Liabilities / Assets
77th percentile
Higher debt load relative to assets than 77% of similar nonprofits.
990 • Fiscal year 2012 • EIN 38-1677402
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
77th percentile
Higher debt load relative to assets than 77% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
48th percentile
Faster asset growth than 48% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$21,945,484
Up $747,556 (+3.5%) from 2011
Net Assets
Up$2,138,518
Up $35,720 (+1.7%) from 2011
Liabilities
Up$19,806,966
Up $711,836 (+3.7%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$1,049,259
Down $10,465 (-1.0%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Provide co-op financial products and services to members.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 301066 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 288647 |
| IRS990/AccountsReceivable/EOY | 0 | 0 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/Activity2/Description | 0 | The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2012 was 1,158. |
| IRS990/ActivityOrMissionDescription | 0 | Provide co-op financial products and services to members. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | PO Box 22098 |
| IRS990/AddressPrincipalOfficerUS/City | 0 | Lansing |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MI |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 489092098 |
| IRS990/Advertising/Total | 0 | 17631 |
| IRS990/AllAffiliatesIncluded | 0 | false |
| IRS990/AllOtherExpenses/Total | 0 | 40665 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/AuditCommittee | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsToMembers/Total | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 475027 |
| IRS990/CashNonInterestBearing/EOY | 0 | 485036 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 76125 |
| IRS990/CompDisqualPersons/Total | 0 | 0 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | true |
| IRS990/ComplianceWithBackupWitholding | 0 | true |
| IRS990/ConferencesMeetings/Total | 0 | 0 |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | true |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/Total | 0 | 22915 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | The Credit Union provides several deposit account types to members including savings, checking, certificate and other. The total number of members at 12/31/2012 was 3,046. |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DistributionToDonor | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/EscrowAccount | 0 | false |
| IRS990/ExcessBenefitTransaction | 0 | false |
| IRS990/ExcessBusinessHoldings | 0 | false |
| IRS990/FamilyOrBusinessRelationship | 0 | true |
| IRS990/FederalGrantAuditRequired | 0 | false |
| IRS990/FeesForServicesAccounting/Total | 0 | 14192 |
| IRS990/FeesForServicesInvstMgmntFees/Total | 0 | 0 |
| IRS990/FeesForServicesLegal/Total | 0 | 2262 |
| IRS990/FeesForServicesLobbying/Total | 0 | 0 |
| IRS990/FeesForServicesManagement/Total | 0 | 0 |
| IRS990/FeesForServicesOther/Total | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/Total | 0 | 0 |
| IRS990/FiledLieu1041 | 0 | false |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignGrants/Total | 0 | 0 |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 0 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 1 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 2 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 3 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 4 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 5 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 6 | 0.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Philip Wieferich |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Jean Sweet |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Harveline Akley |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Raymond Smith |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | Jesus Gonzales |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | Tania Matz |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | Jason Smith |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 76125 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Board Member |
| IRS990/Form990PartVIISectionA/Title | 1 | Board Member |
| IRS990/Form990PartVIISectionA/Title | 2 | Secretary |
| IRS990/Form990PartVIISectionA/Title | 3 | Treasurer |
| IRS990/Form990PartVIISectionA/Title | 4 | V Chairperson |
| IRS990/Form990PartVIISectionA/Title | 5 | Chairman |
| IRS990/Form990PartVIISectionA/Title | 6 | CEO |
| IRS990/Form990ProvidedToGoverningBody | 0 | true |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | true |
| IRS990/FSAuditedBasis/FinancialStatementSeparate | 0 | X |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToDomesticIndividuals/Total | 0 | 0 |
| IRS990/GrantsToDomesticOrgs/Total | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossReceipts | 0 | 1059380 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | false |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 43574 |
| IRS990/Insurance/Total | 0 | 18949 |
| IRS990/IntangibleAssets/EOY | 0 | 0 |
| IRS990/Interest/Total | 0 | 82258 |
| IRS990/InventoriesForSaleOrUse/EOY | 0 | 0 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 76108 |
| IRS990/InvestmentIncomePriorYear | 0 | 77385 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 76108 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 76108 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsOtherSecurities/BOY | 0 | 2909402 |
| IRS990/InvestmentsOtherSecurities/EOY | 0 | 4549123 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 0 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 0 |
| IRS990/InvestTaxExemptBonds | 0 | false |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 346451 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 621411 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 297875 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 274960 |
| IRS990/LicensedMoreThanOneState | 0 | false |
| IRS990/LoanToOfficerOrDQP | 0 | true |
| IRS990/LobbyingActivities | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | Provide co-op financial products and services to members. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | Jason Smith |
| IRS990/NbrIndependentVotingMembers | 0 | 6 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 2102798 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 2138518 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | 0 |
| IRS990/NetIncomeFromFundraisingEvents/TotalRevenueColumn | 0 | 0 |
| IRS990/NetIncomeFromGaming/TotalRevenueColumn | 0 | 0 |
| IRS990/NetIncomeOrLoss/TotalRevenueColumn | 0 | 0 |
| IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn | 0 | 0 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 2056 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 528 |
| IRS990/NumberIndependentVotingMembers | 0 | 6 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 12 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 48141 |
| IRS990/OfficeExpenses/Total | 0 | 27440 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/OnBehalfOfIssuer | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 331282 |
| IRS990/OtherAssetsTotal/EOY | 0 | 240356 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 84939 |
| IRS990/OtherExpensePriorYear | 0 | 593160 |
| IRS990/OtherExpensesCurrentYear | 0 | 544808 |
| IRS990/OtherExpenses/Description | 0 | Postage and Shipping |
| IRS990/OtherExpenses/Description | 1 | Provision for Loan Losses |
| IRS990/OtherExpenses/Description | 2 | VISA Expense |
| IRS990/OtherExpenses/Description | 3 | Service Center Expenses |
| IRS990/OtherExpenses/Total | 0 | 22629 |
| IRS990/OtherExpenses/Total | 1 | 24500 |
| IRS990/OtherExpenses/Total | 2 | 49386 |
| IRS990/OtherExpenses/Total | 3 | 111416 |
| IRS990/OtherLiabilities/BOY | 0 | 18794064 |
| IRS990/OtherLiabilities/EOY | 0 | 19518319 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 10926031 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 11358292 |
| IRS990/OtherRevenueCurrentYear | 0 | 11934 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 525990 |
| IRS990/OtherRevenueMisc/BusinessCode | 1 | 524298 |
| IRS990/OtherRevenueMisc/Description | 0 | Non-Member ATM Fees |
| IRS990/OtherRevenueMisc/Description | 1 | Insurance Handling Fees |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 590 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 1 | 11344 |
| IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue | 0 | 590 |
| IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue | 1 | 11344 |
| IRS990/OtherRevenuePriorYear | 0 | 13011 |
| IRS990/OtherSalariesAndWages/Total | 0 | 218174 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PaymentsToAffiliates/Total | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 23430 |
| IRS990/PensionPlanContributions/Total | 0 | 101783 |
| IRS990/PledgesAndGrantsReceivable/EOY | 0 | 0 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 27700 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 20361 |
| IRS990/PriorExcessBenefitTransaction | 0 | false |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 3 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 4 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 971338 |
| IRS990/ProgramServiceRevenue/Description | 0 | Visa Interchange Income |
| IRS990/ProgramServiceRevenue/Description | 1 | Service Center Income |
| IRS990/ProgramServiceRevenue/Description | 2 | Other Operating Income |
| IRS990/ProgramServiceRevenue/Description | 3 | Interest on Loans |
| IRS990/ProgramServiceRevenue/Description | 4 | Fees and Charges |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 972264 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 23988 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 114372 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 18525 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 3 | 772219 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 4 | 42234 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 23988 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 114372 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 18525 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 3 | 772219 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 4 | 42234 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReceivablesFromDisqualPersons/EOY | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtc/EOY | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 25599 |
| IRS990/ReconcilationRevenueExpenses | 0 | 10121 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | true |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 2102798 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 2138518 |
| IRS990/RevenuesLessExpensesCY | 0 | 10121 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 2936 |
| IRS990/RoyaltiesRevenue/TotalRevenueColumn | 0 | 0 |
| IRS990/Royalties/Total | 0 | 0 |
| IRS990/SalariesEtcCurrentYear | 0 | 504451 |
| IRS990/SalariesEtcPriorYear | 0 | 466564 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 6230611 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 5017356 |
| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/Buildings/BookValue | 0 | 203020 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 346451 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 549471 |
| IRS990ScheduleD/Land/BookValue | 0 | 42500 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 42500 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 29440 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 29440 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 17611301 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 1907018 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | Member Share Accounts |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | Member Deposit Accounts |
| IRS990ScheduleD/TotalOfAmounts | 0 | 19518319 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 274960 |
| IRS990ScheduleD/TotalOfBookValueSecurities | 0 | 4549123 |
| IRS990/ScheduleJRequired | 0 | false |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 0 | true |
| IRS990ScheduleL/LoanTable/Default | 0 | false |
| IRS990ScheduleL/LoanTable/LoanFromOrganization | 0 | X |
| IRS990ScheduleL/LoanTable/NameBusiness/BusinessNameLine1 | 0 | NA per 2012 Instructions |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | true |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | Other Comprehensive Income - Pension = $25599 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | Documents are posted in lobby for public inspection. Copies are furnished upon request. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | Executive and employee salaries are Board approved. Board of directors are not compensated. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | Employee loans are Management approved. Management loans are Board approved. Loans to Board members are governed by NCUA guidelines. Board members do not vote on related issue. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | Mergers, by-law changes, charter changes and membership changes are voted upon by the entire membership. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | Section 501c(14) Credit Union is composed of members. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 8 | Raymond Smith Board Treasurer and retired CEO is the father of Jason Smith the current CEO. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | Form 990, Part XI, Line 9 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | Form 990, Part VI, Line 19 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | Form 990, Part VI, Line 15b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | Form 990, Part VI, Line 12c |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | Form 990, Part VI, Line 11b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | Form 990, Part VI, Line 7b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | Form 990, Part VI, Line 7a |
| IRS990ScheduleO/GeneralExplanation/Identifier | 7 | Form 990, Part VI, Line 6 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 8 | Form 990, Part VI, Line 2 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Other Changes In Net Assets Or Fund Balances - Other Increases |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 8 | Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et |
| IRS990/ScheduleORequired | 0 | true |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | MI |
| IRS990/SubjectToProxyTax | 0 | false |
| IRS990/TaxableDistributions | 0 | false |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | PO Box 22098 |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Lansing |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MI |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 489092098 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | Jason Smith |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 5173370401 |
| IRS990/TotalAssets/BOY | 0 | 21197928 |
| IRS990/TotalAssetsBOY | 0 | 21197928 |
| IRS990/TotalAssets/EOY | 0 | 21945484 |
| IRS990/TotalAssetsEOY | 0 | 21945484 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalContributions | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 1049259 |
| IRS990/TotalExpensesPriorYear | 0 | 1059724 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 1049259 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 11934 |
| IRS990/TotalLiabilities/BOY | 0 | 19095130 |
| IRS990/TotalLiabilitiesBOY | 0 | 19095130 |
| IRS990/TotalLiabilities/EOY | 0 | 19806966 |
| IRS990/TotalLiabilitiesEOY | 0 | 19806966 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 21197928 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 21945484 |
| IRS990/TotalNbrEmployees | 0 | 12 |
| IRS990/TotalNbrVolunteers | 0 | 6 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 2102798 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 2138518 |
| IRS990/TotalOtherRevenue | 0 | 11934 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 971338 |
| IRS990/TotalReportableCompFromOrg | 0 | 76125 |
| IRS990/TotalRevenueCurrentYear | 0 | 1059380 |
| IRS990/TotalRevenuePriorYear | 0 | 1062660 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 1047446 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 1059380 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 11934 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/TransfersToExemptNonChrtblOrg | 0 | false |
| IRS990/TravelEntrtnmntPublicOfficials/Total | 0 | 0 |
| IRS990/Travel/Total | 0 | 18850 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | true |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | www.lpcumi.com |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1928 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/Filer/EIN | 0 | 381677402 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | Lansing Postal Community Credit Union |
| ReturnHeader/Filer/NameControl | 0 | LANS |
| ReturnHeader/Filer/Phone | 0 | 5173370401 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO Box 22098 |
| ReturnHeader/Filer/USAddress/City | 0 | Lansing |
| ReturnHeader/Filer/USAddress/State | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 48909 |
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Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.