Civic Intelligence

Fedcom Credit Union

990 • Fiscal year 2014 • EIN 38-0592915

Jan 01, 2014 to Dec 31, 2014 • Filed on Mar 26, 2015

Organization Profilewww.fedcomcu.com

View Organization Page

150 Ann Street NWGrand Rapids, MI 49505

(616) 364-7283

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

45th percentile

0.89x

Higher debt load relative to assets than 45% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Liabilities / Revenue

31st percentile

16.13x

Higher debt load relative to revenue than 31% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Net Margin

48th percentile

9.8%

Higher net margin than 48% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Top Officer Pay

26th percentile

$105,972

Higher top officer pay than 26% of similar nonprofits.

Top officer pay equals 3.5% of source-year revenue.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Asset Growth

74th percentile

5.2%

Faster asset growth than 74% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Revenue Growth

73rd percentile

3.7%

Faster revenue growth than 73% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets45th percentile

Assets

Up

$55,316,426

Up $2,716,275 (+5.2%) from 2013

Net Assets

Up

$6,319,323

Up $295,914 (+4.9%) from 2013

Liabilities

Up

$48,997,103

Up $2,420,361 (+5.2%) from 2013

Revenue And Expenses
Liabilities / Revenue31st percentileNet Margin48th percentile

Revenue

Up

$3,038,499

Up $109,678 (+3.7%) from 2013

Expenses

Up

$2,741,545

Up $248,131 (+10.0%) from 2013

Net Income

Down

$296,954

Down $138,453 (-32%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth74th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $46,899,561Liabilities 2010: $41,943,877Net Assets 2010: $4,955,6842010Assets 2011: $48,825,326Liabilities 2011: $43,642,002Net Assets 2011: $5,183,3242011Assets 2012: $51,477,456Liabilities 2012: $45,886,336Net Assets 2012: $5,591,1202012Assets 2013: $52,600,151Liabilities 2013: $46,576,742Net Assets 2013: $6,023,4092013Assets 2014: $55,316,426Liabilities 2014: $48,997,103Net Assets 2014: $6,319,3232014Assets 2015: $59,120,775Liabilities 2015: $52,495,798Net Assets 2015: $6,624,9772015Assets 2016: $62,328,465Liabilities 2016: $55,438,182Net Assets 2016: $6,890,2832016

Highlighted filing

2014

Assets$55,316,426
Liabilities$48,997,103
Net Assets$6,319,323
Open 2014 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $2,687,0982010Expenses 2011: $2,427,6832011Expenses 2012: $2,336,8512012Revenue 2013: $2,928,821Expenses 2013: $2,493,414Net Income 2013: $435,4072013Revenue 2014: $3,038,499Expenses 2014: $2,741,545Net Income 2014: $296,9542014Revenue 2015: $3,440,002Expenses 2015: $3,134,348Net Income 2015: $305,6542015Revenue 2016: $3,582,290Expenses 2016: $3,322,702Net Income 2016: $259,5882016

Highlighted filing

2014

Revenue$3,038,499
Expenses$2,741,545
Net Income$296,954
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Mar 26, 2015
Return Version
2014v5.0
Gross Receipts
$3,089,929
Mission and Program Overview

Mission

To provide competitive deposit and loan products to the membership base according to the Michigan Credit Union act.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$33,811,671$37,214,874▲ $3,403,203
Investments Other Securities$9,849,133$8,781,109▼ $1,068,024
Rtn Earn Endowment Incm Other Fnds$6,023,409$6,319,323▲ $295,914
Savings and Temporary Cash Investments$5,035,527$5,565,075▲ $529,548
Land, Buildings, and Equipment, Net$1,224,046$1,379,117▲ $155,071
Cash and Non-Interest-Bearing Accounts$1,411,755$1,043,621▼ $368,134
Prepaid Expenses and Deferred Charges$461,483$573,305▲ $111,822
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$52,600,151$55,316,426▲ $2,716,275
Other Assets Total$806,536$759,325▼ $47,211
Liabilities
Other Liabilities$46,207,945$47,773,714▲ $1,565,769
Accounts Payable and Accrued Expenses$368,797$1,223,389▲ $854,592
Total Liabilities$46,576,742$48,997,103▲ $2,420,361
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,023,409$6,319,323▲ $295,914
Total Liabilities and Net Assets / Fund Balance$52,600,151$55,316,426▲ $2,716,275

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$804,612$868,530$1,673,142
Equipment$304,843$385,264$690,107
Land$160,000-$160,000
Other Land Buildings$77,878-$77,878
Leasehold Improvements$31,784$16,560$48,344
Compensation and Service Providers
Top Officer Pay26th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Anna Marie ZielinskiPresident & CEOFT$105,972$105,972
Clint HolshoeVP FinanceFT$68,818$68,818

Board Members and Trustees

NameTitle
Paul TenbrockChairman
David BrockVice Chairman
Alfred PandiDirector
Jeanette TaylorDirector
Robert LancasterDirector
Richard JacksonSecretary
Laura LuxfordTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
CU AnswersData Processing600 28th Street SE, Grand Rapids, MI 48456$194,542
Co-Op NetworkElectr Transact Svcs9692 Haven Ave, Ranch Cucamonga, CA 94730$119,980
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,750,248
Investment Income
$262,664
Other Revenue
$25,587
Change in Net Assets
$296,954
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,573,779
Salaries, Compensation, and Employee Benefits$1,167,766
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$749,468
Interest---$247,047
Advertising---$185,476
Current Officers, Directors, Trustees, and Key Employees---$174,790
Occupancy---$161,768
Other Employee Benefits---$144,969
Office Expenses---$132,424
Information Technology---$121,404
Depreciation Depletion---$119,126
Payroll Taxes---$72,961
All Other Expenses---$49,064
Fees for Services Accounting---$36,896
Other Expenses---$32,929
Travel---$26,198
Pension Plan Contributions---$25,578
Insurance---$17,407
Fees for Services Legal---$6,896
Total Functional Expenses$0$0$0$2,741,545
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$26,363,759
Member Deposits$21,409,955
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Section 501c(14) Credit Union is composed of members.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Mergers are voted on by the entire membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.”

Filing and Contact Details

Filer

Filer Name
FEDCom Credit Union
EIN
38-0592915
Phone
6163647283
Address
150 Ann Street NW, Grand Rapids, MI 49505

Signing Officer

Name
Anna Marie Zielinski
Title
President & CEO
Signed
2015-03-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Anna Marie Zielinski
Formed
1925
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
34
Volunteers
7

Preparer

Firm
Financial Standards Group Inc
Address
3615 NEWBURG ROAD, LOUISVILLE, KY 40218
Preparer
Robin Rivers
Phone
8005225820
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc1MasterCard Debit Card Expense
IRS990/OtherExpensesGrp/Desc2ATM Expense
IRS990/OtherExpensesGrp/Desc3Postage and Shipping
IRS990/OtherExpensesGrp/TotalAmt0252550
IRS990/OtherExpensesGrp/TotalAmt1102853
IRS990/OtherExpensesGrp/TotalAmt281741
IRS990/OtherExpensesGrp/TotalAmt332929
IRS990/OtherLiabilitiesGrp/BOYAmt046207945
IRS990/OtherLiabilitiesGrp/EOYAmt047773714
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/BusinessCd1525990
IRS990/OtherRevenueMiscGrp/BusinessCd2525990
IRS990/OtherRevenueMiscGrp/Desc0GAP Insurance
IRS990/OtherRevenueMiscGrp/Desc1MRC Sales
IRS990/OtherRevenueMiscGrp/Desc2Non Member ATM Fees
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt017100
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt017100
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1250
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt27928
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0250
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt17928
IRS990/OtherRevenueTotalAmt025278
IRS990/OtherSalariesAndWagesGrp/TotalAmt0749468
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt033811671
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt037214874
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt072961
IRS990/PensionPlanContributionsGrp/TotalAmt025578
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0461483
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0573305
IRS990/PrincipalOfficerNm0Anna Marie Zielinski
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0Debit Card Income
IRS990/ProgramServiceRevenueGrp/Desc1Draft/ACH/Debit Card NSF
IRS990/ProgramServiceRevenueGrp/Desc2Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc3Other Fees & Charges
IRS990/ProgramServiceRevenueGrp/Desc4Visa Interchange Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0209901
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1278047
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt22043805
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3146305
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt472190
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0209901
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1278047
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22043805
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3146305
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt472190
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2014 was 5,742.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0270434
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01463738
IRS990/PYOtherRevenueAmt018554
IRS990/PYProgramServiceRevenueAmt02639833
IRS990/PYRevenuesLessExpensesAmt0435407
IRS990/PYSalariesCompEmpBnftPaidAmt01029676
IRS990/PYTotalExpensesAmt02493414
IRS990/PYTotalRevenueAmt02928821
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0296954
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0309
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06023409
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06319323
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05035527
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05565075
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0804612
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0868530
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01673142
IRS990ScheduleD/EquipmentGrp/BookValueAmt0304843
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0385264
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0690107
IRS990ScheduleD/LandGrp/BookValueAmt0160000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0160000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt031784
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt016560
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt048344
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt077878
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt077878
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt021409955
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt126363759
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Shares
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01379117
IRS990ScheduleD/TotalBookValueSecuritiesAmt08781109
IRS990ScheduleD/TotalLiabilityAmt047773714
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by the entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt052600151
IRS990/TotalAssetsEOYAmt055316426
IRS990/TotalAssetsGrp/BOYAmt052600151
IRS990/TotalAssetsGrp/EOYAmt055316426
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt034
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02741545
IRS990/TotalGrossUBIAmt08178
IRS990/TotalLiabilitiesBOYAmt046576742
IRS990/TotalLiabilitiesEOYAmt048997103
IRS990/TotalLiabilitiesGrp/BOYAmt046576742
IRS990/TotalLiabilitiesGrp/EOYAmt048997103
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06023409
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06319323
IRS990/TotalProgramServiceRevenueAmt02750248
IRS990/TotalReportableCompFromOrgAmt0174790
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03030321
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03038499

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$55,316,426
Liabilities
$48,997,103
Net assets
$6,319,323
Revenue
$3,038,499
Expenses
$2,741,545
Net income
$296,954
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$62.3$55.4$6.89$3.58$3.32$0.26
2015Detailed filing. Detailed filing data is available for this year.$59.1$52.5$6.62$3.44$3.13$0.31
2014Detailed filing. Detailed filing data is available for this year.$55.3$49.0$6.32$3.04$2.74$0.30
2013Detailed filing. Detailed filing data is available for this year.$52.6$46.6$6.02$2.93$2.49$0.44
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.5$45.9$5.59$2.34
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.8$43.6$5.18$2.43
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.9$41.9$4.96$2.69