Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2013 • EIN 38-1719216

Jan 01, 2013 to Dec 31, 2013 • Filed on Mar 07, 2014

193 Campbell LaneSaginaw, MI 48609

(989) 781-1430

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.89x

Higher debt load relative to assets than 59% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Liabilities / Revenue

57th percentile

20.61x

Higher debt load relative to revenue than 57% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Net Margin

80th percentile

14%

Higher net margin than 80% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Top Officer Pay

13th percentile

$56,881

Higher top officer pay than 13% of similar nonprofits.

Top officer pay equals 4.7% of source-year revenue.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Asset Growth

83rd percentile

5.9%

Faster asset growth than 83% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$28,075,070

Up $1,566,317 (+5.9%) from 2012

Net Assets

Up

$3,116,132

Up $143,159 (+4.8%) from 2012

Liabilities

Up

$24,958,938

Up $1,423,158 (+6.0%) from 2012

Revenue

$1,211,176

No earlier filing loaded for comparison.

Expenses

Down

$1,039,596

Down $23,126 (-2.2%) from 2012

Net Income

$171,580

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $24,984,493Liabilities 2010: $22,398,174Net Assets 2010: $2,586,3192010Assets 2011: $26,201,569Liabilities 2011: $23,424,035Net Assets 2011: $2,777,5342011Assets 2012: $26,508,753Liabilities 2012: $23,535,780Net Assets 2012: $2,972,9732012Assets 2013: $28,075,070Liabilities 2013: $24,958,938Net Assets 2013: $3,116,1322013Assets 2014: $27,733,904Liabilities 2014: $24,518,256Net Assets 2014: $3,215,6482014Assets 2015: $28,633,332Liabilities 2015: $25,319,105Net Assets 2015: $3,314,2272015Assets 2016: $29,716,297Liabilities 2016: $26,358,064Net Assets 2016: $3,358,2332016Assets 2017: $29,873,172Liabilities 2017: $26,484,199Net Assets 2017: $3,388,9732017Assets 2018: $30,180,529Liabilities 2018: $26,794,678Net Assets 2018: $3,385,8512018Assets 2019: $30,454,906Liabilities 2019: $26,762,717Net Assets 2019: $3,692,1892019Assets 2020: $38,389,981Liabilities 2020: $34,551,916Net Assets 2020: $3,838,0652020Assets 2021: $44,790,042Liabilities 2021: $41,406,939Net Assets 2021: $3,383,1032021Assets 2022: $44,580,717Liabilities 2022: $42,647,272Net Assets 2022: $1,933,4452022Assets 2023: $41,370,226Liabilities 2023: $39,004,600Net Assets 2023: $2,365,6262023Assets 2024: $40,090,569Liabilities 2024: $37,407,336Net Assets 2024: $2,683,2332024

Highlighted filing

2013

Assets$28,075,070
Liabilities$24,958,938
Net Assets$3,116,132

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,187,3542010Expenses 2011: $1,042,6772011Expenses 2012: $1,062,7222012Revenue 2013: $1,211,176Expenses 2013: $1,039,596Net Income 2013: $171,5802013Revenue 2014: $1,171,897Expenses 2014: $1,055,066Net Income 2014: $116,8312014Revenue 2015: $1,219,660Expenses 2015: $1,139,928Net Income 2015: $79,7322015Revenue 2016: $1,305,473Expenses 2016: $1,223,397Net Income 2016: $82,0762016Revenue 2017: $1,409,544Expenses 2017: $1,383,193Net Income 2017: $26,3512017Revenue 2018: $1,485,590Expenses 2018: $1,375,981Net Income 2018: $109,6092018Revenue 2019: $1,530,202Expenses 2019: $1,435,962Net Income 2019: $94,2402019Revenue 2020: $1,408,913Expenses 2020: $1,333,451Net Income 2020: $75,4622020Revenue 2021: $1,377,061Expenses 2021: $1,369,209Net Income 2021: $7,8522021Revenue 2022: $1,424,449Expenses 2022: $1,267,614Net Income 2022: $156,8352022Revenue 2023: $1,583,444Expenses 2023: $1,508,250Net Income 2023: $75,1942023Revenue 2024: $1,753,671Expenses 2024: $1,824,125Net Income 2024: -$70,4542024

Highlighted filing

2013

Revenue$1,211,176
Expenses$1,039,596
Net Income$171,580
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 7, 2014
Return Version
2013v3.1
Gross Receipts
$1,211,176
Mission and Program Overview

Mission

Provide financial services and products to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$18,131,634$17,735,455▼ $396,179
Savings and Temporary Cash Investments$3,735,991$5,581,504▲ $1,845,513
Rtn Earn Endowment Incm Other Fnds$2,972,973$3,116,132▲ $143,159
Investments Other Securities$2,597,852$2,474,622▼ $123,230
Land, Buildings, and Equipment, Net$1,152,864$1,081,434▼ $71,430
Cash and Non-Interest-Bearing Accounts$552,084$873,934▲ $321,850
Prepaid Expenses and Deferred Charges$43,659$37,258▼ $6,401
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$26,508,753$28,075,070▲ $1,566,317
Other Assets Total$294,669$290,863▼ $3,806
Liabilities
Other Liabilities$23,517,889$24,947,581▲ $1,429,692
Accounts Payable and Accrued Expenses$17,891$11,357▼ $6,534
Total Liabilities$23,535,780$24,958,938▲ $1,423,158
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,972,973$3,116,132▲ $143,159
Total Liabilities and Net Assets / Fund Balance$26,508,753$28,075,070▲ $1,566,317

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$853,762$276,030$1,129,792
Other Land Buildings$96,569$366,627$463,196
Land$131,103-$131,103
Leasehold Improvements-$24,436$24,436
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Lynn McCoyCEOFT$56,881$56,881

Board Members and Trustees

NameTitle
Cari ShanksChairman
David ThompsonVice Chairman
Matthew WurtzelDirector
Gerald WienekeSecretary
Anthony CzymborTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,148,482
Investment Income
$57,818
Other Revenue
$4,876
Change in Net Assets
$171,580
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$645,767
Salaries, Compensation, and Employee Benefits$393,829
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$251,492
Office Expenses---$104,589
Occupancy---$91,881
Interest---$85,877
Depreciation Depletion---$75,821
Advertising---$74,324
Current Officers, Directors, Trustees, and Key Employees---$56,881
Other Employee Benefits---$48,259
All Other Expenses---$36,079
Payroll Taxes---$25,471
Other Expenses---$19,603
Fees for Services Accounting---$17,605
Pension Plan Contributions---$11,726
Travel---$3,644
Insurance---$586
Total Functional Expenses$0$0$0$1,039,596
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$16,002,355
Member Deposit Accounts$8,945,226
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

Section 501c(14) Credit Union is composed of members.

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

Mergers are voted on by entire membership.

Form 990, Part VI, Line 11B: Form 990 Review Process

Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.

Filing and Contact Details

Filer

EIN
38-1719216
Phone
9897811430

Signing Officer

Name
Lynn McCoy
Title
CEO
Signed
2014-03-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lynn McCoy
Formed
1961
Legal Domicile
Mi
Voting Board Members
5
Independent Board Members
5
Employees
16
Volunteers
12

Preparer

Preparer
Robin Rivers
Phone
8005225820
Raw XML Appendix400 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/Desc3Other Program Revenue
IRS990/ProgramServiceRevenueGrp/Desc4Share Draft Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt081163
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1919796
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt236760
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt358576
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt441108
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt081163
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1919796
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt236760
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt358576
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt441108
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2013 was 1,648.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt062274
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0659260
IRS990/PYOtherRevenueAmt05748
IRS990/PYProgramServiceRevenueAmt01201925
IRS990/PYRevenuesLessExpensesAmt0207225
IRS990/PYSalariesCompEmpBnftPaidAmt0403462
IRS990/PYTotalExpensesAmt01062722
IRS990/PYTotalRevenueAmt01269947
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0171580
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02972973
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03116132
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03735991
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05581504
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0853762
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0276030
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01129792
IRS990ScheduleD/LandGrp/BookValueAmt0131103
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0131103
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt024436
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt024436
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt096569
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0366627
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0463196
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08945226
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt116002355
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposit Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Share Accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01081434
IRS990ScheduleD/TotalBookValueSecuritiesAmt02474622
IRS990ScheduleD/TotalLiabilityAmt024947581
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt026508753
IRS990/TotalAssetsEOYAmt028075070
IRS990/TotalAssetsGrp/BOYAmt026508753
IRS990/TotalAssetsGrp/EOYAmt028075070
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt016
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01039596
IRS990/TotalGrossUBIAmt04876
IRS990/TotalLiabilitiesBOYAmt023535780
IRS990/TotalLiabilitiesEOYAmt024958938
IRS990/TotalLiabilitiesGrp/BOYAmt023535780
IRS990/TotalLiabilitiesGrp/EOYAmt024958938
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02972973
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03116132
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt011079
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt011079
IRS990/TotalProgramServiceRevenueAmt01148482
IRS990/TotalReportableCompFromOrgAmt056881
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01206300
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01211176
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt04876
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt026508753
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt028075070
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt03644
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10193 Campbell Lane
IRS990/USAddress/City0Saginaw
IRS990/USAddress/State0MI
IRS990/USAddress/ZIPCode048609
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0www.firstareacu.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Lynn McCoy
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-03-07
ReturnHeader/Filer/BusinessName/BusinessNameLine10First Area Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0FIRS
ReturnHeader/Filer/EIN0381719216
ReturnHeader/Filer/PhoneNum09897811430
ReturnHeader/Filer/USAddress/AddressLine10193 Campbell Lane
ReturnHeader/Filer/USAddress/City0Saginaw
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode048609
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10FINANCIAL STANDARDS GROUP INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine103615 NEWBURG ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0LOUISVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode040218
ReturnHeader/PreparerPersonGrp/PhoneNum08005225820
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Robin Rivers
ReturnHeader/ReturnTs02014-03-07T18:47:12-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$40.1$37.4$2.68$1.75$1.82$0.07
2023Detailed filing. Detailed filing data is available for this year.$41.4$39.0$2.37$1.58$1.51$0.08
2022Detailed filing. Detailed filing data is available for this year.$44.6$42.6$1.93$1.42$1.27$0.16
2021Detailed filing. Detailed filing data is available for this year.$44.8$41.4$3.38$1.38$1.37$0.01
2020Detailed filing. Detailed filing data is available for this year.$38.4$34.6$3.84$1.41$1.33$0.08
2019Detailed filing. Detailed filing data is available for this year.$30.5$26.8$3.69$1.53$1.44$0.09
2018Detailed filing. Detailed filing data is available for this year.$30.2$26.8$3.39$1.49$1.38$0.11
2017Detailed filing. Detailed filing data is available for this year.$29.9$26.5$3.39$1.41$1.38$0.03
2016Detailed filing. Detailed filing data is available for this year.$29.7$26.4$3.36$1.31$1.22$0.08
2015Detailed filing. Detailed filing data is available for this year.$28.6$25.3$3.31$1.22$1.14$0.08
2014Detailed filing. Detailed filing data is available for this year.$27.7$24.5$3.22$1.17$1.06$0.12
2013Detailed filing. Detailed filing data is available for this year.$28.1$25.0$3.12$1.21$1.04$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.5$23.5$2.97$1.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.2$23.4$2.78$1.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.0$22.4$2.59$1.19