Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2013 • EIN 38-1384940

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 14, 2014

Organization Profilewww.bessercu.com
1381 N Bagley StAlpena, MI 49707

(989) 356-1880

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

70th percentile

0.91x

Higher debt load relative to assets than 70% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Liabilities / Revenue

80th percentile

22.96x

Higher debt load relative to revenue than 80% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Net Margin

70th percentile

13%

Higher net margin than 70% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Top Officer Pay

8th percentile

$82,279

Higher top officer pay than 8% of similar nonprofits.

Top officer pay equals 3.3% of source-year revenue.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Asset Growth

30th percentile

0.3%

Faster asset growth than 30% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets70th percentile

Assets

Up

$63,623,707

Up $161,619 (+0.3%) from 2012

Net Assets

Down

$5,914,593

Down $130,743 (-2.2%) from 2012

Liabilities

Up

$57,709,114

Up $292,362 (+0.5%) from 2012

Revenue And Expenses
Liabilities / Revenue80th percentileNet Margin70th percentile

Revenue

$2,513,588

No earlier filing loaded for comparison.

Expenses

Down

$2,182,264

Down $92,240 (-4.1%) from 2012

Net Income

$331,324

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth30th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $56,750,234Liabilities 2010: $51,490,785Net Assets 2010: $5,259,4492010Assets 2011: $59,698,035Liabilities 2011: $54,271,740Net Assets 2011: $5,426,2952011Assets 2012: $63,462,088Liabilities 2012: $57,416,752Net Assets 2012: $6,045,3362012Assets 2013: $63,623,707Liabilities 2013: $57,709,114Net Assets 2013: $5,914,5932013Assets 2014: $65,296,704Liabilities 2014: $58,780,397Net Assets 2014: $6,516,3072014Assets 2015: $67,936,470Liabilities 2015: $60,935,218Net Assets 2015: $7,001,2522015Assets 2016: $70,671,128Liabilities 2016: $63,481,553Net Assets 2016: $7,189,5752016Assets 2017: $98,337,840Liabilities 2017: $87,893,492Net Assets 2017: $10,444,3482017Assets 2018: $102,471,911Liabilities 2018: $91,692,714Net Assets 2018: $10,779,1972018Assets 2019: $103,627,492Liabilities 2019: $91,655,453Net Assets 2019: $11,972,0392019Assets 2020: $122,996,267Liabilities 2020: $110,199,778Net Assets 2020: $12,796,4892020Assets 2021: $141,555,173Liabilities 2021: $128,777,179Net Assets 2021: $12,777,9942021Assets 2022: $143,548,355Liabilities 2022: $132,734,495Net Assets 2022: $10,813,8602022Assets 2023: $140,518,712Liabilities 2023: $127,778,274Net Assets 2023: $12,740,4382023Assets 2024: $158,152,334Liabilities 2024: $143,646,480Net Assets 2024: $14,505,8542024

Highlighted filing

2013

Assets$63,623,707
Liabilities$57,709,114
Net Assets$5,914,593
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $2,747,6542010Expenses 2011: $2,456,8762011Expenses 2012: $2,274,5042012Revenue 2013: $2,513,588Expenses 2013: $2,182,264Net Income 2013: $331,3242013Revenue 2014: $2,518,393Expenses 2014: $2,231,113Net Income 2014: $287,2802014Revenue 2015: $2,610,080Expenses 2015: $2,161,157Net Income 2015: $448,9232015Revenue 2016: $2,858,085Expenses 2016: $2,389,927Net Income 2016: $468,1582016Revenue 2017: $4,330,231Expenses 2017: $3,539,524Net Income 2017: $790,7072017Revenue 2018: $4,646,344Expenses 2018: $3,810,377Net Income 2018: $835,9672018Revenue 2019: $5,169,865Expenses 2019: $4,732,277Net Income 2019: $437,5882019Revenue 2020: $5,050,480Expenses 2020: $4,606,768Net Income 2020: $443,7122020Revenue 2021: $5,526,889Expenses 2021: $5,003,667Net Income 2021: $523,2222021Revenue 2022: $6,150,132Expenses 2022: $5,594,253Net Income 2022: $555,8792022Revenue 2023: $7,259,412Expenses 2023: $6,216,925Net Income 2023: $1,042,4872023Revenue 2024: $8,498,738Expenses 2024: $7,517,019Net Income 2024: $981,7192024

Highlighted filing

2013

Revenue$2,513,588
Expenses$2,182,264
Net Income$331,324
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 14, 2014
Return Version
2013v3.1
Gross Receipts
$2,513,588
Mission and Program Overview

Mission

To be michigan's leading credit union, dedicated to the financial success of every member.

Member owned financial family dedicated to friendly, quality, efficient financial services for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$29,802,225$28,920,487▼ $881,738
Investments Other Securities$19,193,071$20,027,200▲ $834,129
Savings and Temporary Cash Investments$11,454,950$11,499,707▲ $44,757
Rtn Earn Endowment Incm Other Fnds$6,045,336$5,914,593▼ $130,743
Cash and Non-Interest-Bearing Accounts$814,941$1,111,580▲ $296,639
Land, Buildings, and Equipment, Net$925,897$885,238▼ $40,659
Prepaid Expenses and Deferred Charges$40,824$19,221▼ $21,603
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$63,462,088$63,623,707▲ $161,619
Other Assets Total$1,230,180$1,160,274▼ $69,906
Liabilities
Other Liabilities$56,949,560$57,724,439▲ $774,879
Accounts Payable and Accrued Expenses$467,192$-15,325▼ $482,517
Total Liabilities$57,416,752$57,709,114▲ $292,362
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,045,336$5,914,593▼ $130,743
Total Liabilities and Net Assets / Fund Balance$63,462,088$63,623,707▲ $161,619

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$535,036$317,952$852,988
Other Land Buildings$73,250$696,915$770,165
Land$252,082-$252,082
Leasehold Improvements$24,870$59,685$84,555
Compensation and Service Providers
Top Officer Pay8th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nancy K MontieManager/CEOFT$81,607$672$82,279
Jennifer PawlaczykExec VPFT$23,304$1,714$25,018

Board Members and Trustees

NameTitle
Robert A GrochowskiChairman
Jerry E PetersonVice Chairman
Nancy J SmithemDirector
Robert L RossDirector
William J ForbushDirector
Paul A StephanSecretary
Randall T BoboltzTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,143,739
Investment Income
$370,557
Other Revenue
$-708
Change in Net Assets
$331,324
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,356,158
Salaries, Compensation, and Employee Benefits$826,106
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$543,440
Interest---$221,710
Office Expenses---$211,646
Other Employee Benefits---$175,369
Fees for Services Other---$170,630
Occupancy---$115,458
Current Officers, Directors, Trustees, and Key Employees---$107,297
Travel---$62,912
Advertising---$55,534
Insurance---$49,670
Depreciation Depletion---$47,783
Fees for Services Accounting---$19,233
All Other Expenses---$16,263
Other Expenses---$9,155
Total Functional Expenses$0$0$0$2,182,264
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$38,869,915
Member Deposit Accounts$18,854,524
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Credit Union is composed of members.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Mergers are voted on by entire membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Credit union bylaws, conflict of interest policy, and whistleblower policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.”

Filing and Contact Details

Filer

EIN
38-1384940
Phone
9893561880

Signing Officer

Name
Nancy K Montie
Title
Manager/CEO
Signed
2014-04-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nancy K Montie
Formed
1950
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
21
Volunteers
11

Preparer

Preparer
Robin Rivers
Phone
8005225820
Supplemental Narrative

Additional Explanations

Other Changes In Net Assets Or Fund Balances - Other Increases

“Increase in Regular Reserves = $462”

Other Changes In Net Assets Or Fund Balances - Other Decreases

“Member Fines & Fees = -$53”

Raw XML AppendixShowing 400 of 431 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherAssetsTotalGrp/EOYAmt01160274
IRS990/OtherChangesInNetAssetsAmt0409
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0175369
IRS990/OtherExpensesGrp/Desc0Loan Servicing Expense
IRS990/OtherExpensesGrp/Desc1Plastic Card Expense
IRS990/OtherExpensesGrp/Desc2NCUSIF Stabilization
IRS990/OtherExpensesGrp/Desc3Loss on Investments
IRS990/OtherExpensesGrp/TotalAmt0203087
IRS990/OtherExpensesGrp/TotalAmt1126675
IRS990/OtherExpensesGrp/TotalAmt246402
IRS990/OtherExpensesGrp/TotalAmt39155
IRS990/OtherLiabilitiesGrp/BOYAmt056949560
IRS990/OtherLiabilitiesGrp/EOYAmt057724439
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IRS990/OtherRevenueMiscGrp/Desc0GAP Insurance Income
IRS990/OtherRevenueMiscGrp/Desc1Non-Member ATM Fees
IRS990/OtherRevenueMiscGrp/Desc2Sprint Reimbursements
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0430
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt110522
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt21836
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0430
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt110522
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt21836
IRS990/OtherRevenueTotalAmt0-3858
IRS990/OtherSalariesAndWagesGrp/TotalAmt0543440
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt029802225
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt028920487
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt040824
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt019221
IRS990/PrincipalOfficerNm0Nancy K Montie
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
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IRS990/ProgramServiceRevenueGrp/BusinessCd2522291
IRS990/ProgramServiceRevenueGrp/BusinessCd3525990
IRS990/ProgramServiceRevenueGrp/Desc0Fees and Charges
IRS990/ProgramServiceRevenueGrp/Desc1Interchange Income
IRS990/ProgramServiceRevenueGrp/Desc2Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc3Other Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0305524
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1203366
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21499375
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3135474
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0305524
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1203366
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21499375
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3135474
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2013 was 4,088
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0407817
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01429955
IRS990/PYOtherRevenueAmt027914
IRS990/PYProgramServiceRevenueAmt02268819
IRS990/PYRevenuesLessExpensesAmt0430046
IRS990/PYSalariesCompEmpBnftPaidAmt0844549
IRS990/PYTotalExpensesAmt02274504
IRS990/PYTotalRevenueAmt02704550
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0331324
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt03150
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06045336
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05914593
IRS990/SavingsAndTempCashInvstGrp/BOYAmt011454950
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011499707
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0535036
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0317952
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0852988
IRS990ScheduleD/LandGrp/BookValueAmt0252082
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0252082
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt024870
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt059685
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt084555
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt073250
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0696915
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0770165
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt018854524
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt138869915
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposit Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Share Accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0885238
IRS990ScheduleD/TotalBookValueSecuritiesAmt020027200
IRS990ScheduleD/TotalLiabilityAmt057724439
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws, conflict of interest policy, and whistleblower policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Increase in Regular Reserves = $462
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Member Fines & Fees = -$53
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Changes In Net Assets Or Fund Balances - Other Increases
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Changes In Net Assets Or Fund Balances - Other Decreases
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsEOYAmt063623707
IRS990/TotalAssetsGrp/BOYAmt063462088
IRS990/TotalAssetsGrp/EOYAmt063623707
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt021
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02182264
IRS990/TotalGrossUBIAmt0-3858
IRS990/TotalLiabilitiesBOYAmt057416752
IRS990/TotalLiabilitiesEOYAmt057709114
IRS990/TotalLiabilitiesGrp/BOYAmt057416752
IRS990/TotalLiabilitiesGrp/EOYAmt057709114
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06045336
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05914593
IRS990/TotalOtherCompensationAmt02386
IRS990/TotalProgramServiceRevenueAmt02143739
IRS990/TotalReportableCompFromOrgAmt0104911
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02517446
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02513588
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0-3858
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt063462088
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt063623707
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt062912
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine101381 N Bagley St
IRS990/USAddress/City0Alpena

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$63,623,707
Liabilities
$57,709,114
Net assets
$5,914,593
Revenue
$2,513,588
Expenses
$2,182,264
Net income
$331,324
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$158$144$14.5$8.50$7.52$0.98
2023Detailed filing. Detailed filing data is available for this year.$141$128$12.7$7.26$6.22$1.04
2022Detailed filing. Detailed filing data is available for this year.$144$133$10.8$6.15$5.59$0.56
2021Detailed filing. Detailed filing data is available for this year.$142$129$12.8$5.53$5.00$0.52
2020Detailed filing. Detailed filing data is available for this year.$123$110$12.8$5.05$4.61$0.44
2019Detailed filing. Detailed filing data is available for this year.$104$91.7$12.0$5.17$4.73$0.44
2018Detailed filing. Detailed filing data is available for this year.$102$91.7$10.8$4.65$3.81$0.84
2017Summary only. Only limited summary data is available for this year.$98.3$87.9$10.4$4.33$3.54$0.79
2016Detailed filing. Detailed filing data is available for this year.$70.7$63.5$7.19$2.86$2.39$0.47
2015Detailed filing. Detailed filing data is available for this year.$67.9$60.9$7.00$2.61$2.16$0.45
2014Detailed filing. Detailed filing data is available for this year.$65.3$58.8$6.52$2.52$2.23$0.29
2013Detailed filing. Detailed filing data is available for this year.$63.6$57.7$5.91$2.51$2.18$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.5$57.4$6.05$2.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.7$54.3$5.43$2.46
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.8$51.5$5.26$2.75
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