Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2016 • EIN 38-1706265

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 13, 2017

Organization ProfileCHIPPEWACOUNTYCU.COM
402 West Spruce StreetSault Ste Marie, MI 49783

(906) 632-3134

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

72nd percentile

0.90x

Higher debt load relative to assets than 72% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

31st percentile

17.97x

Higher debt load relative to revenue than 31% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Net Margin

3rd percentile

-17%

Higher net margin than 3% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

19th percentile

$70,395

Higher top officer pay than 19% of similar nonprofits.

Top officer pay equals 4.8% of source-year revenue.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Asset Growth

56th percentile

3.7%

Faster asset growth than 56% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

8th percentile

-4.5%

Faster revenue growth than 8% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Up

$29,477,628

Up $1,050,090 (+3.7%) from 2015

Net Assets

Down

$2,931,072

Down $296,422 (-9.2%) from 2015

Liabilities

Up

$26,546,556

Up $1,346,512 (+5.3%) from 2015

Revenue And Expenses
Liabilities / Revenue31st percentileNet Margin3rd percentile

Revenue

Down

$1,477,495

Down $68,953 (-4.5%) from 2015

Expenses

Up

$1,725,062

Up $168,170 (+11%) from 2015

Net Income

Down

-$247,567

Down $237,123 (-2270%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth56th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $22,637,169Liabilities 2010: $19,716,042Net Assets 2010: $2,921,1272010Assets 2011: $24,499,191Liabilities 2011: $21,538,483Net Assets 2011: $2,960,7082011Assets 2012: $25,481,173Liabilities 2012: $22,458,273Net Assets 2012: $3,022,9002012Assets 2013: $27,196,360Liabilities 2013: $23,842,886Net Assets 2013: $3,353,4742013Assets 2015: $28,427,538Liabilities 2015: $25,200,044Net Assets 2015: $3,227,4942015Assets 2016: $29,477,628Liabilities 2016: $26,546,556Net Assets 2016: $2,931,0722016Assets 2017: $27,430,399Liabilities 2017: $24,512,506Net Assets 2017: $2,917,8932017Assets 2018: $27,444,991Liabilities 2018: $24,357,396Net Assets 2018: $3,087,5952018Assets 2019: $28,468,897Liabilities 2019: $25,196,213Net Assets 2019: $3,272,6842019Assets 2020: $33,778,426Liabilities 2020: $30,327,431Net Assets 2020: $3,450,9952020Assets 2021: $38,046,639Liabilities 2021: $34,362,334Net Assets 2021: $3,684,3052021Assets 2022: $38,175,294Liabilities 2022: $34,343,795Net Assets 2022: $3,831,4992022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023

Highlighted filing

2016

Assets$29,477,628
Liabilities$26,546,556
Net Assets$2,931,072
Open 2016 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,302,4362010Expenses 2011: $1,256,3152011Expenses 2012: $1,284,9572012Revenue 2013: $1,450,450Expenses 2013: $1,352,394Net Income 2013: $98,0562013Revenue 2015: $1,546,448Expenses 2015: $1,556,892Net Income 2015: -$10,4442015Revenue 2016: $1,477,495Expenses 2016: $1,725,062Net Income 2016: -$247,5672016Revenue 2017: $1,548,227Expenses 2017: $1,542,504Net Income 2017: $5,7232017Revenue 2018: $1,605,671Expenses 2018: $1,435,969Net Income 2018: $169,7022018Revenue 2019: $1,697,172Expenses 2019: $1,512,083Net Income 2019: $185,0892019Revenue 2020: $1,727,935Expenses 2020: $1,549,624Net Income 2020: $178,3112020Revenue 2021: $1,798,174Expenses 2021: $1,564,869Net Income 2021: $233,3052021Revenue 2022: $1,839,231Expenses 2022: $1,692,037Net Income 2022: $147,1942022Revenue 2023: $2,107,665Expenses 2023: $1,825,437Net Income 2023: $282,2282023

Highlighted filing

2016

Revenue$1,477,495
Expenses$1,725,062
Net Income-$247,567
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 13, 2017
Return Version
2016v3.0
Gross Receipts
$1,477,495
Mission and Program Overview

Mission

Michigan chartered credit union furnishing cooperative financial services to members as provided by public act 285

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$18,160,060$18,697,685▲ $537,625
Investments Other Securities$6,873,523$6,977,372▲ $103,849
Savings and Temporary Cash Investments$1,075,662$1,412,351▲ $336,689
Land, Buildings, and Equipment, Net$1,310,530$1,171,123▼ $139,407
Cash and Non-Interest-Bearing Accounts$352,749$407,880▲ $55,131
Prepaid Expenses and Deferred Charges$62,111$145,816▲ $83,705
Receivables From Officers Etc$138,222$132,917▼ $5,305
Total Assets$28,427,538$29,477,628▲ $1,050,090
Other Assets Total$454,681$532,484▲ $77,803
Liabilities
Other Liabilities$25,004,775$26,328,953▲ $1,324,178
Accounts Payable and Accrued Expenses$195,269$217,603▲ $22,334
Total Liabilities$25,200,044$26,546,556▲ $1,346,512
Net Assets / Fund Balance
Unrestricted Net Assets$3,227,494$2,931,072▼ $296,422
Total Net Assets Fund Balance$3,227,494$2,931,072▼ $296,422
Total Liabilities and Net Assets / Fund Balance$28,427,538$29,477,628▲ $1,050,090

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$983,622$129,731-
Land$21,004--
Equipment$62,038$238,851-
Leasehold Improvements$104,459$6,044-
Other Securities$184,774--
Compensation and Service Providers
Top Officer Pay19th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Connie ToensingCEOFT$70,395$70,395

Board Members and Trustees

NameTitle
R Ben JonesChairperson
Judith WalshVice Chair
Jeannie MastersonBoard Member
Roy NasonBoard Member
Thomas PinkBoard Member
Tom LuomaBoard Member
Laurie GierkeSecretary
Robert EllisTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,412,484
Investment Income
$50,966
Other Revenue
$14,045
Change in Net Assets
$-247,567
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,191,916
Salaries, Compensation, and Employee Benefits$533,146
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$858,032
Other Salaries and Wages---$349,752
Depreciation Depletion---$77,866
Current Officers, Directors, Trustees, and Key Employees---$69,393
Interest---$60,278
Other Employee Benefits---$59,285
Occupancy---$46,987
Fees for Services Other---$42,006
Payroll Taxes---$40,407
Advertising---$28,161
Conferences and Meetings---$19,786
Pension Plan Contributions---$14,309
Other Expenses---$6,778
Fees for Services Legal---$66
Total Functional Expenses$0$0$0$1,725,062
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$138,222$132,917▼ $5,305
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$11,732,981
Preferred Savings$4,457,228
Checking$4,201,383
Certificate of Deposit$2,841,564
Club$1,569,237
Ira$1,512,634
Accrued Interest$12,267
State Income Tax Payable$612
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“ORGANIZED WITH MEMBERS.”

Form 990, Page 6, Part VI, Line 7A

“Members are nominated and voted on at the annual meeting.”

Form 990, Page 6, Part VI, Line 7B

“Organization name change is subject to approval.”

Form 990, Page 6, Part VI, Line 11B

“Ceo reviews 990 prior to filing.”

Form 990, Page 6, Part VI, Line 19

“Financials are posted in the lobby of all offices and handed out upon request.”

Filing and Contact Details

Filer

Filer Name
Chippewa County Credit Union
EIN
38-1706265
Phone
9066323134
Address
402 WEST SPRUCE STREET, SAULT STE MARIE, MI 49783

Signing Officer

Name
Connie Toensing
Title
CEO
Phone
9066323134
Signed
2017-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Connie Toensing
Formed
1955
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
0
Employees
19
Volunteers
8

Preparer

Firm
Andersontackman & Company Plc
Address
16978 S RILEY AVE, KINCHELOE, MI 49788
Preparer
Amber Mack CPA
Phone
9064955952
Raw XML AppendixShowing 400 of 519 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0300889
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt01047
IRS990ScheduleD/LandGrp/BookValueAmt021004
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt021004
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0104459
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt06044
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0110503
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt011732981
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt14457228
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt24201383
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt32841564
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt41569237
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt51512634
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt612267
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7612
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1PREFERRED SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2CHECKING
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CERTIFICATE OF DEPOSIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5IRA
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6ACCRUED INTEREST
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7STATE INCOME TAX PAYABLE
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt06549000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1243598
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2184774
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1STOCK BASED INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2STOCK OWNED BY CREDIT UNION
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01171123
IRS990ScheduleD/TotalBookValueSecuritiesAmt06977372
IRS990ScheduleD/TotalLiabilityAmt026328953
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt029015
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt127810
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt221955
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt316238
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt410349
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt55982
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt64954
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt74401
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt83591
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt93335
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt102687
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt111275
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt12538
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt13390
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt14272
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt15125
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd13true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd14true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd15true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd14false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd15false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd13X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd14X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd15X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SUMMER HOME
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4TRAILER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5VACANT LAND
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7CREDIT CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10RV
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11VISA LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12VISA CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt13VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt14VISA CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt15VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt031000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt130723
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt234552
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt357619
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt418260
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt510400
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt618000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt75000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt88030
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt910000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt108030
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt113000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt12500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt138910
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt145000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt155000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0JUDITH WALSH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1CONNIE TOENSING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2JEANNIE MASTERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3CONNIE TOENSING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4JEANNIE MASTERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5JEANNIE MASTERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6R BENJAMIN JONES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7JEANNIE MASTERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8CONNIE TOENSING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9TOM LUOMA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm10CONNIE TOENSING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm11CONNIE L TOENSING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm12R BENJAMIN JONES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm13ROY NASON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm14R BENJAMIN JONES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm15THOMAS PINK

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$29,477,628
Liabilities
$26,546,556
Net assets
$2,931,072
Revenue
$1,477,495
Expenses
$1,725,062
Net income
-$247,567
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$2.11$1.83$0.28
2022Detailed filing. Detailed filing data is available for this year.$38.2$34.3$3.83$1.84$1.69$0.15
2021Detailed filing. Detailed filing data is available for this year.$38.0$34.4$3.68$1.80$1.56$0.23
2020Detailed filing. Detailed filing data is available for this year.$33.8$30.3$3.45$1.73$1.55$0.18
2019Detailed filing. Detailed filing data is available for this year.$28.5$25.2$3.27$1.70$1.51$0.19
2018Detailed filing. Detailed filing data is available for this year.$27.4$24.4$3.09$1.61$1.44$0.17
2017Detailed filing. Detailed filing data is available for this year.$27.4$24.5$2.92$1.55$1.54$0.01
2016Detailed filing. Detailed filing data is available for this year.$29.5$26.5$2.93$1.48$1.73$0.25
2015Detailed filing. Detailed filing data is available for this year.$28.4$25.2$3.23$1.55$1.56$0.01
2013Detailed filing. Detailed filing data is available for this year.$27.2$23.8$3.35$1.45$1.35$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.5$22.5$3.02$1.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.5$21.5$2.96$1.26
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.6$19.7$2.92$1.30