Civic Intelligence

Communications Family Credit Union

Plan context: Communications Family Credit Union Defined Benefit Plan and Trust

EIN 38-0996065 • Saginaw, MI • 63 filings • 10 plans

PO Box 3285Saginaw, MI 48605-3285
Current Snapshot

Latest Year

2024

2024 Participants

164

2024 Assets

$4,956,501

2024 Contributions

$2,000,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$17,101,019$8,550,510$0199920122024YearValue
$4,956,501Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

176880199920122024YearValue
164Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242164$4,956,501$0-
Communications Family Credit Union Defined Benefit Plan and Trust-45$4,956,501$0-
Wildfire Credit Union'S Health & Welfare Benefit Plan-164---
20232114$5,476,552$0-
Communications Family Credit Union Defined Benefit Plan and Trust-49$5,476,552$0-
Wildfire Credit Union'S Health & Welfare Benefit Plan-114---
20222114$5,441,998$0-
Communications Family Credit Union Defined Benefit Plan and Trust-50$5,441,998$0-
Wildfire Credit Union'S Health & Welfare Benefit Plan-114---
20212176$7,456,612$0-
Communications Family Credit Union Defined Benefit Plan and Trust-56$7,456,612$0-
Wildfire Credit Union'S Health & Welfare Benefit Plan-176---
20203164$7,321,847$0-
Communications Family Credit Union Defined Benefit Plan and Trust-62$7,321,847$0-
WILDFIRE CREDIT UNION FLEXIBLE COMPENSATION PLAN-145---
Wildfire Credit Union'S Health & Welfare Benefit Plan-164---
20193167$7,085,058$2,000,000$11,976iApproximate average salary by contribution assumption: employee only about $299,401 at 4% or $199,601 at 6%; with 50% employer match about $199,601 at 4% or $133,067 at 6%; with 100% employer match about $149,701 at 4% or $99,800 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-64$7,085,058$2,000,000$31,250iApproximate average salary by contribution assumption: employee only about $781,250 at 4% or $520,833 at 6%; with 50% employer match about $520,833 at 4% or $347,222 at 6%; with 100% employer match about $390,625 at 4% or $260,417 at 6%.
WILDFIRE CREDIT UNION FLEXIBLE COMPENSATION PLAN-144---
Wildfire Credit Union'S Health & Welfare Benefit Plan-167---
20183158$4,564,593$0-
Communications Family Credit Union Defined Benefit Plan and Trust-67$4,564,593$0-
Wildfire Credit Union'S Health & Welfare Benefit Plan-158---
WILDFIRE CREDIT UNION FLEXIBLE COMPENSATION PLAN-138---
20173155$6,139,027$4,370$28iApproximate average salary by contribution assumption: employee only about $705 at 4% or $470 at 6%; with 50% employer match about $470 at 4% or $313 at 6%; with 100% employer match about $352 at 4% or $235 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-77$6,139,027$4,370$57iApproximate average salary by contribution assumption: employee only about $1,419 at 4% or $946 at 6%; with 50% employer match about $946 at 4% or $631 at 6%; with 100% employer match about $709 at 4% or $473 at 6%.
Wildfire Credit Union'S Health & Welfare Benefit Plan-155---
WILDFIRE CREDIT UNION FLEXIBLE COMPENSATION PLAN-134---
20164151$5,957,355$521,525$3,454iApproximate average salary by contribution assumption: employee only about $86,345 at 4% or $57,563 at 6%; with 50% employer match about $57,563 at 4% or $38,376 at 6%; with 100% employer match about $43,173 at 4% or $28,782 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-81$5,957,355$521,473$6,438iApproximate average salary by contribution assumption: employee only about $160,948 at 4% or $107,299 at 6%; with 50% employer match about $107,299 at 4% or $71,533 at 6%; with 100% employer match about $80,474 at 4% or $53,649 at 6%.
Group Long Term Disability Plan-0---
Wildfire Credit Union'S Health & Welfare Benefit Plan-151---
Communications Family Credit Union 401K Plan and Trust-0-$52-
20153164$17,101,019$2,686,912$16,384iApproximate average salary by contribution assumption: employee only about $409,590 at 4% or $273,060 at 6%; with 50% employer match about $273,060 at 4% or $182,040 at 6%; with 100% employer match about $204,795 at 4% or $136,530 at 6%.
Communications Family Credit Union 401K Plan and Trust-164$11,952,204$2,686,912$16,384iApproximate average salary by contribution assumption: employee only about $409,590 at 4% or $273,060 at 6%; with 50% employer match about $273,060 at 4% or $182,040 at 6%; with 100% employer match about $204,795 at 4% or $136,530 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-87$5,148,815$0-
Wildfire Credit Union'S Health & Welfare Benefit Plan-150---
20143160$16,191,714$2,047,244$12,795iApproximate average salary by contribution assumption: employee only about $319,882 at 4% or $213,255 at 6%; with 50% employer match about $213,255 at 4% or $142,170 at 6%; with 100% employer match about $159,941 at 4% or $106,627 at 6%.
Communications Family Credit Union 401K Plan and Trust-160$10,081,276$2,047,244$12,795iApproximate average salary by contribution assumption: employee only about $319,882 at 4% or $213,255 at 6%; with 50% employer match about $213,255 at 4% or $142,170 at 6%; with 100% employer match about $159,941 at 4% or $106,627 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-88$6,110,438--
Wildfire Credit Union'S Health & Welfare Benefit Plan-143---
20133166$14,586,464$2,044,950$12,319iApproximate average salary by contribution assumption: employee only about $307,974 at 4% or $205,316 at 6%; with 50% employer match about $205,316 at 4% or $136,878 at 6%; with 100% employer match about $153,987 at 4% or $102,658 at 6%.
Communications Family Credit Union 401K Plan and Trust-166$8,055,358$1,317,298$7,936iApproximate average salary by contribution assumption: employee only about $198,388 at 4% or $132,259 at 6%; with 50% employer match about $132,259 at 4% or $88,173 at 6%; with 100% employer match about $99,194 at 4% or $66,129 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-99$6,531,106$727,652$7,350iApproximate average salary by contribution assumption: employee only about $183,751 at 4% or $122,500 at 6%; with 50% employer match about $122,500 at 4% or $81,667 at 6%; with 100% employer match about $91,875 at 4% or $61,250 at 6%.
Wildfire Credit Union'S Health & Welfare Benefit Plan-148---
20122115$16,315,651$1,378,020$11,983iApproximate average salary by contribution assumption: employee only about $299,570 at 4% or $199,713 at 6%; with 50% employer match about $199,713 at 4% or $133,142 at 6%; with 100% employer match about $149,785 at 4% or $99,857 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-107$9,895,373$723,207$6,759iApproximate average salary by contribution assumption: employee only about $168,974 at 4% or $112,649 at 6%; with 50% employer match about $112,649 at 4% or $75,099 at 6%; with 100% employer match about $84,487 at 4% or $56,325 at 6%.
Communications Family Credit Union 401K Plan and Trust-115$6,420,278$654,813$5,694iApproximate average salary by contribution assumption: employee only about $142,351 at 4% or $94,900 at 6%; with 50% employer match about $94,900 at 4% or $63,267 at 6%; with 100% employer match about $71,175 at 4% or $47,450 at 6%.
20114112$14,773,147$1,165,795$10,409iApproximate average salary by contribution assumption: employee only about $260,222 at 4% or $173,481 at 6%; with 50% employer match about $173,481 at 4% or $115,654 at 6%; with 100% employer match about $130,111 at 4% or $86,741 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-102$8,898,841$689,660$6,761iApproximate average salary by contribution assumption: employee only about $169,034 at 4% or $112,690 at 6%; with 50% employer match about $112,690 at 4% or $75,126 at 6%; with 100% employer match about $84,517 at 4% or $56,345 at 6%.
Communications Family Credit Union 401K Plan and Trust-112$5,874,306$476,135$4,251iApproximate average salary by contribution assumption: employee only about $106,280 at 4% or $70,853 at 6%; with 50% employer match about $70,853 at 4% or $47,236 at 6%; with 100% employer match about $53,140 at 4% or $35,427 at 6%.
Group Long Term Disability Plan-107---
Wildfire Credit Union'S Health & Welfare Benefit Plan-112---
2010287$14,455,922$1,174,407$13,499iApproximate average salary by contribution assumption: employee only about $337,473 at 4% or $224,982 at 6%; with 50% employer match about $224,982 at 4% or $149,988 at 6%; with 100% employer match about $168,737 at 4% or $112,491 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-87$8,707,557$567,527$6,523iApproximate average salary by contribution assumption: employee only about $163,082 at 4% or $108,722 at 6%; with 50% employer match about $108,722 at 4% or $72,481 at 6%; with 100% employer match about $81,541 at 4% or $54,361 at 6%.
Communications Family Credit Union 401K Plan and Trust-87$5,748,365$606,880$6,976iApproximate average salary by contribution assumption: employee only about $174,391 at 4% or $116,261 at 6%; with 50% employer match about $116,261 at 4% or $77,507 at 6%; with 100% employer match about $87,195 at 4% or $58,130 at 6%.
2009282$13,004,181$1,019,318$12,431iApproximate average salary by contribution assumption: employee only about $310,768 at 4% or $207,178 at 6%; with 50% employer match about $207,178 at 4% or $138,119 at 6%; with 100% employer match about $155,384 at 4% or $103,589 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-77$8,014,036$560,454$7,279iApproximate average salary by contribution assumption: employee only about $181,966 at 4% or $121,310 at 6%; with 50% employer match about $121,310 at 4% or $80,874 at 6%; with 100% employer match about $90,983 at 4% or $60,655 at 6%.
Communications Family Credit Union 401K Plan and Trust-82$4,990,145$458,864$5,596iApproximate average salary by contribution assumption: employee only about $139,898 at 4% or $93,265 at 6%; with 50% employer match about $93,265 at 4% or $62,177 at 6%; with 100% employer match about $69,949 at 4% or $46,633 at 6%.
2008274$9,886,281$911,269$12,314iApproximate average salary by contribution assumption: employee only about $307,861 at 4% or $205,241 at 6%; with 50% employer match about $205,241 at 4% or $136,827 at 6%; with 100% employer match about $153,931 at 4% or $102,620 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-73$6,224,690$543,526$7,446iApproximate average salary by contribution assumption: employee only about $186,139 at 4% or $124,093 at 6%; with 50% employer match about $124,093 at 4% or $82,728 at 6%; with 100% employer match about $93,070 at 4% or $62,046 at 6%.
Communications Family Credit Union 401K Plan and Trust-74$3,661,591$367,743$4,970iApproximate average salary by contribution assumption: employee only about $124,238 at 4% or $82,825 at 6%; with 50% employer match about $82,825 at 4% or $55,217 at 6%; with 100% employer match about $62,119 at 4% or $41,413 at 6%.
2007276$0$0-
Communications Family Credit Union Defined Benefit Plan and Trust-76---
Communications Family Credit Union 401K Plan and Trust-76---
2006279$12,274,278$694,044$8,785iApproximate average salary by contribution assumption: employee only about $219,634 at 4% or $146,423 at 6%; with 50% employer match about $146,423 at 4% or $97,615 at 6%; with 100% employer match about $109,817 at 4% or $73,211 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-78$7,495,174$314,487$4,032iApproximate average salary by contribution assumption: employee only about $100,797 at 4% or $67,198 at 6%; with 50% employer match about $67,198 at 4% or $44,799 at 6%; with 100% employer match about $50,399 at 4% or $33,599 at 6%.
Communications Family Credit Union 401K Plan and Trust-79$4,779,104$379,557$4,805iApproximate average salary by contribution assumption: employee only about $120,113 at 4% or $80,075 at 6%; with 50% employer match about $80,075 at 4% or $53,384 at 6%; with 100% employer match about $60,056 at 4% or $40,038 at 6%.
2005279$9,828,528$509,568$6,450iApproximate average salary by contribution assumption: employee only about $161,256 at 4% or $107,504 at 6%; with 50% employer match about $107,504 at 4% or $71,669 at 6%; with 100% employer match about $80,628 at 4% or $53,752 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-70$6,264,819$188,634$2,695iApproximate average salary by contribution assumption: employee only about $67,369 at 4% or $44,913 at 6%; with 50% employer match about $44,913 at 4% or $29,942 at 6%; with 100% employer match about $33,685 at 4% or $22,456 at 6%.
Communications Family Credit Union 401K Plan and Trust-79$3,563,709$320,934$4,062iApproximate average salary by contribution assumption: employee only about $101,561 at 4% or $67,708 at 6%; with 50% employer match about $67,708 at 4% or $45,138 at 6%; with 100% employer match about $50,781 at 4% or $33,854 at 6%.
2004273$8,884,815$1,539,666$21,091iApproximate average salary by contribution assumption: employee only about $527,283 at 4% or $351,522 at 6%; with 50% employer match about $351,522 at 4% or $234,348 at 6%; with 100% employer match about $263,641 at 4% or $175,761 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-72$5,759,411$1,248,522$17,341iApproximate average salary by contribution assumption: employee only about $433,515 at 4% or $289,010 at 6%; with 50% employer match about $289,010 at 4% or $192,673 at 6%; with 100% employer match about $216,757 at 4% or $144,505 at 6%.
Communications Family Credit Union 401K Plan and Trust-73$3,125,404$291,144$3,988iApproximate average salary by contribution assumption: employee only about $99,707 at 4% or $66,471 at 6%; with 50% employer match about $66,471 at 4% or $44,314 at 6%; with 100% employer match about $49,853 at 4% or $33,236 at 6%.
2003269$6,779,338$1,613,943$23,390iApproximate average salary by contribution assumption: employee only about $584,762 at 4% or $389,841 at 6%; with 50% employer match about $389,841 at 4% or $259,894 at 6%; with 100% employer match about $292,381 at 4% or $194,921 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-69$4,173,775$1,329,760$19,272iApproximate average salary by contribution assumption: employee only about $481,797 at 4% or $321,198 at 6%; with 50% employer match about $321,198 at 4% or $214,132 at 6%; with 100% employer match about $240,899 at 4% or $160,599 at 6%.
Communications Family Credit Union 401K Plan and Trust-69$2,605,563$284,183$4,119iApproximate average salary by contribution assumption: employee only about $102,965 at 4% or $68,643 at 6%; with 50% employer match about $68,643 at 4% or $45,762 at 6%; with 100% employer match about $51,482 at 4% or $34,322 at 6%.
2002265$4,140,656$526,035$8,093iApproximate average salary by contribution assumption: employee only about $202,321 at 4% or $134,881 at 6%; with 50% employer match about $134,881 at 4% or $89,921 at 6%; with 100% employer match about $101,161 at 4% or $67,440 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-63$2,290,685$260,531$4,135iApproximate average salary by contribution assumption: employee only about $103,385 at 4% or $68,924 at 6%; with 50% employer match about $68,924 at 4% or $45,949 at 6%; with 100% employer match about $51,693 at 4% or $34,462 at 6%.
Communications Family Credit Union 401K Plan and Trust-65$1,849,971$265,504$4,085iApproximate average salary by contribution assumption: employee only about $102,117 at 4% or $68,078 at 6%; with 50% employer match about $68,078 at 4% or $45,385 at 6%; with 100% employer match about $51,058 at 4% or $34,039 at 6%.
2001265$2,293,605$194,863$2,998iApproximate average salary by contribution assumption: employee only about $74,947 at 4% or $49,965 at 6%; with 50% employer match about $49,965 at 4% or $33,310 at 6%; with 100% employer match about $37,474 at 4% or $24,982 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-64$2,293,605$194,863$3,045iApproximate average salary by contribution assumption: employee only about $76,118 at 4% or $50,746 at 6%; with 50% employer match about $50,746 at 4% or $33,830 at 6%; with 100% employer match about $38,059 at 4% or $25,373 at 6%.
Communications Family Credit Union 401K Plan and Trust-65---
2000261$4,479,190$383,199$6,282iApproximate average salary by contribution assumption: employee only about $157,049 at 4% or $104,699 at 6%; with 50% employer match about $104,699 at 4% or $69,799 at 6%; with 100% employer match about $78,524 at 4% or $52,350 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-59$2,270,448$149,242$2,530iApproximate average salary by contribution assumption: employee only about $63,238 at 4% or $42,159 at 6%; with 50% employer match about $42,159 at 4% or $28,106 at 6%; with 100% employer match about $31,619 at 4% or $21,079 at 6%.
Communications Family Credit Union 401K Plan and Trust-61$2,208,742$233,957$3,835iApproximate average salary by contribution assumption: employee only about $95,884 at 4% or $63,923 at 6%; with 50% employer match about $63,923 at 4% or $42,615 at 6%; with 100% employer match about $47,942 at 4% or $31,961 at 6%.
1999252$4,384,483$367,622$7,070iApproximate average salary by contribution assumption: employee only about $176,741 at 4% or $117,828 at 6%; with 50% employer match about $117,828 at 4% or $78,552 at 6%; with 100% employer match about $88,371 at 4% or $58,914 at 6%.
Communications Family Credit Union 401K Plan and Trust-52$2,200,099$212,921$4,095iApproximate average salary by contribution assumption: employee only about $102,366 at 4% or $68,244 at 6%; with 50% employer match about $68,244 at 4% or $45,496 at 6%; with 100% employer match about $51,183 at 4% or $34,122 at 6%.
Communications Family Credit Union Defined Benefit Plan and Trust-52$2,184,384$154,701$2,975iApproximate average salary by contribution assumption: employee only about $74,375 at 4% or $49,584 at 6%; with 50% employer match about $49,584 at 4% or $33,056 at 6%; with 100% employer match about $37,188 at 4% or $24,792 at 6%.