Liabilities / Assets
66th percentile
Higher debt load relative to assets than 66% of similar nonprofits.
990 • Fiscal year 2020 • EIN 38-1706265
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
66th percentile
Higher debt load relative to assets than 66% of similar nonprofits.
Liabilities / Revenue
23rd percentile
Higher debt load relative to revenue than 23% of similar nonprofits.
Net Margin
52nd percentile
Higher net margin than 52% of similar nonprofits.
Top Officer Pay
20th percentile
Higher top officer pay than 20% of similar nonprofits.
Top officer pay equals 4.5% of source-year revenue.
Asset Growth
75th percentile
Faster asset growth than 75% of similar nonprofits.
Revenue Growth
86th percentile
Faster revenue growth than 86% of similar nonprofits.
Assets
Up$33,778,426
Up $5,309,529 (+19%) from 2019
Net Assets
Up$3,450,995
Up $178,311 (+5.4%) from 2019
Liabilities
Up$30,327,431
Up $5,131,218 (+20%) from 2019
Revenue
Up$1,727,935
Up $30,763 (+1.8%) from 2019
Expenses
Up$1,549,624
Up $37,541 (+2.5%) from 2019
Net Income
Down$178,311
Down $6,778 (-3.7%) from 2019
Michigan chartered credit union furnishing cooperative financial services to members as provided by public act 285
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $16,391,709 | $16,093,184 | ▼ $298,525 |
| Investments Other Securities | $8,630,422 | $12,691,177 | ▲ $4,060,755 |
| Savings and Temporary Cash Investments | $1,022,212 | $2,464,040 | ▲ $1,441,828 |
| Land, Buildings, and Equipment, Net | $1,000,996 | $1,016,760 | ▲ $15,764 |
| Cash and Non-Interest-Bearing Accounts | $421,106 | $558,106 | ▲ $137,000 |
| Prepaid Expenses and Deferred Charges | $253,456 | $291,786 | ▲ $38,330 |
| Receivables From Officers Etc | $123,265 | $87,271 | ▼ $35,994 |
| Total Assets | $28,468,897 | $33,778,426 | ▲ $5,309,529 |
| Other Assets Total | $625,731 | $576,102 | ▼ $49,629 |
| Liabilities | |||
| Other Liabilities | $24,848,445 | $30,060,721 | ▲ $5,212,276 |
| Accounts Payable and Accrued Expenses | $347,768 | $266,710 | ▼ $81,058 |
| Total Liabilities | $25,196,213 | $30,327,431 | ▲ $5,131,218 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $3,272,684 | $3,450,995 | ▲ $178,311 |
| Total Net Assets Fund Balance | $3,272,684 | $3,450,995 | ▲ $178,311 |
| Total Liabilities and Net Assets / Fund Balance | $28,468,897 | $33,778,426 | ▲ $5,309,529 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $865,131 | $301,789 | - |
| Land | $21,004 | - | - |
| Equipment | $57,389 | $287,635 | - |
| Leasehold Improvements | $73,236 | $20,067 | - |
| Other Securities | $272,720 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Connie Toensing | CEO | FT | $77,427 | $77,427 |
| Name | Title |
|---|---|
| Tom Luoma | Board Presid |
| Jenny Peterman | Director |
| Roy Nason | Director |
| Suzette Olson | Director |
| Thomas Pink | Director |
| Jeannie Masterson | Treasurer |
| Judith Walsh | Vice Preside |
| Line Item | Amount |
|---|---|
| Other Expenses | $991,753 |
| Salaries, Compensation, and Employee Benefits | $557,871 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $419,908 |
| Other Salaries and Wages | - | - | - | $365,120 |
| Fees for Services Other | - | - | - | $146,080 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $77,427 |
| Depreciation Depletion | - | - | - | $71,481 |
| Other Employee Benefits | - | - | - | $61,992 |
| Occupancy | - | - | - | $47,075 |
| Advertising | - | - | - | $40,267 |
| Payroll Taxes | - | - | - | $38,973 |
| Interest | - | - | - | $35,066 |
| Other Expenses | - | - | - | $15,579 |
| Pension Plan Contributions | - | - | - | $14,359 |
| Conferences and Meetings | - | - | - | $9,472 |
| All Other Expenses | - | - | - | $5,701 |
| Fees for Services Legal | - | - | - | $3,850 |
| Total Functional Expenses | $0 | $0 | $0 | $1,549,624 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $123,265 | $87,271 | ▼ $35,994 |
| Liability | Amount |
|---|---|
| Shares | $15,970,237 |
| Checking | $6,528,541 |
| Preferred Savings | $3,258,424 |
| Certificate of Deposit | $2,430,655 |
| Club | $1,502,716 |
| Ira | $357,348 |
| Accrued Interest | $12,359 |
| State Income Tax Payable | $369 |
“ORGANIZED WITH MEMBERS.”
“Members are nominated and voted on at the annual meeting.”
“Organization name change is subject to approval.”
“Ceo reviews 990 prior to filing.”
“Financials are posted in the lobby of all offices and handed out upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 347768 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 266710 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | MICHIGAN CHARTERED CREDIT UNION FURNISHING COOPERATIVE FINANCIAL SERVICES TO MEMBERS AS PROVIDED BY PUBLIC ACT 285 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 40267 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 5701 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | CHIPPEWA COUNTY CREDIT UNION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9066323134 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 402 W SPRUCE ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SAULT STE MARIE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 49783 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 421106 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 558106 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 77427 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 9472 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 193828 |
| IRS990/CYOtherExpensesAmt | 0 | 991753 |
| IRS990/CYOtherRevenueAmt | 0 | 9247 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1524860 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 178311 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 557871 |
| IRS990/CYTotalExpensesAmt | 0 | 1549624 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1727935 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 71481 |
| IRS990/Desc | 0 | MICHIGAN CHARTERED CREDIT UNION (STATE CHARTERED) FURNISHING COOPERATIVE FINANCIAL SERVICES TO MEMBERS AS PROVIDED BY PUBLIC ACT 285 |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 18 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 3850 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 146080 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CONNIE TOENSING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | TOM LUOMA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JEANNIE MASTERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ROY NASON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | SUZETTE OLSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JENNY PETERMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | THOMAS PINK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JUDITH WALSH |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 77427 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD PRESID |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE PRESIDE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1955 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1727935 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InterestGrp/TotalAmt | 0 | 35066 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 193828 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 193828 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 8630422 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 12691177 |
| IRS990/IRPDocumentCnt | 0 | 319 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 609491 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1000996 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1016760 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1626251 |
| IRS990/LegalDomicileStateCd | 0 | MI |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | MICHIGAN CHARTERED CREDIT UNION FURNISHING COOPERATIVE FINANCIAL SERVICES TO MEMBERS AS PROVIDED BY PUBLIC ACT 285 |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3272684 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3450995 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 3272684 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 3450995 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 47075 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 419908 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 625731 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 576102 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 61992 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | OREO COSTS |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 121474 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 38050 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 37750 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 15579 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 24848445 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 30060721 |
| IRS990/OtherOrganizationDsc | 0 | COOPERATIVE |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | SALES OF NON-LOAN INSURANCE |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | NON MEMBER ATM FEES |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 4872 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 4375 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 4872 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 4375 |
| IRS990/OtherRevenueTotalAmt | 0 | 9247 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 365120 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 16391709 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 16093184 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 38973 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 14359 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 253456 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 291786 |
| IRS990/PrincipalOfficerNm | 0 | CONNIE TOENSING |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MEMBER FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 946120 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 355847 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 222893 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 946120 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 355847 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 222893 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 201899 |
| IRS990/PYOtherExpensesAmt | 0 | 971248 |
| IRS990/PYOtherRevenueAmt | 0 | 8169 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1487104 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 185089 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 540835 |
| IRS990/PYTotalExpensesAmt | 0 | 1512083 |
| IRS990/PYTotalRevenueAmt | 0 | 1697172 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 123265 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 87271 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 178311 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1022212 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2464040 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 865131 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 301789 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 1166920 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 57389 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 287635 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 345024 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 72 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 21004 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 21004 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 73236 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 20067 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 93303 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 15970237 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 6528541 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 3258424 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 2430655 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 1502716 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 357348 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 12359 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 7 | 369 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | CHECKING |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | PREFERRED SAVINGS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | CERTIFICATE OF DEPOSIT |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | CLUB |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | IRA |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | ACCRUED INTEREST |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 7 | STATE INCOME TAX PAYABLE |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 11905000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 513457 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 272720 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | STOCK OWNED BY CREDIT UNION |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | STOCK BASED INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | F |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1016760 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 12691177 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 30060721 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 26629 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 14120 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 12699 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 11083 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 6960 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 5 | 6707 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 6 | 3482 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 7 | 3004 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 8 | 1110 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 9 | 572 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 10 | 505 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 11 | 387 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 12 | 13 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 6 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 7 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 8 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 9 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 10 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 11 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 12 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 5 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 6 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 7 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 8 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 9 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 10 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 11 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 12 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 5 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 6 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 7 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 8 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 9 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 10 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 11 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 12 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | VEHICLE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | TRACTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | VEHICLE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 5 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 6 | SUMMER HOME |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 7 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 8 | CONSOLIDATION |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 9 | VISA LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 10 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 11 | CREDIT CARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 12 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 32555 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 40034 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 30217 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 16152 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 11000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 5 | 7500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 6 | 31000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 7 | 12000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 8 | 3000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 9 | 6000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 10 | 5000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 11 | 7500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 12 | 11600 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | CONNIE TOENSING |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | JENNY PETERMAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | JEANNIE MASTERSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | CONNIE TOENSING |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | SUZETTE OLSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 5 | THOMAS PINK |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 6 | JUDITH WALSH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 7 | TOM LUOMA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 8 | CONNIE TOENSING |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 9 | CONNIE TOENSING |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 10 | JENNY PETERMAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 11 | JEANNIE MASTERSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 12 | ROY NASON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 3 | CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 4 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 5 | SECRETARY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 6 | VICE CHAIR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 7 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 8 | CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 9 | CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 10 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 11 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 12 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 6 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 7 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 8 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 9 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 10 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 11 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 12 | true |
| IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt | 0 | JENNY PETERMAN FROM 5,000 505 VISA ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT JEANNIE MASTERSON FROM 7,500 387 CREDIT CARD ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT ROY NASON FROM 11,600 13 VISA ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT |
| IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE L, PART II |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 87271 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.