Civic Intelligence

Cooperative Services Inc

EIN 38-1242615 • 501(c)3 • Warren, MI

Profile

To invest in housing facilities for low income senior citizens.

8425 E Twelve Mile RoadWarren, MI 48093

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

55th percentile

0.09x

Higher debt load relative to assets than 55% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

89th percentile

1.05x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

75th percentile

22%

Higher net margin than 75% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

96th percentile

$368,043

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 85.0% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

10th percentile

-19%

Faster asset growth than 10% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

59th percentile

13%

Faster revenue growth than 59% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

$4,807,040

No earlier filing loaded for comparison.

Liabilities

$454,214

No earlier filing loaded for comparison.

Net Assets

$4,352,826

No earlier filing loaded for comparison.

Revenue

$433,046

No earlier filing loaded for comparison.

Expenses

$336,666

No earlier filing loaded for comparison.

Net Income

$96,380

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2016: $7,733,385Liabilities 2016: $2,774,845Net Assets 2016: $4,958,5402016Assets 2017: $7,216,226Liabilities 2017: $2,651,240Net Assets 2017: $4,564,9862017Assets 2018: $7,124,636Liabilities 2018: $2,533,428Net Assets 2018: $4,591,2082018Assets 2019: $7,022,569Liabilities 2019: $2,387,868Net Assets 2019: $4,634,7012019Assets 2020: $6,955,582Liabilities 2020: $2,231,405Net Assets 2020: $4,724,1772020Assets 2021: $6,858,528Liabilities 2021: $2,045,530Net Assets 2021: $4,812,9982021Assets 2022: $6,739,525Liabilities 2022: $1,889,012Net Assets 2022: $4,850,5132022Assets 2023: $5,997,159Liabilities 2023: $1,784,497Net Assets 2023: $4,212,6622023Assets 2025: $4,807,040Liabilities 2025: $454,214Net Assets 2025: $4,352,8262025

Highlighted filing

2025

Assets$4,807,040
Liabilities$454,214
Net Assets$4,352,826

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2016: $304,919Expenses 2016: $620,136Net Income 2016: -$315,2172016Revenue 2017: $294,549Expenses 2017: $710,753Net Income 2017: -$416,2042017Revenue 2018: $316,358Expenses 2018: $315,805Net Income 2018: $5532018Revenue 2019: $12,755,706Expenses 2019: $12,741,264Net Income 2019: $14,4422019Revenue 2020: $384,768Expenses 2020: $310,685Net Income 2020: $74,0832020Revenue 2021: $362,019Expenses 2021: $286,137Net Income 2021: $75,8822021Revenue 2022: $351,142Expenses 2022: $321,026Net Income 2022: $30,1162022Revenue 2023: $362,518Expenses 2023: $349,244Net Income 2023: $13,2742023Revenue 2025: $433,046Expenses 2025: $336,666Net Income 2025: $96,3802025

Highlighted filing

2025

Revenue$433,046
Expenses$336,666
Net Income$96,380

Filings

Latest Detailed Filing

The latest 2025 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2016 below.

Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
May 15, 2017
Return Version
2015v3.0
Gross Receipts
$304,919
Mission and Program Overview

Mission

To invest in housing facilities for low income senior citizens.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$0$2,175,335▲ $2,175,335
Land, Buildings, and Equipment, Net$0$1,525,086▲ $1,525,086
Cash and Non-Interest-Bearing Accounts$0$420,754▲ $420,754
Total Assets$0$7,733,385▲ $7,733,385
Other Assets Total$0$3,612,210▲ $3,612,210
Liabilities
Accounts Payable and Accrued Expenses$0$2,139,272▲ $2,139,272
Mortgage Notes Payable Secured by Investment Property$0$576,580▲ $576,580
Other Liabilities$0$37,493▲ $37,493
Deferred Revenue$0$21,500▲ $21,500
Total Liabilities$0$2,774,845▲ $2,774,845
Net Assets / Fund Balance
Unrestricted Net Assets$0$4,958,540▲ $4,958,540
Total Net Assets Fund Balance$0$4,958,540▲ $4,958,540
Total Liabilities and Net Assets / Fund Balance$0$7,733,385▲ $7,733,385

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,332,306$638,748$1,971,054
Leasehold Improvements$87,780$62,037$149,817
Land$105,000-$105,000
Equipment$0$5,266$5,266
Other Assets Org$1,091,309--
Compensation and Service Providers

Employees

NameTitleOtherTotal
Marguerite D AngeloRegional Manager$146,579$146,579
Diane SmithNational Development Manager$140,978$140,978

Board Members and Trustees

NameTitle
Charlotte LannPresident
Billie J WalkerVice President
Annie MitchellDirector
Carolyn MajorDirector
Clarita PalmaDirector
Dorothy DuiguidDirector
James EdwardsDirector
John GordonDirector
Mary LaceyDirector
Mildred StanleyDirector
Thomas CooperDirector
Nancy EvansAssistant Secretary
Cindy LambAssistant Treasurer
Mel HudsonNational Construction Manager
Anne SackrisonOperations Manager
Bob KernsRegional Manager
Suzanne BeattieSecretary
Ethel YoungTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$258,000
Investment Income
$46,919
Other Revenue
$0
Change in Net Assets
$-315,217

Audited Revenue Reconciliation

Revenue per Audited Statements
$304,918
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$304,918
Total Revenue per Form 990
$304,918
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$620,136
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Legal-$187,138-$187,138
Fees for Services Accounting-$111,019-$111,019
Occupancy$110,936--$110,936
Depreciation Depletion$57,226--$57,226
Office Expenses-$35,155-$35,155
Interest$33,457--$33,457
Other Expenses$29,425--$29,425
Total Functional Expenses$286,824$333,312$0$620,136

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$620,136
Total Expenses per Audited Statements$620,136
Total Expenses per Form 990$620,136
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Notes Payable$37,493
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

The organization informs the governing body that a copy of form 990 is available upon request.

Form 990, Part VI, Section B, Line 12C

An annual conflict of interest statement is filled out by board members and upper management employees, then submitted. A control is maintained as to the receipt of this annual form.

Form 990, Part VI, Section B, Line 15A

The board periodically conducts compensation studies and determines the compensation of the general manager.

Form 990, Part VI, Section C, Line 19

The form 990 and all related financial and policy information are made available to the public upon written request.

FORM 990, PART VII, SECTION A, LINE 1A, COLUMN B:

Description of hours worked for related organizations: all of the officers, directors, and employees listed in part vii, section a perform similar duties and have similar responsibilities for related organizations. Their total hours worked per week for this organization reflect their hours worked for related organizations both in terms of number of hours and type of work performed.

Filing and Contact Details

Filer

Filer Name
Cooperative Services Inc
EIN
38-1242615
Phone
5867539002
Address
8425 E TWELVE MILE ROAD, WARREN, MI 48093

Signing Officer

Name
Nancy Evans
Title
Assistant Secretary
Phone
5867539002
Signed
2017-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nancy Evans
Formed
1945
Legal Domicile
Mi
Voting Board Members
13
Independent Board Members
13
Employees
0
Volunteers
0

Preparer

Firm
DAUBY O'CONNOR & ZALESKI LLC
Address
501 CONGRESSIONAL BLVD STE 300, CARMEL, IN 46032
Preparer
Steven C Levy
Phone
3178485700
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Contribution of net assets pursuant to determination letter dated 5/2/16 5,273,758.

FORM 990, PAGE 12, PART XII, LINE 2C:

Overview of audit function: the audit committee assumes responsibility for oversight of the audit of its financial statements and selection of an independent accountant.

GENERAL FORM 990 EXPLANATION:

During the year ended june 30, 2016, the company submitted an application to the internal revenue service to apply for exemption from federal income tax. On may 2, 2016, the company received a letter from the internal revenue service granting the company tax exempt status under section 501(c)(3) of the internal revenue code. The effective date of the exemption is january 1, 1982. Therefore, the company is filing an initial form 990 for the year end 6/30/2016.

Financial Statement Notes

PART X, LINE 2:

The corporation is exempt from federal income tax under section 501(c)(3) of the internal revenue code and state income tax and has been classified as an other than private foundation. Accordingly, no provision for federal and state taxes on revenue and income has been recognized in the accompanying financial statements. Generally, the federal and state tax returns are subject to examinations for the three years after the later of the original or extended due date or the date filed by the applicable tax authority.

Raw XML AppendixShowing 400 of 1,387 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt19138093
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4ASSISTANT TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5ASSISTANT SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15REGIONAL MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt16REGIONAL MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt17NATIONAL DEVELOPMENT MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt18OPERATIONS MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt19NATIONAL CONSTRUCTION MANAGER
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CORPORATION IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE AND STATE INCOME TAX AND HAS BEEN CLASSIFIED AS AN OTHER THAN PRIVATE FOUNDATION. ACCORDINGLY, NO PROVISION FOR FEDERAL AND STATE TAXES ON REVENUE AND INCOME HAS BEEN RECOGNIZED IN THE ACCOMPANYING FINANCIAL STATEMENTS. GENERALLY, THE FEDERAL AND STATE TAX RETURNS ARE SUBJECT TO EXAMINATIONS FOR THE THREE YEARS AFTER THE LATER OF THE ORIGINAL OR EXTENDED DUE DATE OR THE DATE FILED BY THE APPLICABLE TAX AUTHORITY.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00

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