Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2018 • EIN 38-0495567

Jan 01, 2018 to Dec 31, 2018 • Filed on Oct 31, 2019

Organization ProfileWWW.DCECU.ORG

View Organization Page

600 E Lyon RdMidland, MI 48640

(989) 835-7794

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

52nd percentile

0.90x

Higher debt load relative to assets than 52% of similar nonprofits.

2018 filings • 501(c)14 • $1B+ nonprofits • Source year 2018

Liabilities / Revenue

96th percentile

28.82x

Higher debt load relative to revenue than 96% of similar nonprofits.

2018 filings • 501(c)14 • $1B+ nonprofits • Source year 2018

Net Margin

11th percentile

12%

Higher net margin than 11% of similar nonprofits.

2018 filings • 501(c)14 • $1B+ nonprofits • Source year 2018

Top Officer Pay

21st percentile

$603,395

Higher top officer pay than 21% of similar nonprofits.

Top officer pay equals 1.2% of source-year revenue.

2018 filings • 501(c)14 • $1B+ nonprofits • Source year 2018

Asset Growth

6th percentile

-0.6%

Faster asset growth than 6% of similar nonprofits.

2018 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2017 to 2018

Revenue Growth

97th percentile

31%

Faster revenue growth than 97% of similar nonprofits.

2018 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets52nd percentile

Assets

Down

$1,628,363,918

Down $9,896,537 (-0.6%) from 2017

Net Assets

Down

$170,436,408

Down $57,859 (-0.0%) from 2017

Liabilities

Down

$1,457,927,510

Down $9,838,678 (-0.7%) from 2017

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin11th percentile

Revenue

Up

$50,585,364

Up $12,060,628 (+31%) from 2017

Expenses

Up

$44,534,393

Up $7,323,323 (+20%) from 2017

Net Income

Up

$6,050,971

Up $4,737,305 (+361%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth6th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0B$2.0B$1.0B$0Assets 2010: $1,351,563,655Liabilities 2010: $1,196,055,813Net Assets 2010: $155,507,8422010Assets 2011: $1,398,438,374Liabilities 2011: $1,232,167,251Net Assets 2011: $166,271,1232011Assets 2012: $1,435,107,960Liabilities 2012: $1,264,261,558Net Assets 2012: $170,846,4022012Assets 2013: $1,402,048,467Liabilities 2013: $1,237,697,448Net Assets 2013: $164,351,0192013Assets 2014: $1,423,188,398Liabilities 2014: $1,254,496,438Net Assets 2014: $168,691,9602014Assets 2015: $1,465,106,905Liabilities 2015: $1,300,872,175Net Assets 2015: $164,234,7302015Assets 2016: $1,528,730,587Liabilities 2016: $1,364,412,308Net Assets 2016: $164,318,2792016Assets 2017: $1,638,260,455Liabilities 2017: $1,467,766,188Net Assets 2017: $170,494,2672017Assets 2018: $1,628,363,918Liabilities 2018: $1,457,927,510Net Assets 2018: $170,436,4082018Assets 2019: $1,766,989,635Liabilities 2019: $1,574,373,552Net Assets 2019: $192,616,0832019Assets 2020: $2,002,899,481Liabilities 2020: $1,782,599,587Net Assets 2020: $220,299,8942020Assets 2021: $2,159,950,542Liabilities 2021: $1,939,653,614Net Assets 2021: $220,296,9282021Assets 2022: $2,121,264,280Liabilities 2022: $1,970,508,155Net Assets 2022: $150,756,1252022Assets 2023: $2,201,196,958Liabilities 2023: $2,025,165,068Net Assets 2023: $176,031,8902023Assets 2024: $2,387,960,968Liabilities 2024: $2,197,364,883Net Assets 2024: $190,596,0852024

Highlighted filing

2018

Assets$1,628,363,918
Liabilities$1,457,927,510
Net Assets$170,436,408
Open 2018 Filing

Operations Trend

Revenue Growth97th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0Expenses 2010: $40,094,7652010Expenses 2011: $36,364,6352011Expenses 2012: $33,680,9322012Revenue 2013: $35,328,712Expenses 2013: $31,763,525Net Income 2013: $3,565,1872013Revenue 2014: $32,313,002Expenses 2014: $30,440,732Net Income 2014: $1,872,2702014Revenue 2015: $32,544,391Expenses 2015: $31,871,472Net Income 2015: $672,9192015Revenue 2016: $34,367,892Expenses 2016: $33,802,029Net Income 2016: $565,8632016Revenue 2017: $38,524,736Expenses 2017: $37,211,070Net Income 2017: $1,313,6662017Revenue 2018: $50,585,364Expenses 2018: $44,534,393Net Income 2018: $6,050,9712018Revenue 2019: $61,566,808Expenses 2019: $52,893,869Net Income 2019: $8,672,9392019Revenue 2020: $59,900,559Expenses 2020: $53,004,907Net Income 2020: $6,895,6522020Revenue 2021: $56,115,396Expenses 2021: $42,689,928Net Income 2021: $13,425,4682021Revenue 2022: $64,943,643Expenses 2022: $52,576,897Net Income 2022: $12,366,7462022Revenue 2023: $89,429,197Expenses 2023: $88,565,249Net Income 2023: $863,9482023Revenue 2024: $117,116,968Expenses 2024: $110,668,603Net Income 2024: $6,448,3652024

Highlighted filing

2018

Revenue$50,585,364
Expenses$44,534,393
Net Income$6,050,971
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Oct 31, 2019
Return Version
2018v3.1
Gross Receipts
$50,792,364
Mission and Program Overview

Mission

We are a principles based financial cooperative committed to exceptional service, convenience, value and security operating in accordance with the michigan credit union act.

Dow chemical employees' credit union is a principles-based financial cooperative committed to exceptional service, convenience, value and security operating in accordance with the michigan credit union act.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$888,578,363$960,541,761▲ $71,963,398
Investments in Publicly Traded Securities$558,736,086$587,322,638▲ $28,586,552
Rtn Earn Endowment Incm Other Fnds$170,494,267$170,436,408▼ $57,859
Savings and Temporary Cash Investments$142,193,889$30,124,954▼ $112,068,935
Land, Buildings, and Equipment, Net$9,113,223$8,718,605▼ $394,618
Cash and Non-Interest-Bearing Accounts$6,913,584$7,729,735▲ $816,151
Investments Other Securities$5,498,771$5,577,439▲ $78,668
Prepaid Expenses and Deferred Charges$983,800$1,069,383▲ $85,583
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,638,260,455$1,628,363,918▼ $9,896,537
Other Assets Total$26,242,739$27,279,403▲ $1,036,664
Liabilities
Other Liabilities$1,428,331,108$1,422,374,090▼ $5,957,018
Accounts Payable and Accrued Expenses$35,935,080$35,553,420▼ $381,660
Mortgage Notes Payable Secured by Investment Property$3,500,000--
Total Liabilities$1,467,766,188$1,457,927,510▼ $9,838,678
Net Assets / Fund Balance
Total Net Assets Fund Balance$170,494,267$170,436,408▼ $57,859
Total Liabilities and Net Assets / Fund Balance$1,638,260,455$1,628,363,918▼ $9,896,537

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,528,812$10,076,507$12,605,319
Buildings$5,875,632$6,011,073$11,886,705
Land$314,161-$314,161
Compensation and Service Providers
Top Officer Pay21st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dennis HansonPresident/CEOFT$442,787$160,608$603,395
Barbara JungaVP of FinanceFT$31,729$501,575$533,304
Arthur PetersCOOFT$252,548$90,254$342,802
Michael GoadCFOFT$224,186$48,008$272,194
Kenneth RoznowskiVP of LendingFT$199,980$64,287$264,267
Sheila WrightSr. Director of Human ResoFT$157,923$66,851$224,774
John CostelloDirector of LendingFT$139,090$53,636$192,726
Lisa GrayDirector of ComplianceFT$131,893$46,371$178,264
Susan ValleyDirector of Remote ServiceFT$120,920$47,100$168,020
Norman M ZureichDirector of InformationFT$128,527$38,420$166,947
Alison TaylorControllerFT$114,317$39,674$153,991
Carole DanielskiOperations ManagerFT$117,498$22,615$140,113
Kristina BrozzoMortgage ManagerFT$111,196$22,134$133,330

Board Members and Trustees

NameTitle
Gary McguireChairman of the Board
Mark FenskeVice Chairman of the Board
Mark BachmanVice Chairmnan of the Board
Duncan StuartDirector
Lisa MckenneyDirector
Mark BachmanDirector
Perry HolmonDirector
Robert KasprzykDirector
Micheal KappSecretary/treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Jack Henry & AssociatesSoftware Licenses & MaintenancePO BOX 609, Monett, MO 65708$1,056,711
Agp & Associates INCMarketing And Advertising3562 RIDGECREST DR, Midland, MI 48642$749,603
Diebold Nixdorf IncorporatedAtm Supplier And ServicingPO BOX 3077, North Canton, OH 44720$740,930
Cdw Direct LLCIt Equipment And Software300 N MILWAUKEE AVE, Vernon Hills, IL 60061$470,948
Business Data INCMember Statements & NoticesPO BOX 6081, Inglewood, CA 90312-6081$412,215
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$33,835,134
Investment Income
$15,841,694
Other Revenue
$908,536
Change in Net Assets
$6,050,971

Audited Revenue Reconciliation

Revenue per Audited Statements
$50,605,175
Revenue Not Reported on Financial Statements
$-19,811
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$-19,811
Total Revenue per Audited Statements
$50,605,175
Total Revenue per Form 990
$50,585,364
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$31,871,109
Salaries, Compensation, and Employee Benefits$12,663,284
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$14,379,857
Other Salaries and Wages---$6,673,243
Current Officers, Directors, Trustees, and Key Employees---$2,601,482
Other Expenses---$1,924,200
Other Employee Benefits---$1,891,631
Advertising---$1,482,364
Depreciation Depletion---$1,468,868
Office Expenses---$1,154,856
All Other Expenses---$981,709
Fees for Services Management---$773,122
Pension Plan Contributions---$767,448
Information Technology---$740,275
Payroll Taxes---$729,480
Occupancy---$588,651
Fees for Services Accounting---$185,559
Insurance---$117,745
Payments to Affiliates---$112,827
Fees for Services Other---$76,912
Fees for Services Legal---$61,630
Conferences and Meetings---$5,747
Total Functional Expenses$0$0$0$44,534,393

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$44,554,204
Expenses per Audited Statements$44,534,393
Total Expenses per Form 990$44,534,393
Expenses Not Reported on Form 990$19,811
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Hi Yield Deposit Accounts$666,512,489
Share Accounts$309,549,769
Certificates of Deposit$271,869,111
Share Draft Accounts$171,460,257
Health Savings Accounts$2,982,464
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Any individual that has an account with the credit union is a member.”

Form 990, Part VI, Section A, Line 7A

“The credit union is member owned and each member is able to elect the volunteer board of directors.”

Form 990, Part VI, Section A, Line 7B

“There are certain requirements of the michigan credit union act that require a vote of the membership. Normal course of business does not require member approval.”

Form 990, Part VI, Section B, Line 11B

“Certain members of senior management perform their review of the form 990 in its draft form. Once all necessary revisions are made, a copy of the revised form 990 is reviewed with the supervisory committee chairman. Additionally, the version of the form approved by management and the supervisory committee chairman is provided to each member of the board of directors prior to electronic filing.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, all employees receive training to review the standards of conduct policy and all employees are asked to sign a statement disclosing any potential conflicts of interest. The supervisory committee chairman and an officer review any disclosures and take applicable action, as needed.”

Form 990, Part VI, Section B, Line 15

“The credit union utilizes a compensation committee for all staff members' compensation and benefits, including executive pay/programs. We utilize an independent compensation consultant to provide comparability data and final approval of compensation is given by the board of directors.”

Form 990, Part VI, Section C, Line 19

“We post our monthly financials in the lobby and our annual report is on the website. Bylaws would be available to a member upon request. Board policies are not usually made available. If requested, we would explain the policy vs. Making copies available.”

Filing and Contact Details

Filer

Filer Name
DOW CHEMICAL EMPLOYEES' CREDIT UNION
EIN
38-0495567
Phone
9898357794
Address
600 E LYON RD, MIDLAND, MI 48640

Signing Officer

Name
Michael G Goad
Title
Chief Financial Officer
Phone
9898357794
Signed
2019-10-31
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dennis Hanson
Formed
1937
Legal Domicile
Mi
Voting Board Members
8
Independent Board Members
8
Employees
180
Volunteers
15

Preparer

Firm
Doeren Mayhew
Address
12060 S W 129TH COURT STE 201, MIAMI, FL 33186-4582
Preparer
Douglas J Orth
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Atm expense 500,598. Misc. Exp 182,058. Training/development/education 181,493. Share draft/bill pay expense 117,560.”

FORM 990, PART XI, LINE 9:

“Net change in actuarial gains/(losses) 3,220,187. Reclassification of unrealized gains/(losses) on the sale of securities 95,653.”

Form 990, Part XI, Line 2C

“The process that the committee goes through for assuming responsibility for the oversight of the audit of the financial statements has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is exempt, by statute (irc section 501(c)(14)), from federal income taxes. The credit union is a state-chartered credit union described in internal revenue code (irc) section 501(c)(14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purposes. However, irc section 511 imposes a tax on the unrelated business income (as defined in section 512) derived by state-chartered credit unions. Many states have similar laws. The specific application of section 512 to the various activities conducted by state-chartered credit unions has been an issue for many years. In 2007, the internal revenue service (irs) issued a series of technical advice memoranda (tam) to a number of state-chartered credit unions located throughout the country. In these tams, the irs ruled certain products and services to be subject to taxation as unrelated business income. In light of the tams, the credit union has assessed its activities and any potential federal income tax liability. In the opinion of management, any liability arising from federal taxation of activities deemed to be unrelated to its exempt purpose is not expected to have a material effect on the credit union's financial condition or results of operations. The credit union remains subject to examination for income tax returns for years ended after december 31, 2014.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Gains from the sale of oreo reported as part of net non-interest expenses within the audited financial statements.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Gains from the sale of oreo reported as part of net non-interest expenses i within the audited financial statements.”

Raw XML AppendixShowing 400 of 725 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt035935080
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt035553420
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0DOW CHEMICAL EMPLOYEES' CREDIT UNION IS A PRINCIPLES-BASED FINANCIAL COOPERATIVE COMMITTED TO EXCEPTIONAL SERVICE, CONVENIENCE, VALUE AND SECURITY OPERATING IN ACCORDANCE WITH THE MICHIGAN CREDIT UNION ACT.
IRS990/AdvertisingGrp/TotalAmt01482364
IRS990/AllOtherExpensesGrp/TotalAmt0981709
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MICHAEL GOAD CHIEF FINANCIAL OFFICER
IRS990/BooksInCareOfDetail/PhoneNum09898357794
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0600 E LYON ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0MIDLAND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd048640
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt06913584
IRS990/CashNonInterestBearingGrp/EOYAmt07729735
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt023
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt02601482
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt05747
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt01056711
IRS990/ContractorCompensationGrp/CompensationAmt1749603
IRS990/ContractorCompensationGrp/CompensationAmt2740930
IRS990/ContractorCompensationGrp/CompensationAmt3470948
IRS990/ContractorCompensationGrp/CompensationAmt4412215
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0PO BOX 609
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt13562 RIDGECREST DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2PO BOX 3077
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3300 N MILWAUKEE AVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4PO BOX 6081
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0MONETT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1MIDLAND
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2NORTH CANTON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3VERNON HILLS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4INGLEWOOD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1MI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2OH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd065708
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd148642
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd244720
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd360061
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd4903126081
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0JACK HENRY & ASSOCIATES
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1AGP & ASSOCIATES INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2DIEBOLD NIXDORF INCORPORATED
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3CDW DIRECT LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4BUSINESS DATA INC
IRS990/ContractorCompensationGrp/ServicesDesc0SOFTWARE LICENSES & MAINTENANCE
IRS990/ContractorCompensationGrp/ServicesDesc1MARKETING AND ADVERTISING
IRS990/ContractorCompensationGrp/ServicesDesc2ATM SUPPLIER AND SERVICING
IRS990/ContractorCompensationGrp/ServicesDesc3IT EQUIPMENT AND SOFTWARE
IRS990/ContractorCompensationGrp/ServicesDesc4MEMBER STATEMENTS & NOTICES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt015841694
IRS990/CYOtherExpensesAmt031871109
IRS990/CYOtherRevenueAmt0908536
IRS990/CYProgramServiceRevenueAmt033835134
IRS990/CYRevenuesLessExpensesAmt06050971
IRS990/CYSalariesCompEmpBnftPaidAmt012663284
IRS990/CYTotalExpensesAmt044534393
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt050585364
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01468868
IRS990/Desc0DOW CHEMICAL EMPLOYEES' CREDIT UNION IS A MICHIGAN STATE CHARTERED CREDIT UNION PROVIDING APPROXIMATELY 65,000 MEMBERS WITH AFFORDABLE LOAN ACCOUNT SERVICES, SAVINGS, CHECKING ACCOUNTS, AND VARIOUS ELECTRONIC BASED SERVICES INCLUDING ATM ACCESS AND ONLINE BANKING. AS A COOPERATIVE FINANCIAL INSTITUTION, WE STRIVE TO PROVIDE OUTSTANDING MEMBER VALUE AND ARE COMMITTED TO PROVIDING SERVICES AND SOLUTIONS THAT WILL IMPROVE OUR MEMBERS' FINANCIAL LIFE. WE OFFER LOWER RATES ON LOANS, HIGHER RATES ON DEPOSITS AND CHARGE VERY FEW/LOW SERVICE FEES. WE HAVE SERVED OUR MEMBERS FOR OVER 80 YEARS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0180
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0185559
IRS990/FeesForServicesLegalGrp/TotalAmt061630
IRS990/FeesForServicesManagementGrp/TotalAmt0773122
IRS990/FeesForServicesOtherGrp/TotalAmt076912
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt04.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt14.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt24.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt34.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt44.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt54.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt64.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt74.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt84.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2140.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt939188
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1025698
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt119756
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1222079
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1331471
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1430769
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1517139
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1624158
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1717533
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1828222
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1926391
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2022615
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2122134
IRS990/Form990PartVIISectionAGrp/PersonNm0GARY MCGUIRE
IRS990/Form990PartVIISectionAGrp/PersonNm1MARK FENSKE
IRS990/Form990PartVIISectionAGrp/PersonNm2MICHEAL KAPP
IRS990/Form990PartVIISectionAGrp/PersonNm3DUNCAN STUART
IRS990/Form990PartVIISectionAGrp/PersonNm4LISA MCKENNEY
IRS990/Form990PartVIISectionAGrp/PersonNm5PERRY HOLMON
IRS990/Form990PartVIISectionAGrp/PersonNm6ROBERT KASPRZYK
IRS990/Form990PartVIISectionAGrp/PersonNm7MARK BACHMAN
IRS990/Form990PartVIISectionAGrp/PersonNm8MARK BACHMAN
IRS990/Form990PartVIISectionAGrp/PersonNm9DENNIS HANSON
IRS990/Form990PartVIISectionAGrp/PersonNm10ARTHUR PETERS
IRS990/Form990PartVIISectionAGrp/PersonNm11BARBARA JUNGA
IRS990/Form990PartVIISectionAGrp/PersonNm12MICHAEL GOAD
IRS990/Form990PartVIISectionAGrp/PersonNm13KENNETH ROZNOWSKI
IRS990/Form990PartVIISectionAGrp/PersonNm14SHEILA WRIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm15SUSAN VALLEY
IRS990/Form990PartVIISectionAGrp/PersonNm16JOHN COSTELLO
IRS990/Form990PartVIISectionAGrp/PersonNm17NORMAN M ZUREICH
IRS990/Form990PartVIISectionAGrp/PersonNm18LISA GRAY
IRS990/Form990PartVIISectionAGrp/PersonNm19ALISON TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm20CAROLE DANIELSKI
IRS990/Form990PartVIISectionAGrp/PersonNm21KRISTINA BROZZO
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9564207
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10317104
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11523548
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12250115
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13232796
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14194005
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15150881
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16168568
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17149414
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18150042
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19127600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20117498
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21111196
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7VICE CHAIRMNAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10COO
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP OF FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt12CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt14SR. DIRECTOR OF HUMAN RESO
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR OF REMOTE SERVICE
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR OF INFORMATION
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR OF COMPLIANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt19CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt20OPERATIONS MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt21MORTGAGE MANAGER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01937
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-19811
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0187189
IRS990/GrossReceiptsAmt050792364
IRS990/GroupExemptionNum01359
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt021
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0740275
IRS990/InsuranceGrp/TotalAmt0117745
IRS990/InterestGrp/TotalAmt014379857
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt015861505
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt015861505
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt05498771
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt05577439
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0558736086
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0587322638
IRS990/IRPDocumentCnt034342
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt016087580
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09113223
IRS990/LandBldgEquipBasisNetGrp/EOYAmt08718605
IRS990/LandBldgEquipCostOrOtherBssAmt024806185
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0207000
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0DOW CHEMICAL EMPLOYEES' CREDIT UNION IS A PRINCIPLES-BASED FINANCIAL COOPERATIVE COMMITTED TO EXCEPTIONAL SERVICE, CONVENIENCE, VALUE AND SECURITY OPERATING IN ACCORDANCE WITH THE MICHIGAN CREDIT UNION ACT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt03500000
IRS990/NetAssetsOrFundBalancesBOYAmt0170494267
IRS990/NetAssetsOrFundBalancesEOYAmt0170436408
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-19811
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-19811
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-9424670
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0588651
IRS990/OfficeExpensesGrp/TotalAmt01154856
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt026242739
IRS990/OtherAssetsTotalGrp/EOYAmt027279403
IRS990/OtherChangesInNetAssetsAmt03315840
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01891631
IRS990/OtherExpensesGrp/Desc0LOAN EXPENSE
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2EQUIPMENT RENTAL AND MA
IRS990/OtherExpensesGrp/Desc3VISA/DEBIT/CREDIT
IRS990/OtherExpensesGrp/TotalAmt02947865
IRS990/OtherExpensesGrp/TotalAmt12866000
IRS990/OtherExpensesGrp/TotalAmt22002922
IRS990/OtherExpensesGrp/TotalAmt31924200
IRS990/OtherLiabilitiesGrp/BOYAmt01428331108
IRS990/OtherLiabilitiesGrp/EOYAmt01422374090
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/BusinessCd1524298
IRS990/OtherRevenueMiscGrp/Desc0NON-MEMBER ATM FEES
IRS990/OtherRevenueMiscGrp/Desc1INVESTMENT/INSURANCE FEES
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0481051
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1427485
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0481051
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt1427485
IRS990/OtherRevenueTotalAmt0908536
IRS990/OtherSalariesAndWagesGrp/TotalAmt06673243
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0888578363
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0960541761
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt0112827
IRS990/PayrollTaxesGrp/TotalAmt0729480
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0767448
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0983800
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01069383
IRS990/PrincipalOfficerNm0DENNIS HANSON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INCOME ON MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt024575478
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt19259656
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt024575478
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt19259656
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt012104462
IRS990/PYOtherExpensesAmt025730388
IRS990/PYOtherRevenueAmt01000662
IRS990/PYProgramServiceRevenueAmt025419612
IRS990/PYRevenuesLessExpensesAmt01313666
IRS990/PYSalariesCompEmpBnftPaidAmt011480682
IRS990/PYTotalExpensesAmt037211070
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt038524736
IRS990/ReconcilationRevenueExpnssAmt06050971
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0170494267
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0170436408
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0142193889
IRS990/SavingsAndTempCashInvstGrp/EOYAmt030124954
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt05875632

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,628,363,918
Liabilities
$1,457,927,510
Net assets
$170,436,408
Revenue
$50,585,364
Expenses
$44,534,393
Net income
$6,050,971
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,388$2,197$191$117$111$6.45
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,201$2,025$176$89.4$88.6$0.86
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,121$1,971$151$64.9$52.6$12.4
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,160$1,940$220$56.1$42.7$13.4
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,003$1,783$220$59.9$53.0$6.90
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,767$1,574$193$61.6$52.9$8.67
2018Detailed filing. Detailed filing data is available for this year.$1,628$1,458$170$50.6$44.5$6.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,638$1,468$170$38.5$37.2$1.31
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,529$1,364$164$34.4$33.8$0.57
2015Detailed filing. Detailed filing data is available for this year.$1,465$1,301$164$32.5$31.9$0.67
2014Detailed filing. Detailed filing data is available for this year.$1,423$1,254$169$32.3$30.4$1.87
2013Detailed filing. Detailed filing data is available for this year.$1,402$1,238$164$35.3$31.8$3.57
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,435$1,264$171$33.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,398$1,232$166$36.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,352$1,196$156$40.1
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2018 filings • 501(c)14 • $1B+ nonprofits