Civic Intelligence

Kingsport Press Cu

EIN 62-6041453 • 501(c)14 • Kingsport, TN

View Organization Page

Profile

See Form 990, Page 1, Part 1, Line 1

528 W Center StreetKingsport, TN 37660

www.kpcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

27th percentile

0.85x

Higher debt load relative to assets than 27% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

31st percentile

14.27x

Higher debt load relative to revenue than 31% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

87th percentile

25%

Higher net margin than 87% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

11th percentile

$99,233

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

85th percentile

8.0%

Faster asset growth than 85% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

73rd percentile

16%

Faster revenue growth than 73% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets27th percentile

Assets

Up

$86,710,686

Up $6,386,365 (+8.0%) from 2023

Liabilities

Up

$73,754,086

Up $4,979,610 (+7.2%) from 2023

Net Assets

Up

$12,956,600

Up $1,406,755 (+12%) from 2023

Operations
Liabilities / Revenue31st percentileNet Margin87th percentile

Revenue

Up

$5,167,292

Up $727,029 (+16%) from 2023

Expenses

Up

$3,880,573

Up $768,096 (+25%) from 2023

Net Income

Down

$1,286,719

Down $41,067 (-3.1%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth85th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2010: $62,515,707Liabilities 2010: $55,939,630Net Assets 2010: $6,576,0772010Assets 2011: $61,899,138Liabilities 2011: $55,213,113Net Assets 2011: $6,686,0252011Assets 2012: $61,139,036Liabilities 2012: $54,200,164Net Assets 2012: $6,938,8722012Assets 2013: $63,732,812Liabilities 2013: $56,515,157Net Assets 2013: $7,217,6552013Assets 2014: $64,130,872Liabilities 2014: $56,507,708Net Assets 2014: $7,623,1642014Assets 2015: $65,311,458Liabilities 2015: $57,373,133Net Assets 2015: $7,938,3252015Assets 2016: $69,346,358Liabilities 2016: $61,161,519Net Assets 2016: $8,184,8392016Assets 2017: $68,241,338Liabilities 2017: $59,724,391Net Assets 2017: $8,516,9472017Assets 2018: $66,938,489Liabilities 2018: $57,936,366Net Assets 2018: $9,002,1232018Assets 2019: $71,377,908Liabilities 2019: $61,816,884Net Assets 2019: $9,561,0242019Assets 2020: $80,072,044Liabilities 2020: $70,359,093Net Assets 2020: $9,712,9512020Assets 2021: $84,186,864Liabilities 2021: $74,445,976Net Assets 2021: $9,740,8882021Assets 2022: $81,978,043Liabilities 2022: $71,941,370Net Assets 2022: $10,036,6732022Assets 2023: $80,324,321Liabilities 2023: $68,774,476Net Assets 2023: $11,549,8452023Assets 2024: $86,710,686Liabilities 2024: $73,754,086Net Assets 2024: $12,956,6002024

Highlighted filing

2024

Assets$86,710,686
Liabilities$73,754,086
Net Assets$12,956,600
Open 2024 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $3,762,3812010Expenses 2011: $3,464,1852011Expenses 2012: $3,000,2722012Revenue 2013: $2,984,283Expenses 2013: $2,589,375Net Income 2013: $394,9082013Revenue 2014: $2,870,349Expenses 2014: $2,581,491Net Income 2014: $288,8582014Revenue 2015: $2,784,163Expenses 2015: $2,465,241Net Income 2015: $318,9222015Revenue 2016: $2,822,070Expenses 2016: $2,550,416Net Income 2016: $271,6542016Revenue 2017: $2,918,433Expenses 2017: $2,584,481Net Income 2017: $333,9522017Revenue 2018: $3,322,408Expenses 2018: $2,833,080Net Income 2018: $489,3282018Revenue 2019: $3,587,970Expenses 2019: $3,060,797Net Income 2019: $527,1732019Revenue 2020: $3,225,669Expenses 2020: $3,080,631Net Income 2020: $145,0382020Revenue 2021: $2,996,726Expenses 2021: $2,902,463Net Income 2021: $94,2632021Revenue 2022: $3,565,234Expenses 2022: $2,741,572Net Income 2022: $823,6622022Revenue 2023: $4,440,263Expenses 2023: $3,112,477Net Income 2023: $1,327,7862023Revenue 2024: $5,167,292Expenses 2024: $3,880,573Net Income 2024: $1,286,7192024

Highlighted filing

2024

Revenue$5,167,292
Expenses$3,880,573
Net Income$1,286,719
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$86,710,686
Liabilities
$73,754,086
Net assets
$12,956,600
Revenue
$5,167,292
Expenses
$3,880,573
Net income
$1,286,719
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$86.7$73.8$13.0$5.17$3.88$1.29
2023Detailed filing. Detailed filing data is available for this year.$80.3$68.8$11.5$4.44$3.11$1.33
2022Detailed filing. Detailed filing data is available for this year.$82.0$71.9$10.0$3.57$2.74$0.82
2021Detailed filing. Detailed filing data is available for this year.$84.2$74.4$9.74$3.00$2.90$0.09
2020Detailed filing. Detailed filing data is available for this year.$80.1$70.4$9.71$3.23$3.08$0.15
2019Detailed filing. Detailed filing data is available for this year.$71.4$61.8$9.56$3.59$3.06$0.53
2018Detailed filing. Detailed filing data is available for this year.$66.9$57.9$9.00$3.32$2.83$0.49
2017Detailed filing. Detailed filing data is available for this year.$68.2$59.7$8.52$2.92$2.58$0.33
2016Detailed filing. Detailed filing data is available for this year.$69.3$61.2$8.18$2.82$2.55$0.27
2015Detailed filing. Detailed filing data is available for this year.$65.3$57.4$7.94$2.78$2.47$0.32
2014Detailed filing. Detailed filing data is available for this year.$64.1$56.5$7.62$2.87$2.58$0.29
2013Detailed filing. Detailed filing data is available for this year.$63.7$56.5$7.22$2.98$2.59$0.39
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.1$54.2$6.94$3.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.9$55.2$6.69$3.46
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.5$55.9$6.58$3.76
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 9, 2025
Return Version
2024v5.0
Gross Receipts
$5,167,292
Mission and Program Overview

Mission

See Form 990, Page 1, Part 1, Line 1

To provide financial services to approximately 6,467 members (owners) in the form of financial counseling, loans, IRA's, deposit accounts, etc...

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$56,551,225$56,334,241▼ $216,984
Investments Program Related$18,383,602$25,164,087▲ $6,780,485
Rtn Earn Endowment Incm Other Fnds$8,733,927$10,009,346▲ $1,275,419
Cap Stk Tr Prin Current Funds$2,815,918$2,947,254▲ $131,336
Prepaid Expenses and Deferred Charges$2,454,158$2,525,716▲ $71,558
Land, Buildings, and Equipment, Net$2,246,083$2,170,701▼ $75,382
Cash and Non-Interest-Bearing Accounts$689,253$515,941▼ $173,312
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$80,324,321$86,710,686▲ $6,386,365
Liabilities
Other Liabilities$68,427,197$73,418,232▲ $4,991,035
Accounts Payable and Accrued Expenses$347,279$335,854▼ $11,425
Total Liabilities$68,774,476$73,754,086▲ $4,979,610
Net Assets / Fund Balance
Total Net Assets Fund Balance$11,549,845$12,956,600▲ $1,406,755
Total Liabilities and Net Assets / Fund Balance$80,324,321$86,710,686▲ $6,386,365

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,539,390$1,119,920$2,659,310
Equipment$79,010$668,263$747,273
Land$552,301-$552,301
Investment Program Related Org$4,284,660--
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay11th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Walter SalyersPresident/CEOFT$99,233$99,233

Board Members and Trustees

NameTitle
Christine GrantChairperson
Mark TaylorVice-Chairman
Billy WhiteDirector
Bryce CastleDirector
Hollis AndersonDirector
Jack ParsonsDirector
Larry GullionDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
Visifi-eplData Processor22 Iverness Center, Birmingham, AL 35542$237,759
TransfundATM ProcessorOne Williams Center, Tulsa, OK 74172$160,150
Revenue and Support

Revenue Composition

Contributions and Grants
$2,085
Program Service Revenue
$4,076,647
Investment Income
$912,795
Other Revenue
$175,765
All Other Contributions
$0
Change in Net Assets
$1,286,719
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,790,577
Salaries, Compensation, and Employee Benefits$1,089,996
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$766,443
Information Technology---$515,013
Other Employee Benefits---$224,320
Office Expenses---$124,776
Depreciation Depletion---$100,146
Current Officers, Directors, Trustees, and Key Employees---$99,233
Occupancy---$84,751
Advertising---$50,522
Insurance---$38,203
Fees for Services Management---$21,007
Fees for Services Accounting---$16,420
Payments to Affiliates---$12,726
Other Expenses---$11,659
Conferences and Meetings---$10,538
Travel---$9,509
Total Functional Expenses$0$0$0$3,880,573
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$22,834,334
Member IRA Certificates of Deposit$19,091,907
Member Certificates of Deposit$17,823,763
Member Sharedrafts$11,396,138
Member Money Markets$1,208,236
Member Club Account Deposits$1,063,854
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Form 990, Part VI, Section A, Line 6 - Credit Union Members (owners) only.”

Form 990, Part VI, Section A, Line 7A

“Form 990, Part VI, Section A, Line 7a - Credit Union Members (owners) elect governing body at the Annual Meeting.”

Form 990, Part VI, Section B, Line 11B

“Form 990, Part VI, Section B, Line 11b - Form 990 is available to the governing body, the the independent auditors, and to the State of Tennessee regulators.”

Form 990, Part VI, Section B, Line 12C

“Form 990, Part VI, Section B, Line 12c - Monitored & reported to the governing body by the President/CEO at each monthly meeting.”

Form 990, Part VI, Section B, Line 15

“Form 990, Part VI, Section B, Line 15c - Compensation obtained from surveys among peer groups and from the Tennessee Credit Union League. Approval is obtained from the governing body.”

Form 990, Part VI, Section C, Line 19

“Form 990, Part VI, Section C, Line 19 - All documents, policies, & statements are made available to the Members (owners) upon request.”

Filing and Contact Details

Filer

Filer Name
Kingsport Press Cu
EIN
62-6041453
Phone
4233789292
Address
528 W Center Street, Kingsport, TN 37660

Signing Officer

Name
Jeff Morris
Title
V/P Finance
Phone
4233789292
Signed
2025-05-09

Organization Details

Principal Officer
Walter Salyers
Formed
1932
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
6,467
Employees
0
Volunteers
7
Raw XML AppendixShowing 400 of 443 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
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IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt018383602
IRS990/InvestmentsProgramRelatedGrp/EOYAmt025164087
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01788183
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02246083
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02170701
IRS990/LandBldgEquipCostOrOtherBssAmt03958884
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt02085
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0See Form 990, Page 1, Part 1, Line 1
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt011549845
IRS990/NetAssetsOrFundBalancesEOYAmt012956600
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0120036
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt084751
IRS990/OfficeExpensesGrp/TotalAmt0124776
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0224320
IRS990/OtherExpensesGrp/Desc0Member Dividends & Interest
IRS990/OtherExpensesGrp/Desc1Loan Servicing Expenses
IRS990/OtherExpensesGrp/Desc2Loan & Fraudulent Losses
IRS990/OtherExpensesGrp/Desc3Miscellaneous Expenses
IRS990/OtherExpensesGrp/TotalAmt01400289
IRS990/OtherExpensesGrp/TotalAmt172557
IRS990/OtherExpensesGrp/TotalAmt2322461
IRS990/OtherExpensesGrp/TotalAmt311659
IRS990/OtherLiabilitiesGrp/BOYAmt068427197
IRS990/OtherLiabilitiesGrp/EOYAmt073418232
IRS990/OtherOrganizationDsc0State Chartered Credit Union
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0Other Operating Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0175765
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0175765
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0175765
IRS990/OtherSalariesAndWagesGrp/TotalAmt0766443
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt012726
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02454158
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02525716
IRS990/PrincipalOfficerNm0Walter Salyers
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Member Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member Service Fees
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03012219
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11064428
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03012219
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11064428
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt02085
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0619740
IRS990/PYOtherExpensesAmt02045216
IRS990/PYOtherRevenueAmt0187327
IRS990/PYProgramServiceRevenueAmt03631111
IRS990/PYRevenuesLessExpensesAmt01327786
IRS990/PYSalariesCompEmpBnftPaidAmt01067261
IRS990/PYTotalExpensesAmt03112477
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04440263
IRS990/ReconcilationRevenueExpnssAmt01286719
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08733927
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt010009346
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01539390
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01119920
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02659310
IRS990ScheduleD/EquipmentGrp/BookValueAmt079010
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0668263
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0747273
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt016263000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt14616427
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt24284660
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Bank Certificates of Deposit
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1Federal Agency Securities
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2Volunteer Corporate Credit Union
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/LandGrp/BookValueAmt0552301
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0552301
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt022834334
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt111396138
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21208236
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt317823763
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt419091907
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt51063854
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Sharedrafts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Member Money Markets
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Member Certificates of Deposit
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Member IRA Certificates of Deposit
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5Member Club Account Deposits
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02170701
IRS990ScheduleD/TotalBookValueProgramRltdAmt025164087
IRS990ScheduleD/TotalLiabilityAmt073418232
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Form 990, Part VI, Section A, Line 6 - Credit Union Members (owners) only.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Form 990, Part VI, Section A, Line 7a - Credit Union Members (owners) elect governing body at the Annual Meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990, Part VI, Section B, Line 11b - Form 990 is available to the governing body, the the independent auditors, and to the State of Tennessee regulators.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Form 990, Part VI, Section B, Line 12c - Monitored & reported to the governing body by the President/CEO at each monthly meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Form 990, Part VI, Section B, Line 15c - Compensation obtained from surveys among peer groups and from the Tennessee Credit Union League. Approval is obtained from the governing body.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Form 990, Part VI, Section C, Line 19 - All documents, policies, & statements are made available to the Members (owners) upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt080324321
IRS990/TotalAssetsEOYAmt086710686
IRS990/TotalAssetsGrp/BOYAmt080324321
IRS990/TotalAssetsGrp/EOYAmt086710686
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt02085
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03880573
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt068774476
IRS990/TotalLiabilitiesEOYAmt073754086
IRS990/TotalLiabilitiesGrp/BOYAmt068774476
IRS990/TotalLiabilitiesGrp/EOYAmt073754086
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt011549845
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt012956600
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00

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