Civic Intelligence

Moline Municipal Credit Union

EIN 36-1495026 • 501(c)14 • Moline, IL

View Organization Page

Profile

Member services to assist our members in the management of their financial well-being by providing loans, savings accounts and other

1618 15th StMoline, IL 61265

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

21st percentile

0.84x

Higher debt load relative to assets than 21% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

52nd percentile

15.74x

Higher debt load relative to revenue than 52% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

82nd percentile

23%

Higher net margin than 82% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

81st percentile

$217,546

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 7.8% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

78th percentile

5.7%

Faster asset growth than 78% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

58th percentile

13%

Faster revenue growth than 58% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets21st percentile

Assets

Up

$52,550,032

Up $2,818,496 (+5.7%) from 2023

Liabilities

Up

$44,118,059

Up $2,176,583 (+5.2%) from 2023

Net Assets

Up

$8,431,973

Up $641,913 (+8.2%) from 2023

Operations
Liabilities / Revenue52nd percentileNet Margin82nd percentile

Revenue

Up

$2,802,160

Up $311,632 (+13%) from 2023

Expenses

Up

$2,160,247

Up $388,825 (+22%) from 2023

Net Income

Down

$641,913

Down $77,193 (-11%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth78th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $26,073,913Liabilities 2010: $22,645,184Net Assets 2010: $3,428,7292010Assets 2011: $27,868,534Liabilities 2011: $24,325,023Net Assets 2011: $3,543,5112011Assets 2012: $28,075,079Liabilities 2012: $24,379,130Net Assets 2012: $3,695,9492012Assets 2013: $28,731,156Liabilities 2013: $24,755,278Net Assets 2013: $3,975,8782013Assets 2014: $30,613,049Liabilities 2014: $26,278,021Net Assets 2014: $4,335,0282014Assets 2016: $32,082,271Liabilities 2016: $27,076,159Net Assets 2016: $5,006,1122016Assets 2017: $33,819,302Liabilities 2017: $28,461,294Net Assets 2017: $5,358,0082017Assets 2018: $34,636,012Liabilities 2018: $28,889,997Net Assets 2018: $5,746,0152018Assets 2019: $40,544,024Liabilities 2019: $34,477,191Net Assets 2019: $6,066,8332019Assets 2020: $49,343,257Liabilities 2020: $43,083,761Net Assets 2020: $6,259,4962020Assets 2021: $53,033,580Liabilities 2021: $46,389,252Net Assets 2021: $6,644,3282021Assets 2022: $50,396,257Liabilities 2022: $43,325,303Net Assets 2022: $7,070,9542022Assets 2023: $49,731,536Liabilities 2023: $41,941,476Net Assets 2023: $7,790,0602023Assets 2024: $52,550,032Liabilities 2024: $44,118,059Net Assets 2024: $8,431,9732024

Highlighted filing

2024

Assets$52,550,032
Liabilities$44,118,059
Net Assets$8,431,973
Open 2024 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,182,4062010Expenses 2011: $1,147,4752011Expenses 2012: $1,094,7072012Revenue 2013: $1,320,322Expenses 2013: $1,040,393Net Income 2013: $279,9292013Revenue 2014: $1,350,766Expenses 2014: $991,616Net Income 2014: $359,1502014Revenue 2016: $1,419,446Expenses 2016: $1,088,919Net Income 2016: $330,5272016Revenue 2017: $1,518,625Expenses 2017: $1,166,729Net Income 2017: $351,8962017Revenue 2018: $1,715,226Expenses 2018: $1,327,219Net Income 2018: $388,0072018Revenue 2019: $1,846,646Expenses 2019: $1,525,828Net Income 2019: $320,8182019Revenue 2020: $1,782,353Expenses 2020: $1,589,690Net Income 2020: $192,6632020Revenue 2021: $1,891,299Expenses 2021: $1,506,467Net Income 2021: $384,8322021Revenue 2022: $2,032,015Expenses 2022: $1,605,389Net Income 2022: $426,6262022Revenue 2023: $2,490,528Expenses 2023: $1,771,422Net Income 2023: $719,1062023Revenue 2024: $2,802,160Expenses 2024: $2,160,247Net Income 2024: $641,9132024

Highlighted filing

2024

Revenue$2,802,160
Expenses$2,160,247
Net Income$641,913
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$52,550,032
Liabilities
$44,118,059
Net assets
$8,431,973
Revenue
$2,802,160
Expenses
$2,160,247
Net income
$641,913
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$52.6$44.1$8.43$2.80$2.16$0.64
2023Detailed filing. Detailed filing data is available for this year.$49.7$41.9$7.79$2.49$1.77$0.72
2022Detailed filing. Detailed filing data is available for this year.$50.4$43.3$7.07$2.03$1.61$0.43
2021Detailed filing. Detailed filing data is available for this year.$53.0$46.4$6.64$1.89$1.51$0.38
2020Detailed filing. Detailed filing data is available for this year.$49.3$43.1$6.26$1.78$1.59$0.19
2019Detailed filing. Detailed filing data is available for this year.$40.5$34.5$6.07$1.85$1.53$0.32
2018Detailed filing. Detailed filing data is available for this year.$34.6$28.9$5.75$1.72$1.33$0.39
2017Detailed filing. Detailed filing data is available for this year.$33.8$28.5$5.36$1.52$1.17$0.35
2016Detailed filing. Detailed filing data is available for this year.$32.1$27.1$5.01$1.42$1.09$0.33
2014Detailed filing. Detailed filing data is available for this year.$30.6$26.3$4.34$1.35$0.99$0.36
2013Detailed filing. Detailed filing data is available for this year.$28.7$24.8$3.98$1.32$1.04$0.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.1$24.4$3.70$1.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.9$24.3$3.54$1.15
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.1$22.6$3.43$1.18
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 12, 2025
Return Version
2024v5.1
Gross Receipts
$2,802,160
Mission and Program Overview

Mission

MEMBER SERVICES

Member services to assist our members in the management of their financial well-being by providing loans, savings accounts and other

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$39,443,032$39,828,240▲ $385,208
Investments Other Securities$8,122,564$10,157,036▲ $2,034,472
Rtn Earn Endowment Incm Other Fnds$6,559,320$7,201,233▲ $641,913
Cash and Non-Interest-Bearing Accounts$1,510,333$1,330,915▼ $179,418
Pd in Cap Srpls Land Bldg Eqp Fund$1,230,740$1,230,740→ $0
Land, Buildings, and Equipment, Net$142,262$714,299▲ $572,037
Prepaid Expenses and Deferred Charges$27,781$27,346▼ $435
Total Assets$49,731,536$52,550,032▲ $2,818,496
Other Assets Total$485,564$492,196▲ $6,632
Liabilities
Other Liabilities$41,941,476$44,118,059▲ $2,176,583
Total Liabilities$41,941,476$44,118,059▲ $2,176,583
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,790,060$8,431,973▲ $641,913
Total Liabilities and Net Assets / Fund Balance$49,731,536$52,550,032▲ $2,818,496

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$658,176$411,885$988,404
Equipment$36,123$678,032$714,155
Land$20,000-$20,000
Other Securities$25,000--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Connie Adkison--$217,546$37,113$254,659
Connie AdkisonCEO/treasFT$217,546-$217,546

Board Members and Trustees

NameTitle
Brian VynckeChairperson
Scott WilliamsVice Chair
Jobst Schulte JrDirector
John PilichowskiDirector
Joseph PeckardDirector
Roland BrandDirector
Kevin RaffertySecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,520,995
Investment Income
$281,165
Other Revenue
$0
Change in Net Assets
$641,913
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,348,418
Salaries, Compensation, and Employee Benefits$811,829
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$959,560$0$0$959,560
Other Salaries and Wages$444,263$0$0$444,263
Current Officers, Directors, Trustees, and Key Employees$217,546$0$0$217,546
Depreciation Depletion$84,234$0$0$84,234
Other Expenses$61,319$0$0$61,319
Other Employee Benefits$55,355$0$0$55,355
Occupancy$53,850$0$0$53,850
Pension Plan Contributions$47,541$0$0$47,541
Payroll Taxes$47,124$0$0$47,124
Insurance$39,218$0$0$39,218
Office Expenses$34,683$0$0$34,683
Information Technology$31,149$0$0$31,149
Advertising$17,593$0$0$17,593
Conferences and Meetings$14,019$0$0$14,019
Travel$1,428$0$0$1,428
Interest$41$0$0$41
Total Functional Expenses$2,160,247$0$0$2,160,247
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits Payable$43,964,896
Real Time Atm Payable$65,311
Mastercard Incent Dep$52,649
Dividends Payable$26,076
Property Tax Payable$5,351
Other Withholdings$2,977
Aflac Premiums$799
Visa Gift Cards$0
Accrued Audit$0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Moline Municipal Credit Union
EIN
36-1495026
Phone
3097972185
Address
1618 15TH ST, MOLINE, IL 61265

Signing Officer

Name
Connie Adkison
Title
President
Phone
3097972185
Signed
2025-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Connie Adkison
Formed
1935
Legal Domicile
Il
Voting Board Members
8
Independent Board Members
7
Employees
9
Volunteers
9

Preparer

Firm
Kent G Klauer CPA PC
Address
1908 16th St, Moline, IL 61265
Preparer
Kent G Klauer CPA
Phone
3097625800
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The organization is a credit union whose board is elected”

Pt VI, Line 6

“ANNUALLY BY ITS MEMBERS.”

Pt VI, Line 7A

“The organization is a credit union whose board is elected”

Pt VI, Line 7A

“ANNUALLY BY ITS MEMBERS.”

Pt VI, Line 11B

“The form 990 was reviewed by the president/ceo”

Pt VI, Line 11B

“BEFORE BEING FILED.”

Pt VI, Line 12C

“President/ceo reviews vendor transactions to verify”

Pt VI, Line 12C

“Independence of any contractors.”

Pt VI, Line 19

“Financial statements are posted monthly in credit union”

Pt VI, Line 19

“Lobby. Detailed financial information is available”

Pt VI, Line 19

“Quarterly on ncua website.”

Form 990, Part IX, Line 24E

“Dfi regulatory fee 22214. 22214. 0. 0.”

Form 990, Part IX, Line 24E

“Cash over/short 325. 325. 0. 0.”

Form 990, Part IX, Line 24E

“Check card expense 77454. 77454. 0. 0.”

Form 990, Part IX, Line 24E

“Collection and legal 21016. 21016. 0. 0.”

Form 990, Part IX, Line 24E

“Dividends paid 485857. 485857. 0. 0.”

Form 990, Part IX, Line 24E

“Equipment expense 3023. 3023. 0. 0.”

Form 990, Part IX, Line 24E

“Equipment maintenance 13094. 13094. 0. 0.”

Form 990, Part IX, Line 24E

“Fraud/theft loss 6813. 6813. 0. 0.”

Form 990, Part IX, Line 24E

“Ira expense 1866. 1866. 0. 0.”

Form 990, Part IX, Line 24E

“Loan service expense 24920. 24920. 0. 0.”

Form 990, Part IX, Line 24E

“Postage 15931. 15931. 0. 0.”

Form 990, Part IX, Line 24E

“Postage equip 1897. 1897. 0. 0.”

Form 990, Part IX, Line 24E

“Provision for loan losses 177450. 177450. 0. 0.”

Form 990, Part IX, Line 24E

“Real estate expense 14153. 14153. 0. 0.”

Form 990, Part IX, Line 24E

“Share draft expense 14499. 14499. 0. 0.”

Form 990, Part IX, Line 24E

“Visa expense 20421. 20421. 0. 0.”

Form 990, Part IX, Line 24E

“Misc software 512. 512. 0. 0.”

Form 990, Part IX, Line 24E

“Branch equipment exp 204. 204. 0. 0.”

Form 990, Part IX, Line 24E

“Branch equip maint 1687. 1687. 0. 0.”

Form 990, Part IX, Line 24E

“Gift card exp 179. 179. 0. 0.”

Form 990, Part IX, Line 24E

“Main communications 9636. 9636.”

Form 990, Part IX, Line 24E

“Home banking 11924. 11924. 0. 0.”

Form 990, Part IX, Line 24E

“Bill payment exp 8344. 8344. 0. 0.”

Form 990, Part IX, Line 24E

“Mmcu scholarships 2000. 2000. 0. 0.”

Form 990, Part IX, Line 24E

“Donations 12970. 12970. 0. 0.”

Form 990, Part IX, Line 24E

“Mobile banking exp 99. 99. 0. 0.”

Form 990, Part IX, Line 24E

“Ihmvcu service charges 400. 400. 0. 0.”

Form 990, Part IX, Line 24E

“Payroll expense 2169. 2169. 0. 0.”

Form 990, Part IX, Line 24E

“Miscellaneous 1240. 1240. 0. 0.”

Form 990, Part IX, Line 24E

“Main office atm maint 4558. 4558. 0. 0.”

Form 990, Part IX, Line 24E

“MMCU ANNUAL MEETING”

Form 990, Part IX, Line 24E

“Savings & checking loss 2054. 2054. 0. 0.”

Form 990, Part IX, Line 24E

“Atm over & short 20. 20. 0. 0.”

Form 990, Part IX, Line 24E

“Mmcu bill pay 631. 631. 0. 0.”

Raw XML AppendixShowing 400 of 542 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt031149
IRS990/InformationTechnologyGrp/TotalAmt031149
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt039218
IRS990/InsuranceGrp/TotalAmt039218
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt041
IRS990/InterestGrp/TotalAmt041
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0281165
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt08122564
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt010157036
IRS990/IRPDocumentCnt0665
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01089917
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0142262
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0714299
IRS990/LandBldgEquipCostOrOtherBssAmt01804216
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0MEMBER SERVICES TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL-BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS AND OTHER
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt07790060
IRS990/NetAssetsOrFundBalancesEOYAmt08431973
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt053850
IRS990/OccupancyGrp/TotalAmt053850
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt034683
IRS990/OfficeExpensesGrp/TotalAmt034683
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0485564
IRS990/OtherAssetsTotalGrp/EOYAmt0492196
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt055355
IRS990/OtherEmployeeBenefitsGrp/TotalAmt055355
IRS990/OtherExpensesGrp/Desc0ACH EXPENSE
IRS990/OtherExpensesGrp/Desc1AUDIT/SUPR FEES
IRS990/OtherExpensesGrp/Desc2ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc3ATM EXPENSE
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt09167
IRS990/OtherExpensesGrp/ProgramServicesAmt126694
IRS990/OtherExpensesGrp/ProgramServicesAmt215463
IRS990/OtherExpensesGrp/ProgramServicesAmt361319
IRS990/OtherExpensesGrp/TotalAmt09167
IRS990/OtherExpensesGrp/TotalAmt126694
IRS990/OtherExpensesGrp/TotalAmt215463
IRS990/OtherExpensesGrp/TotalAmt361319
IRS990/OtherLiabilitiesGrp/BOYAmt041941476
IRS990/OtherLiabilitiesGrp/EOYAmt044118059
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0444263
IRS990/OtherSalariesAndWagesGrp/TotalAmt0444263
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt039443032
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt039828240
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt047124
IRS990/PayrollTaxesGrp/TotalAmt047124
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt01230740
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt01230740
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt047541
IRS990/PensionPlanContributionsGrp/TotalAmt047541
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt027781
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt027346
IRS990/PrincipalOfficerNm0CONNIE ADKISON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc3CHECK CARD INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02139963
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1191496
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt235326
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3154210
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0309445
IRS990/PYOtherExpensesAmt01023405
IRS990/PYProgramServiceRevenueAmt02181083
IRS990/PYRevenuesLessExpensesAmt0719106
IRS990/PYSalariesCompEmpBnftPaidAmt0748017
IRS990/PYTotalExpensesAmt01771422
IRS990/PYTotalRevenueAmt02490528
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0641913
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06559320
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07201233
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0658176
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0411885
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt081657
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0988404
IRS990ScheduleD/EquipmentGrp/BookValueAmt036123
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0678032
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0714155
IRS990ScheduleD/LandGrp/BookValueAmt020000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt020000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt026076
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt143964896
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt25351
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt365311
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt42977
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5799
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt60
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt752649
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt80
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DIVIDENDS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBER DEPOSITS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2PROPERTY TAX PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3REAL TIME ATM PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4OTHER WITHHOLDINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5AFLAC PREMIUMS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6VISA GIFT CARDS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7MASTERCARD INCENT DEP
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8ACCRUED AUDIT
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0474119
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt160814
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2121628
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt34608475
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt4500000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt54367000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt625000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0ALLOYA CORP FEDERAL CU
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CCCU MEMBERSHIP SHARES
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CCCU PAID IN CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CORPORATE CENTRAL CU
IRS990ScheduleD/OtherSecuritiesGrp/Desc4CORPORATE CENTRAL CU CDS
IRS990ScheduleD/OtherSecuritiesGrp/Desc5MULTIBANK CERTIFICATES
IRS990ScheduleD/OtherSecuritiesGrp/Desc6VISA REQUIRED DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd6C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0714299
IRS990ScheduleD/TotalBookValueSecuritiesAmt010157036
IRS990ScheduleD/TotalLiabilityAmt044118059
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0217546
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt017404
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt019709
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CONNIE ADKISON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0254659
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS A CREDIT UNION WHOSE BOARD IS ELECTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ANNUALLY BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION IS A CREDIT UNION WHOSE BOARD IS ELECTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ANNUALLY BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FORM 990 WAS REVIEWED BY THE PRESIDENT/CEO
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BEFORE BEING FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6PRESIDENT/CEO REVIEWS VENDOR TRANSACTIONS TO VERIFY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7INDEPENDENCE OF ANY CONTRACTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8FINANCIAL STATEMENTS ARE POSTED MONTHLY IN CREDIT UNION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9LOBBY. DETAILED FINANCIAL INFORMATION IS AVAILABLE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10QUARTERLY ON NCUA WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11DFI REGULATORY FEE 22214. 22214. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12CASH OVER/SHORT 325. 325. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13CHECK CARD EXPENSE 77454. 77454. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14COLLECTION AND LEGAL 21016. 21016. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15DIVIDENDS PAID 485857. 485857. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16EQUIPMENT EXPENSE 3023. 3023. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17EQUIPMENT MAINTENANCE 13094. 13094. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18FRAUD/THEFT LOSS 6813. 6813. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19IRA EXPENSE 1866. 1866. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20LOAN SERVICE EXPENSE 24920. 24920. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt21POSTAGE 15931. 15931. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt22POSTAGE EQUIP 1897. 1897. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt23PROVISION FOR LOAN LOSSES 177450. 177450. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt24REAL ESTATE EXPENSE 14153. 14153. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt25SHARE DRAFT EXPENSE 14499. 14499. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt26VISA EXPENSE 20421. 20421. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt27MISC SOFTWARE 512. 512. 0. 0.

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