Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2024 • EIN 38-0996065

Jan 01, 2024 to Dec 31, 2024 • Filed on Aug 20, 2025

6640 Bay RoadSaginaw, MI 48604

(989) 249-8200

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

33rd percentile

0.90x

Higher debt load relative to assets than 33% of similar nonprofits.

2024 filings • 501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

69th percentile

16.06x

Higher debt load relative to revenue than 69% of similar nonprofits.

2024 filings • 501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

24th percentile

4.9%

Higher net margin than 24% of similar nonprofits.

2024 filings • 501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

6th percentile

$523,660

Higher top officer pay than 6% of similar nonprofits.

Top officer pay equals 0.8% of source-year revenue.

2024 filings • 501(c)14 • $1B+ nonprofits • Source year 2024

Asset Growth

51st percentile

3.3%

Faster asset growth than 51% of similar nonprofits.

2024 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Revenue Growth

84th percentile

25%

Faster revenue growth than 84% of similar nonprofits.

2024 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Assets

Up

$1,111,206,637

Up $35,735,987 (+3.3%) from 2023

Net Assets

Up

$112,801,383

Up $12,654,019 (+13%) from 2023

Liabilities

Up

$998,405,254

Up $23,081,968 (+2.4%) from 2023

Revenue

Up

$62,149,802

Up $12,391,856 (+25%) from 2023

Expenses

Up

$59,106,731

Up $9,100,907 (+18%) from 2023

Net Income

Up

$3,043,071

Up $3,290,949 (+1328%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5B$1.0B$500M$0Assets 2010: $609,228,647Liabilities 2010: $527,452,628Net Assets 2010: $81,776,0192010Assets 2011: $652,366,510Liabilities 2011: $570,317,033Net Assets 2011: $82,049,4772011Assets 2012: $677,477,903Liabilities 2012: $586,974,804Net Assets 2012: $90,503,0992012Assets 2013: $679,361,311Liabilities 2013: $592,951,334Net Assets 2013: $86,409,9772013Assets 2014: $675,026,508Liabilities 2014: $589,498,705Net Assets 2014: $85,527,8032014Assets 2015: $695,669,333Liabilities 2015: $613,915,728Net Assets 2015: $81,753,6052015Assets 2016: $729,035,202Liabilities 2016: $640,812,514Net Assets 2016: $88,222,6882016Assets 2017: $763,793,492Liabilities 2017: $672,212,075Net Assets 2017: $91,581,4172017Assets 2018: $769,168,509Liabilities 2018: $677,404,452Net Assets 2018: $91,764,0572018Assets 2019: $844,798,383Liabilities 2019: $739,003,524Net Assets 2019: $105,794,8592019Assets 2020: $996,800,342Liabilities 2020: $878,503,828Net Assets 2020: $118,296,5142020Assets 2021: $1,097,457,613Liabilities 2021: $979,828,051Net Assets 2021: $117,629,5622021Assets 2022: $1,031,748,656Liabilities 2022: $942,342,296Net Assets 2022: $89,406,3602022Assets 2023: $1,075,470,650Liabilities 2023: $975,323,286Net Assets 2023: $100,147,3642023Assets 2024: $1,111,206,637Liabilities 2024: $998,405,254Net Assets 2024: $112,801,3832024

Highlighted filing

2024

Assets$1,111,206,637
Liabilities$998,405,254
Net Assets$112,801,383

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$80M$60M$40M$20M$0-$20MExpenses 2010: $27,434,7492010Expenses 2011: $27,842,8652011Expenses 2012: $28,363,8002012Revenue 2013: $30,543,850Expenses 2013: $27,933,515Net Income 2013: $2,610,3352013Revenue 2014: $28,276,678Expenses 2014: $26,828,255Net Income 2014: $1,448,4232014Revenue 2015: $29,538,799Expenses 2015: $28,060,743Net Income 2015: $1,478,0562015Revenue 2016: $30,767,807Expenses 2016: $28,112,265Net Income 2016: $2,655,5422016Revenue 2017: $32,934,559Expenses 2017: $29,471,755Net Income 2017: $3,462,8042017Revenue 2018: $35,880,699Expenses 2018: $31,781,537Net Income 2018: $4,099,1622018Revenue 2019: $41,259,879Expenses 2019: $35,496,685Net Income 2019: $5,763,1942019Revenue 2020: $40,766,110Expenses 2020: $35,823,551Net Income 2020: $4,942,5592020Revenue 2021: $44,555,752Expenses 2021: $34,829,715Net Income 2021: $9,726,0372021Revenue 2022: $42,338,523Expenses 2022: $37,350,013Net Income 2022: $4,988,5102022Revenue 2023: $49,757,946Expenses 2023: $50,005,824Net Income 2023: -$247,8782023Revenue 2024: $62,149,802Expenses 2024: $59,106,731Net Income 2024: $3,043,0712024

Highlighted filing

2024

Revenue$62,149,802
Expenses$59,106,731
Net Income$3,043,071
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 20, 2025
Return Version
2024v5.0
Gross Receipts
$165,523,204
Mission and Program Overview

Mission

To provide low/no cost financial products and services to member owners who share a common bond.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$589,751,698$622,821,363▲ $33,069,665
Investments Other Securities$417,558,796$423,736,183▲ $6,177,387
Rtn Earn Endowment Incm Other Fnds$100,147,364$112,801,383▲ $12,654,019
Savings and Temporary Cash Investments$25,610,083$20,541,086▼ $5,068,997
Land, Buildings, and Equipment, Net$17,911,674$17,103,335▼ $808,339
Cash and Non-Interest-Bearing Accounts$5,041,572$5,555,030▲ $513,458
Prepaid Expenses and Deferred Charges$3,078,488$3,131,296▲ $52,808
Total Assets$1,075,470,650$1,111,206,637▲ $35,735,987
Other Assets Total$16,518,339$18,318,344▲ $1,800,005
Liabilities
Other Liabilities$963,378,196$989,551,142▲ $26,172,946
Accounts Payable and Accrued Expenses$11,086,360$8,104,391▼ $2,981,969
Deferred Revenue$858,730$749,721▼ $109,009
Total Liabilities$975,323,286$998,405,254▲ $23,081,968
Net Assets / Fund Balance
Total Net Assets Fund Balance$100,147,364$112,801,383▲ $12,654,019
Total Liabilities and Net Assets / Fund Balance$1,075,470,650$1,111,206,637▲ $35,735,987

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,116,754$17,800,666$19,917,420
Buildings$12,565,648$5,965,139$18,530,787
Other Land Buildings$587,080$3,022,053$3,609,133
Land$1,749,048-$1,749,048
Leasehold Improvements$84,805$158,647$243,452
Other Securities$1,784,992--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Timothy W BeneckePresident/ceFT$470,463$53,197$523,660
Timothy W BeneckePresident/CEO-$176,568$347,092$523,660
Robert C TrumbleCFOFT$312,545$87,797$400,342
Benjamin DenayPresident/ceFT$339,329$23,349$362,678
Benjamin DenayPresident/CEO-$339,038$33,374$362,678
Mark SchuilingChief TechnoFT$271,379$41,675$313,054
Mark SchuilingChief Technology Off-$271,019$53,005$313,054
Tracy KaufmanChief LendinFT$236,899$48,828$285,727
Tracy KaufmanChief Lending Off-$236,347$28,676$285,727
Michael ZeimenChief Data OFT$208,249$33,553$241,802
Michael ZeimenChief Data Officer-$206,665$35,137$241,802
Andrea HalesChief BusineFT$191,391$37,025$228,416
Andrea HalesChief Business Off-$190,086$38,330$228,416
Kimberly EgelerChief BranchFT$171,661$28,963$200,624
Kimberly EgelerChief Branch Officer-$170,629$29,995$200,624

Board Members and Trustees

NameTitle
Ken VoelkerChairperson
Jenna DostVice Chairpe
Gene RousseauDirector
Jeanelle SmithDirector
Paul SudhoffDirector
Rodney L FrancisSecretary
Andrew BethuneTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$47,660,453
Investment Income
$14,489,349
Other Revenue
$0
Change in Net Assets
$3,043,071

Audited Revenue Reconciliation

Revenue per Audited Statements
$62,149,802
Revenue Not Reported on Form 990
$267,388
Total Revenue per Audited Statements
$62,417,190
Total Revenue per Form 990
$62,149,802
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$42,455,545
Salaries, Compensation, and Employee Benefits$16,651,186
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$21,843,257
Other Salaries and Wages---$12,489,788
Office Expenses---$5,160,334
Information Technology---$3,521,198
Depreciation Depletion---$1,357,638
Pension Plan Contributions---$1,108,810
Occupancy---$1,086,600
Payroll Taxes---$1,040,773
Other Employee Benefits---$1,017,004
Current Officers, Directors, Trustees, and Key Employees---$994,811
Fees for Services Other---$670,188
Advertising---$526,647
All Other Expenses---$288,557
Travel---$234,300
Fees for Service Investment Mgmnt Fees---$218,876
Insurance---$180,824
Other Expenses---$177,170
Fees for Services Accounting---$148,303
Fees for Services Legal---$33,070
Conferences and Meetings---$7,987
Total Functional Expenses$0$0$0$59,106,731

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$59,374,119
Expenses per Audited Statements$59,106,731
Total Expenses per Form 990$59,106,731
Expenses Not Reported on Form 990$267,388
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Gretchen TrumbleFamilySalary & BenefitsNo$18,811
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$989,551,142
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

All members of the credit union are of the same class. Each member has the right to vote for individuals serving on the volunteer board of directors at each annual meeting.

Form 990, Page 6, Part VI, Line 7A

The board of directors is elected at the annual meeting by the membership present at the meeting. Each board member is elected for a three year term.

Form 990, Page 6, Part VI, Line 7B

Board of director decisions that are subject to membership approval are mergers, charter changes, by-law changes and field of membership changes.

Form 990, Page 6, Part VI, Line 11B

A review is conducted by the cfo prior to submission to the irs. The return is made available to the board of directors for review.

Form 990, Page 6, Part VI, Line 15A

The board of directors completes an evaulation of the president/ceo. The board of directors sets the salary of the president/ceo. The credit union uses the services of a professional compensation consulting firm to determine appropriate compensation ranges.

Form 990, Page 6, Part VI, Line 15B

The president/ceo evaluates the cfo. All staff salary increases (excluding the president/ceo) are set by the president/ceo and approved by the board of directors. The credit union uses the services of a professional compensation consulting firm to determine appropriate compensation ranges.

Form 990, Page 6, Part VI, Line 19

Financial statements are posted in all branch office lobbies. Other documents and policies are available for review upon request.

Filing and Contact Details

Filer

Filer Name
Wildfire Credit Union
EIN
38-0996065
Phone
9892498200
Address
6640 BAY ROAD, SAGINAW, MI 48604

Signing Officer

Name
Robert C Trumble
Title
CFO
Phone
9892498200
Signed
2025-08-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert C Trumble
Formed
1937
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
241
Volunteers
9

Preparer

Firm
Andrews Hooper Pavlik Plc
Address
5300 GRATIOT RD, SAGINAW, MI 48638-6035
Preparer
Kevin B Hunt
Phone
9894975300
Supplemental Narrative

Additional Explanations

Form 990

All lines left blank are not applicable to the organization.

Form 990, Part XI, Line 9

Unamortized transition obligation and other gains 497,996 unrealized holding losses on other investments -89,296 total 408,700

Financial Statement Notes

Schedule D, Page 4, Part XI, Line 2D

Losses reported as expense on afs 267,388

Schedule D, Page 4, Part XII, Line 2D

Losses reported as expense on afs 267,388

Raw XML AppendixShowing 400 of 525 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt011086360
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt08104391
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE LOW/NO COST FINANCIAL PRODUCTS AND SERVICES TO MEMBER OWNERS WHO SHARE A COMMON BOND.
IRS990/AdvertisingGrp/TotalAmt0526647
IRS990/AllOtherExpensesGrp/TotalAmt0288557
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0ROBERT C TRUMBLE CFO
IRS990/BooksInCareOfDetail/PhoneNum09892498200
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt06640 BAY ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0SAGINAW
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd048604
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0true
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt05041572
IRS990/CashNonInterestBearingGrp/EOYAmt05555030
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0994811
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt07987
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt014489349
IRS990/CYOtherExpensesAmt042455545
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt047660453
IRS990/CYRevenuesLessExpensesAmt03043071
IRS990/CYSalariesCompEmpBnftPaidAmt016651186
IRS990/CYTotalExpensesAmt059106731
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt062149802
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt0858730
IRS990/DeferredRevenueGrp/EOYAmt0749721
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt01357638
IRS990/Desc0PROVIDED 49,014 MEMBERS WITH HIGH-YIELDING, NO COST SAVINGS AND TRANSACTION ACCOUNTS. THE TOTAL NUMBER OF ACCOUNTS IS 123,035 AND INCLUDES SHARE ACCOUNTS, CHECKING ACCOUNTS, SMALL BUSINESS DEPOSITS, CHRISTMAS CLUBS, IRAS, HIGH-YIELD ACCOUNTS AND CERTIFICATES OF DEPOSITS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt0241
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt0148303
IRS990/FeesForServicesLegalGrp/TotalAmt033070
IRS990/FeesForServicesOtherGrp/TotalAmt0670188
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt0218876
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt112.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt122.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt132.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt142.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt053197
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt184123
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt223349
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt341675
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt448828
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt533553
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt637025
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt728963
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/PersonNm0TIMOTHY W BENECKE
IRS990/Form990PartVIISectionAGrp/PersonNm1ROBERT C TRUMBLE
IRS990/Form990PartVIISectionAGrp/PersonNm2BENJAMIN DENAY
IRS990/Form990PartVIISectionAGrp/PersonNm3MARK SCHUILING
IRS990/Form990PartVIISectionAGrp/PersonNm4TRACY KAUFMAN
IRS990/Form990PartVIISectionAGrp/PersonNm5MICHAEL ZEIMEN
IRS990/Form990PartVIISectionAGrp/PersonNm6ANDREA HALES
IRS990/Form990PartVIISectionAGrp/PersonNm7KIMBERLY EGELER
IRS990/Form990PartVIISectionAGrp/PersonNm8ANDREW BETHUNE
IRS990/Form990PartVIISectionAGrp/PersonNm9JENNA DOST
IRS990/Form990PartVIISectionAGrp/PersonNm10RODNEY L FRANCIS
IRS990/Form990PartVIISectionAGrp/PersonNm11GENE ROUSSEAU
IRS990/Form990PartVIISectionAGrp/PersonNm12JEANELLE SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm13PAUL SUDHOFF
IRS990/Form990PartVIISectionAGrp/PersonNm14KEN VOELKER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0470463
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1316219
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2339329
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3271379
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4236899
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5208249
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6191391
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7171661
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT/CE
IRS990/Form990PartVIISectionAGrp/TitleTxt1CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT/CE
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHIEF TECHNO
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHIEF LENDIN
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHIEF DATA O
IRS990/Form990PartVIISectionAGrp/TitleTxt6CHIEF BUSINE
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHIEF BRANCH
IRS990/Form990PartVIISectionAGrp/TitleTxt8TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt9VICE CHAIRPE
IRS990/Form990PartVIISectionAGrp/TitleTxt10SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHAIRPERSON
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0true
IRS990/FormationYr01937
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt0-180463
IRS990/GainOrLossGrp/SecuritiesAmt01625042
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0354275
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0104463706
IRS990/GrossReceiptsAmt0165523204
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt032
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt03521198
IRS990/InsuranceGrp/TotalAmt0180824
IRS990/InterestGrp/TotalAmt021843257
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt013044770
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt013044770
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0417558796
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0423736183
IRS990/IRPDocumentCnt020168
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt026946505
IRS990/LandBldgEquipBasisNetGrp/BOYAmt017911674
IRS990/LandBldgEquipBasisNetGrp/EOYAmt017103335
IRS990/LandBldgEquipCostOrOtherBssAmt044049840
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0534738
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0102838664
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE LOW/NO COST FINANCIAL PRODUCTS AND SERVICES TO MEMBER OWNERS WHO SHARE A COMMON BOND.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0100147364
IRS990/NetAssetsOrFundBalancesEOYAmt0112801383
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt01444579
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt01444579
IRS990/NetUnrelatedBusTxblIncmAmt051403
IRS990/NetUnrlzdGainsLossesInvstAmt09202248
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt01086600
IRS990/OfficeExpensesGrp/TotalAmt05160334
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt016518339
IRS990/OtherAssetsTotalGrp/EOYAmt018318344
IRS990/OtherChangesInNetAssetsAmt0408700
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01017004
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2MARKETING
IRS990/OtherExpensesGrp/Desc3REPAIRS AND MAINT
IRS990/OtherExpensesGrp/TotalAmt03522203
IRS990/OtherExpensesGrp/TotalAmt13027541
IRS990/OtherExpensesGrp/TotalAmt2450852
IRS990/OtherExpensesGrp/TotalAmt3177170
IRS990/OtherLiabilitiesGrp/BOYAmt0963378196
IRS990/OtherLiabilitiesGrp/EOYAmt0989551142
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherSalariesAndWagesGrp/TotalAmt012489788
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0589751698
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0622821363
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt01040773
IRS990/PensionPlanContributionsGrp/TotalAmt01108810
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03078488
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03131296
IRS990/PrincipalOfficerNm0ROBERT C TRUMBLE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1524298
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEE/OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt036015978
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt111568022
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt036015978
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt111568022
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt276453
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt076453
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDED 38,317 LOW RATE LOANS TO MEMBERS INCLUDING VEHICLE, MORTGAGE/HOME EQUITY, SMALL BUSINESS, CREDIT CARDS AND OTHER PERSONAL LOANS.
IRS990/ProgSrvcAccomActy3Grp/Desc0PROVIDED NO/LOW COST FINANCIAL PRODUCTS AND SERVICES INCLUDING AUTOMATED TELLER MACHINE ACCESS, DEBIT CARDS, MONEY ORDERS, TRAVELERS CHECKS, AND WIRE TRANSFERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt010111786
IRS990/PYOtherExpensesAmt033750102
IRS990/PYProgramServiceRevenueAmt039646160
IRS990/PYRevenuesLessExpensesAmt0-247878
IRS990/PYSalariesCompEmpBnftPaidAmt016255722
IRS990/PYTotalExpensesAmt050005824
IRS990/PYTotalRevenueAmt049757946
IRS990/ReconcilationRevenueExpnssAmt03043071
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0100147364
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0112801383
IRS990/SavingsAndTempCashInvstGrp/BOYAmt025610083
IRS990/SavingsAndTempCashInvstGrp/EOYAmt020541086
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt012565648
IRS990ScheduleD/BuildingsGrp/DepreciationAmt05965139
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt018530787
IRS990ScheduleD/EquipmentGrp/BookValueAmt02116754
IRS990ScheduleD/EquipmentGrp/DepreciationAmt017800666
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt019917420
IRS990ScheduleD/ExpensesNotReportedAmt0267388
IRS990ScheduleD/ExpensesSubtotalAmt059106731
IRS990ScheduleD/LandGrp/BookValueAmt01749048
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01749048
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt084805
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0158647
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0243452
IRS990ScheduleD/OtherExpensesIncludedAmt0267388
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0587080
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt03022053
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03609133
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0989551142
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherRevenueAmt0267388
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0369748827
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt139947093
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt25036323
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt34354914
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt42864034
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt51784992
IRS990ScheduleD/OtherSecuritiesGrp/Desc0AVAILABLE-FOR-SALE SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2DEFERRED COMPENSATION MUTUAL FUNDS
IRS990ScheduleD/OtherSecuritiesGrp/Desc3TOTAL BENEFITS PREFUNDING MUTUAL FND
IRS990ScheduleD/OtherSecuritiesGrp/Desc4CENTRAL LIQUIDITY FACILITY
IRS990ScheduleD/OtherSecuritiesGrp/Desc5CUSO INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/RevenueNotReportedAmt0267388
IRS990ScheduleD/RevenueSubtotalAmt062149802
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0LOSSES REPORTED AS EXPENSE ON AFS 267,388
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1LOSSES REPORTED AS EXPENSE ON AFS 267,388
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XI, LINE 2D
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XII, LINE 2D
IRS990ScheduleD/TotalBookValueLandBuildingsAmt017103335
IRS990ScheduleD/TotalBookValueSecuritiesAmt0423736183
IRS990ScheduleD/TotalExpensesPerForm990Amt059106731
IRS990ScheduleD/TotalLiabilityAmt0989551142
IRS990ScheduleD/TotalRevenuePerForm990Amt062149802
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt062417190
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt059374119
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0176568
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1312545
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2339038
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3271019
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4236347
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt5206665
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt6190086
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt7170629
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt0291869
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt022370
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt147228
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt29734
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt320704
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt030827
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt136895
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt223349
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt331941
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt428124
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt533553
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt637025
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt728963
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt0293895
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt13674
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt2291
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt3360
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt4552
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt51584
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt61305
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt71032
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0TIMOTHY W BENECKE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1ROBERT C TRUMBLE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2BENJAMIN DENAY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3MARK SCHUILING
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm4TRACY KAUFMAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm5MICHAEL ZEIMEN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm6ANDREA HALES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm7KIMBERLY EGELER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,111$998$113$62.1$59.1$3.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,075$975$100$49.8$50.0$0.25
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,032$942$89.4$42.3$37.4$4.99
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,097$980$118$44.6$34.8$9.73
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$997$879$118$40.8$35.8$4.94
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$845$739$106$41.3$35.5$5.76
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$769$677$91.8$35.9$31.8$4.10
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$764$672$91.6$32.9$29.5$3.46
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$729$641$88.2$30.8$28.1$2.66
2015Detailed filing. Detailed filing data is available for this year.$696$614$81.8$29.5$28.1$1.48
2014Detailed filing. Detailed filing data is available for this year.$675$589$85.5$28.3$26.8$1.45
2013Detailed filing. Detailed filing data is available for this year.$679$593$86.4$30.5$27.9$2.61
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$677$587$90.5$28.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$652$570$82.0$27.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$609$527$81.8$27.4