Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2020 • EIN 38-1706265

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 05, 2021

402 West Spruce StreetSault Ste Marie, MI 49783

(906) 632-3134

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.90x

Higher debt load relative to assets than 66% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Liabilities / Revenue

23rd percentile

17.55x

Higher debt load relative to revenue than 23% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Net Margin

52nd percentile

10%

Higher net margin than 52% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Top Officer Pay

20th percentile

$77,427

Higher top officer pay than 20% of similar nonprofits.

Top officer pay equals 4.5% of source-year revenue.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Asset Growth

75th percentile

19%

Faster asset growth than 75% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Revenue Growth

86th percentile

1.8%

Faster revenue growth than 86% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Assets

Up

$33,778,426

Up $5,309,529 (+19%) from 2019

Net Assets

Up

$3,450,995

Up $178,311 (+5.4%) from 2019

Liabilities

Up

$30,327,431

Up $5,131,218 (+20%) from 2019

Revenue

Up

$1,727,935

Up $30,763 (+1.8%) from 2019

Expenses

Up

$1,549,624

Up $37,541 (+2.5%) from 2019

Net Income

Down

$178,311

Down $6,778 (-3.7%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $22,637,169Liabilities 2010: $19,716,042Net Assets 2010: $2,921,1272010Assets 2011: $24,499,191Liabilities 2011: $21,538,483Net Assets 2011: $2,960,7082011Assets 2012: $25,481,173Liabilities 2012: $22,458,273Net Assets 2012: $3,022,9002012Assets 2013: $27,196,360Liabilities 2013: $23,842,886Net Assets 2013: $3,353,4742013Assets 2015: $28,427,538Liabilities 2015: $25,200,044Net Assets 2015: $3,227,4942015Assets 2016: $29,477,628Liabilities 2016: $26,546,556Net Assets 2016: $2,931,0722016Assets 2017: $27,430,399Liabilities 2017: $24,512,506Net Assets 2017: $2,917,8932017Assets 2018: $27,444,991Liabilities 2018: $24,357,396Net Assets 2018: $3,087,5952018Assets 2019: $28,468,897Liabilities 2019: $25,196,213Net Assets 2019: $3,272,6842019Assets 2020: $33,778,426Liabilities 2020: $30,327,431Net Assets 2020: $3,450,9952020Assets 2021: $38,046,639Liabilities 2021: $34,362,334Net Assets 2021: $3,684,3052021Assets 2022: $38,175,294Liabilities 2022: $34,343,795Net Assets 2022: $3,831,4992022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023

Highlighted filing

2020

Assets$33,778,426
Liabilities$30,327,431
Net Assets$3,450,995

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,302,4362010Expenses 2011: $1,256,3152011Expenses 2012: $1,284,9572012Revenue 2013: $1,450,450Expenses 2013: $1,352,394Net Income 2013: $98,0562013Revenue 2015: $1,546,448Expenses 2015: $1,556,892Net Income 2015: -$10,4442015Revenue 2016: $1,477,495Expenses 2016: $1,725,062Net Income 2016: -$247,5672016Revenue 2017: $1,548,227Expenses 2017: $1,542,504Net Income 2017: $5,7232017Revenue 2018: $1,605,671Expenses 2018: $1,435,969Net Income 2018: $169,7022018Revenue 2019: $1,697,172Expenses 2019: $1,512,083Net Income 2019: $185,0892019Revenue 2020: $1,727,935Expenses 2020: $1,549,624Net Income 2020: $178,3112020Revenue 2021: $1,798,174Expenses 2021: $1,564,869Net Income 2021: $233,3052021Revenue 2022: $1,839,231Expenses 2022: $1,692,037Net Income 2022: $147,1942022Revenue 2023: $2,107,665Expenses 2023: $1,825,437Net Income 2023: $282,2282023

Highlighted filing

2020

Revenue$1,727,935
Expenses$1,549,624
Net Income$178,311
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 5, 2021
Return Version
2020v4.0
Gross Receipts
$1,727,935
Mission and Program Overview

Mission

Michigan chartered credit union furnishing cooperative financial services to members as provided by public act 285

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$16,391,709$16,093,184▼ $298,525
Investments Other Securities$8,630,422$12,691,177▲ $4,060,755
Savings and Temporary Cash Investments$1,022,212$2,464,040▲ $1,441,828
Land, Buildings, and Equipment, Net$1,000,996$1,016,760▲ $15,764
Cash and Non-Interest-Bearing Accounts$421,106$558,106▲ $137,000
Prepaid Expenses and Deferred Charges$253,456$291,786▲ $38,330
Receivables From Officers Etc$123,265$87,271▼ $35,994
Total Assets$28,468,897$33,778,426▲ $5,309,529
Other Assets Total$625,731$576,102▼ $49,629
Liabilities
Other Liabilities$24,848,445$30,060,721▲ $5,212,276
Accounts Payable and Accrued Expenses$347,768$266,710▼ $81,058
Total Liabilities$25,196,213$30,327,431▲ $5,131,218
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,272,684$3,450,995▲ $178,311
Total Net Assets Fund Balance$3,272,684$3,450,995▲ $178,311
Total Liabilities and Net Assets / Fund Balance$28,468,897$33,778,426▲ $5,309,529

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$865,131$301,789-
Land$21,004--
Equipment$57,389$287,635-
Leasehold Improvements$73,236$20,067-
Other Securities$272,720--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Connie ToensingCEOFT$77,427$77,427

Board Members and Trustees

NameTitle
Tom LuomaBoard Presid
Jenny PetermanDirector
Roy NasonDirector
Suzette OlsonDirector
Thomas PinkDirector
Jeannie MastersonTreasurer
Judith WalshVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,524,860
Investment Income
$193,828
Other Revenue
$9,247
Change in Net Assets
$178,311
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$991,753
Salaries, Compensation, and Employee Benefits$557,871
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$419,908
Other Salaries and Wages---$365,120
Fees for Services Other---$146,080
Current Officers, Directors, Trustees, and Key Employees---$77,427
Depreciation Depletion---$71,481
Other Employee Benefits---$61,992
Occupancy---$47,075
Advertising---$40,267
Payroll Taxes---$38,973
Interest---$35,066
Other Expenses---$15,579
Pension Plan Contributions---$14,359
Conferences and Meetings---$9,472
All Other Expenses---$5,701
Fees for Services Legal---$3,850
Total Functional Expenses$0$0$0$1,549,624
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$123,265$87,271▼ $35,994
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$15,970,237
Checking$6,528,541
Preferred Savings$3,258,424
Certificate of Deposit$2,430,655
Club$1,502,716
Ira$357,348
Accrued Interest$12,359
State Income Tax Payable$369
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

ORGANIZED WITH MEMBERS.

Form 990, Page 6, Part VI, Line 7A

Members are nominated and voted on at the annual meeting.

Form 990, Page 6, Part VI, Line 7B

Organization name change is subject to approval.

Form 990, Page 6, Part VI, Line 11B

Ceo reviews 990 prior to filing.

Form 990, Page 6, Part VI, Line 19

Financials are posted in the lobby of all offices and handed out upon request.

Filing and Contact Details

Filer

Filer Name
Chippewa County Credit Union
EIN
38-1706265
Phone
9066323134
Address
402 WEST SPRUCE STREET, SAULT STE MARIE, MI 49783

Signing Officer

Name
Connie Toensing
Title
CEO
Phone
9066323134
Signed
2021-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Connie Toensing
Formed
1955
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
0
Employees
18

Preparer

Firm
Andersontackman & Company Plc
Address
16978 S RILEY AVE, KINCHELOE, MI 49788
Preparer
Amber Mack CPA
Phone
9064955952
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7369
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1CHECKING
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2PREFERRED SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CERTIFICATE OF DEPOSIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5IRA
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6ACCRUED INTEREST
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7STATE INCOME TAX PAYABLE
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt011905000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1513457
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2272720
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1STOCK OWNED BY CREDIT UNION
IRS990ScheduleD/OtherSecuritiesGrp/Desc2STOCK BASED INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01016760
IRS990ScheduleD/TotalBookValueSecuritiesAmt012691177
IRS990ScheduleD/TotalLiabilityAmt030060721
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt026629
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt311083
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt46960
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt56707
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt63482
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt73004
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt81110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt9572
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt10505
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11387
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1213
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3TRACTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6SUMMER HOME
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8CONSOLIDATION
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9VISA LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11CREDIT CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt032555
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt140034
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt230217
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt316152
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt411000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt57500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt631000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt712000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt83000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt96000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt105000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt117500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1211600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0CONNIE TOENSING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1JENNY PETERMAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2JEANNIE MASTERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3CONNIE TOENSING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4SUZETTE OLSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5THOMAS PINK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6JUDITH WALSH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7TOM LUOMA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8CONNIE TOENSING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9CONNIE TOENSING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm10JENNY PETERMAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm11JEANNIE MASTERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm12ROY NASON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6VICE CHAIR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt8CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt9CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt10DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt11BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt12BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd12true
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0JENNY PETERMAN FROM 5,000 505 VISA ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT JEANNIE MASTERSON FROM 7,500 387 CREDIT CARD ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT ROY NASON FROM 11,600 13 VISA ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE L, PART II
IRS990ScheduleL/TotalBalanceDueAmt087271

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$2.11$1.83$0.28
2022Detailed filing. Detailed filing data is available for this year.$38.2$34.3$3.83$1.84$1.69$0.15
2021Detailed filing. Detailed filing data is available for this year.$38.0$34.4$3.68$1.80$1.56$0.23
2020Detailed filing. Detailed filing data is available for this year.$33.8$30.3$3.45$1.73$1.55$0.18
2019Detailed filing. Detailed filing data is available for this year.$28.5$25.2$3.27$1.70$1.51$0.19
2018Detailed filing. Detailed filing data is available for this year.$27.4$24.4$3.09$1.61$1.44$0.17
2017Detailed filing. Detailed filing data is available for this year.$27.4$24.5$2.92$1.55$1.54$0.01
2016Detailed filing. Detailed filing data is available for this year.$29.5$26.5$2.93$1.48$1.73$0.25
2015Detailed filing. Detailed filing data is available for this year.$28.4$25.2$3.23$1.55$1.56$0.01
2013Detailed filing. Detailed filing data is available for this year.$27.2$23.8$3.35$1.45$1.35$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.5$22.5$3.02$1.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.5$21.5$2.96$1.26
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.6$19.7$2.92$1.30