Delta County Credit Union
990 • Fiscal year 2012 • EIN 38-1707412
Siviq Scores
Scores are not available for this record yet.
Balance Sheet
Assets
Flat$107,601,933
Flat from 2012
Net Assets
Flat$11,385,289
Flat from 2012
Liabilities
Flat$96,216,644
Flat from 2012
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Flat$4,600,397
Flat from 2012
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Nov 13, 2013
- Return Version
- 2012v2.3
- Gross Receipts
- $5,724,210
Mission and Program Overview
Mission
To be the best financial institution our members ever experience.
Filing and Contact Details
Filer
- EIN
- 38-1707412
Raw XML Appendix395 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 577219 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 453928 |
| IRS990/AccountsReceivable/BOY | 0 | 57137 |
| IRS990/AccountsReceivable/EOY | 0 | 12432 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/ActivityOrMissionDescription | 0 | PROVIDE LOANS AND RELATED SERVICES TO CREDIT UNION MEMBERS. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | PO BOX 756 |
| IRS990/AddressPrincipalOfficerUS/City | 0 | ESCANABA |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MI |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 49829 |
| IRS990/Advertising/Total | 0 | 166097 |
| IRS990/AllOtherExpenses/Total | 0 | 170622 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/AuditCommittee | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 3140908 |
| IRS990/CashNonInterestBearing/EOY | 0 | 2802293 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | true |
| IRS990/ComplianceWithBackupWitholding | 0 | true |
| IRS990/ConferencesMeetings/Total | 0 | 36208 |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | false |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/Total | 0 | 100927 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | PROVIDE LOANS AND RELATED SERVICES TO CREDIT UNION MEMBERS. |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/FamilyOrBusinessRelationship | 0 | false |
| IRS990/FederalGrantAuditRequired | 0 | false |
| IRS990/FeesForServicesAccounting/Total | 0 | 51211 |
| IRS990/FeesForServicesOther/Total | 0 | 28937 |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 40.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | SCOTT FRITZ |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | DAVID PERRAULT |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | JON LISS |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | ARTHUR MESSIER |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | JOANNE STEFL |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | JODY JAEGER |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | DUANE VERBRIGGHE |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | BRENDA S LIPPENS |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | ERIK BESSONEN |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
| IRS990/Form990PartVIISectionA/Officer | 5 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 125000 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 68778 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 1 | VICE PRESIDE |
| IRS990/Form990PartVIISectionA/Title | 2 | TREASURER |
| IRS990/Form990PartVIISectionA/Title | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 4 | SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 7 | CEO/GENERAL |
| IRS990/Form990PartVIISectionA/Title | 8 | ASSISTANT MA |
| IRS990/Form990ProvidedToGoverningBody | 0 | false |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | true |
| IRS990/FSAuditedBasis/FinancialStatementSeparate | 0 | X |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/GainOrLoss/Other | 0 | -12384 |
| IRS990/GainOrLoss/Securities | 0 | 40493 |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossAmountSalesAssets/Other | 0 | 201713 |
| IRS990/GrossAmountSalesAssets/Securities | 0 | 40493 |
| IRS990/GrossReceipts | 0 | 5724210 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | false |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 55226 |
| IRS990/Insurance/Total | 0 | 132065 |
| IRS990/Interest/Total | 0 | 845066 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 888470 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 860361 |
| IRS990/InvestmentIncomePriorYear | 0 | 781414 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 860361 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsOtherSecurities/BOY | 0 | 29849149 |
| IRS990/InvestmentsOtherSecurities/EOY | 0 | 31472540 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 1732036 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 3106850 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 1409201 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 1374814 |
| IRS990/LessCostOthBasisSalesExpenses/Other | 0 | 214097 |
| IRS990/LoanToOfficerOrDQP | 0 | true |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | false |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | PROVIDE LOANS AND RELATED SERVICES TO CREDIT UNION MEMBERS. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | BRENDA S LIPPENS |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 10571525 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 11385289 |
| IRS990/NetGainOrLossInvestments/RelatedOrExemptFunctionIncome | 0 | 28109 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | 28109 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 5544 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 1 |
| IRS990/NumberOfEmployees | 0 | 43 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 142701 |
| IRS990/OfficeExpenses/Total | 0 | 165520 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 1581307 |
| IRS990/OtherAssetsTotal/EOY | 0 | 1668978 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 114588 |
| IRS990/OtherExpensePriorYear | 0 | 3239238 |
| IRS990/OtherExpensesCurrentYear | 0 | 3121787 |
| IRS990/OtherExpenses/Description | 0 | FEES |
| IRS990/OtherExpenses/Description | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 2 | CREDIT CARD PROGRAM |
| IRS990/OtherExpenses/Description | 3 | DATA PROCESSING |
| IRS990/OtherExpenses/Total | 0 | 391011 |
| IRS990/OtherExpenses/Total | 1 | 360000 |
| IRS990/OtherExpenses/Total | 2 | 229269 |
| IRS990/OtherExpenses/Total | 3 | 221835 |
| IRS990/OtherLiabilities/BOY | 0 | 87834313 |
| IRS990/OtherLiabilities/EOY | 0 | 95762716 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 56006833 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 57966010 |
| IRS990/OtherRevenueCurrentYear | 0 | 73189 |
| IRS990/OtherRevenueMisc/Description | 0 | OTHER INCOME/MCSD IMPR REFUND |
| IRS990/OtherRevenueMisc/ExclusionAmount | 0 | 73189 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 73189 |
| IRS990/OtherRevenuePriorYear | 0 | 89547 |
| IRS990/OtherSalariesAndWages/Total | 0 | 1174715 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PayrollTaxes/Total | 0 | 91883 |
| IRS990/PensionPlanContributions/Total | 0 | 97424 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 179936 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 185085 |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenueCY | 0 | 4548454 |
| IRS990/ProgramServiceRevenue/Description | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | VISA/DEBIT CARD INCOME |
| IRS990/ProgramServiceRevenue/Description | 2 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenue/Description | 3 | SERVICES ON FREDDIE MAC LOANS |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 4320915 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 2964160 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 705736 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 517246 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 3 | 361312 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 2964160 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 705736 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 517246 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 3 | 361312 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReceivablesFromOfficersEtc/BOY | 0 | 982990 |
| IRS990/ReceivablesFromOfficersEtc/EOY | 0 | 961494 |
| IRS990/ReconcilationOtherChanges | 0 | -95952 |
| IRS990/ReconcilationRevenueExpenses | 0 | 909716 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | true |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 10571525 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 11385289 |
| IRS990/RevenuesLessExpensesCY | 0 | 909716 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 565998 |
| IRS990/SalariesEtcCurrentYear | 0 | 1478610 |
| IRS990/SalariesEtcPriorYear | 0 | 1386640 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 5775596 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 11158287 |
| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/Buildings/BookValue | 0 | 864409 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 1160340 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 2024749 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 140380 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 571696 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 712076 |
| IRS990ScheduleD/Land/BookValue | 0 | 370025 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 370025 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 95762716 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/OtherSecurities/BookValue | 0 | 15737080 |
| IRS990ScheduleD/OtherSecurities/BookValue | 1 | 8801369 |
| IRS990ScheduleD/OtherSecurities/BookValue | 2 | 6243666 |
| IRS990ScheduleD/OtherSecurities/BookValue | 3 | 424900 |
| IRS990ScheduleD/OtherSecurities/BookValue | 4 | 265525 |
| IRS990ScheduleD/OtherSecurities/Description | 0 | MUNICIPAL BONDS |
| IRS990ScheduleD/OtherSecurities/Description | 1 | AGENCY NOTES/BONDS |
| IRS990ScheduleD/OtherSecurities/Description | 2 | CDS |
| IRS990ScheduleD/OtherSecurities/Description | 3 | PER CAP MEMBERSHIP IN CENTRAL CU |
| IRS990ScheduleD/OtherSecurities/Description | 4 | FNMA |
| IRS990ScheduleD/OtherSecurities/Description | 5 | CMOS |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 0 | C |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 1 | C |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 2 | C |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 3 | C |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 4 | C |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 5 | C |
| IRS990ScheduleD/TotalOfAmounts | 0 | 95762716 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 1374814 |
| IRS990ScheduleD/TotalOfBookValueSecurities | 0 | 31472540 |
| IRS990/ScheduleJRequired | 0 | false |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 0 | true |
| IRS990ScheduleL/LoanTable/BalanceDue | 0 | 961494 |
| IRS990ScheduleL/LoanTable/Default | 0 | false |
| IRS990ScheduleL/LoanTable/LoanFromOrganization | 0 | X |
| IRS990ScheduleL/LoanTable/NamePerson | 0 | OFFICERS AND DIRECTORS |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 0 | CREDIT UNION MEMBER-NORMAL BUSINESS |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | true |
| IRS990ScheduleL/TotalBalanceDue | 0 | 961494 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | ELECTIONS ARE HELD BY THE CREDIT UNION AT ITS ANNUAL MEETING FOR BOARD MEMBER TERMS THAT ARE STAGGERED. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE CEO REVIEWS THE FORM 990 BEFORE SIGNING THE ELECTRONIC FILING AUTHORIZATION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | MANAGEMENT REVIEWS POLICY WITH EMPLOYEES AND BOARD OF DIRECTORS ANNUALLY. IN ADDITION, THEY ARE IMPLEMENTING A CERTIFICATION REQUIRING SIGNATURES DURING 2011. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | CEO/GENERAL MANAGER IS SUBJECTED TO AN ANNUAL REVIEW BY A COMMITTEE OF THE BOARD USING PEER SALARY SURVEY RESULTS, GOAL SETTING, ETC. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | OTHER OFFICERS/KEY EMPLOYEES ARE SUBJECTED TO AN ANNUAL REVIEW CONDUCTED BY THE PRESIDENT/CEO OF THE CREDIT UNION USING PEER SALARY SURVEY RESULTS, GOAL SETTING, ETC. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | FINANCIAL STATEMENTS ARE POSTED AT THE PHYSICAL OFFICES OF THE CREDIT UNION MONTHLY. GOVERNING DOCUMENTS AND CREDIT UNION POLICIES ARE AVAILABLE FROM THE MAIN OFFICE UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | UNREALIZED GAIN ON AFS SECURITIES 0 UNREALIZED LOSS ON AFS SECURITIES 95,952 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | ELECTION OF MEMBERS AND THEIR RIGHTS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | ENFORCEMENT OF CONFLICTS POLICY |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | COMPENSATION PROCESS FOR TOP OFFICIAL |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | COMPENSATION PROCESS FOR OFFICERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | GOVERNING DOCUMENTS DISCLOSURE EXPLANATION |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | OTHER CHANGES IN NET ASSETS EXPLANATION |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART XI, LINE 9 |
| IRS990/ScheduleORequired | 0 | true |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | MI |
| IRS990/SubjectToProxyTax | 0 | false |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 2600 1ST AVE SOUTH |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine2 | 0 | 2600 1ST AVE SOUTH |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | ESCANABA |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MI |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 49829 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | BRENDA S LIPPENS |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine2 | 0 | DELTA COUNTY CREDIT UNION |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 9067867213 |
| IRS990/TotalAssets/BOY | 0 | 98983057 |
| IRS990/TotalAssetsBOY | 0 | 98983057 |
| IRS990/TotalAssets/EOY | 0 | 107601933 |
| IRS990/TotalAssetsEOY | 0 | 107601933 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalExpensesCurrentYear | 0 | 4600397 |
| IRS990/TotalExpensesPriorYear | 0 | 4625878 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 4600397 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 88411532 |
| IRS990/TotalLiabilitiesBOY | 0 | 88411532 |
| IRS990/TotalLiabilities/EOY | 0 | 96216644 |
| IRS990/TotalLiabilitiesEOY | 0 | 96216644 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 98983057 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 107601933 |
| IRS990/TotalNbrEmployees | 0 | 43 |
| IRS990/TotalNbrVolunteers | 0 | 7 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 10571525 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 11385289 |
| IRS990/TotalOtherRevenue | 0 | 73189 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 4548454 |
| IRS990/TotalReportableCompFromOrg | 0 | 193778 |
| IRS990/TotalRevenueCurrentYear | 0 | 5510113 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 933550 |
| IRS990/TotalRevenuePriorYear | 0 | 5191876 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 4576563 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 5510113 |
| IRS990/Travel/Total | 0 | 25092 |
| IRS990/TypeOfOrganizationOther | 0 | X |
| IRS990/TypeOfOrgOtherDescription | 0 | COOPERATIVE |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.DELTACOUNTYCU.COM |
| IRS990/WhistleblowerPolicy | 0 | true |
| IRS990/YearFormation | 0 | 1960 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/Filer/EIN | 0 | 381707412 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | DELTA COUNTY CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | DELT |
| ReturnHeader/Filer/Phone | 0 | 9067867213 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO BOX 756 |
| ReturnHeader/Filer/USAddress/City | 0 | ESCANABA |
| ReturnHeader/Filer/USAddress/State | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 49829 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | true |
| ReturnHeader/Officer/DateSigned | 0 | 2013-11-13 |
| ReturnHeader/Officer/Name | 0 | BRENDA S LIPPENS |
| ReturnHeader/Officer/Phone | 0 | 9067867213 |
| ReturnHeader/Officer/Title | 0 | CEO/GENERAL MANAGER |
| ReturnHeader/Preparer/DatePrepared | 0 | 2013-11-14 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | ANDERSON TACKMAN & COMPANY PLC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 901 LUDINGTON STREET |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | ESCANABA |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | MI |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 49829 |
| ReturnHeader/Preparer/Name | 0 | KRISTINE P BERHOW CPA |
| ReturnHeader/Preparer/Phone | 0 | 9067863111 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-11-14T09:57:44-06:00 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $107,601,933
- Liabilities
- $96,216,644
- Net assets
- $11,385,289
- Revenue
- -
- Expenses
- $4,600,397
- Net income
- -