Liabilities / Assets
49th percentile
Higher debt load relative to assets than 49% of similar nonprofits.
990 • Fiscal year 2016 • EIN 38-1987607
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
49th percentile
Higher debt load relative to assets than 49% of similar nonprofits.
Liabilities / Revenue
56th percentile
Higher debt load relative to revenue than 56% of similar nonprofits.
Net Margin
96th percentile
Higher net margin than 96% of similar nonprofits.
Top Officer Pay
15th percentile
Higher top officer pay than 15% of similar nonprofits.
Top officer pay equals 4.3% of source-year revenue.
Asset Growth
29th percentile
Faster asset growth than 29% of similar nonprofits.
Revenue Growth
71st percentile
Faster revenue growth than 71% of similar nonprofits.
Assets
Up$31,878,331
Up $283,720 (+0.9%) from 2015
Net Assets
Up$3,877,776
Up $353,201 (+10%) from 2015
Liabilities
Down$28,000,555
Down $69,481 (-0.2%) from 2015
Revenue
Up$1,318,855
Up $77,080 (+6.2%) from 2015
Expenses
Down$995,524
Down $286,109 (-22%) from 2015
Net Income
Up$323,331
Up $363,189 (+911%) from 2015
Promotion of thrift and providing low cost credit for its members through mutual and nonprofit operations.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $15,822,985 | $16,095,994 | ▲ $273,009 |
| Savings and Temporary Cash Investments | $14,032,620 | $14,137,582 | ▲ $104,962 |
| Rtn Earn Endowment Incm Other Fnds | $3,524,575 | $3,877,776 | ▲ $353,201 |
| Cash and Non-Interest-Bearing Accounts | $651,329 | $529,890 | ▼ $121,439 |
| Land, Buildings, and Equipment, Net | $393,424 | $365,813 | ▼ $27,611 |
| Receivables From Officers Etc | $151,364 | $208,727 | ▲ $57,363 |
| Prepaid Expenses and Deferred Charges | $37,123 | $25,354 | ▼ $11,769 |
| Total Assets | $31,594,611 | $31,878,331 | ▲ $283,720 |
| Other Assets Total | $505,766 | $514,971 | ▲ $9,205 |
| Liabilities | |||
| Other Liabilities | $27,500,986 | $27,911,941 | ▲ $410,955 |
| Unsecured Notes Loans Payable | $450,000 | - | - |
| Accounts Payable and Accrued Expenses | $119,050 | $88,614 | ▼ $30,436 |
| Total Liabilities | $28,070,036 | $28,000,555 | ▼ $69,481 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,524,575 | $3,877,776 | ▲ $353,201 |
| Total Liabilities and Net Assets / Fund Balance | $31,594,611 | $31,878,331 | ▲ $283,720 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $294,088 | $319,994 | - |
| Land | $27,719 | - | - |
| Equipment | $44,006 | $392,546 | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Hilary Fountain | Manager / Ce | FT | $53,135 | $3,917 | $57,052 |
| Name | Title |
|---|---|
| Eldon Seaman | Chairperson |
| Craig Miller | Vice Chairpe |
| Angela Reed | Board Member |
| Blaine Tischer | Board Member |
| Michael Macdonald | Board Member |
| Michael Skinner | Board Member |
| Murray Fountain | Secretary/tr |
| Line Item | Amount |
|---|---|
| Other Expenses | $578,628 |
| Salaries, Compensation, and Employee Benefits | $416,896 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $247,187 | - | - | $247,187 |
| Interest | $194,694 | - | - | $194,694 |
| All Other Expenses | $97,372 | - | - | $97,372 |
| Other Employee Benefits | $57,670 | - | - | $57,670 |
| Current Officers, Directors, Trustees, and Key Employees | $57,052 | - | - | $57,052 |
| Depreciation Depletion | $45,620 | - | - | $45,620 |
| Payroll Taxes | $30,128 | - | - | $30,128 |
| Occupancy | $27,073 | - | - | $27,073 |
| Pension Plan Contributions | $24,859 | - | - | $24,859 |
| Other Expenses | $20,655 | - | - | $20,655 |
| Office Expenses | $17,676 | - | - | $17,676 |
| Fees for Services Accounting | $13,654 | - | - | $13,654 |
| Conferences and Meetings | $2,136 | - | - | $2,136 |
| Total Functional Expenses | $995,524 | $0 | $0 | $995,524 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $151,364 | $208,727 | ▲ $57,363 |
| Liability | Amount |
|---|---|
| MEMBERS' SHARES AND SAVINGS | $27,911,735 |
| Shared Branching Settlement | $206 |
“Form 990 is reviewed by management and a copy is provided to public upon request.”
“Form 990 part vi section b line 15a) reviewed quarterly by the board of directors.”
“Financials are posted on the bulletin board and available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 119050 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 88614 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROMOTION OF THRIFT AND PROVIDING LOW COST CREDIT FOR ITS MEMBERS THROUGH MUTUAL AND NONPROFIT OPERATIONS. |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 97372 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 97372 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | HILARY FOUNTAIN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9064935263 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 34857 S TOWNLINE ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | DRUMMOND ISLAND |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 49726 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 651329 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 529890 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 57052 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 57052 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 2136 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 2136 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 166718 |
| IRS990/CYOtherExpensesAmt | 0 | 578628 |
| IRS990/CYOtherRevenueAmt | 0 | 36815 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1115322 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 323331 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 416896 |
| IRS990/CYTotalExpensesAmt | 0 | 995524 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1318855 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 45620 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 45620 |
| IRS990/Desc | 0 | PROMOTION OF THRIFT AND PROVIDING LOW COST CREDIT FOR ITS MEMBERS THROUGH MUTUAL AND NONPROFIT OPERATION. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 10 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 995524 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 13654 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 13654 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 3917 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ELDON SEAMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CRAIG MILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MURRAY FOUNTAIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ANGELA REED |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BLAINE TISCHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MICHAEL SKINNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MICHAEL MACDONALD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | HILARY FOUNTAIN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 53135 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRPE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | MANAGER / CE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1960 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1318855 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 194694 |
| IRS990/InterestGrp/TotalAmt | 0 | 194694 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 166718 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 166718 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 811 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 712540 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 393424 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 365813 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1078353 |
| IRS990/LegalDomicileStateCd | 0 | MI |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROMOTION OF THRIFT AND PROVIDING LOW COST CREDIT FOR ITS MEMBERS THROUGH MUTUAL AND NONPROFIT OPERATIONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3524575 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3877776 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 29870 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 27073 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 27073 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 17676 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 17676 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 505766 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 514971 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 57670 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 57670 |
| IRS990/OtherExpensesGrp/Desc | 0 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | CREDIT CARD FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | OFFICIALS |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 87250 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 49218 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 23280 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 20655 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 87250 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 49218 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 23280 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 20655 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 27500986 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 27911941 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | INTERCHANGE INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 36815 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 36815 |
| IRS990/OtherRevenueTotalAmt | 0 | 36815 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 247187 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 247187 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 15822985 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 16095994 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 30128 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 30128 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 24859 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 24859 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 37123 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 25354 |
| IRS990/PrincipalOfficerNm | 0 | HILARY FOUNTAIN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522291 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | SALE OF WRITTEN OFF PROPERTY |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 997923 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 88184 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 29215 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 997923 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 88184 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 29215 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 190512 |
| IRS990/PYOtherExpensesAmt | 0 | 899005 |
| IRS990/PYOtherRevenueAmt | 0 | 69000 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 982263 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -39858 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 382628 |
| IRS990/PYTotalExpensesAmt | 0 | 1281633 |
| IRS990/PYTotalRevenueAmt | 0 | 1241775 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 151364 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 208727 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 323331 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 1115322 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3524575 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3877776 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 14032620 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 14137582 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 294088 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 319994 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 614082 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 44006 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 392546 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 436552 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 27719 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 27719 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 27911735 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 206 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' SHARES AND SAVINGS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARED BRANCHING SETTLEMENT |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 365813 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 27911941 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 142660 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 19171 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 16439 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 11837 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 10245 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 5 | 5239 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 6 | 3136 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 6 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 5 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 6 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 5 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 6 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | AUTO LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 5 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 6 | PERSONAL LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 147200 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 93000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 25500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 30000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 40280 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 5 | 17000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 6 | 3000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | HILARY NELSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | ELDON SEAMAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | CRAIG MILLER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | MICHAEL SKINNER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | MURRAY FOUNTAIN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 5 | MICHAEL MACDONALD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 6 | MURRAY FOUNTAIN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | CHAIRPERSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | VICE CHAIR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 3 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 4 | TREASURER/SECRETARY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 5 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 6 | SECRETARY/TREASURER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 6 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 208727 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | FORM 990 IS REVIEWED BY MANAGEMENT AND A COPY IS PROVIDED TO PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | FORM 990 PART VI SECTION B LINE 15A) REVIEWED QUARTERLY BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | FINANCIALS ARE POSTED ON THE BULLETIN BOARD AND AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 31594611 |
| IRS990/TotalAssetsEOYAmt | 0 | 31878331 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 31594611 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 31878331 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 10 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 995524 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 995524 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 28070036 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 28000555 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 28070036 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 28000555 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3524575 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3877776 |
| IRS990/TotalOtherCompensationAmt | 0 | 3917 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 995524 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1115322 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 53135 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1318855 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1318855 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 31594611 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 31878331 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt | 0 | 450000 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 34857 S TOWNLINE ROAD |
| IRS990/USAddress/CityNm | 0 | DRUMMOND ISLAND |
| IRS990/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/USAddress/ZIPCd | 0 | 49726 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 1 |
| IRS990/WebsiteAddressTxt | 0 | WWW.DDCCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | HILARY FOUNTAIN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER / CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9064935263 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-04-18 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | DETOUR DRUMMOND COMMUNITY CREDIT UN |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | DETO |
| ReturnHeader/Filer/EIN | 0 | 381987607 |
| ReturnHeader/Filer/PhoneNum | 0 | 9064935263 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 34857 S TOWNLINE RD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | DRUMMOND ISLAND |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 49726 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 544B86B77FA7A8F80FF6B88BEC949154FFB7CCBD |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 544B86B77FA7A8F80FF6B88BEC949154FFB7CCBD |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 381977929 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ANDERSONTACKMAN & COMPANY PLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 16978 S RILEY AVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | KINCHELOE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 49788 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9064955952 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.
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