Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2020 • EIN 38-1719216

Jan 01, 2020 to Dec 31, 2020 • Filed on May 12, 2021

Organization Profilewww.firstareacu.com

View Organization Page

193 Campbell LaneSaginaw, MI 48609

(989) 781-1430

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.90x

Higher debt load relative to assets than 69% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Liabilities / Revenue

68th percentile

24.52x

Higher debt load relative to revenue than 68% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Net Margin

34th percentile

5.4%

Higher net margin than 34% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Top Officer Pay

41st percentile

$97,578

Higher top officer pay than 41% of similar nonprofits.

Top officer pay equals 6.9% of source-year revenue.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Asset Growth

96th percentile

26%

Faster asset growth than 96% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Revenue Growth

34th percentile

-7.9%

Faster revenue growth than 34% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$38,389,981

Up $7,935,075 (+26%) from 2019

Net Assets

Up

$3,838,065

Up $145,876 (+4.0%) from 2019

Liabilities

Up

$34,551,916

Up $7,789,199 (+29%) from 2019

Revenue And Expenses
Liabilities / Revenue68th percentileNet Margin34th percentile

Revenue

Down

$1,408,913

Down $121,289 (-7.9%) from 2019

Expenses

Down

$1,333,451

Down $102,511 (-7.1%) from 2019

Net Income

Down

$75,462

Down $18,778 (-20%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth96th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $24,984,493Liabilities 2010: $22,398,174Net Assets 2010: $2,586,3192010Assets 2011: $26,201,569Liabilities 2011: $23,424,035Net Assets 2011: $2,777,5342011Assets 2012: $26,508,753Liabilities 2012: $23,535,780Net Assets 2012: $2,972,9732012Assets 2013: $28,075,070Liabilities 2013: $24,958,938Net Assets 2013: $3,116,1322013Assets 2014: $27,733,904Liabilities 2014: $24,518,256Net Assets 2014: $3,215,6482014Assets 2015: $28,633,332Liabilities 2015: $25,319,105Net Assets 2015: $3,314,2272015Assets 2016: $29,716,297Liabilities 2016: $26,358,064Net Assets 2016: $3,358,2332016Assets 2017: $29,873,172Liabilities 2017: $26,484,199Net Assets 2017: $3,388,9732017Assets 2018: $30,180,529Liabilities 2018: $26,794,678Net Assets 2018: $3,385,8512018Assets 2019: $30,454,906Liabilities 2019: $26,762,717Net Assets 2019: $3,692,1892019Assets 2020: $38,389,981Liabilities 2020: $34,551,916Net Assets 2020: $3,838,0652020Assets 2021: $44,790,042Liabilities 2021: $41,406,939Net Assets 2021: $3,383,1032021Assets 2022: $44,580,717Liabilities 2022: $42,647,272Net Assets 2022: $1,933,4452022Assets 2023: $41,370,226Liabilities 2023: $39,004,600Net Assets 2023: $2,365,6262023Assets 2024: $40,090,569Liabilities 2024: $37,407,336Net Assets 2024: $2,683,2332024

Highlighted filing

2020

Assets$38,389,981
Liabilities$34,551,916
Net Assets$3,838,065
Open 2020 Filing

Operations Trend

Revenue Growth34th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,187,3542010Expenses 2011: $1,042,6772011Expenses 2012: $1,062,7222012Revenue 2013: $1,211,176Expenses 2013: $1,039,596Net Income 2013: $171,5802013Revenue 2014: $1,171,897Expenses 2014: $1,055,066Net Income 2014: $116,8312014Revenue 2015: $1,219,660Expenses 2015: $1,139,928Net Income 2015: $79,7322015Revenue 2016: $1,305,473Expenses 2016: $1,223,397Net Income 2016: $82,0762016Revenue 2017: $1,409,544Expenses 2017: $1,383,193Net Income 2017: $26,3512017Revenue 2018: $1,485,590Expenses 2018: $1,375,981Net Income 2018: $109,6092018Revenue 2019: $1,530,202Expenses 2019: $1,435,962Net Income 2019: $94,2402019Revenue 2020: $1,408,913Expenses 2020: $1,333,451Net Income 2020: $75,4622020Revenue 2021: $1,377,061Expenses 2021: $1,369,209Net Income 2021: $7,8522021Revenue 2022: $1,424,449Expenses 2022: $1,267,614Net Income 2022: $156,8352022Revenue 2023: $1,583,444Expenses 2023: $1,508,250Net Income 2023: $75,1942023Revenue 2024: $1,753,671Expenses 2024: $1,824,125Net Income 2024: -$70,4542024

Highlighted filing

2020

Revenue$1,408,913
Expenses$1,333,451
Net Income$75,462
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 12, 2021
Return Version
2020v4.0
Gross Receipts
$1,408,913
Mission and Program Overview

Mission

Provide financial services and products to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$18,300,145$16,487,865▼ $1,812,280
Investments in Publicly Traded Securities$5,546,741$10,150,924▲ $4,604,183
Savings and Temporary Cash Investments$3,580,284$9,064,324▲ $5,484,040
Rtn Earn Endowment Incm Other Fnds$3,692,189$3,838,065▲ $145,876
Land, Buildings, and Equipment, Net$880,470$1,023,036▲ $142,566
Cash and Non-Interest-Bearing Accounts$1,047,866$676,683▼ $371,183
Investments Other Securities$699,900$597,500▼ $102,400
Prepaid Expenses and Deferred Charges$72,553$54,843▼ $17,710
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$30,454,906$38,389,981▲ $7,935,075
Other Assets Total$326,947$334,806▲ $7,859
Liabilities
Other Liabilities$26,738,971$34,527,101▲ $7,788,130
Accounts Payable and Accrued Expenses$23,746$24,815▲ $1,069
Total Liabilities$26,762,717$34,551,916▲ $7,789,199
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,692,189$3,838,065▲ $145,876
Total Liabilities and Net Assets / Fund Balance$30,454,906$38,389,981▲ $7,935,075

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$675,070$476,037$1,151,107
Land$304,452-$304,452
Other Land Buildings$19,585$171,513$191,098
Equipment$23,929$52,524$76,453
Compensation and Service Providers
Top Officer Pay41st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lynn McCoyCEOFT$78,963$18,615$97,578

Board Members and Trustees

NameTitle
Cari ShanksChairperson
Linda ParsonVice Chair
Beverly LumsdenDirector
James Theisen JRSecretary
Matthew WurtzelTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,241,973
Investment Income
$166,940
Other Revenue
$0
Change in Net Assets
$75,462
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$891,769
Salaries, Compensation, and Employee Benefits$441,682
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$278,733
Occupancy---$167,895
Interest---$101,940
Current Officers, Directors, Trustees, and Key Employees---$97,578
Office Expenses---$86,816
Advertising---$85,113
Fees for Services Legal---$53,588
Depreciation Depletion---$52,097
Information Technology---$41,357
All Other Expenses---$40,681
Payroll Taxes---$28,092
Other Employee Benefits---$24,608
Other Expenses---$15,813
Fees for Services Other---$15,704
Fees for Services Accounting---$13,600
Pension Plan Contributions---$12,671
Travel---$837
Total Functional Expenses$0$0$0$1,333,451
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Totals$34,527,100
Rounding$1
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Section 501c(14) Credit Union is composed of members.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Mergers are voted on by entire membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.”

Filing and Contact Details

Filer

Filer Name
First Area Credit Union
EIN
38-1719216
Phone
9897811430
Address
193 Campbell Lane, Saginaw, MI 48609

Signing Officer

Name
Lynn McCoy
Title
CEO
Signed
2021-05-12
Discuss with paid preparer
Yes

Organization Details

Formed
1961
Legal Domicile
Mi
Voting Board Members
5
Independent Board Members
5
Employees
19
Volunteers
12

Preparer

Firm
Financial Standards Group Inc
Address
6447 W HIGHWAY 146, CRESTWOOD, KY 40014
Preparer
Patrick Haughey
Phone
8005225820
Supplemental Narrative

Additional Explanations

Other Changes In Net Assets Or Fund Balances - Other Increases

“Prior period adjustment to recognise income = $329”

Raw XML Appendix385 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt4Secretary
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt191430
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2957849
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt316376
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0170035
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt191430
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2957849
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt34595
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt416376
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt04595
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2020 was 1,419.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0175075
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01003693
IRS990/PYProgramServiceRevenueAmt01355127
IRS990/PYRevenuesLessExpensesAmt094240
IRS990/PYSalariesCompEmpBnftPaidAmt0432269
IRS990/PYTotalExpensesAmt01435962
IRS990/PYTotalRevenueAmt01530202
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt075462
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03692189
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03838065
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03580284
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09064324
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0675070
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0476037
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01151107
IRS990ScheduleD/EquipmentGrp/BookValueAmt023929
IRS990ScheduleD/EquipmentGrp/DepreciationAmt052524
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt076453
IRS990ScheduleD/LandGrp/BookValueAmt0304452
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0304452
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt019585
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0171513
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0191098
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt134527100
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Rounding
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Share Totals
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01023036
IRS990ScheduleD/TotalLiabilityAmt034527101
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Prior period adjustment to recognise income = $329
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Changes In Net Assets Or Fund Balances - Other Increases
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt030454906
IRS990/TotalAssetsEOYAmt038389981
IRS990/TotalAssetsGrp/BOYAmt030454906
IRS990/TotalAssetsGrp/EOYAmt038389981
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt019
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01333451
IRS990/TotalGrossUBIAmt04595
IRS990/TotalLiabilitiesBOYAmt026762717
IRS990/TotalLiabilitiesEOYAmt034551916
IRS990/TotalLiabilitiesGrp/BOYAmt026762717
IRS990/TotalLiabilitiesGrp/EOYAmt034551916
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03692189
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03838065
IRS990/TotalOtherCompensationAmt018615
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt01688
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt01688
IRS990/TotalProgramServiceRevenueAmt01241973
IRS990/TotalReportableCompFromOrgAmt078963
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01404318
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01408913
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt04595
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt030454906
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt038389981
IRS990/TravelGrp/TotalAmt0837
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0193 Campbell Lane
IRS990/USAddress/CityNm0Saginaw
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd048609
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0www.firstareacu.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Lynn McCoy
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0First Area Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0FIRS
ReturnHeader/Filer/EIN0381719216
ReturnHeader/Filer/PhoneNum09897811430
ReturnHeader/Filer/USAddress/AddressLine1Txt0193 Campbell Lane
ReturnHeader/Filer/USAddress/CityNm0Saginaw
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048609
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0650152722
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FINANCIAL STANDARDS GROUP INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06447 W HIGHWAY 146
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CRESTWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd040014
ReturnHeader/PreparerPersonGrp/PhoneNum08005225820
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Patrick Haughey
ReturnHeader/ReturnTs02021-05-12T06:34:00-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Lynn
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0McCoy
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$38,389,981
Liabilities
$34,551,916
Net assets
$3,838,065
Revenue
$1,408,913
Expenses
$1,333,451
Net income
$75,462
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$40.1$37.4$2.68$1.75$1.82$0.07
2023Detailed filing. Detailed filing data is available for this year.$41.4$39.0$2.37$1.58$1.51$0.08
2022Detailed filing. Detailed filing data is available for this year.$44.6$42.6$1.93$1.42$1.27$0.16
2021Detailed filing. Detailed filing data is available for this year.$44.8$41.4$3.38$1.38$1.37$0.01
2020Detailed filing. Detailed filing data is available for this year.$38.4$34.6$3.84$1.41$1.33$0.08
2019Detailed filing. Detailed filing data is available for this year.$30.5$26.8$3.69$1.53$1.44$0.09
2018Detailed filing. Detailed filing data is available for this year.$30.2$26.8$3.39$1.49$1.38$0.11
2017Detailed filing. Detailed filing data is available for this year.$29.9$26.5$3.39$1.41$1.38$0.03
2016Detailed filing. Detailed filing data is available for this year.$29.7$26.4$3.36$1.31$1.22$0.08
2015Detailed filing. Detailed filing data is available for this year.$28.6$25.3$3.31$1.22$1.14$0.08
2014Detailed filing. Detailed filing data is available for this year.$27.7$24.5$3.22$1.17$1.06$0.12
2013Detailed filing. Detailed filing data is available for this year.$28.1$25.0$3.12$1.21$1.04$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.5$23.5$2.97$1.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.2$23.4$2.78$1.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.0$22.4$2.59$1.19