Civic Intelligence

Staley Credit Union

990 • Fiscal year 2023 • EIN 37-6026317

Jan 01, 2023 to Dec 31, 2023 • Filed on Jul 30, 2024

Organization ProfileWWW.STALEYCU.COM

View Organization Page

3330 N WoodfordDecatur, IL 62526

(217) 423-9767

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.93x

Higher debt load relative to assets than 89% of similar nonprofits.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2023

Liabilities / Revenue

44th percentile

16.04x

Higher debt load relative to revenue than 44% of similar nonprofits.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2023

Net Margin

39th percentile

11%

Higher net margin than 39% of similar nonprofits.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2023

Top Officer Pay

58th percentile

$245,621

Higher top officer pay than 58% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2023

Asset Growth

61st percentile

1.8%

Faster asset growth than 61% of similar nonprofits.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2023

Revenue Growth

23rd percentile

15%

Faster revenue growth than 23% of similar nonprofits.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets89th percentile

Assets

Up

$204,753,987

Up $3,580,773 (+1.8%) from 2022

Net Assets

Up

$14,375,712

Up $3,053,012 (+27%) from 2022

Liabilities

Up

$190,378,275

Up $527,761 (+0.3%) from 2022

Revenue And Expenses
Liabilities / Revenue44th percentileNet Margin39th percentile

Revenue

Up

$11,866,618

Up $1,526,410 (+15%) from 2022

Expenses

Up

$10,588,357

Up $1,954,122 (+23%) from 2022

Net Income

Down

$1,278,261

Down $427,712 (-25%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth61st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $102,429,109Liabilities 2010: $94,453,549Net Assets 2010: $7,975,5602010Assets 2011: $107,979,203Liabilities 2011: $99,604,445Net Assets 2011: $8,374,7582011Assets 2012: $115,526,413Liabilities 2012: $107,268,964Net Assets 2012: $8,257,4492012Assets 2013: $120,259,628Liabilities 2013: $110,392,283Net Assets 2013: $9,867,3452013Assets 2014: $124,129,682Liabilities 2014: $113,550,858Net Assets 2014: $10,578,8242014Assets 2015: $126,481,458Liabilities 2015: $117,206,369Net Assets 2015: $9,275,0892015Assets 2016: $128,973,268Liabilities 2016: $119,382,544Net Assets 2016: $9,590,7242016Assets 2017: $135,230,313Liabilities 2017: $123,975,960Net Assets 2017: $11,254,3532017Assets 2018: $137,612,895Liabilities 2018: $126,255,444Net Assets 2018: $11,357,4512018Assets 2019: $146,702,570Liabilities 2019: $135,157,045Net Assets 2019: $11,545,5252019Assets 2020: $175,828,384Liabilities 2020: $163,294,329Net Assets 2020: $12,534,0552020Assets 2021: $195,709,459Liabilities 2021: $180,758,934Net Assets 2021: $14,950,5252021Assets 2022: $201,173,214Liabilities 2022: $189,850,514Net Assets 2022: $11,322,7002022Assets 2023: $204,753,987Liabilities 2023: $190,378,275Net Assets 2023: $14,375,7122023Assets 2024: $209,198,157Liabilities 2024: $191,628,649Net Assets 2024: $17,569,5082024

Highlighted filing

2023

Assets$204,753,987
Liabilities$190,378,275
Net Assets$14,375,712
Open 2023 Filing

Operations Trend

Revenue Growth23rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $6,897,5032010Expenses 2011: $5,867,0052011Expenses 2012: $5,901,4532012Revenue 2013: $6,241,092Expenses 2013: $5,625,312Net Income 2013: $615,7802013Revenue 2014: $6,565,299Expenses 2014: $5,784,122Net Income 2014: $781,1772014Revenue 2015: $6,295,137Expenses 2015: $5,941,132Net Income 2015: $354,0052015Revenue 2016: $6,900,098Expenses 2016: $6,576,504Net Income 2016: $323,5942016Revenue 2017: $7,939,409Expenses 2017: $6,581,161Net Income 2017: $1,358,2482017Revenue 2018: $7,905,464Expenses 2018: $7,251,049Net Income 2018: $654,4152018Revenue 2019: $8,841,072Expenses 2019: $7,634,971Net Income 2019: $1,206,1012019Revenue 2020: $8,689,485Expenses 2020: $8,028,508Net Income 2020: $660,9772020Revenue 2021: $9,502,383Expenses 2021: $8,076,308Net Income 2021: $1,426,0752021Revenue 2022: $10,340,208Expenses 2022: $8,634,235Net Income 2022: $1,705,9732022Revenue 2023: $11,866,618Expenses 2023: $10,588,357Net Income 2023: $1,278,2612023Revenue 2024: $13,477,037Expenses 2024: $11,250,728Net Income 2024: $2,226,3092024

Highlighted filing

2023

Revenue$11,866,618
Expenses$10,588,357
Net Income$1,278,261
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Jul 30, 2024
Return Version
2023v5.1
Gross Receipts
$17,597,123
Mission and Program Overview

Mission

It is the mission of staley credit union to provide convenient, responsive and progressive financial services to its members.

Credit union operated for mutual purposes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$135,643,122$146,947,746▲ $11,304,624
Investments in Publicly Traded Securities$41,856,319$33,064,124▼ $8,792,195
Rtn Earn Endowment Incm Other Fnds$11,322,700$14,375,712▲ $3,053,012
Prepaid Expenses and Deferred Charges$5,852,997$7,848,574▲ $1,995,577
Land, Buildings, and Equipment, Net$6,461,877$6,187,299▼ $274,578
Cash and Non-Interest-Bearing Accounts$6,880,411$6,024,149▼ $856,262
Investments Other Securities$1,848,400$1,948,400▲ $100,000
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$201,173,214$204,753,987▲ $3,580,773
Other Assets Total$2,630,088$2,733,695▲ $103,607
Liabilities
Other Liabilities$188,932,395$189,137,833▲ $205,438
Accounts Payable and Accrued Expenses$672,169$972,189▲ $300,020
Escrow Account Liability$245,950$268,253▲ $22,303
Total Liabilities$189,850,514$190,378,275▲ $527,761
Net Assets / Fund Balance
Total Net Assets Fund Balance$11,322,700$14,375,712▲ $3,053,012
Total Liabilities and Net Assets / Fund Balance$201,173,214$204,753,987▲ $3,580,773

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,519,865$3,570,990$8,090,856
Equipment$745,279$4,111,758$4,857,036
Land$918,653-$918,653
Leasehold Improvements$3,502$298,676$302,178
Compensation and Service Providers
Top Officer Pay58th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kimberly ErvinPresident & CEOFT$212,509$33,112$245,621
Rodney WeeksVP-lendingFT$133,897$23,010$156,907
Cynthia AndersonEvp & CFOFT$133,897$22,201$156,098

Board Members and Trustees

NameTitle
James T Slade IiiBoard Chairman
Michael N LandacreBoard Vice-chairman
MICHELLE D O'BRYANBoard Secretary
Danielle R FieldsDirector
Dennis E TrumpDirector
Jonathan B RinckerDirector
Kurt B BickesDirector
Richard P PodeschiDirector
Steven D BowmanDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
Monroe & AssociatesIt Services1545 CR 375 E, Bethany, IL 61914$233,904
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,590,807
Investment Income
$1,195,868
Other Revenue
$2,079,943
Change in Net Assets
$1,278,261
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,495,272
Salaries, Compensation, and Employee Benefits$3,093,085
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,609,202
All Other Expenses---$1,344,890
Information Technology---$558,884
Depreciation Depletion---$440,493
Travel---$411,854
Other Expenses---$374,701
Advertising---$334,201
Other Employee Benefits---$310,427
Payroll Taxes---$208,047
Office Expenses---$88,778
Fees for Services Legal---$64,538
Insurance---$63,464
Conferences and Meetings---$55,580
Fees for Services Accounting---$44,240
Pension Plan Contributions---$-34,591
Total Functional Expenses$0$0$0$10,588,357
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$3,000
Total Exempt Function Spending$3,000

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$3,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Share Accounts$189,137,833
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“All depositors in the credit union are considered members.”

Form 990, Part VI, Section B, Line 11B

“The return preparer emails a copy of the final version of form 990 to the vp of finance/cfo before it is filed. The vp of finance/cfo distributes the 990 to each board member before filing, so that they may review and approve the form 990.”

Form 990, Part VI, Section B, Line 12C

“Organization reviews annual conflict of interest statements that are signed by each employee.”

Form 990, Part VI, Section B, Line 15

“The president's salary is set by the human resource sub-committee of the board, and the committee reviews and approves salary for other key employees.”

Form 990, Part VI, Section C, Line 19

“The balance sheet is made available to the public each month via a posting in the lobby of each branch.”

Filing and Contact Details

Filer

Filer Name
Staley Credit Union
EIN
37-6026317
Phone
2174239767
Address
3330 N WOODFORD, DECATUR, IL 62526

Signing Officer

Name
Cynthia Anderson
Title
Executive Vice President/CFO
Phone
2174239767
Signed
2024-07-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cynthia Anderson
Formed
1930
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
66
Volunteers
0

Preparer

Firm
Kerber Eck & Braeckel Llp
Address
3200 ROBBINS ROAD STE 200A, SPRINGFIELD, IL 62704
Preparer
Clifford Bumgarner
Phone
2177890960
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Other operating expenses 212,319. Atm 101,024. Postage & shipping 97,134. Credit reporting 88,459. Banking fees 84,517. Maintenance 79,762. Donations 79,047. Bond & fraud loss 78,835. Telephone 71,863. Employee activities 57,635. Education training 55,589. Dfi supervision fees 54,940. Professional services 48,111. Visa fraud loss 41,866. Collection 38,084. Atm/cash delivery 37,776. Association dues 33,900. Provision for negative shares 22,958. Seg/member relations/youth 17,270. Share draft 12,433. Publications & subscriptions 10,705. Ira admin fees 5,807. Security 4,653. Misc. Operating costs 4,439. Cash short 3,003. Interest-overnight borrowing 2,761.”

FORM 990, PART XI, LINE 9:

“Unrecognized net gain on pension 833,250. Cecl day 1 entry -25,000.”

Financial Statement Notes

PART IV, LINE 1B:

“The organization collects real estate tax and insurance payments from members and remits then to the proper entities.”

PART IV, LINE 2B:

“The ending liability balance represents the excess amount that customers have deposited that has yet to be remitted to the proper entity.”

PART X, LINE 2:

“The credit union does not have audited financials statements as of the tax year ending december 31, 2023. However, the following statement is included in the september 30, 2023, audited financial statements. The credit union has recognized in the financial statements the effects of all tax positions and continually evaluates expiring statutes of limitations, audits, changes in tax law, and new authoritative rulings. The credit union is not aware of any circumstances or events that make it reasonably possible that unrecognized tax benefits may increase or decrease within 12 months of the date of the statement of financial condition.”

Form 990, Part IV, Line 12A

“Form 990, schedule d, parts xi, xii, and xiii are not applicable at december 31, 2023. Staley credit union receives audited financial statements annually at september 30 rather than at december 31.”

Raw XML AppendixShowing 400 of 482 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0672169
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0972189
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0CREDIT UNION OPERATED FOR MUTUAL PURPOSES.
IRS990/AdvertisingGrp/TotalAmt0334201
IRS990/AllOtherExpensesGrp/TotalAmt01344890
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CYNTHIA ANDERSON
IRS990/BooksInCareOfDetail/PhoneNum02174239767
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03330 N WOODFORD
IRS990/BooksInCareOfDetail/USAddress/CityNm0DECATUR
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd062526
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt06880411
IRS990/CashNonInterestBearingGrp/EOYAmt06024149
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt055580
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0233904
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt01545 CR 375 E
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0BETHANY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd061914
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0MONROE & ASSOCIATES
IRS990/ContractorCompensationGrp/ServicesDesc0IT SERVICES
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01195868
IRS990/CYOtherExpensesAmt07495272
IRS990/CYOtherRevenueAmt02079943
IRS990/CYProgramServiceRevenueAmt08590807
IRS990/CYRevenuesLessExpensesAmt01278261
IRS990/CYSalariesCompEmpBnftPaidAmt03093085
IRS990/CYTotalExpensesAmt010588357
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt011866618
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0440493
IRS990/Desc0RECEIVED DEPOSITS IN VARIOUS ACCOUNT TYPES FOR APPROXIMATELY 17,869 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt066
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt0245950
IRS990/EscrowAccountLiabilityGrp/EOYAmt0268253
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt044240
IRS990/FeesForServicesLegalGrp/TotalAmt064538
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt917532
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1013859
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1114124
IRS990/Form990PartVIISectionAGrp/PersonNm0DANIELLE R FIELDS
IRS990/Form990PartVIISectionAGrp/PersonNm1JONATHAN B RINCKER
IRS990/Form990PartVIISectionAGrp/PersonNm2DENNIS E TRUMP
IRS990/Form990PartVIISectionAGrp/PersonNm3MICHAEL N LANDACRE
IRS990/Form990PartVIISectionAGrp/PersonNm4STEVEN D BOWMAN
IRS990/Form990PartVIISectionAGrp/PersonNm5RICHARD P PODESCHI
IRS990/Form990PartVIISectionAGrp/PersonNm6MICHELLE D O'BRYAN
IRS990/Form990PartVIISectionAGrp/PersonNm7KURT B BICKES
IRS990/Form990PartVIISectionAGrp/PersonNm8JAMES T SLADE III
IRS990/Form990PartVIISectionAGrp/PersonNm9KIMBERLY ERVIN
IRS990/Form990PartVIISectionAGrp/PersonNm10CYNTHIA ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm11RODNEY WEEKS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9228089
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10142239
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11142783
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10EVP & CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP-LENDING
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01930
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0-284274
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt05446231
IRS990/GrossReceiptsAmt017597123
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0558884
IRS990/InsuranceGrp/TotalAmt063464
IRS990/InvestmentIncomeGrp/ExclusionAmt01480142
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01480142
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01848400
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01948400
IRS990/InvestmentsPubTradedSecGrp/BOYAmt041856319
IRS990/InvestmentsPubTradedSecGrp/EOYAmt033064124
IRS990/IRPDocumentCnt03008
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt07981424
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06461877
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06187299
IRS990/LandBldgEquipCostOrOtherBssAmt014168723
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt05730505
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0IT IS THE MISSION OF STALEY CREDIT UNION TO PROVIDE CONVENIENT, RESPONSIVE AND PROGRESSIVE FINANCIAL SERVICES TO ITS MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt011322700
IRS990/NetAssetsOrFundBalancesEOYAmt014375712
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-284274
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-284274
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0966501
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt088778
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02630088
IRS990/OtherAssetsTotalGrp/EOYAmt02733695
IRS990/OtherChangesInNetAssetsAmt0808250
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0310427
IRS990/OtherExpensesGrp/Desc0PRODUCTS & SERVICES
IRS990/OtherExpensesGrp/Desc1DIVIDENDS PAID TO MEMBE
IRS990/OtherExpensesGrp/Desc2INDIRECT LOAN FEES
IRS990/OtherExpensesGrp/Desc3LOAN PROCESS
IRS990/OtherExpensesGrp/TotalAmt02142874
IRS990/OtherExpensesGrp/TotalAmt11190424
IRS990/OtherExpensesGrp/TotalAmt2380351
IRS990/OtherExpensesGrp/TotalAmt3374701
IRS990/OtherLiabilitiesGrp/BOYAmt0188932395
IRS990/OtherLiabilitiesGrp/EOYAmt0189137833
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER REVENUE
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02079943
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02079943
IRS990/OtherRevenueTotalAmt02079943
IRS990/OtherSalariesAndWagesGrp/TotalAmt02609202
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0135643122
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0146947746
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0208047
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0-34591
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt05852997
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt07848574
IRS990/PrincipalOfficerNm0CYNTHIA ANDERSON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1VISA DEBIT INTERCHANGE
IRS990/ProgramServiceRevenueGrp/Desc2VISA CREDIT INTERCHANGE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06578007
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11344421
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2668379
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06578007
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11344421
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2668379
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE CONSUMER AND REAL ESTATE LOANS TO APPROXIMATELY 12,639 MEMBERS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0761207
IRS990/PYOtherExpensesAmt06187203
IRS990/PYOtherRevenueAmt02658876
IRS990/PYProgramServiceRevenueAmt06920125
IRS990/PYRevenuesLessExpensesAmt01705973
IRS990/PYSalariesCompEmpBnftPaidAmt02447032
IRS990/PYTotalExpensesAmt08634235
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt010340208
IRS990/ReconcilationRevenueExpnssAmt01278261
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt011322700
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014375712
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd00
IRS990ScheduleC/InternalFundsContributedAmt03000
IRS990ScheduleC/PoliticalExpendituresAmt03000
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION POL ACTION COUNCIL
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt03000
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 W DIEHL RD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd060563
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0CONTRIBUTION TO CUPAC.
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS NO POLITICAL ORGANIZATION TAXABLE INCOME FOR THE YEAR ENDED DECEMBER 31, 2023.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc1PART 1-C LINE 4
IRS990ScheduleC/TotalExemptFunctionExpendAmt03000
IRS990ScheduleD/AdditionsDuringYearAmt0724728
IRS990ScheduleD/AgentTrusteeEtcInd01
IRS990ScheduleD/BeginningBalanceAmt0245950
IRS990ScheduleD/BuildingsGrp/BookValueAmt04519865
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03570990
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt08090856
IRS990ScheduleD/DistributionsDuringYearAmt0702425
IRS990ScheduleD/EndingBalanceAmt0268253
IRS990ScheduleD/EquipmentGrp/BookValueAmt0745279
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04111758
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04857036
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0918653
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0918653
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt03502
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0298676
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0302178
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0189137833
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARE ACCOUNTS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION COLLECTS REAL ESTATE TAX AND INSURANCE PAYMENTS FROM MEMBERS AND REMITS THEN TO THE PROPER ENTITIES.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1THE ENDING LIABILITY BALANCE REPRESENTS THE EXCESS AMOUNT THAT CUSTOMERS HAVE DEPOSITED THAT HAS YET TO BE REMITTED TO THE PROPER ENTITY.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION DOES NOT HAVE AUDITED FINANCIALS STATEMENTS AS OF THE TAX YEAR ENDING DECEMBER 31, 2023. HOWEVER, THE FOLLOWING STATEMENT IS INCLUDED IN THE SEPTEMBER 30, 2023, AUDITED FINANCIAL STATEMENTS. THE CREDIT UNION HAS RECOGNIZED IN THE FINANCIAL STATEMENTS THE EFFECTS OF ALL TAX POSITIONS AND CONTINUALLY EVALUATES EXPIRING STATUTES OF LIMITATIONS, AUDITS, CHANGES IN TAX LAW, AND NEW AUTHORITATIVE RULINGS. THE CREDIT UNION IS NOT AWARE OF ANY CIRCUMSTANCES OR EVENTS THAT MAKE IT REASONABLY POSSIBLE THAT UNRECOGNIZED TAX BENEFITS MAY INCREASE OR DECREASE WITHIN 12 MONTHS OF THE DATE OF THE STATEMENT OF FINANCIAL CONDITION.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt3FORM 990, SCHEDULE D, PARTS XI, XII, AND XIII ARE NOT APPLICABLE AT DECEMBER 31, 2023. STALEY CREDIT UNION RECEIVES AUDITED FINANCIAL STATEMENTS ANNUALLY AT SEPTEMBER 30 RATHER THAN AT DECEMBER 31.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 1B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART IV, LINE 2B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IV, LINE 12A
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06187299
IRS990ScheduleD/TotalLiabilityAmt0189137833
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0212509
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1133897
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2133897
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount015580
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount18886
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount28342
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt017532
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt114124
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt213859
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0KIMBERLY ERVIN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1RODNEY WEEKS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2CYNTHIA ANDERSON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT & CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VP-LENDING
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2EVP & CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0245621
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1156907
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2156098
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt20
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALL DEPOSITORS IN THE CREDIT UNION ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE RETURN PREPARER EMAILS A COPY OF THE FINAL VERSION OF FORM 990 TO THE VP OF FINANCE/CFO BEFORE IT IS FILED. THE VP OF FINANCE/CFO DISTRIBUTES THE 990 TO EACH BOARD MEMBER BEFORE FILING, SO THAT THEY MAY REVIEW AND APPROVE THE FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ORGANIZATION REVIEWS ANNUAL CONFLICT OF INTEREST STATEMENTS THAT ARE SIGNED BY EACH EMPLOYEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT'S SALARY IS SET BY THE HUMAN RESOURCE SUB-COMMITTEE OF THE BOARD, AND THE COMMITTEE REVIEWS AND APPROVES SALARY FOR OTHER KEY EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BALANCE SHEET IS MADE AVAILABLE TO THE PUBLIC EACH MONTH VIA A POSTING IN THE LOBBY OF EACH BRANCH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OTHER OPERATING EXPENSES 212,319. ATM 101,024. POSTAGE & SHIPPING 97,134. CREDIT REPORTING 88,459. BANKING FEES 84,517. MAINTENANCE 79,762. DONATIONS 79,047. BOND & FRAUD LOSS 78,835. TELEPHONE 71,863. EMPLOYEE ACTIVITIES 57,635. EDUCATION TRAINING 55,589. DFI SUPERVISION FEES 54,940. PROFESSIONAL SERVICES 48,111. VISA FRAUD LOSS 41,866. COLLECTION 38,084. ATM/CASH DELIVERY 37,776. ASSOCIATION DUES 33,900. PROVISION FOR NEGATIVE SHARES 22,958. SEG/MEMBER RELATIONS/YOUTH 17,270. SHARE DRAFT 12,433. PUBLICATIONS & SUBSCRIPTIONS 10,705. IRA ADMIN FEES 5,807. SECURITY 4,653. MISC. OPERATING COSTS 4,439. CASH SHORT 3,003. INTEREST-OVERNIGHT BORROWING 2,761.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6UNRECOGNIZED NET GAIN ON PENSION 833,250. CECL DAY 1 ENTRY -25,000.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$204,753,987
Liabilities
$190,378,275
Net assets
$14,375,712
Revenue
$11,866,618
Expenses
$10,588,357
Net income
$1,278,261
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$209$192$17.6$13.5$11.3$2.23
2023Detailed filing. Detailed filing data is available for this year.$205$190$14.4$11.9$10.6$1.28
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$201$190$11.3$10.3$8.63$1.71
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$196$181$15.0$9.50$8.08$1.43
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$176$163$12.5$8.69$8.03$0.66
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$147$135$11.5$8.84$7.63$1.21
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$138$126$11.4$7.91$7.25$0.65
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$135$124$11.3$7.94$6.58$1.36
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$129$119$9.59$6.90$6.58$0.32
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$126$117$9.28$6.30$5.94$0.35
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$124$114$10.6$6.57$5.78$0.78
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$120$110$9.87$6.24$5.63$0.62
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$116$107$8.26$5.90
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$108$99.6$8.37$5.87
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$102$94.5$7.98$6.90