Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2014 • EIN 38-1677402

Jan 01, 2014 to Dec 31, 2014 • Filed on Mar 23, 2015

Organization Profilewww.lpcumi.com

View Organization Page

PO Box 22098Lansing, MI 48909

(517) 337-0401

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.90x

Higher debt load relative to assets than 74% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Liabilities / Revenue

43rd percentile

18.67x

Higher debt load relative to revenue than 43% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Net Margin

53rd percentile

6.6%

Higher net margin than 53% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Top Officer Pay

66th percentile

$80,640

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 7.6% of source-year revenue.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Asset Growth

61st percentile

2.8%

Faster asset growth than 61% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Revenue Growth

35th percentile

-2.8%

Faster revenue growth than 35% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets74th percentile

Assets

Up

$22,083,047

Up $605,197 (+2.8%) from 2013

Net Assets

Up

$2,271,822

Up $39,293 (+1.8%) from 2013

Liabilities

Up

$19,811,225

Up $565,904 (+2.9%) from 2013

Revenue And Expenses
Liabilities / Revenue43rd percentileNet Margin53rd percentile

Revenue

Down

$1,061,151

Down $31,012 (-2.8%) from 2013

Expenses

Down

$990,973

Down $54,164 (-5.2%) from 2013

Net Income

Up

$70,178

Up $23,152 (+49%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth61st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $20,857,650Liabilities 2010: $18,678,259Net Assets 2010: $2,179,3912010Assets 2011: $21,197,928Liabilities 2011: $19,095,130Net Assets 2011: $2,102,7982011Assets 2012: $21,945,484Liabilities 2012: $19,806,966Net Assets 2012: $2,138,5182012Assets 2013: $21,477,850Liabilities 2013: $19,245,321Net Assets 2013: $2,232,5292013Assets 2014: $22,083,047Liabilities 2014: $19,811,225Net Assets 2014: $2,271,8222014Assets 2015: $22,624,215Liabilities 2015: $20,273,530Net Assets 2015: $2,350,6852015Assets 2016: $21,954,748Liabilities 2016: $19,617,617Net Assets 2016: $2,337,1312016Assets 2017: $21,520,768Liabilities 2017: $19,150,405Net Assets 2017: $2,370,3632017Assets 2018: $0Liabilities 2018: $0Net Assets 2018: $02018

Highlighted filing

2014

Assets$22,083,047
Liabilities$19,811,225
Net Assets$2,271,822
Open 2014 Filing

Operations Trend

Revenue Growth35th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,093,4882010Revenue 2011: $1,062,660Expenses 2011: $1,059,724Net Income 2011: $2,9362011Expenses 2012: $1,049,2592012Revenue 2013: $1,092,163Expenses 2013: $1,045,137Net Income 2013: $47,0262013Revenue 2014: $1,061,151Expenses 2014: $990,973Net Income 2014: $70,1782014Revenue 2015: $1,027,794Expenses 2015: $973,910Net Income 2015: $53,8842015Revenue 2016: $1,008,572Expenses 2016: $975,086Net Income 2016: $33,4862016Revenue 2017: $980,509Expenses 2017: $965,732Net Income 2017: $14,7772017Revenue 2018: $233,523Expenses 2018: $706,624Net Income 2018: -$473,1012018

Highlighted filing

2014

Revenue$1,061,151
Expenses$990,973
Net Income$70,178
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Mar 23, 2015
Return Version
2014v5.0
Gross Receipts
$1,061,151
Mission and Program Overview

Mission

Provide co-op financial products and services to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$11,622,136$11,263,260▼ $358,876
Savings and Temporary Cash Investments$4,069,683$5,004,524▲ $934,841
Investments Other Securities$4,949,221$4,901,328▼ $47,893
Rtn Earn Endowment Incm Other Fnds$2,232,529$2,271,822▲ $39,293
Cash and Non-Interest-Bearing Accounts$314,600$394,371▲ $79,771
Land, Buildings, and Equipment, Net$259,935$238,155▼ $21,780
Prepaid Expenses and Deferred Charges$13,895$37,862▲ $23,967
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$21,477,850$22,083,047▲ $605,197
Other Assets Total$248,380$243,547▼ $4,833
Liabilities
Other Liabilities$19,118,500$19,727,161▲ $608,661
Accounts Payable and Accrued Expenses$126,821$84,064▼ $42,757
Total Liabilities$19,245,321$19,811,225▲ $565,904
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,232,529$2,271,822▲ $39,293
Total Liabilities and Net Assets / Fund Balance$21,477,850$22,083,047▲ $605,197

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$173,230$376,691$549,921
Land$42,500-$42,500
Other Land Buildings$22,425-$22,425
Compensation and Service Providers
Top Officer Pay66th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Jason SmithCEOFT$80,640$80,640

Board Members and Trustees

NameTitle
Tania MatzChairman
Jesus GonzalesV Chairperson
Harveline AkleyDirector
Robert ZimmermanDirector
Philip WieferichSecretary
Raymond SmithTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$975,278
Investment Income
$79,435
Other Revenue
$6,438
Change in Net Assets
$70,178
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$531,115
Salaries, Compensation, and Employee Benefits$459,858
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$192,566
Pension Plan Contributions---$84,669
Current Officers, Directors, Trustees, and Key Employees---$80,640
Other Employee Benefits---$80,043
Interest---$64,423
Occupancy---$60,225
Information Technology---$43,820
Office Expenses---$43,760
Advertising---$24,051
Travel---$23,400
Depreciation Depletion---$23,252
Payroll Taxes---$21,940
Insurance---$20,170
All Other Expenses---$19,727
Other Expenses---$9,155
Fees for Services Accounting---$6,175
Fees for Services Legal---$98
Total Functional Expenses$0$0$0$990,973
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$17,818,789
Member Deposit Accounts$1,908,372
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et

“Raymond Smith Board Treasurer and retired CEO is the father of Jason Smith the current CEO.”

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Section 501c(14) Credit Union is composed of members.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Mergers, by-law changes, charter changes and membership changes are voted upon by the entire membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Employee loans are Management approved. Management loans are Board approved. Loans to Board members are governed by NCUA guidelines. Board members do not vote on related issue.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Executive and employee salaries are Board approved. Board of directors are not compensated.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Documents are posted in lobby for public inspection. Copies are furnished upon request.”

Filing and Contact Details

Filer

Filer Name
Lansing Postal Community Credit Union
EIN
38-1677402
Phone
5173370401
Address
PO Box 22098, Lansing, MI 48909

Signing Officer

Name
Jason Smith
Title
CEO
Signed
2015-03-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jason Smith
Formed
1928
Legal Domicile
Mi
Voting Board Members
6
Independent Board Members
6
Employees
10
Volunteers
6

Preparer

Firm
Financial Standards Group Inc
Address
3615 NEWBURG ROAD, LOUISVILLE, KY 40218
Preparer
Robin Rivers
Phone
8005225820
Supplemental Narrative

Additional Explanations

Other Changes In Net Assets Or Fund Balances - Other Decreases

“Other Comprehensive Income = -$30885”

Raw XML Appendix398 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0126821
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt084064
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IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Provide co-op financial products and services to members.
IRS990/AdvertisingGrp/TotalAmt024051
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/TotalAmt019727
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Jason Smith
IRS990/BooksInCareOfDetail/PhoneNum05173370401
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 22098
IRS990/BooksInCareOfDetail/USAddress/CityNm0Lansing
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IRS990/BooksInCareOfDetail/USAddress/ZIPCd0489092098
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IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
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IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
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IRS990/ConservationEasementsInd0false
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IRS990/DescribedInSection501c3Ind0false
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IRS990/EngagedInExcessBenefitTransInd0false
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IRS990/FederalGrantAuditRequiredInd0false
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IRS990/FeesForServicesLegalGrp/TotalAmt098
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IRS990/FeesForServicesOtherGrp/TotalAmt00
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IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
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IRS990/ForeignOfficeInd0false
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0Tania Matz
IRS990/Form990PartVIISectionAGrp/PersonNm1Jesus Gonzales
IRS990/Form990PartVIISectionAGrp/PersonNm2Raymond Smith
IRS990/Form990PartVIISectionAGrp/PersonNm3Harveline Akley
IRS990/Form990PartVIISectionAGrp/PersonNm4Robert Zimmerman
IRS990/Form990PartVIISectionAGrp/PersonNm5Philip Wieferich
IRS990/Form990PartVIISectionAGrp/PersonNm6Jason Smith
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
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IRS990/Form990PartVIISectionAGrp/TitleTxt1V Chairperson
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IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6CEO
IRS990/Form990ProvidedToGvrnBodyInd0true
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IRS990/FSAuditedInd0true
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IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
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IRS990/GrantsToOrganizationsInd0false
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IRS990/IndependentVotingMemberCnt06
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IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
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IRS990/IRPDocumentCnt0528
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IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
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IRS990/MethodOfAccountingAccrualInd0X
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IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
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IRS990/OtherExpensesGrp/Desc0Service Center/ATM Expenses
IRS990/OtherExpensesGrp/Desc1VISA Expense
IRS990/OtherExpensesGrp/Desc2Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc3Operating Fees - OFIR
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IRS990/OtherExpensesGrp/TotalAmt151232
IRS990/OtherExpensesGrp/TotalAmt230000
IRS990/OtherExpensesGrp/TotalAmt39155
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IRS990/OtherRevenueMiscGrp/Desc1Non-Member ATM Fees
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IRS990/PrincipalOfficerNm0Jason Smith
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
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IRS990/ProgramServiceRevenueGrp/Desc0Fees and Charges
IRS990/ProgramServiceRevenueGrp/Desc1Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc2Service Center Income
IRS990/ProgramServiceRevenueGrp/Desc3Visa Interchange Income
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1754656
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2131242
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt328679
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt060701
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1754656
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2131242
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt328679
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2014 was 1,524.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt077520
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0555106
IRS990/PYOtherRevenueAmt011649
IRS990/PYProgramServiceRevenueAmt01002994
IRS990/PYRevenuesLessExpensesAmt047026
IRS990/PYSalariesCompEmpBnftPaidAmt0490031
IRS990/PYTotalExpensesAmt01045137
IRS990/PYTotalRevenueAmt01092163
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt070178
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02232529
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02271822
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04069683
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05004524
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0173230
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0376691
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0549921
IRS990ScheduleD/LandGrp/BookValueAmt042500
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt042500
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt022425
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt022425
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01908372
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt117818789
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposit Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Share Accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0238155
IRS990ScheduleD/TotalBookValueSecuritiesAmt04901328
IRS990ScheduleD/TotalLiabilityAmt019727161
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Raymond Smith Board Treasurer and retired CEO is the father of Jason Smith the current CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Mergers, by-law changes, charter changes and membership changes are voted upon by the entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Employee loans are Management approved. Management loans are Board approved. Loans to Board members are governed by NCUA guidelines. Board members do not vote on related issue.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Executive and employee salaries are Board approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Documents are posted in lobby for public inspection. Copies are furnished upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Other Comprehensive Income = -$30885
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Changes In Net Assets Or Fund Balances - Other Decreases
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt021477850
IRS990/TotalAssetsEOYAmt022083047
IRS990/TotalAssetsGrp/BOYAmt021477850
IRS990/TotalAssetsGrp/EOYAmt022083047
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0990973
IRS990/TotalGrossUBIAmt06438
IRS990/TotalLiabilitiesBOYAmt019245321
IRS990/TotalLiabilitiesEOYAmt019811225
IRS990/TotalLiabilitiesGrp/BOYAmt019245321
IRS990/TotalLiabilitiesGrp/EOYAmt019811225
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02232529
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02271822
IRS990/TotalProgramServiceRevenueAmt0975278
IRS990/TotalReportableCompFromOrgAmt080640
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01054713
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01061151
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt06438
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt021477850
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt022083047
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt023400
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO Box 22098
IRS990/USAddress/CityNm0Lansing
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd0489092098
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0www.lpcumi.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Jason Smith
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-03-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Lansing Postal Community Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0LANS
ReturnHeader/Filer/EIN0381677402
ReturnHeader/Filer/PhoneNum05173370401
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 22098
ReturnHeader/Filer/USAddress/CityNm0Lansing
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048909
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FINANCIAL STANDARDS GROUP INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03615 NEWBURG ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LOUISVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd040218
ReturnHeader/PreparerPersonGrp/PhoneNum08005225820
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Robin Rivers
ReturnHeader/ReturnTs02015-03-23T18:11:20-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$22,083,047
Liabilities
$19,811,225
Net assets
$2,271,822
Revenue
$1,061,151
Expenses
$990,973
Net income
$70,178
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.23$0.71$0.47
2017Detailed filing. Detailed filing data is available for this year.$21.5$19.2$2.37$0.98$0.97$0.01
2016Detailed filing. Detailed filing data is available for this year.$22.0$19.6$2.34$1.01$0.98$0.03
2015Detailed filing. Detailed filing data is available for this year.$22.6$20.3$2.35$1.03$0.97$0.05
2014Detailed filing. Detailed filing data is available for this year.$22.1$19.8$2.27$1.06$0.99$0.07
2013Detailed filing. Detailed filing data is available for this year.$21.5$19.2$2.23$1.09$1.05$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.9$19.8$2.14$1.05
2011Summary only. Only limited summary data is available for this year.$21.2$19.1$2.10$1.06$1.06$0.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.9$18.7$2.18$1.09