Civic Intelligence

St Patrick Croswell Credit Union

990 • Fiscal year 2012 • EIN 38-1613802

Jan 01, 2012 to Dec 31, 2012 • Filed on May 10, 2013

Organization Profile
101 W Sanborn Ave PO Box 13248422-0132
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

23rd percentile

0.73x

Higher debt load relative to assets than 23% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

69th percentile

5.5%

Faster asset growth than 69% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets23rd percentile

Assets

Up

$1,905,304

Up $99,916 (+5.5%) from 2011

Net Assets

Up

$523,271

Up $660 (+0.1%) from 2011

Liabilities

Up

$1,382,033

Up $99,256 (+7.7%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$57,104

Down $15,911 (-22%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth69th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $1,829,016Liabilities 2010: $1,307,408Net Assets 2010: $521,6082010Assets 2011: $1,805,388Liabilities 2011: $1,282,777Net Assets 2011: $522,6112011Assets 2012: $1,905,304Liabilities 2012: $1,382,033Net Assets 2012: $523,2712012Assets 2013: $1,612,119Liabilities 2013: $1,255,192Net Assets 2013: $356,9272013Assets 2014: $1,471,357Liabilities 2014: $1,132,767Net Assets 2014: $338,5902014

Highlighted filing

2012

Assets$1,905,304
Liabilities$1,382,033
Net Assets$523,271
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KExpenses 2010: $88,5172010Expenses 2011: $73,0152011Expenses 2012: $57,1042012Revenue 2013: $58,050Expenses 2013: $229,648Net Income 2013: -$171,5982013Revenue 2014: $58,527Expenses 2014: $76,864Net Income 2014: -$18,3372014

Highlighted filing

2012

Revenue-
Expenses$57,104
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 10, 2013
Return Version
2012v2.1
Gross Receipts
$57,764
Mission and Program Overview

Mission

Provide lending and banking services to the members of the organization.

Filing and Contact Details

Filer

EIN
38-1613802
Raw XML Appendix294 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation1THE BOARD OF DIRECTORS REVIEWS THE COMPENSATION FOR THE OFFICERS AND EMPLOYEES AT THE ANNUAL MEETING FOR ITS MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation2THE CREDIT UNION'S 990 TAX RETURN, FINANCIAL STATEMENTS AND GOVERING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST AT THE THEIR MAIN OFFICE LOCATED IN CROSWELL, MICHIGAN.
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ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0381613802
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ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10BRINING & NARTKER PC
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ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0484710348
ReturnHeader/Preparer/Name0JOSEPH NARTKER
ReturnHeader/Preparer/Phone08106484931
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-05-13T12:32:31-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,905,304
Liabilities
$1,382,033
Net assets
$523,271
Revenue
-
Expenses
$57,104
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$1.47$1.13$0.34$0.06$0.08$0.02
2013Detailed filing. Detailed filing data is available for this year.$1.61$1.26$0.36$0.06$0.23$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.91$1.38$0.52$0.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.81$1.28$0.52$0.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.83$1.31$0.52$0.09