Civic Intelligence

Meriwest Credit Union

EIN 94-1521987 • 501(c)14 • San Jose, CA

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Profile

A cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, meriwest credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.

5615 Chesbro AvenueSan Jose, CA 95123

www.meriwest.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

81st percentile

0.92x

Higher debt load relative to assets than 81% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

79th percentile

17.54x

Higher debt load relative to revenue than 79% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

24th percentile

5.0%

Higher net margin than 24% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

15th percentile

$637,654

Higher top officer pay than 15% of similar nonprofits.

Top officer pay equals 0.6% of source-year revenue.

501(c)14 • $1B+ nonprofits • Source year 2024

Asset Growth

9th percentile

-4.4%

Faster asset growth than 9% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Revenue Growth

20th percentile

9.2%

Faster revenue growth than 20% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets81st percentile

Assets

Down

$2,097,171,871

Down $95,890,421 (-4.4%) from 2023

Liabilities

Down

$1,936,561,997

Down $100,521,389 (-4.9%) from 2023

Net Assets

Up

$160,609,874

Up $4,630,968 (+3.0%) from 2023

Operations
Liabilities / Revenue79th percentileNet Margin24th percentile

Revenue

Up

$110,386,749

Up $9,307,169 (+9.2%) from 2023

Expenses

Up

$104,869,185

Up $6,288,714 (+6.4%) from 2023

Net Income

Up

$5,517,564

Up $3,018,455 (+121%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth9th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0B$2.0B$1.0B$0Assets 2013: $1,027,899,289Liabilities 2013: $943,499,237Net Assets 2013: $84,400,0522013Assets 2014: $1,057,506,843Liabilities 2014: $965,041,407Net Assets 2014: $92,465,4362014Assets 2015: $1,224,933,913Liabilities 2015: $1,132,896,543Net Assets 2015: $92,037,3702015Assets 2016: $1,344,502,553Liabilities 2016: $1,251,979,859Net Assets 2016: $92,522,6942016Assets 2017: $1,486,442,082Liabilities 2017: $1,380,323,174Net Assets 2017: $106,118,9082017Assets 2018: $1,617,798,786Liabilities 2018: $1,494,092,360Net Assets 2018: $123,706,4262018Assets 2019: $1,678,537,853Liabilities 2019: $1,552,526,714Net Assets 2019: $126,011,1392019Assets 2020: $1,884,893,406Liabilities 2020: $1,753,325,967Net Assets 2020: $131,567,4392020Assets 2021: $2,043,643,160Liabilities 2021: $1,895,069,833Net Assets 2021: $148,573,3272021Assets 2022: $2,248,988,827Liabilities 2022: $2,106,796,535Net Assets 2022: $142,192,2922022Assets 2023: $2,193,062,292Liabilities 2023: $2,037,083,386Net Assets 2023: $155,978,9062023Assets 2024: $2,097,171,871Liabilities 2024: $1,936,561,997Net Assets 2024: $160,609,8742024

Highlighted filing

2024

Assets$2,097,171,871
Liabilities$1,936,561,997
Net Assets$160,609,874
Open 2024 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150M$100M$50M$0Revenue 2013: $42,722,129Expenses 2013: $33,918,037Net Income 2013: $8,804,0922013Revenue 2014: $42,842,705Expenses 2014: $32,941,320Net Income 2014: $9,901,3852014Revenue 2015: $44,000,681Expenses 2015: $36,995,141Net Income 2015: $7,005,5402015Revenue 2016: $51,464,594Expenses 2016: $42,459,060Net Income 2016: $9,005,5342016Revenue 2017: $57,698,801Expenses 2017: $46,644,958Net Income 2017: $11,053,8432017Revenue 2018: $67,382,751Expenses 2018: $55,095,745Net Income 2018: $12,287,0062018Revenue 2019: $73,533,809Expenses 2019: $59,409,330Net Income 2019: $14,124,4792019Revenue 2020: $73,694,841Expenses 2020: $64,721,810Net Income 2020: $8,973,0312020Revenue 2021: $69,088,485Expenses 2021: $59,548,796Net Income 2021: $9,539,6892021Revenue 2022: $77,350,663Expenses 2022: $68,332,025Net Income 2022: $9,018,6382022Revenue 2023: $101,079,580Expenses 2023: $98,580,471Net Income 2023: $2,499,1092023Revenue 2024: $110,386,749Expenses 2024: $104,869,185Net Income 2024: $5,517,5642024

Highlighted filing

2024

Revenue$110,386,749
Expenses$104,869,185
Net Income$5,517,564
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$2,097,171,871
Liabilities
$1,936,561,997
Net assets
$160,609,874
Revenue
$110,386,749
Expenses
$104,869,185
Net income
$5,517,564
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,097$1,937$161$110$105$5.52
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,193$2,037$156$101$98.6$2.50
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,249$2,107$142$77.4$68.3$9.02
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,044$1,895$149$69.1$59.5$9.54
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,885$1,753$132$73.7$64.7$8.97
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,679$1,553$126$73.5$59.4$14.1
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,618$1,494$124$67.4$55.1$12.3
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,486$1,380$106$57.7$46.6$11.1
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,345$1,252$92.5$51.5$42.5$9.01
2015Detailed filing. Detailed filing data is available for this year.$1,225$1,133$92.0$44.0$37.0$7.01
2014Detailed filing. Detailed filing data is available for this year.$1,058$965$92.5$42.8$32.9$9.90
2013Detailed filing. Detailed filing data is available for this year.$1,028$943$84.4$42.7$33.9$8.80
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.2
Gross Receipts
$110,386,749
Mission and Program Overview

Mission

Meriwest credit union is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, meriwest credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.

A cooperative, organized for the purpose of promoting thrift and savings among its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$1,761,245,652$1,657,216,994▼ $104,028,658
Investments in Publicly Traded Securities$297,214,416$284,966,466▼ $12,247,950
Rtn Earn Endowment Incm Other Fnds$155,978,906$160,609,874▲ $4,630,968
Savings and Temporary Cash Investments$62,848,894$67,617,240▲ $4,768,346
Receivables From Officers Etc$5,257,269$12,293,739▲ $7,036,470
Cash and Non-Interest-Bearing Accounts$12,504,768$10,983,156▼ $1,521,612
Prepaid Expenses and Deferred Charges$8,045,610$7,824,733▼ $220,877
Land, Buildings, and Equipment, Net$5,125,680$4,395,113▼ $730,567
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$2,193,062,292$2,097,171,871▼ $95,890,421
Other Assets Total$40,820,003$51,874,430▲ $11,054,427
Liabilities
Other Liabilities$2,011,851,986$1,913,308,221▼ $98,543,765
Accounts Payable and Accrued Expenses$25,231,400$23,253,776▼ $1,977,624
Total Liabilities$2,037,083,386$1,936,561,997▼ $100,521,389
Net Assets / Fund Balance
Total Net Assets Fund Balance$155,978,906$160,609,874▲ $4,630,968
Total Liabilities and Net Assets / Fund Balance$2,193,062,292$2,097,171,871▼ $95,890,421

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$1,221,176$11,038,213$12,259,389
Equipment$1,030,221$7,760,496$8,790,717
Buildings$299,730$4,952,967$5,252,697
Land$1,843,986-$1,843,986
Investment Program Related Org$3,968,000--
Compensation and Service Providers
Top Officer Pay15th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lisa Marie PestaPresident/CEOFT$570,547$67,107$637,654
Brian HennesseySVP, Chief Financial OfficerFT$441,728$62,736$504,464
Chad MazeSVP, Chief Operating OfficerFT$392,320$51,995$444,315
Lina Esther HessVP, Chief Technology OfficerFT$296,922$61,569$358,491
Keith FranceSenior Financial AdvisorFT$295,133$35,854$330,987
Omar MaslicFinancial AdvisorFT$311,208$19,265$330,473
Jihong HuangVP, Chief Treasury OfficerFT$291,053$35,890$326,943
Andrew NguyenFinancial AdvisorFT$269,984$35,234$305,218
Gennady FichtenholzVP, Digital Strategy and EngagementFT$248,018$38,122$286,140
Cynthia Delacerda WatsonVP, Chief Risk & Operations OfficerFT$240,541$39,171$279,712
Melissa a CleborneVP, Chief Human Resources OfficerFT$243,349$36,007$279,356
Ernesto SegoviaVP, Network Operations and SecurityFT$241,611$34,728$276,339
Martina ValentinePresident, Meriwest MortgageFT$225,567$49,441$275,008
Ian K FooVP, Chief Retail OfficerFT$225,116$34,999$260,115
John KwanAvp Assistant ControllerFT$199,011$42,292$241,303
Jean Christopher LabeauAvp Information Technology DevelopmentFT$222,948$12,765$235,713
Jean Christopher LabeauAvp Information Technology Developme-$213,753$21,960$235,713
Brandi Hoffman-ookaVP, Consumer & Fintech LendingFT$179,715$11,275$190,990

Board Members and Trustees

NameTitle
Drarthur L JueChairperson
Philip FluegemannSupv Cmte Chairperson
Scott TimpeVice Chairman
Edwin MachBoard Member
Jim HicksBoard Member
Stan ChapmanBoard Member
Steve GoveiaBoard Member
Udey ChaudhryBoard Member
Rosario MongeSecretary
Jason LakerSupv Cmte Member
Taylor LeeSupv Cmte Member
Harsha VyasTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Jack HenryIt ServicesPO BOX 609, Monett, MO 65708$1,508,322
Digital First Holdings LLCIt ServicesPO BOX 740641, Los Angeles, CA 90074-0641$930,169
Elkins Retail Adverstising INCAdverstising Services274 E HAMILTON AVE SUITE H, Campbell, CA 95008$745,437
Cardtronics USA INCIt ServicesPO BOX 7411058, Chicago, IL 60674-1058$402,772
Fgs Facilities GroupJanitorial Services260 PONTIAC WAY, Fremont, CA 94539$372,021
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$91,549,884
Investment Income
$15,367,655
Other Revenue
$3,469,210
Change in Net Assets
$5,517,564
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$70,162,881
Salaries, Compensation, and Employee Benefits$34,690,924
Grants and Similar Amounts Paid$15,380
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$43,378,446
Other Salaries and Wages---$21,046,661
Office Expenses---$7,451,919
Current Officers, Directors, Trustees, and Key Employees---$5,020,590
Other Employee Benefits---$4,295,072
Pension Plan Contributions---$2,481,193
Occupancy---$2,168,017
Advertising---$1,935,865
Information Technology---$1,849,134
Payroll Taxes---$1,847,408
Fees for Services Other---$1,427,990
Depreciation Depletion---$1,169,684
Insurance---$432,581
Fees for Services Accounting---$318,116
Travel---$279,169
Other Expenses---$256,703
Fees for Services Legal---$245,185
Grants to Domestic Orgs---$13,480
All Other Expenses---$4,454
Grants to Domestic Individuals---$1,900
Total Functional Expenses$0$0$0$104,869,185
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$5,257,269$12,293,739▲ $7,036,470
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares and Deposits$1,658,308,221
Borrowings$255,000,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Meriwest credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift and savings to its members. Meriwest credit union does not have stockholders.”

Form 990, Part VI, Section A, Line 7A

“The governing board of meriwest credit union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves for a period as prescribed by our by-laws.”

Form 990, Part VI, Section A, Line 7B

“At the end of each term of the board members, elections are held and board members are voted by the members of the credit union pursuant to its by-laws. Member votes are also required to ratify decisions dealing with reorganizations as in the case of merger or dissolution.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is made available to the organization's governing body for review.”

Form 990, Part VI, Section B, Line 12C

“A copy of the employee handbook is included as part of the board's consent calendar annually and all staff review and acknowledge compliance with the employee handbook on an annual basis. The board's conflict of interest policy is reviewed and acknowledged at onboarding.”

Form 990, Part VI, Section B, Line 15

“The company has purchased an annual subscription to a compensation program called balanced comp. This manages all our salaries. In addition hr participates in 3-4 credit union salary surveys for executives. This information is also provided to the personnel practices committee of the board of directors.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the credit union financial centers monthly. The conflict of interest policy is posted on the credit union website annually in the nomination packet. The annual report is published on the credit union website and it contains annual financial statements as well. Other documents are available upon request provided there is no rule or regulation governing prohibition of giving out the information.”

Filing and Contact Details

Filer

Filer Name
Meriwest Credit Union
EIN
94-1521987
Phone
4089725222
Address
5615 CHESBRO AVENUE, SAN JOSE, CA 95123

Signing Officer

Name
Jihong Huang
Title
CFO
Phone
4089725222
Signed
2025-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Pesta
Formed
1961
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
9
Employees
295
Volunteers
14

Preparer

Firm
Turner Warren Hwang & Conrad Acctcy
Address
100 NORTH FIRST ST STE 202, BURBANK, CA 91502
Preparer
Natalie Hull CPA
Phone
8189549700
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Changes in other comprehensive income 921,758.”

Form 990, Part XI, Line 2C

“The organization has not changed either its oversight process or selection process during the tax year. Section 1.263(a)-1(f) de minimis safe harbor election: meriwest credit union 5615 chesbro avenue san jose, ca 95123 taxpayer identification number: 94-1521987 for the year ending december 31, 2024. Meriwest credit union is making the de minimis safe harbor election under reg. Sec.1.263(a)-1(f).”

Financial Statement Notes

PART X, LINE 2:

“Fasb asc 740-10-65, income taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed and presented in the consolidated financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing the credit union's tax returns to determine whether the tax positions are "more likely than not" of being sustained "when challenged or "when examined" by the applicable tax authority. Tax positions deemed to not meet the more-likely-than-not threshold should be recorded as a tax expense and liability in the current period.”

Raw XML AppendixShowing 400 of 1,075 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt025231400
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt023253776
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt01935865
IRS990/AllOtherExpensesGrp/TotalAmt04454
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
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IRS990/BooksInCareOfDetail/PhoneNum04083633200
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05615 CHESBRO AVENUE
IRS990/BooksInCareOfDetail/USAddress/CityNm0SAN JOSE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd095123
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt012504768
IRS990/CashNonInterestBearingGrp/EOYAmt010983156
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt036
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt05020590
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt01508322
IRS990/ContractorCompensationGrp/CompensationAmt1930169
IRS990/ContractorCompensationGrp/CompensationAmt2745437
IRS990/ContractorCompensationGrp/CompensationAmt3402772
IRS990/ContractorCompensationGrp/CompensationAmt4372021
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0MONETT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1LOS ANGELES
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2CAMPBELL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4FREMONT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd065708
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IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0JACK HENRY
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1DIGITAL FIRST HOLDINGS LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2ELKINS RETAIL ADVERSTISING INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3CARDTRONICS USA INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4FGS FACILITIES GROUP
IRS990/ContractorCompensationGrp/ServicesDesc0IT SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc1IT SERVICES
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IRS990/ContractorCompensationGrp/ServicesDesc3IT SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc4JANITORIAL SERVICES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt015380
IRS990/CYInvestmentIncomeAmt015367655
IRS990/CYOtherExpensesAmt070162881
IRS990/CYOtherRevenueAmt03469210
IRS990/CYProgramServiceRevenueAmt091549884
IRS990/CYRevenuesLessExpensesAmt05517564
IRS990/CYSalariesCompEmpBnftPaidAmt034690924
IRS990/CYTotalExpensesAmt0104869185
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0110386749
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01169684
IRS990/Desc0MERIWEST CREDIT UNION PROVIDED MEMBERS 1,176 REAL ESTATE BASE LOANS TOTALING OVER 750 MILLION IN 2024.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0295
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0318116
IRS990/FeesForServicesLegalGrp/TotalAmt0245185
IRS990/FeesForServicesOtherGrp/TotalAmt01427990
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
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IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP, CHIEF OPERATING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP, CHIEF TECHNOLOGY OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP, CHIEF TREASURY OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP, CHIEF HUMAN RESOURCES OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP, CHIEF RISK & OPERATIONS OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP, CHIEF RETAIL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP, DIGITAL STRATEGY AND ENGAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP, NETWORK OPERATIONS AND SECURITY
IRS990/Form990PartVIISectionAGrp/TitleTxt22PRESIDENT, MERIWEST MORTGAGE
IRS990/Form990PartVIISectionAGrp/TitleTxt23VP, CONSUMER & FINTECH LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt24FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25SENIOR FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt27AVP INFORMATION TECHNOLOGY DEVELOPMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt28AVP ASSISTANT CONTROLLER
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IRS990/MissionDesc0MERIWEST CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, MERIWEST CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
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