.

Top officer pay equals 0.7% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

61st percentile

7.8%

Faster asset growth than 61% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

70th percentile

20%

Faster revenue growth than 70% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Down

$10,269,842

Down $78,428 (-0.8%) from 2023

Liabilities

Up

$4,452,398

Up $5,786 (+0.1%) from 2023

Net Assets

Down

$5,817,444

Down $84,214 (-1.4%) from 2023

Operations
Liabilities / Revenue48th percentileNet Margin31st percentile

Revenue

Up

$21,989,701

Up $3,670,060 (+20%) from 2023

Expenses

Up

$22,376,834

Up $3,678,921 (+20%) from 2023

Net Income

Down

-$387,133

Down $8,861 (-2.3%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth61st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $9,474,066Liabilities 2010: $3,631,316Net Assets 2010: $5,842,7502010Assets 2011: $8,647,728Liabilities 2011: $3,210,292Net Assets 2011: $5,437,4362011Assets 2012: $8,689,983Liabilities 2012: $2,896,721Net Assets 2012: $5,793,2622012Assets 2013: $8,372,470Liabilities 2013: $2,654,338Net Assets 2013: $5,718,1322013Assets 2014: $8,272,647Liabilities 2014: $2,815,860Net Assets 2014: $5,456,7872014Assets 2015: $7,970,573Liabilities 2015: $2,516,222Net Assets 2015: $5,454,3512015Assets 2016: $7,786,672Liabilities 2016: $2,556,736Net Assets 2016: $5,229,9362016Assets 2017: $7,918,863Liabilities 2017: $2,484,240Net Assets 2017: $5,434,6232017Assets 2018: $8,026,608Liabilities 2018: $2,469,838Net Assets 2018: $5,556,7702018Assets 2019: $8,168,762Liabilities 2019: $2,360,921Net Assets 2019: $5,807,8412019Assets 2020: $9,177,580Liabilities 2020: $3,296,110Net Assets 2020: $5,881,4702020Assets 2021: $9,662,222Liabilities 2021: $3,229,060Net Assets 2021: $6,433,1622021Assets 2022: $9,748,937Liabilities 2022: $3,735,253Net Assets 2022: $6,013,6842022Assets 2023: $10,348,270Liabilities 2023: $4,446,612Net Assets 2023: $5,901,6582023Assets 2024: $10,269,842Liabilities 2024: $4,452,398Net Assets 2024: $5,817,4442024

Highlighted filing

2024

Assets$10,269,842
Liabilities$4,452,398
Net Assets$5,817,444
Open 2024 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $13,334,0842010Expenses 2011: $14,144,4512011Revenue 2012: $10,809,549Expenses 2012: $10,809,133Net Income 2012: $4162012Revenue 2013: $8,802,061Expenses 2013: $9,130,278Net Income 2013: -$328,2172013Revenue 2014: $10,337,945Expenses 2014: $10,574,417Net Income 2014: -$236,4722014Revenue 2015: $10,342,727Expenses 2015: $10,528,098Net Income 2015: -$185,3712015Revenue 2016: $10,144,142Expenses 2016: $10,527,666Net Income 2016: -$383,5242016Revenue 2017: $9,969,901Expenses 2017: $10,070,072Net Income 2017: -$100,1712017Revenue 2018: $10,677,239Expenses 2018: $10,694,071Net Income 2018: -$16,8322018Revenue 2019: $10,261,245Expenses 2019: $9,960,302Net Income 2019: $300,9432019Revenue 2020: $12,388,251Expenses 2020: $12,380,291Net Income 2020: $7,9602020Revenue 2021: $19,023,485Expenses 2021: $18,807,235Net Income 2021: $216,2502021Revenue 2022: $23,381,176Expenses 2022: $23,506,342Net Income 2022: -$125,1662022Revenue 2023: $18,319,641Expenses 2023: $18,697,913Net Income 2023: -$378,2722023Revenue 2024: $21,989,701Expenses 2024: $22,376,834Net Income 2024: -$387,1332024

Highlighted filing

2024

Revenue$21,989,701
Expenses$22,376,834
Net Income-$387,133
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,269,842
Liabilities
$4,452,398
Net assets
$5,817,444
Revenue
$21,989,701
Expenses
$22,376,834
Net income
-$387,133
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$10.3$4.45$5.82$22.0$22.4$0.39
2023Detailed filing. Detailed filing data is available for this year.$10.3$4.45$5.90$18.3$18.7$0.38
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.75$3.74$6.01$23.4$23.5$0.13
2021Detailed filing. Detailed filing data is available for this year.$9.66$3.23$6.43$19.0$18.8$0.22
2020Detailed filing. Detailed filing data is available for this year.$9.18$3.30$5.88$12.4$12.4$0.01
2019Detailed filing. Detailed filing data is available for this year.$8.17$2.36$5.81$10.3$9.96$0.30
2018Detailed filing. Detailed filing data is available for this year.$8.03$2.47$5.56$10.7$10.7$0.02
2017Detailed filing. Detailed filing data is available for this year.$7.92$2.48$5.43$9.97$10.1$0.10
2016Detailed filing. Detailed filing data is available for this year.$7.79$2.56$5.23$10.1$10.5$0.38
2015Detailed filing. Detailed filing data is available for this year.$7.97$2.52$5.45$10.3$10.5$0.19
2014Detailed filing. Detailed filing data is available for this year.$8.27$2.82$5.46$10.3$10.6$0.24
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.37$2.65$5.72$8.80$9.13$0.33
2012Summary only. Only limited summary data is available for this year.$8.69$2.90$5.79$10.8$10.8$0.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.65$3.21$5.44$14.1
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.47$3.63$5.84$13.3
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Aug 13, 2025
Return Version
2023v6.0
Gross Receipts
$21,989,701
Mission and Program Overview

Mission

Mid michigan community action guides local residents on the path to self-sufficiency through empowerment, education and community enrichment.the purpose of the organization is to plan, establish, collaborate, coordinate and operate programs including, to provide affordable housing for persons of low and moderate income, to provide an avenue for rural community action committees in northern michigan to work closely with their local power structure and in fact become designated by local public units of government as the official planning agency for social and economic development, and to apply for, receive, administer and disburse funds for educational or social work consistent with the organization's purpose.

Mid michigan community action guides local residents on the path to self-sufficiency through empowerment, education and community enrichment.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$3,879,815$3,742,569▼ $137,246
Pledges and Grants Receivable$2,682,235$2,408,088▼ $274,147
Investments in Publicly Traded Securities$1,487,322$1,397,132▼ $90,190
Investments Other Securities$648,466$678,019▲ $29,553
Inventories for Sale or Use$471,278$632,116▲ $160,838
Cash and Non-Interest-Bearing Accounts$219,478$451,945▲ $232,467
Other Notes and Loans Receivable, Net$137,323$129,383▼ $7,940
Prepaid Expenses and Deferred Charges$60,918$79,191▲ $18,273
Accounts Receivable$12,454$52,561▲ $40,107
Savings and Temporary Cash Investments$50,143$0▼ $50,143
Total Assets$10,348,270$10,269,842▼ $78,428
Other Assets Total$698,838$698,838→ $0
Liabilities
Accounts Payable and Accrued Expenses$1,254,306$1,580,342▲ $326,036
Mortgage Notes Payable Secured by Investment Property$1,724,272$1,222,142▼ $502,130
Other Liabilities$922,080$910,781▼ $11,299
Deferred Revenue$545,954$739,133▲ $193,179
Total Liabilities$4,446,612$4,452,398▲ $5,786
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,549,008$5,464,794▼ $84,214
Net Assets With Donor Restrictions$352,650$352,650→ $0
Total Net Assets Fund Balance$5,901,658$5,817,444▼ $84,214
Total Liabilities and Net Assets / Fund Balance$10,348,270$10,269,842▼ $78,428

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,823,552$3,012,298$5,835,850
Equipment$642,167$1,845,892$2,488,059
Land$276,850-$276,850
Other Assets Org$654,346--
Other Securities$449,167--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$59,238---$59,238
2023$50,328-▲ $9,537-$59,238
2022$61,069-▼ $10,086-$50,328
2021$49,091$500▲ $12,011-$61,069
2020$46,920$500▲ $2,204-$49,091
Compensation and Service Providers
Top Officer Pay42nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jill SuttonExecutive DirectorFT$156,452$7,108$163,560
Mark PolegaOperations/acting Finance DirectorFT$94,607$15,182$109,789
Maisha AndrychowskiFinance Director (thru Mar 2024)FT$71,897$14$71,911

Board Members and Trustees

NameTitle
William RederChairperson
Norm GageVice Chairperson
Sharron SuchVice Chairperson (thru Oct 2023)
Barbara SimsBoard Member
Carol GouletBoard Member
Cassandra LingleBoard Member
Charles NashBoard Member
Cindy WertzBoard Member
David HoeflingBoard Member
Doug BontekoeBoard Member
Jennifer DancerBoard Member
Jerrilynn StrongBoard Member
Joan RappBoard Member
Karen MooreBoard Member
Kathy NiemiecBoard Member
Kathy WiltonBoard Member
Lori JohnsonBoard Member
Nikki SpragueBoard Member
Ruth JohnsonBoard Member
Steve GlaserBoard Member
Susan WeimerBoard Member
Theresa OrtegaBoard Member
Tim MichellBoard Member
Tracy ByardBoard Member
Nancy JonesSecretary
Joel VernierTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Stoney Creek Home ServicesContractor ServicesPO BOX 58, Washington, MI 48094$478,652
Rogers Cleaners LLCContractor ServicesPO BOX 69, Kawkawlin, MI 48631$427,988
Mag Insulation INCContractor Services4527 GARFIELD RD, Auburn, MI 48611$415,244
Rehmann Technologies Solutions LLCManaged It Services3145 PRAIRIE ST SW, Grandville, MI 49418$336,154
Martin Heating & Cooling INCContractor Services546 W 5TH STREET, Clare, MI 48617$317,705
Revenue and Support

Revenue Composition

Contributions and Grants
$21,358,725
Program Service Revenue
$106,550
Investment Income
$45,097
Other Revenue
$479,329
All Other Contributions
$647,287
Change in Net Assets
$-387,133

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Food Inventory1$3,262,408Usda Values
Total Noncash Contributions1$3,262,408-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$9,191,471
Other Expenses$8,816,135
Grants and Similar Amounts Paid$4,369,228
Total Fundraising Expense$2,621
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$6,718,053$185,787-$6,903,840
Grants to Domestic Individuals$3,664,375--$3,664,375
Other Employee Benefits$957,962$72,647-$1,030,609
Office Expenses$797,711$30,025$1,114$828,850
Grants to Domestic Orgs$704,853--$704,853
Occupancy$605,832$22,771-$628,603
Payroll Taxes$580,924$44,061-$624,985
All Other Expenses$552,604-$744$553,348
Information Technology$415,737$15,626-$431,363
Depreciation Depletion$350,850--$350,850
Current Officers, Directors, Trustees, and Key Employees-$338,440-$338,440
Fees for Services Other$325,058-$438$325,496
Pension Plan Contributions$286,533$7,064-$293,597
Travel$232,674$8,758$325$241,757
Insurance$196,258--$196,258
Interest$84,674--$84,674
Conferences and Meetings$56,932--$56,932
Fees for Services Accounting$42,028--$42,028
Other Expenses$15,992--$15,992
Advertising$14,823--$14,823
Total Functional Expenses$21,649,034$725,179$2,621$22,376,834
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Eightcap IncOrleans, MI501(c)(3)Supportive Service for Veteran Families$420,219
The Diaper AllianceMidland, MI501(c)(3)Diaper Bank$122,419
Rescue Ministries of Mid MichiganSaginaw, MI501(c)(3)Emergency Solutions Grant$81,422
Catholic Charities West MichiganGrand Rapids, MI501(c)(3)Diaper Bank$49,596
Muskegon Rescue MissionMuskegon, MI501(c)(3)Diaper Bank$16,188
Project StarburstBig Rapids, MI501(c)(3)Diaper Bank$15,009
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Obligations, Operating$655,552
Accumulated Postretirement Benefit Obligation$209,961
Lease Obligations, Finance$45,268
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by the organization's board finance committee who recommends to the board of directors acceptance of the return prior to filing with the internal revenue service.”

Form 990, Part VI, Section B, Line 12C

“Board members and employees are asked to sign a conflict of interest statement annually. Per the conflict of interest policy no board member, employee, officer or agent of the organization shall participate in the selection, or in the award or administration of a contract supported by federal, state or agency funds if a conflict of interest, real or apparent, would be involved. Violation of the above policy is reason for immediate dismissal of an employee and/or removal of a board member.”

Form 990, Part VI, Section B, Line 15

“The governing board uses michigan nonprofit association, michigan head start association and michigan community action agency association as sources for wage comparability. The board also has a compensation committee which reviews wages by position. The board reviews the compensation of the executive director using 990's of other community action agencies of similar size in the state of michigan. The above information is used to establish baseline wages as well as to determine compensation increases.”

Form 990, Part VI, Section C, Line 19

“The governing documents, conflict of interest policy, and financial statements are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Mid Michigan Community Action
EIN
38-2056236
Phone
9893863805
Address
1574 EAST WASHINGTON ROAD, FARWELL, MI 48622

Signing Officer

Name
Mark Polega
Title
Executive Director
Phone
9893863805
Signed
2025-08-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mark Polega
Formed
1966
Legal Domicile
Mi
Voting Board Members
25
Independent Board Members
25
Employees
250
Volunteers
100

Preparer

Firm
Wipfli Llp
Address
2501 W BELTLINE HWY STE 501, MADISON, WI 53713
Preparer
Quinn Dugan
Phone
6082741980
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 3B:

“The audit is still in progress and will not be completed by the form 990 due date.”

Financial Statement Notes

PART V, LINE 4:

“Mid michigan community action agency, inc. (mmcaa) is the beneficiary under two endowment fund agreements with the midland county community foundation, on behalf of the clare county community foundation. The assets of the endowment fund, $59,328, are included on the statement of financial position of the midland county community foundation. Mmcaa does not reflect the balance within the consolidated statement of financial position. Mmcaa does not exercise any control over the principal of the fund but based on a formula, certain amounts of the fund may be distributed to and expended by mmcaa. Variance power has been granted to the midland county community foundation for the assets in the endowment funds. If mmcaa ceases to exist or no longer performs its functions under the provisions of the agreement, the midland county community foundation shall continue to administer and disburse fund assets in a manner deemed appropriate. Investment and spending policies are determined by the midland county community foundation, in accordance with established guidelines adopted by the foundation's governing board.”

Raw XML AppendixShowing 400 of 914 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0MID MICHIGAN COMMUNITY ACTION GUIDES LOCAL RESIDENTS ON THE PATH TO SELF-SUFFICIENCY THROUGH EMPOWERMENT, EDUCATION AND COMMUNITY ENRICHMENT.
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IRS990/Desc0EARLY CHILDHOOD SERVICES PROVIDES COMPREHENSIVE EDUCATION, CHILD DEVELOPMENT, AND FAMILY SUPPORT SERVICES THROUGH EARLY HEAD START (AGES 0-3 YEARS) AND PRESCHOOL PROGRAMS (AGES 3-5 YEARS). IN FY2024 THESE PROGRAMS SERVED 467 CHILDREN IN 358 FAMILIES INCLUDING 23 PREGNANT WOMEN.
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